A&M Finance, s. r. o.

Company financial profile・Company ID 35833343・Horné Hámre 302, 966 71 Horné Hámre・Founded 2002

Financial report Financial statements

Active

Turnover 2025

138 K €

+6.5 %

Company ID: 35833343
Tax ID: 2021640742
VAT ID: SK2021640742, under §4, registered since Tuesday, June 1, 2004

Registered office: A&M Finance, s. r. o.Horné Hámre 302 966 71 Horné Hámre
Established: Tuesday, March 19, 2002
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Banská Bystrica, Sro/49550/S

Profit 2025

67 K €

+36 %Net profit after tax

Assetsexcl. VAT

108 K €

+14 %Total assets, stated excl. VAT

Equity

74 K €

+32 %Assets less external liabilities

Debt ratio

31.0 %

−9.0 ppLiabilities / total assets

Not available – micro entities do not report this item separately.

Gross margin

94.1 %

+13 ppGross profit / sales

Coming soon

Andromia score

—

Profit

+36 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+7.2 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

48.7 %

+11 pp

Profit / revenue

Profit margin

48.7 %

+10 pp

Profit / sales

ROA

62.2 %

+9.9 pp

Return on assets

ROE

90.2 %

+3.1 pp

Return on equity

Return on costs

94.9 %

+33 pp

Profit / (revenue − profit)

Added value to revenue

94.1 %

+14 pp

Added value / revenue

Earnings before tax

85 K €

+36 %

Profit + income tax

Effective tax

21.2 %

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	109 K €	126 K €	128 K €	138 K €
Value added	108 K €	111 K €	104 K €	130 K €
Operating revenue	109 K €	127 K €	129 K €	138 K €
Profit after tax	39 K €	33 K €	49 K €	67 K €
Income tax	10 K €	8,961 €	13 K €	18 K €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	58 K €	63 K €	30 K €	28 K €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets41 K €
Current assets67 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity74 K €
Liabilities33 K €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	62 K €	83 K €	94 K €	108 K €
Non-current assets	0 €	21 K €	52 K €	41 K €
Property, plant and equipment	0 €	21 K €	52 K €	41 K €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	62 K €	62 K €	42 K €	67 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	8,684 €	29 K €	8,163 €	8,656 €
Financial accounts	53 K €	33 K €	34 K €	58 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	62 K €	83 K €	94 K €	108 K €
Equity	47 K €	41 K €	57 K €	74 K €
Share capital	6,640 €	6,640 €	6,640 €	6,640 €
Profit/loss of previous years	0 €	0 €	0 €	0 €
Profit/loss for the accounting period after tax	39 K €	33 K €	49 K €	67 K €
Liabilities	15 K €	42 K €	38 K €	33 K €
Non-current liabilities	1,033 €	1,307 €	1,456 €	1,580 €
Current liabilities	9,093 €	6,855 €	12 K €	12 K €
Long-term bank loans	0 €	28 K €	22 K €	17 K €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	5,111 €	5,858 €	2,322 €	2,627 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0526Excess deduction for the period0 €Tax liability for the period3,710.61 €No
Tax reliability indexHighly reliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

25 registered activities

Nákladná cestná doprava vykonávaná vozidlami s celkovou hmotnosťou do 3,5 t vrátane prípojného vozidlaValid from Thursday, October 30, 2025
čistiace a upratovacie službyValid from Thursday, March 26, 2015
organizovanie kultúrnych a iných spoločenských podujatíValid from Thursday, March 26, 2015
počítačové službyValid from Thursday, March 26, 2015
poskytovanie služieb pre rodinu a domácnosťValid from Thursday, March 26, 2015
poskytovanie služieb v lesníctve a poľovníctveValid from Thursday, March 26, 2015
prevádzkovanie kultúrnych, spoločenských a zábavných zariadeníValid from Thursday, March 26, 2015
prieskum trhu a verejnej mienkyValid from Thursday, March 26, 2015
reklamné a marketingové službyValid from Thursday, March 26, 2015
služby súvisiace s počítačovým spracovaním údajovValid from Thursday, March 26, 2015

