SBDKREDIT, spol. s r.o.

Company financial profile・Company ID 31379869・Tomášikova 11, 82101 Bratislava・Founded 1994

Financial report Financial statements

Active

Turnover 2025

85 K €

−31 %

Company ID: 31379869
Tax ID: 2020322447
VAT ID: SK2020322447, under §4, registered since Wednesday, January 1, 1997

Registered office: SBDKREDIT, spol. s r.o.Tomášikova 11 82101 Bratislava
Established: Wednesday, September 28, 1994
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerMestský súd Bratislava III, Dr/161/B

Profit 2025

−13 K €

−5,255 %Net profit after tax

Assets

10 K €

−66 %Total assets, stated excl. VAT

Equity

−8,683 €

−311 %Assets less external liabilities

Debt ratio

186.4 %

+100 ppLiabilities / total assets

Gross margin

49.9 %

+5.5 ppGross profit / sales

Coming soon

Andromia score

—

Profit

−5,255 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

−29 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

-15.1 %

−15 pp

Profit / revenue

Profit margin

-15.3 %

−15 pp

Profit / sales

ROA

-127.4 %

−127 pp

Return on assets

ROE

147.4 %

+153 pp

Return on equity

Return on costs

-13.1 %

−13 pp

Profit / (revenue − profit)

Added value to revenue

49.2 %

+6.3 pp

Added value / revenue

Earnings before tax

−12 K €

−1,742 %

Profit + income tax

Effective tax

-8.1 %

−141 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	67 K €	67 K €	119 K €	84 K €
Value added	36 K €	4,759 €	53 K €	42 K €
Operating revenue	69 K €	121 K €	123 K €	85 K €
Profit after tax	−12 K €	8,859 €	−239 €	−13 K €
Income tax	0 €	1,085 €	960 €	960 €
Current income tax	0 €	1,085 €	960 €	960 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	39 K €	40 K €	47 K €	47 K €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets1,669 €
Current assets7,631 €
Accruals and deferrals747 €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity−8,683 €
Liabilities19 K €
Accruals and deferrals0 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	24 K €	26 K €	30 K €	10 K €
Non-current assets	16 K €	11 K €	5,291 €	1,669 €
Property, plant and equipment	16 K €	11 K €	5,291 €	1,669 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	6,683 €	15 K €	23 K €	7,631 €
Inventory	56 €	29 €	32 €	42 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	5,779 €	9,124 €	22 K €	7,165 €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	848 €	5,411 €	1,187 €	424 €
Accruals and deferrals	847 €	752 €	1,481 €	747 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	24 K €	26 K €	30 K €	10 K €
Equity	−4,503 €	4,356 €	4,117 €	−8,683 €
Share capital	6,640 €	6,640 €	6,640 €	6,640 €
Funds and other equity components	664 €	664 €	664 €	664 €
Profit/loss of previous years	−1,757 €	−14 K €	−5,272 €	−5,512 €
Profit/loss for the accounting period after tax	−12 K €	8,859 €	−239 €	−13 K €
Liabilities	28 K €	22 K €	26 K €	19 K €
Non-current liabilities	10 K €	7,298 €	4,713 €	1,307 €
Current liabilities	11 K €	11 K €	15 K €	13 K €
Short-term financial assistance	4,031 €	0 €	2,800 €	0 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	3,175 €	3,319 €	3,655 €	4,220 €
Accruals and deferrals	0 €	0 €	0 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0526Excess deduction for the period0 €Tax liability for the period1,230.98 €No
Tax reliability indexReliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Central Register of Contracts

Contract count2

Total amount69,540 €

Counterparties1

Latest contractThursday, August 27, 2026

Largest partners

View all

Štátny fond rozvoja bývania2×69,540 €Thursday, August 27, 2026

Recent contracts

View all

ZMLUVA O ZRIADENÍ ZÁLOŽNÉHO PRÁVA NA SÚČASNÉ A BUDÚCE POHĽADÁVKY FONDU PREVÁDZKY, ÚDRŽBY A OPRÁV
Štátny fond rozvoja bývania34,770 €Thursday, August 27, 2026
Zmluva o úvere
Štátny fond rozvoja bývania34,770 €Wednesday, August 26, 2026

Zdroj: Centrálny register zmlúv (www.crz.gov.sk), Úrad vlády SR, licencia CC BY 4.0

