Company data from Slovak public registers

Andromia Insight

KOVAL & spol., s.r.o.

Company financial profile・Company ID 31605851・Komenského 3, 97401 Banská Bystrica・Founded 1994

Financial reportFinancial statements
Active

Turnover 2025

10 K €

−45 %
Company ID
31605851
Tax ID
2020455019
VAT ID
SK2020455019, under §4, registered since Thursday, January 1, 1998
Registered office
KOVAL & spol., s.r.o.Komenského 3 97401 Banská Bystrica
Established
Monday, May 2, 1994
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerOkresný súd Banská Bystrica, Sro/1904/S

Profit 2025

2,088 €

−56 %Net profit after tax

Assets

12 K €

−42 %Total assets, stated excl. VAT

Equity

−1,946 €

+52 %Assets less external liabilities

Debt ratio

116.9 %

−3.3 ppLiabilities / total assets

Gross margin

43.2 %

−17 ppGross profit / sales
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Andromia score

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Profit

−56 %
−41 K €189 K €−40 K €−31 K €−30 K €−17 K €−961 €8,015 €2,039 €8,919 €4,768 €2,088 €2014201520162017201820192020202120222023202420252014−41 K €2015189 K €2016−40 K €2017−31 K €2018−30 K €2019−17 K €2020−961 €20218,015 €20222,039 €20238,919 €20244,768 €20252,088 €

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

−50 %
77 K €42 K €39 K €31 K €31 K €45 K €54 K €54 K €54 K €30 K €18 K €9,067 €201420152016201720182019202020212022202320242025201477 K €201542 K €201639 K €201731 K €201831 K €201945 K €202054 K €202154 K €202254 K €202330 K €202418 K €20259,067 €

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

960 €47 K €960 €960 €0 €0 €0 €0 €0 €2,735 €1,673 €457 €201420152016201720182019202020212022202320242025Total tax · 2014960 €Total tax · 201547 K €Total tax · 2016960 €Total tax · 2017960 €Total tax · 20180 €Total tax · 20190 €Total tax · 20200 €Total tax · 20210 €Total tax · 20220 €Total tax · 20232,735 €Total tax · 20241,673 €Total tax · 2025457 €

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

20.3 %

−5.1 pp

Profit / revenue

Profit margin

23.0 %

−3.1 pp

Profit / sales

ROA

18.1 %

−5.8 pp

Return on assets

ROE

-107.3 %

+11 pp

Return on equity

Return on costs

25.5 %

−8.5 pp

Profit / (revenue − profit)

Added value to revenue

38.1 %

−21 pp

Added value / revenue

Earnings before tax

2,545 €

−60 %

Profit + income tax

Effective tax

18.0 %

−8.0 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

81 K €2014306 K €201541 K €201631 K €201731 K €201847 K €201954 K €202062 K €202155 K €202231 K €202319 K €202410 K €2025

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item2022202320242025
Sales of products, services and goods54 K €30 K €18 K €9,067 €
Value added44 K €14 K €11 K €3,915 €
Operating revenue55 K €31 K €19 K €10 K €
Profit after tax2,039 €8,919 €4,768 €2,088 €
Income tax0 €2,735 €1,673 €457 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item2022202320242025
Personnel costs41 K €1,382 €0 €0 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

  • Non-current assets0 €
  • Current assets12 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

  • Equity−1,946 €
  • Liabilities13 K €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item2022202320242025
Total assets11 K €17 K €20 K €12 K €
Non-current assets3,000 €3,301 €0 €0 €
Property, plant and equipment3,000 €3,000 €0 €0 €
Non-current intangible assets0 €301 €0 €0 €
Non-current financial assets0 €0 €0 €0 €
Current assets7,970 €14 K €20 K €12 K €
Inventory0 €0 €0 €0 €
Non-current receivables0 €0 €0 €0 €
Current receivables1,609 €1,057 €2,607 €102 €
Financial accounts6,361 €13 K €17 K €11 K €