Statutory bodies and related persons

Statutory body

1 active of 5

Ing. Katarína HajasováActive
Konateľfrom Thursday, September 3, 2020
Address Horné Hámre 302, 96671 Horné Hámre, Slovenská republika
Ing. Katarína HajasováEnded
KonateľThursday, September 3, 2020 – Monday, May 23, 2022
Address Agátová 20, 90044 Tomášov, Slovenská republika
Ing. Pavol GrožajEnded
KonateľFriday, December 11, 2009 – Friday, November 13, 2020
Address Povraznícka 9, 81105 Bratislava, Slovenská republika
Ing. Alexander GrožajEnded
KonateľTuesday, March 19, 2002 – Monday, September 21, 2009
Address Povraznícka č. 9, 81105 Bratislava, Slovenská republika
Ing. Mária GrožajováEnded
KonateľTuesday, March 19, 2002 – Thursday, January 21, 2010
Address Povraznícka č. 9, 81105 Bratislava, Slovenská republika

Related persons

1 active of 6

Ing. Katarína HajasováActive
Spoločník v.o.s. / s.r.o.from Tuesday, May 24, 2022
Address Horné Hámre 302, 96671 Horné Hámre, Slovenská republika
Share100 %Contribution6,640 EUR
Ing. Katarína HajasováEnded
Spoločník v.o.s. / s.r.o.Saturday, November 14, 2020 – Monday, May 23, 2022
Address Agátová 20, 90044 Tomášov, Slovenská republika
Share100 %Contribution6,640 EUR
Ing. Pavol GrožajEnded
Spoločník v.o.s. / s.r.o.Friday, January 22, 2010 – Friday, November 13, 2020
Address Povraznícka 9, 81105 Bratislava, Slovenská republika
Share100 %Contribution6,640 EUR
Ing. Mária GrožajováEnded
Spoločník v.o.s. / s.r.o.Tuesday, September 22, 2009 – Thursday, January 21, 2010
Address Povraznícka č. 9, 81105 Bratislava, Slovenská republika
Share100 %Contribution6,640 EUR
Ing. Alexander GrožajEnded
Spoločník v.o.s. / s.r.o.Tuesday, March 19, 2002 – Monday, September 21, 2009
Address Povraznícka č. 9, 81105 Bratislava, Slovenská republika
Share50 %Contribution100,000 SKK
Ing. Mária GrožajováEnded
Spoločník v.o.s. / s.r.o.Tuesday, March 19, 2002 – Monday, September 21, 2009
Address Povraznícka č. 9, 81105 Bratislava, Slovenská republika
Share50 %Contribution100,000 SKK

Company history

3 changes in the register

Names
2 records
- A&M Finance, s. r. o.from Thursday, March 26, 2015
- A & M realitná, obchodná a stavebná spoločnosť s.r.o.Tuesday, March 19, 2002 – Wednesday, March 25, 2015
Registered office
3 records
- Horné Hámre 302, 96671 Horné Hámre, Slovenská republikafrom Thursday, May 23, 2024
- Bratislavská 11A, 90044 Tomášov, Slovenská republikaSaturday, November 14, 2020 – Wednesday, May 22, 2024
- Povraznícka 9, 81105 Bratislava, Slovenská republikaTuesday, March 19, 2002 – Friday, November 13, 2020

Ownership structure

Shareholders above, companies it holds a stake in below.

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Banská Bystrica
Registration number: Sro/49550/S
Main activity: Sprostredkovateľské služby v oblasti nehnuteľností
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active
VAT registration: Active

Legal facts

5 entries from the business register

Wednesday, April 15, 2015Rozhodnutie jediného spoločníka zo dňa 18.02.2015.
Thursday, March 26, 2015Rozhodnutie jediného spoločníka zo dňa 18.02.2015. Zmena obchodného mena spoločnosti z A & M realitná, obchodná a stavebná spoločnosť s.r.o. na A&M Finance, s. r. o.
Friday, January 22, 2010Rozhodnutie jediného spoločníka zo dňa 11.12.2009.
Tuesday, September 22, 2009Zápisnica z valného zhromaždenia spoločnosti zo dňa 20.5.2009.
Tuesday, March 19, 2002Spoločnosť bola založená spoločenskou zmluvou zo dňa 22.1.2002 a jej dodatkami: č.1 zo dňa 15.2.2002 a č.2 zo dňa 12.3.2002 v zmysle ust. §§ 105 - 153 zák.č. 513/1991 Zb. v znení zák.č. 500/2001 Z.z.

A&M Finance, s. r. o.

Registered office

A&M Finance, s. r. o.

Horné Hámre 302, 966 71 Horné Hámre

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A&M Finance, s. r. o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Names

Registered office

Ownership structure

Registration

Legal facts

Registered office

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