Active

CRIF - Slovak Credit Bureau, s. r. o.

Company financial profile・Company ID 35886013・Mlynské nivy 14, 82109 Bratislava・Founded 2004

Financial report Financial statements

Turnover 2025

18.45 M €

+0.3 %

Company ID: 35886013
Tax ID: 2021842042
VAT ID: SK2021842042, under §4, registered since Thursday, July 1, 2004

Registered office: CRIF - Slovak Credit Bureau, s. r. o.Mlynské nivy 14 82109 Bratislava
Established: Thursday, May 13, 2004
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerMestský súd Bratislava III, Sro/31737/B

Profit 2025

1.64 M €

+11 %

Assets

8.77 M €

−9.4 %

Equity

5.18 M €

+3.1 %

Debt ratio

35.2 %

−8.0 pp

Gross margin

48.0 %

+2.6 pp

Coming soon

Andromia score

—

Profit

+11 %

Revenue

+0.1 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

8.9 %

+0.8 pp

Profit / revenue

ROA

18.7 %

+3.4 pp

Return on assets

ROE

31.7 %

+2.1 pp

Return on equity

Current ratio

3.56

+34 %

Current assets / current liabilities

Earnings before tax

2.23 M €

+19 %

Profit + income tax

Effective tax

26.4 %

+5.4 pp

Income tax / earnings before tax

Net working capital

6.16 M €

+3.7 %

Current assets − current liabilities

Revenue CAGR

10.6 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	16.37 M €	16.35 M €	18.14 M €	18.15 M €
Value added	7.26 M €	7.14 M €	8.24 M €	8.71 M €
Operating revenue	16.74 M €	16.73 M €	18.39 M €	18.45 M €
Profit after tax	1.14 M €	912 K €	1.49 M €	1.64 M €
Income tax	417 K €	268 K €	394 K €	588 K €
Current income tax	393 K €	242 K €	455 K €	573 K €

Assets

Non-current assets28 K €
Current assets8.57 M €
Accruals and deferrals173 K €

Liabilities and equity

Equity5.18 M €
Liabilities3.08 M €
Accruals and deferrals509 K €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	13.57 M €	8.62 M €	9.67 M €	8.77 M €
Non-current assets	124 K €	89 K €	43 K €	28 K €
Property, plant and equipment	124 K €	89 K €	43 K €	16 K €
Non-current intangible assets	0 €	0 €	0 €	12 K €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	13.4 M €	8.44 M €	9.51 M €	8.57 M €
Inventory	5,351 €	8,124 €	9,889 €	11 K €
Non-current receivables	196 K €	170 K €	231 K €	217 K €
Current receivables	12.74 M €	6.78 M €	7.26 M €	6.6 M €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	463 K €	1.48 M €	2.01 M €	1.74 M €
Accruals and deferrals	41 K €	92 K €	124 K €	173 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	13.57 M €	8.62 M €	9.67 M €	8.77 M €
Equity	10.56 M €	5.53 M €	5.02 M €	5.18 M €
Share capital	647 K €	647 K €	647 K €	647 K €
Funds and other equity components	65 K €	65 K €	65 K €	65 K €
Profit/loss of previous years	8.51 M €	3.71 M €	2.62 M €	2.62 M €
Profit/loss for the accounting period after tax	1.14 M €	912 K €	1.49 M €	1.64 M €
Liabilities	2.57 M €	2.66 M €	4.17 M €	3.08 M €
Non-current liabilities	665 €	4,696 €	20 K €	37 K €
Current liabilities	2.14 M €	2.12 M €	3.57 M €	2.41 M €
Short-term financial assistance	0 €	0 €	0 €	0 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	427 K €	527 K €	583 K €	637 K €
Accruals and deferrals	432 K €	430 K €	482 K €	509 K €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0226Excess deduction for the period0 €Tax liability for the period2,859.07 €No
Tax reliability indexHighly reliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

25 registered activities

Počítačové služby a služby súvisiace s počítačovým spracovaním údajovValid from Thursday, July 26, 2018
faktoring a forfaiting,Valid from Friday, February 1, 2013
administratívne a kancelárske práce,Valid from Thursday, January 10, 2008
činnosť účtovných, organizačných a ekonomických poradcov,Valid from Thursday, January 10, 2008
marketing,Valid from Thursday, January 10, 2008
nákup, predaj, montáž a prenájom výpočtovej techniky,Valid from Thursday, January 10, 2008
organizovanie školení, seminárov, kurzov a spoločenských podujatí,Valid from Thursday, January 10, 2008
poradenská a konzultačná činnosť v oblasti elektronických zariadení na spracovanie dát,Valid from Thursday, January 10, 2008
poradenská a konzultačná činnosť v oblasti obchodu a služieb,Valid from Thursday, January 10, 2008
reklamná a propagačná činnosť,Valid from Thursday, January 10, 2008