Liabilities and equity

Item2022202320242025
Total equity and liabilities11 K €17 K €20 K €12 K €
Equity−17 K €−8,501 €−4,034 €−1,946 €
Share capital64 K €64 K €64 K €64 K €
Profit/loss of previous years−111 K €−109 K €−100 K €−96 K €
Profit/loss for the accounting period after tax2,039 €8,919 €4,768 €2,088 €
Liabilities28 K €26 K €24 K €13 K €
Non-current liabilities23 K €22 K €22 K €13 K €
Current liabilities5,361 €3,940 €2,438 €926 €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans0 €0 €0 €0 €
Provisions0 €0 €0 €0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionLatest taxable period0526Excess deduction for the period10.4 €Tax liability for the period0 €Yes
  • Tax reliability indexHighly reliable
  • Tax debtNo
  • State receivablesNo
  • State court receivablesNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Business activities

24 registered activities

  • - kúpa tovaru na účely jeho predaja iným prevádzkovateľom živnosti / veľkoobchod /: osobné motorové vozidláValid from Friday, August 22, 2003
  • - kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi / maloobchod /: osobné motorové vozidláValid from Friday, August 22, 2003
  • - prenájom osobných motorových vozidielValid from Friday, August 22, 2003
  • - osobná taxislužbaValid Monday, June 19, 2000 – Thursday, November 18, 2004
  • - požičiavanie motorových vozidielValid from Monday, June 14, 1999
  • - činnosť ekonomických poradcovValid from Wednesday, January 8, 1997
  • - činnosť organizačných poradcovValid from Wednesday, January 8, 1997
  • - činoosť účtovných poradcovValid from Wednesday, January 8, 1997
  • - inzertná činnosťValid from Wednesday, January 8, 1997
  • - reklamná a propagačná činnosťValid from Wednesday, January 8, 1997

Statutory bodies and related persons

Statutory body

3 active of 7
  • JUDr. Peter PúchovskýActive
    Konateľfrom Friday, June 21, 1996

    Address Poľná 20, Banská Bystrica, Slovenská republika

  • Zuzana KovalováActive
    Konateľfrom Friday, June 21, 1996

    Address ČSA 9, Banská Bystrica, Slovenská republika

  • JUDr. Juraj KovalActive
    Konateľfrom Monday, November 27, 1995

    Address Kordíky 131, Kordíky, Slovenská republika

  • JUDr. Zuzana FalisováEnded
    KonateľThursday, July 4, 1996 – Tuesday, December 14, 1999

    Address Ružová 3, Banská Bystrica, Slovenská republika

  • JUDr. Zuzana KovalováEnded
    KonateľThursday, July 4, 1996 – Wednesday, August 21, 2002

    Address ČSA 9, Banská Bystrica, Slovenská republika

  • JUDr. Juraj KovalEnded
    KonateľThursday, February 22, 1996 – Wednesday, August 21, 2002

    Address Robotnícka 17, Banská Bystrica, Slovenská republika

  • Martina AmbrózováEnded
    KonateľMonday, May 2, 1994 – Wednesday, February 21, 1996

    Address Telgárt 341, Telgárt, Slovenská republika

Related persons

3 active of 15
  • JUDr. Juraj KovalActive
    Spoločník v.o.s. / s.r.o.from Wednesday, July 29, 2009

    Address Kordíky 131, Kordíky, Slovenská republika

    Share21.35 %Contribution13,676 EUR
  • JUDr. Peter PúchovskýActive
    Spoločník v.o.s. / s.r.o.from Wednesday, July 29, 2009

    Address Poľná 20, Banská Bystrica, Slovenská republika

    Share32.69 %Contribution20,946 EUR
  • JUDr. Zuzana KovalováActive
    Spoločník v.o.s. / s.r.o.from Wednesday, July 29, 2009

    Address ČSA 9, Banská Bystrica, Slovenská republika

    Share45.96 %Contribution29,443 EUR
  • JUDr. Juraj KovalEnded
    Spoločník v.o.s. / s.r.o.Wednesday, December 15, 1999 – Tuesday, July 28, 2009

    Address Kordíky 131, Kordíky, Slovenská republika

    Share21.35 %Contribution412,000 SKK
  • JUDr. Zuzana KovalováEnded
    Spoločník v.o.s. / s.r.o.Wednesday, December 15, 1999 – Tuesday, July 28, 2009

    Address ČSA 9, Banská Bystrica, Slovenská republika

    Share45.96 %Contribution887,000 SKK
  • JUDr. Juraj KovalEnded
    Spoločník v.o.s. / s.r.o.Wednesday, January 8, 1997 – Tuesday, December 14, 1999

    Address Robotnícka 17, Banská Bystrica, Slovenská republika

    Share14.77 %Contribution285,000 SKK
  • JUDr. Juraj KovalEnded
    Spoločník v.o.s. / s.r.o.Thursday, July 4, 1996 – Tuesday, January 7, 1997

