Active

Slovak Banking Credit Bureau, s.r.o.

Company financial profile・Company ID 35869810・Mlynské nivy 14, 82109 Bratislava - mestská časť Staré Mesto・Founded 2003

Financial report Financial statements

Turnover 2025

4.95 M €

+13 %

Company ID: 35869810
Tax ID: 2021768100
VAT ID: SK2021768100, under §4, registered since Thursday, July 1, 2004

Registered office: Slovak Banking Credit Bureau, s.r.o.Mlynské nivy 14 82109 Bratislava - mestská časť Staré Mesto
Established: Friday, November 14, 2003
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerMestský súd Bratislava III, Sro/30071/B

Profit 2025

27 K €

−37 %

Assets

1.9 M €

+12 %

Equity

363 K €

+7.5 %

Debt ratio

80.9 %

+0.9 pp

Gross margin

3.1 %

−0.9 pp

Coming soon

Andromia score

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Profit

−37 %

Revenue

+13 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

0.6 %

−0.4 pp

Profit / revenue

ROA

1.4 %

−1.1 pp

Return on assets

ROE

7.6 %

−5.3 pp

Return on equity

Current ratio

1.24

−1.1 %

Current assets / current liabilities

Earnings before tax

37 K €

−34 %

Profit + income tax

Effective tax

25.0 %

+3.3 pp

Income tax / earnings before tax

Net working capital

373 K €

+7.5 %

Current assets − current liabilities

Revenue CAGR

6.6 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	3.96 M €	3.99 M €	4.4 M €	4.95 M €
Value added	145 K €	160 K €	180 K €	156 K €
Operating revenue	3.96 M €	3.99 M €	4.4 M €	4.95 M €
Profit after tax	31 K €	33 K €	43 K €	27 K €
Income tax	8,432 €	8,833 €	12 K €	9,173 €
Current income tax	8,432 €	8,833 €	12 K €	9,173 €

Assets

Non-current assets0 €
Current assets1.9 M €
Accruals and deferrals0 €

Liabilities and equity

Equity363 K €
Liabilities1.54 M €
Accruals and deferrals0 €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	1.44 M €	1.4 M €	1.69 M €	1.9 M €
Non-current assets	0 €	0 €	0 €	0 €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	1.44 M €	1.4 M €	1.69 M €	1.9 M €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	1.17 M €	1.11 M €	1.37 M €	1.58 M €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	266 K €	287 K €	320 K €	319 K €
Accruals and deferrals	0 €	0 €	0 €	0 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	1.44 M €	1.4 M €	1.69 M €	1.9 M €
Equity	264 K €	296 K €	338 K €	363 K €
Share capital	9,958 €	9,958 €	9,958 €	9,958 €
Funds and other equity components	996 €	996 €	996 €	996 €
Profit/loss of previous years	222 K €	252 K €	283 K €	325 K €
Profit/loss for the accounting period after tax	31 K €	33 K €	43 K €	27 K €
Liabilities	1.17 M €	1.11 M €	1.35 M €	1.54 M €
Non-current liabilities	364 €	1,007 €	1,467 €	2,288 €
Current liabilities	1.17 M €	1.1 M €	1.34 M €	1.53 M €
Short-term financial assistance	0 €	0 €	0 €	0 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	5,683 €	5,582 €	7,388 €	6,998 €
Accruals and deferrals	0 €	0 €	0 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0226Excess deduction for the period0 €Tax liability for the period1,784.77 €No
Tax reliability indexReliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

7 registered activities

automatizované spracovanie dát,Valid from Friday, November 14, 2003
poradenstvo v oblasti automatizovaného spracovania dát,Valid from Friday, November 14, 2003
poradenstvo v oblasti software a hardware,Valid from Friday, November 14, 2003
poskytovanie software - poskytovanie počítačových programov na základe zmluvy s autorom,Valid from Friday, November 14, 2003
služby databank,Valid from Friday, November 14, 2003
správa počítačových sietí,Valid from Friday, November 14, 2003
sprostredkovateľská činnosť v rozsahu voľnej živnosti,Valid from Friday, November 14, 2003

