Active

FIN, spol. s r.o.

Company financial profile・Company ID 31628036・Námestie Andreja Hlinku 5, 010 01 Žilina・Founded 1995

Financial report Financial statements

Turnover 2025

3.37 M €

+28 %

Company ID: 31628036
Tax ID: 2020434416
VAT ID: SK2020434416, under §4, registered since Friday, September 15, 1995

Registered office: FIN, spol. s r.o.Námestie Andreja Hlinku 5 010 01 Žilina
Established: Friday, April 28, 1995
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Žilina, Sro/2607/L

Profit 2025

39 K €

−42 %

Assets

317 K €

−27 %

Equity

126 K €

−36 %

Debt ratio

60.3 %

+5.5 pp

Gross margin

50.8 %

−2.6 pp

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Andromia score

—

Profit

−42 %

Revenue

+26 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

1.1 %

−1.4 pp

Profit / revenue

ROA

12.2 %

−3.2 pp

Return on assets

ROE

30.6 %

−3.3 pp

Return on equity

Current ratio

1.62

−34 %

Current assets / current liabilities

Earnings before tax

53 K €

−35 %

Profit + income tax

Effective tax

27.4 %

+8.9 pp

Income tax / earnings before tax

Net working capital

76 K €

−56 %

Current assets − current liabilities

Revenue CAGR

13.0 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	2.31 M €	1.58 M €	1.91 M €	2.41 M €
Value added	713 K €	783 K €	1.02 M €	1.23 M €
Operating revenue	3.55 M €	2.24 M €	2.63 M €	3.37 M €
Profit after tax	157 K €	158 K €	67 K €	39 K €
Income tax	22 K €	30 K €	15 K €	15 K €
Current income tax	22 K €	30 K €	15 K €	15 K €

Assets

Non-current assets109 K €
Current assets199 K €
Accruals and deferrals8,927 €

Liabilities and equity

Equity126 K €
Liabilities191 K €
Accruals and deferrals0 €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	360 K €	566 K €	435 K €	317 K €
Non-current assets	176 K €	143 K €	131 K €	109 K €
Property, plant and equipment	176 K €	143 K €	131 K €	109 K €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	140 K €	408 K €	294 K €	199 K €
Inventory	27 K €	14 K €	42 K €	43 K €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	82 K €	53 K €	79 K €	78 K €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	30 K €	341 K €	173 K €	79 K €
Accruals and deferrals	45 K €	15 K €	9,041 €	8,927 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	360 K €	566 K €	435 K €	317 K €
Equity	114 K €	272 K €	197 K €	126 K €
Share capital	7,000 €	7,000 €	7,000 €	7,000 €
Funds and other equity components	663 €	700 €	700 €	700 €
Profit/loss of previous years	−51 K €	106 K €	122 K €	80 K €
Profit/loss for the accounting period after tax	157 K €	158 K €	67 K €	39 K €
Liabilities	246 K €	295 K €	238 K €	191 K €
Non-current liabilities	1,547 €	58 €	4,833 €	6,478 €
Current liabilities	217 K €	121 K €	119 K €	123 K €
Short-term financial assistance	0 €	0 €	0 €	0 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	26 K €	170 K €	112 K €	58 K €
Provisions	1,196 €	3,661 €	2,525 €	3,474 €
Accruals and deferrals	0 €	0 €	0 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0226Excess deduction for the period0 €Tax liability for the period7,015.43 €No
Tax reliability indexHighly reliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

17 registered activities

- predaj na priamu konzumáciu zmrzliny, ak sa na jej prípravu použijú priemyselne vyrábané koncentráty a mrazené krémyValid from Tuesday, April 27, 2004
- predaj tepelne rýchlo upravovaných mäsových výrobkov, bezmäsitých jedál a nápojov na priamu konzumáciuValid from Tuesday, April 27, 2004
- faktoring a forfaitingValid from Monday, November 19, 2001
- obstarávanie služieb spojených so správou nehnuteľnostíValid from Monday, November 19, 2001
- poradenstvo v predmete podnikaniaValid from Monday, November 19, 2001
- prenájom motorových vozidiel a dopravných zariadeníValid from Monday, November 19, 2001
- reklamná a propagačná činnosťValid from Monday, November 19, 2001
- vedenie účtovníctva a účtovnícke práceValid from Monday, November 19, 2001
- výskum trhu a verejnej mienkyValid from Monday, November 19, 2001
- poskytovanie rýchleho občerstveniaValid from Tuesday, December 12, 1995