    Address Robotnícka 17, Banská Bystrica, Slovenská republika

    Share3.99 %Contribution77,000 SKK
  • JUDr. Peter PúchovskýEnded
    Spoločník v.o.s. / s.r.o.Thursday, July 4, 1996 – Tuesday, July 28, 2009

    Address Poľná 20, Banská Bystrica, Slovenská republika

    Share32.69 %Contribution631,000 SKK
  • JUDr. Zuzana FalisováEnded
    Spoločník v.o.s. / s.r.o.Thursday, July 4, 1996 – Tuesday, December 14, 1999

    Address Ružová 3, Banská Bystrica, Slovenská republika

    Share13.16 %Contribution254,000 SKK
  • JUDr. Zuzana KovalováEnded
    Spoločník v.o.s. / s.r.o.Thursday, July 4, 1996 – Tuesday, December 14, 1999

    Address ČSA 9, Banská Bystrica, Slovenská republika

    Share39.38 %Contribution760,000 SKK

Company history

4 changes in the register

  • Names

    2 records
    • KOVAL & spol., s.r.o.from Thursday, July 4, 1996
    • CROACIA, s.r.o.Monday, May 2, 1994 – Wednesday, July 3, 1996

  • Registered office

    4 records
    • Komenského 3, 97401 Banská Bystrica, Slovenská republikafrom Friday, March 16, 2012
    • Poľná 20, 97401 Banská Bystrica, Slovenská republikaFriday, December 19, 1997 – Thursday, March 15, 2012
    • Komenského 3, 97400 Banská Bystrica, Slovenská republikaThursday, July 4, 1996 – Thursday, December 18, 1997
    • Kukučínova 5, 97401 Banská Bystrica, Slovenská republikaMonday, May 2, 1994 – Wednesday, July 3, 1996

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Banská Bystrica
Registration number
Sro/1904/S
Main activity
Nešpecializovaný veľkoobchod
Sector (ESA 2010)
Národné súkromné nefinančné korporácie
Tax registration
Active
VAT registration
Active

Legal facts

11 entries from the business register

  • Friday, August 22, 2003Valné zhromaždenie dňa 12.8.2003 schválilo zmeny spoločenskej zmluvy.
  • Thursday, August 22, 2002. Na valnom zhromaždení konanom dňa 26.7.2002 bolo schválené úplné znenie spoločenskej zmluvy.
  • Monday, June 19, 2000. Valné zhromaždenie dňa 19.5.2000 schválilo Dodatok č. 8 k spoločenskej zmluve.
  • Wednesday, December 15, 1999. Uznesením valného zhromaždenia zo dňa 3.12.1999 bol schválený Dodatok č. 7 k spoločenskej zmluve.
  • Monday, June 14, 1999. Zapisuje sa zmena v zmysle uznesenia valného zhromaž- denia zo dňa 15.4.1999 a Dodatok č.6.
  • Monday, November 9, 1998. Na valnom zhromaždení konanom dňa 7.7.1998 bol schválený Dodatok č. 5, ktorým sa upravuje spoločenská zmluva v zmysle zák. č. 11/98 Z.z.
  • Friday, December 19, 1997. Na valnom zhromaždení konanom dňa 12.12.1997 bol schválený Dodatok č. 4 k spoločenskej zmluve.
  • Wednesday, January 8, 1997. Na valnom zhromaždení konanom dňa 25.11.1996 bol schválený Dodatok č. 3 k spoločenskej zmluve.
  • Thursday, July 4, 1996. Na zasadnutí valného zhromaždenia konanom dňa 21.6.1996 bol schválený Dodatok č. 2 k spoločenskej zmluve.
  • Thursday, February 22, 1996. Na zasadnutí valného zhromaždenia konanom dňa 27.11.1995 bol schválený Dodatok č. 1 k spoločenskej zmluve.
  • Monday, May 2, 1994Spoločnosť s ručením obmedzeným bola založená spoločenskou zmluvou zo dňa 12.4.1994 podľa §§ 24, 105 a nasl. zák. č. 513/91 Zb. Starý spis: S.r.o. 5269/S
KOVAL & spol., s.r.o.

Registered office

KOVAL & spol., s.r.o.

Komenského 3, 97401 Banská Bystrica

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