Statutory bodies and related persons

Statutory body

3 active of 19

Ing. Marcel Litvín
Konateľfrom Friday, February 28, 2025
Address Tatranská Lomnica 14125, 05960 Vysoké Tatry, Slovenská republika
RNDr. Vladimír Polhorský, PhD.
Konateľfrom Friday, November 24, 2017
Address Pezinská 1255/14, 90301 Senec, Slovenská republika
Mgr. Ing. Matej Štalmach
Konateľfrom Tuesday, November 1, 2016
Address Úprkova 3676/33, 81104 Bratislava - mestská časť Staré Mesto, Slovenská republika
Ing. Robert HanzelInactive
KonateľTuesday, November 1, 2016 – Monday, January 15, 2018
Address Slnečné 2653/7, 90031 Stupava, Slovenská republika
Mgr. Ing. Matej ŠtalmachInactive
KonateľTuesday, November 1, 2016 – Monday, March 31, 2025
Address Bárdošova 2713/5, 83101 Bratislava, Slovenská republika
Ing. Branislav MišíkInactive
KonateľFriday, November 1, 2013 – Monday, March 31, 2025
Address Tramínova 23, 83152 Bratislava, Slovenská republika
Ing. Marek IlčinInactive
KonateľTuesday, January 3, 2012 – Thursday, December 5, 2013
Address Adámiho 445/1, 84105 Bratislava, Slovenská republika
Ing. Marián LétrayInactive
KonateľFriday, April 1, 2011 – Thursday, November 24, 2016
Address M. R. Štefánika 10, 93401 Levice, Slovenská republika
Ing. Melinda PékováInactive
KonateľFriday, April 1, 2011 – Tuesday, January 10, 2012
Address Klenová 20, 83101 Bratislava, Slovenská republika
Ing. Lucia FabriciInactive
KonateľMonday, March 1, 2010 – Wednesday, April 20, 2011
Address Púpavová 4, 90027 Bernolákovo, Slovenská republika

Related persons

3 active of 7

Slovenská sporiteľňa, a.s.
Spoločník v.o.s. / s.r.o.from Saturday, July 25, 2009
Address Tomášikova 48, 83237 Bratislava, Slovenská republika
Share33.33 %Contribution3,319.39 EUR
Tatra banka, a.s.
Spoločník v.o.s. / s.r.o.from Saturday, July 25, 2009
Address Hodžovo námestie 3, 81106 Bratislava, Slovenská republika
Share33.33 %Contribution3,319.39 EUR
Všeobecná úverová banka, a.s.
Spoločník v.o.s. / s.r.o.from Saturday, July 25, 2009
Address Mlynské nivy 1, 82990 Bratislava, Slovenská republika
Share33.33 %Contribution3,319.39 EUR
Ing. Soňa ZaujecováInactive
ProkuristaThursday, August 10, 2017 – Monday, November 4, 2019
Address Bajzova 15, 82108 Bratislava, Slovenská republika
Slovenská sporiteľňa, a.s.Inactive
Spoločník v.o.s. / s.r.o.Friday, November 14, 2003 – Friday, July 24, 2009
Address Suché mýto 4, 81607 Bratislava, Slovenská republika
Share33.33 %Contribution100,000 SKK
Tatra banka, a.s.Inactive
Spoločník v.o.s. / s.r.o.Friday, November 14, 2003 – Friday, July 24, 2009
Address Hodžovo námestie 3, 81106 Bratislava, Slovenská republika
Share33.33 %Contribution100,000 SKK
Všeobecná úverová banka, a.s.Inactive
Spoločník v.o.s. / s.r.o.Friday, November 14, 2003 – Friday, July 24, 2009
Address Mlynské nivy 1, 82990 Bratislava, Slovenská republika
Share33.33 %Contribution100,000 SKK

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Mestský súd Bratislava III
Registration number: Sro/30071/B
Main activity: Počítačová infraštruktúra, spracovanie dát, poskytovanie serverového priestoru a súvisiace činnosti
Sector (ESA 2010): Nefinančné korporácie pod zahraničnou kontrolou
Tax registration: Active
VAT registration: Active

Legal facts

8 entries from the business register

Tuesday, January 16, 2018Zápisnica z mimoriadneho valného zhromaždenia zo dňa 24.11.2017.
Tuesday, June 13, 2017Zápisnica z valného zhromaždenia zo dňa 28.02.2007. Zápisnica z valného zhromaždenia zo dňa 31.03.2017.
Friday, December 6, 2013Zápisnica z mimoriadneho valného zhromaždenia konaného dňa 31.10.2013.
Wednesday, January 11, 2012Zápisnica z mimoriadneho valného zhromaždenia zo dňa 02.01.2012.
Tuesday, April 27, 2010Zápisnica z valného zhromaždenia zo dňa 01.03.2010.
Saturday, July 25, 2009Zápisnica z valného zhromaždenia spoločnosti zo dňa 29.6.2009, kde sa rozhodlo o premene na EURO.
Thursday, October 11, 2007Zápisnica z mimoriadneho valného zhromaždenia zo dňa 17.08.2007.
Friday, November 14, 2003Spoločnosť bola založená spoločenskou zmluvou zo dňa 15.10.2003 v zmysle §§ 57, 105 a nasl. Obchodného zákonníka.

Slovak Banking Credit Bureau, s.r.o.

Registered office

Slovak Banking Credit Bureau, s.r.o.

Mlynské nivy 14, 82109 Bratislava - mestská časť Staré Mesto

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Slovak Banking Credit Bureau, s.r.o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Legal facts

Registered office

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