Statutory bodies and related persons

Statutory body

2 active of 11

JUDr. Iveta Bandíková
Konateľfrom Friday, February 16, 2024
Address Mateja Bela 3455/92, 01015 Žilina, Slovenská republika
Ing. Christián Bandík
Konateľfrom Thursday, July 23, 2020
Address Mateja Bela 3455/92, 01015 Žilina, Slovenská republika
Christián BandíkInactive
KonateľThursday, July 23, 2020 – Monday, February 26, 2024
Address M.Bela 3455/92, 01015 Žilina, Slovenská republika
Ing. Mikuláš GmeynerInactive
KonateľTuesday, June 18, 1996 – Monday, April 26, 2004
Address Družstevná 3, Šaľa, Slovenská republika
Miroslav BandíkInactive
KonateľTuesday, June 18, 1996 – Monday, April 26, 2004
Address Francisciho 5, Trnava, Slovenská republika
Ing. Mikuláš GmeynerInactive
KonateľFriday, May 31, 1996 – Monday, February 26, 2024
Address Družstevná 3, 92701 Šaľa, Slovenská republika
Miroslav BandíkInactive
KonateľFriday, May 31, 1996 – Tuesday, June 20, 2017
Address Francisciho 5, 91701 Trnava, Slovenská republika
Miroslav BandíkInactive
KonateľFriday, May 31, 1996 – Thursday, February 1, 2024
Address Mateja Bela 3455/92, 01015 Žilina, Slovenská republika
Ing. Peter BučekInactive
KonateľThursday, March 28, 1996 – Monday, June 17, 1996
Address Azalková 8, Bratislava, Slovenská republika
Ing. Juraj SurovičInactive
KonateľMonday, February 12, 1996 – Wednesday, March 27, 1996
Address Mierová 200, Sklabiňa, Slovenská republika

Related persons

1 active of 15

Ing. Christián Bandík
Spoločník v.o.s. / s.r.o.from Tuesday, February 27, 2024
Address Mateja Bela 3455/92, 01015 Žilina, Slovenská republika
Share100 %Contribution7,000 EUR
Christián BandíkInactive
Spoločník v.o.s. / s.r.o.Friday, February 2, 2024 – Monday, February 26, 2024
Address Mateja Bela 3455/92, 01015 Žilina, Slovenská republika
Share100 %Contribution7,000 EUR
Christián BandíkInactive
Spoločník v.o.s. / s.r.o.Tuesday, January 3, 2023 – Thursday, February 1, 2024
Address Mateja Bela 3455/92, 01015 Žilina, Slovenská republika
Share50 %Contribution3,500 EUR
Nikoleta GmeynerováInactive
Spoločník v.o.s. / s.r.o.Tuesday, January 3, 2023 – Thursday, February 1, 2024
Address Dulovo námestie 896/7, 82109 Bratislava-mestská časť Ružinov, Slovenská republika
Share50 %Contribution3,500 EUR
Miroslav BandíkInactive
Spoločník v.o.s. / s.r.o.Saturday, July 14, 2018 – Monday, January 2, 2023
Address Mateja Bela 3455/92, 01015 Žilina, Slovenská republika
Share50 %Contribution3,319.39 EUR
Ing. Mikuláš GmeynerInactive
Spoločník v.o.s. / s.r.o.Tuesday, December 15, 2009 – Monday, January 2, 2023
Address Družstevná 3, 92701 Šaľa, Slovenská republika
Share50 %Contribution3,319.39 EUR
Miroslav BandíkInactive
Spoločník v.o.s. / s.r.o.Tuesday, December 15, 2009 – Friday, July 13, 2018
Address Francisciho 5, 91701 Trnava, Slovenská republika
Share50 %Contribution3,319.39 EUR
Ing. Mikuláš GmeynerInactive
Spoločník v.o.s. / s.r.o.Monday, August 3, 1998 – Monday, December 14, 2009
Address Družstevná 3, 92701 Šaľa, Slovenská republika
Share50 %Contribution100,000 SKK
Miroslav BandíkInactive
Spoločník v.o.s. / s.r.o.Monday, August 3, 1998 – Monday, December 14, 2009
Address Francisciho 5, 91701 Trnava, Slovenská republika
Share50 %Contribution100,000 SKK
Ing. Mikuláš GmeynerInactive
Spoločník v.o.s. / s.r.o.Tuesday, June 18, 1996 – Sunday, August 2, 1998
Address Družstevná 3, Šaľa, Slovenská republika
Share50 %Contribution50,000 SKK

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Žilina
Registration number: Sro/2607/L
Main activity: Výroba chleba; výroba čerstvého pečiva a koláčov
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active
VAT registration: Active

Legal facts

8 entries from the business register

Monday, November 19, 2001Na valnom zhromaždení dňa 4.9.2001 bol schválený Dodatok č. 7 k spoločenskej zmluve.
Monday, August 3, 1998Valné zhromaždenie konané dňa 24.6. 1998 schválilo Dodatok č. 6 k Spoločenskej zmluve.
Tuesday, June 18, 1996Na Valnom zhromaždení konanom dňa 31.05.1996 bol schválený Dodatok č. 5 k Spoločenskej zmluve.
Thursday, March 28, 1996Na zasadnutí valného zhromaždenia konanom dňa 19.3.1996 bol schválený Dodatok č. 4 k spoločenskej zmluve.
Monday, February 12, 1996Na zasadnutí valného zhromaždenia konanom dňa 17.1.1996 bol schválený Dodatok č. 3 k spoločenskej zmluve.
Tuesday, December 12, 1995Na zasadnutí valného zhromaždenia konanom dňa 19.9.1995 bol schválený Dodatok č. 2 k spoločenskej zmluve.
Wednesday, July 26, 1995Na zasadnutí valného zhromaždenia konanom dňa 7.7.1995 bol schválený Dodatok č. 1 k spoločenskej zmluve.
Friday, April 28, 1995Spoločnosť s ručením obmedzeným bola založená spoločenskou zmluvou, zo dňa 3.4.1995 podľa § 105 a nasl. zák.č. 513/91 Zb. Stary spis: S.r.o. 7199

FIN, spol. s r.o.

Registered office

FIN, spol. s r.o.

Námestie Andreja Hlinku 5, 010 01 Žilina

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FIN, spol. s r.o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Legal facts

Registered office

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