Statutory bodies and related persons

Statutory body

6 active of 13

Carlo Gherardi
Konateľfrom Wednesday, July 1, 2015
Address Via della Beverara 21, 40123 Bologna, Talianska republika
Loretta Chiusoli
Konateľfrom Wednesday, July 1, 2015
Address Via Leoncavallo 11, 40137 Bologna, Talianska republika
Davide Raitano
Konateľfrom Wednesday, July 17, 2013
Address Via S. Pertini 6, 40057 Granarolo dell' Emilia (BO), Talianska republika
Natalia Shchelovanova
Konateľfrom Wednesday, March 27, 2013
Address Thimiggasse 53-55/2, 1180 Viedeň, Rakúska republika
Ing. Ján Budinský
Konateľfrom Tuesday, November 9, 2004
Address Nejedlého 59, 84102 Bratislava, Slovenská republika
Mgr. Petr Kučera
Konateľfrom Tuesday, November 9, 2004
Address Všenorská 119, 25210 Černolice, Česká republika
Carlo GherardiInactive
KonateľWednesday, July 1, 2015 – Thursday, August 15, 2024
Address Via Saragozza 1, 40123 Bologna, Talianska republika
Sandra Alexia BoninsegnaInactive
KonateľMonday, June 13, 2011 – Tuesday, July 28, 2015
Address Via del Rondone, No. 18, Bologna, Taliansko
Marco PretiInactive
KonateľFriday, October 29, 2010 – Wednesday, June 22, 2011
Address Via Selice, No. 189, Conselice, Taliansko
Enrico LodiInactive
KonateľThursday, July 26, 2007 – Tuesday, July 28, 2015
Address Via Otello Selleri, 88, San Lazzaro di Savena, Bologna, Taliansko

Related persons

1 active of 6

CRIF S.p.A.
Spoločník v.o.s. / s.r.o.from Friday, September 5, 2025
Address Via della Beverara 21, 40131 Bologna, Talianska republika
Share100 %Contribution647,282 EUR
CRIF S.p.A.Inactive
Spoločník v.o.s. / s.r.o.Tuesday, May 5, 2009 – Thursday, September 4, 2025
Address Via M. Fantin, 1 - 3, 401 31, Bologna, Taliansko
Share100 %Contribution647,281.42 EUR
CRIF S.p.A.Inactive
Spoločník v.o.s. / s.r.o.Thursday, January 10, 2008 – Monday, May 4, 2009
Address Via M. Fantin, 1 - 3, 401 31, Bologna, Taliansko
Share100 %Contribution19,500,000 SKK
CRIF S.p.A.Inactive
Spoločník v.o.s. / s.r.o.Saturday, December 9, 2006 – Wednesday, January 9, 2008
Address Via M. Fantin, 1 - 3, 401 31, Bologna, Taliansko
Share100 %Contribution14,500,000 SKK
CRIF S.p.A.Inactive
Spoločník v.o.s. / s.r.o.Friday, February 10, 2006 – Friday, December 8, 2006
Address Via M. Fantin, 1 - 3, 401 31, Bologna, Taliansko
Share100 %Contribution200,000 SKK
CCB - Czech Credit Bureau, a.s.Inactive
Spoločník v.o.s. / s.r.o.Thursday, May 13, 2004 – Thursday, February 9, 2006
Address Na Příkopě 1096/21, 11719 Praha 1, Česká republika
Share100 %Contribution200,000 SKK

Companies in which this company is a shareholder

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Mestský súd Bratislava III
Registration number: Sro/31737/B
Main activity: Počítačová infraštruktúra, spracovanie dát, poskytovanie serverového priestoru a súvisiace činnosti
Sector (ESA 2010): Nefinančné korporácie pod zahraničnou kontrolou
Tax registration: Active
VAT registration: Active

Legal facts

12 entries from the business register

Wednesday, July 29, 2015Rozhodnutie jediného spoločníka zo dňa 01.07.2015.
Tuesday, August 27, 2013Rozhodnutie jediného spoočníka zo dňa 17.07.2013.
Saturday, April 27, 2013Rozhodnutie jediného spoločníka zo dňa 27.03.2013.
Friday, February 1, 2013Zmena obchodného mena z SCB - Slovak Credit Bureau, s.r.o. na CRIF - Slovak Credit Bureau, s. r. o.
Thursday, June 23, 2011Rozhodnutie jediného spoločníka zo dňa 13.06.2011
Tuesday, December 7, 2010Rozhodnutie jediného spoločníka zo dňa 29.10.2010.
Thursday, January 10, 2008Rozhodnutie jediného spoločníka zo dňa 27.11.2007 o zlúčení so spoločnosťou INFIN, spol. s r.o., Malý trh 2/A , 811 08 Bratislava, IČO: 35 700 921 zrušenej bez likvidácie a schválení zmluvy o zlúčení. Zmluva o zlúčení vo forme notárskej zápisnice N 187/2007, Nz 57937/2007, NCRls 57428/2007 zo dňa 14.12.2007, na základe ktorej preberá spoločnosť SCB – Slovak Credit Bureau, s.r.o., Malý trh 2/A , 811 08 Bratislava, IČO: 35 886 013 ako univerzálny právny nástupca celé imanie, všetky práva a povinnosti, záväzky a pohľadávky, i neznáme zanikajúcej spoločnosti INFIN, spol. s r.o., Malý trh 2/A , 811 08 Bratislava, IČO: 35 700 921.
Wednesday, August 22, 2007Rozhodnutie jediného spoločníka zo dňa 26.7.2007.
Saturday, December 9, 2006Rozhodnutie jediného spoločníka zo dňa 16.11.2006.
Friday, February 10, 2006Rozhodnutie jediného spoločníka zo dňa 12.1.2006.
Friday, November 12, 2004Rozhodnutie jediného spoločníka zo dňa 9.11.2004. Zánik funkcie konateľa Ing. Tomáša Denemarka dňa 9.11.2004
Thursday, May 13, 2004Spoločnosť bola založená zakladateľskou listinou zo dňa 12. 3. 2004.

CRIF - Slovak Credit Bureau, s. r. o.

Registered office

CRIF - Slovak Credit Bureau, s. r. o.

Mlynské nivy 14, 82109 Bratislava

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CRIF - Slovak Credit Bureau, s. r. o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Companies in which this company is a shareholder

Registration

Legal facts

Registered office

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