Business activities

23 registered activities

správa bytového a nebytového fondu,Valid from Thursday, March 6, 2014
údržba bytového a nebytového fondu v rozsahu voľných živností,Valid from Thursday, March 6, 2014
činnosť podnikateľských, organizačných a ekonomických poradcov,Valid from Friday, September 21, 2012
dokončovacie stavebné práce pri realizácii exteriérov a interiérov,Valid from Friday, September 21, 2012
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (vekoobchod),Valid from Friday, September 21, 2012
prenájom hnuteľných vecí,Valid from Friday, September 21, 2012
prípravné práce k realizácii stavby,Valid from Friday, September 21, 2012
sprostredkovateľská činnosť v oblasti služieb v rozsahu voľných živností,Valid from Friday, September 21, 2012
sprostredkovateľská činnosť v oblasti výroby v rozsahu voľných živností,Valid from Friday, September 21, 2012
prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmom,Valid from Tuesday, June 2, 2009

Statutory bodies and related persons

Statutory body

2 active of 9

Filip PokornýActive
Konateľfrom Thursday, June 29, 2017
Address Beniakova 3136/5A, 84105 Bratislava - mestská časť Karlova Ves, Slovenská republika
Mgr. Michaela RakickáActive
Konateľfrom Thursday, June 29, 2017
Address Pribišova 3099/2, 84105 Bratislava - mestská časť Karlova Ves, Slovenská republika
Ing. Miroslav PrivrelEnded
KonateľMonday, January 1, 2007 – Wednesday, July 26, 2017
Address Líščie údolie 143/A, 84104 Bratislava, Slovenská republika
JUDr. Adriana SchwartzováEnded
KonateľMonday, January 1, 2007 – Tuesday, December 18, 2007
Address Matejkova 9, 84105 Bratislava, Slovenská republika
JUDr. Adriana SchwartzováEnded
KonateľMonday, January 1, 2007 – Thursday, October 27, 2016
Address Kresánkova 20, 84105 Bratislava, Slovenská republika
Ing. Miroslav PrivrelEnded
PredstavenstvoWednesday, September 28, 1994 – Sunday, December 31, 2006
podpredseda
Address Líščie údolie 143/A, Bratislava, Slovenská republika
JUDr. Adriana SchwartzováEnded
PredstavenstvoWednesday, September 28, 1994 – Sunday, December 31, 2006
predseda
Address Pribišova 2, Bratislava, Slovenská republika
Marinka NikolováEnded
PredstavenstvoWednesday, September 28, 1994 – Wednesday, May 28, 1997
Address Čiližská 1, Bratislava, Slovenská republika
Peter ZemanEnded
PredstavenstvoWednesday, September 28, 1994 – Wednesday, May 28, 1997
Address Pri pálenici 6, Ivánka pri Dunaji, Slovenská republika

Related persons

2 active of 9

Filip PokornýActive
Spoločník v.o.s. / s.r.o.from Thursday, July 27, 2017
Address Beniakova 3136/5A, 84105 Bratislava - mestská časť Karlova Ves, Slovenská republika
Share40 %Contribution2,656 EUR
Mgr. Michaela RakickáActive
Spoločník v.o.s. / s.r.o.from Thursday, July 27, 2017
Address Pribišova 3099/2, 84105 Bratislava - mestská časť Karlova Ves, Slovenská republika
Share60 %Contribution3,984 EUR
JUDr. Alan SchwartzEnded
Spoločník v.o.s. / s.r.o.Friday, October 28, 2016 – Wednesday, July 26, 2017
Address Kresánkova 3471/20, 84105 Bratislava, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Miroslav PrivrelEnded
Spoločník v.o.s. / s.r.o.Tuesday, March 3, 2009 – Wednesday, July 26, 2017
Address Líščie údolie 143/A, 84104 Bratislava, Slovenská republika
Share50 %Contribution3,320 EUR
JUDr. Adriana SchwartzováEnded
Spoločník v.o.s. / s.r.o.Tuesday, March 3, 2009 – Thursday, October 27, 2016
Address Kresánkova 20, 84105 Bratislava, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Miroslav PrivrelEnded
Spoločník v.o.s. / s.r.o.Wednesday, December 19, 2007 – Monday, March 2, 2009
Address Líščie údolie 143/A, 84104 Bratislava, Slovenská republika
Share50 %Contribution100,000 SKK
JUDr. Adriana SchwartzováEnded
Spoločník v.o.s. / s.r.o.Wednesday, December 19, 2007 – Monday, March 2, 2009
Address Kresánkova 20, 84105 Bratislava, Slovenská republika
Share50 %Contribution100,000 SKK
Ing. Miroslav PrivrelEnded
Spoločník v.o.s. / s.r.o.Monday, January 1, 2007 – Tuesday, December 18, 2007
Address Líščie údolie 143/A, 84104 Bratislava, Slovenská republika
Share70 %Contribution140,000 SKK
JUDr. Adriana SchwartzováEnded
Spoločník v.o.s. / s.r.o.Monday, January 1, 2007 – Tuesday, December 18, 2007
Address Matejkova 9, 84105 Bratislava, Slovenská republika
Share30 %Contribution60,000 SKK

Company history

9 changes in the register

Names
3 records
- SBDKREDIT, spol. s r.o.from Monday, January 1, 2007
- Stavebné bytové družstvo KREDITMonday, May 12, 2003 – Sunday, December 31, 2006
- Stavebné bytové družstvo KreditWednesday, September 28, 1994 – Sunday, May 11, 2003
Registered office
6 records
- Tomášikova 11, 82101 Bratislava, Slovenská republikafrom Friday, September 21, 2012
- Tomášikova 11, 82102 Bratislava, Slovenská republikaMonday, January 1, 2007 – Thursday, September 20, 2012
- Tomášikova 11, 82102 Bratislava, Slovenská republikaMonday, May 12, 2003 – Sunday, December 31, 2006
- Mierová 64, 82105 Bratislava, Slovenská republikaThursday, May 29, 1997 – Sunday, May 11, 2003
- Trnavská 82, 82102 Bratislava, Slovenská republikaMonday, December 18, 1995 – Wednesday, May 28, 1997
- Pod Rovnicami 4, 84105 Bratislava, Slovenská republikaWednesday, September 28, 1994 – Sunday, December 17, 1995
Legal form
2 records
- Spoločnosť s ručením obmedzenýmfrom Monday, January 1, 2007
- DružstvoWednesday, September 28, 1994 – Sunday, December 31, 2006
ID number
2 records
- 31379869from Monday, January 1, 2007
- 31379869Wednesday, September 28, 1994 – Sunday, December 31, 2006

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Mestský súd Bratislava III
Registration number: Dr/161/B
Main activity: Nákup a predaj vlastných nehnuteľností
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active
VAT registration: Active

Legal facts

14 entries from the business register

Friday, October 28, 2016Zápisnica z valného zhromaždenia zo dňa 13.10.2016.
Thursday, March 6, 2014Zápisnica z valného zhromaždenia zo dňa 18.02.2014.
Friday, September 21, 2012Zápisnica z valného zhromaždenia zo dňa 04.09.2012.
Tuesday, June 2, 2009Zápisnica z valného zhromaždenia zo dňa 13.05.2009.
Wednesday, December 19, 2007Zápisnica z valného zhromaždenia konaného dňa 13.12.2007.
Monday, January 1, 2007Členská schôdza dňa 05.11.1996, schválila dodatok č. 2 k stanovám družstva. Stary spis: Dr 1972
Monday, January 1, 2007Družstvo bolo založené na ustanovujúcej členskej schôdzi konanej dňa 18.9.1994 podľa ustanovení zák. č. 513/1991 Zb. Stary spis: Dr 1972
Monday, January 1, 2007Notárska zápisnica N 738/2006, Nz 47453/2006, NCRls 47166/2006 spísaná dňa 23.11.2006 notárom JUDr. Ludmilou Joanidisovou osvedčujúca priebeh členskej schôdze družstva, na ktorom bolo rozhodnuté o premene družstva Stavebné bytové družstvo KREDIT, Tomášikova 11, 821 02 Bratislava, IČO : 31 379 869 na obchodnú spoločnosť SBDKREDIT, spol. s r.o., Tomášikova 11, 821 02 Bratislava, IČO : 31 379 869.
Monday, January 1, 2007Zápisnica z členskej schôdze konanej dňa 20.10.1995. Dodatok č. 1 k stanovám zo dňa 20.10.1995. Stary spis: Dr 1972
Monday, January 1, 2007Zmena stanov schválená na členskej schôdzi dňa 10.1.2003.
Monday, May 12, 2003Zmena stanov schválená na členskej schôdzi dňa 10.1.2003.
Thursday, May 29, 1997Členská schôdza dňa 05.11.1996, schválila dodatok č. 2 k stanovám družstva. Stary spis: Dr 1972
Monday, December 18, 1995Zápisnica z členskej schôdze konanej dňa 20.10.1995. Dodatok č. 1 k stanovám zo dňa 20.10.1995. Stary spis: Dr 1972
Wednesday, September 28, 1994Družstvo bolo založené na ustanovujúcej členskej schôdzi konanej dňa 18.9.1994 podľa ustanovení zák. č. 513/1991 Zb. Stary spis: Dr 1972

SBDKREDIT, spol. s r.o.

Registered office

SBDKREDIT, spol. s r.o.

Tomášikova 11, 82101 Bratislava

Open in Google Maps

SBDKREDIT, spol. s r.o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Central Register of Contracts

Largest partners

Recent contracts

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Names

Registered office

Legal form

ID number

Registration

Legal facts

Registered office

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