InsureCredit s.r.o.

Company financial profile・Company ID 35905948・Gemerská 3, 04011 Košice - mestská časť Západ・Founded 2004

Financial report Financial statements

Active

Turnover 2025

10 K €

−20 %

Company ID: 35905948
Tax ID: 2021902542
VAT ID: SK2021902542, under §4, registered since Saturday, December 1, 2007

Registered office: InsureCredit s.r.o.Gemerská 3 04011 Košice - mestská časť Západ
Established: Wednesday, November 3, 2004
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerMestský súd Košice, Sro/26485/V

Profit 2025

−1,530 €

−500 %Net profit after tax

Assets

909 €

−63 %Total assets, stated excl. VAT

Equity

230 €

−87 %Assets less external liabilities

Debt ratio

74.7 %

+47 ppLiabilities / total assets

Gross margin

12.2 %

−8.5 ppGross profit / sales

Coming soon

Andromia score

—

Profit

−500 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

−20 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

-15.0 %

−13 pp

Profit / revenue

Profit margin

-15.0 %

−13 pp

Profit / sales

ROA

-168.3 %

−158 pp

Return on assets

ROE

-665.2 %

−651 pp

Return on equity

Return on costs

-13.0 %

−11 pp

Profit / (revenue − profit)

Added value to revenue

12.2 %

−8.5 pp

Added value / revenue

Earnings before tax

−1,190 €

−1,500 %

Profit + income tax

Effective tax

-28.6 %

−429 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	14 K €	15 K €	13 K €	10 K €
Value added	3,081 €	3,702 €	2,637 €	1,245 €
Operating revenue	14 K €	15 K €	13 K €	10 K €
Profit after tax	425 €	1,047 €	−255 €	−1,530 €
Income tax	115 €	257 €	340 €	340 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	2,218 €	2,419 €	2,419 €	2,218 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets0 €
Current assets909 €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity230 €
Liabilities679 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	1,981 €	2,916 €	2,428 €	909 €
Non-current assets	0 €	0 €	0 €	0 €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	1,981 €	2,916 €	2,428 €	909 €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	993 €	1,002 €	637 €	16 €
Financial accounts	988 €	1,914 €	1,791 €	893 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	1,981 €	2,916 €	2,428 €	909 €
Equity	969 €	2,016 €	1,760 €	230 €
Share capital	6,640 €	6,640 €	6,640 €	6,640 €
Profit/loss of previous years	−6,533 €	−6,129 €	−5,134 €	−5,389 €
Profit/loss for the accounting period after tax	425 €	1,047 €	−255 €	−1,530 €
Liabilities	1,012 €	900 €	668 €	679 €
Non-current liabilities	23 €	23 €	23 €	23 €
Current liabilities	989 €	877 €	645 €	656 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexHighly reliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

8 registered activities

Činnosť podriadeného finančného agenta v sektore poistenie alebo zaistenieValid from Saturday, April 25, 2026
sprostredkovanie poistenia ako poisťovací agent,Valid from Wednesday, May 16, 2007
faktoring a forfaiting,Valid from Wednesday, November 3, 2004
kúpa tovaru na účely jeho predaja iným prevádzkovateľom živnosti (veľkoobchod) v rozsahu voľnej živnosti,Valid from Wednesday, November 3, 2004
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) v rozsahu voľnej živnosti,Valid from Wednesday, November 3, 2004
podnikateľské poradenstvo v rozsahu voľnej živnosti,Valid from Wednesday, November 3, 2004
reklamná a propagačná činnosť,Valid from Wednesday, November 3, 2004
sprostredkovateľská činnosť v rozsahu voľnej živnosti,Valid from Wednesday, November 3, 2004

Statutory bodies and related persons

Statutory body

2 active of 4

Tibor DemeterActive
Konateľfrom Wednesday, April 1, 2026
Address Humenská 334/21, 04011 Košice - mestská časť Západ, Slovenská republika
Mária DzureňováActive
Konateľfrom Monday, June 7, 2010
Address Nováčany 170, 04421 Šemša, Slovenská republika
Ing. Oliver BorkoEnded
KonateľWednesday, November 3, 2004 – Tuesday, August 10, 2010
Address Nábrežie Andreja Kmeťa 155/30, 97101 Prievidza, Slovenská republika
Jaroslav MikuličEnded
KonateľWednesday, November 3, 2004 – Tuesday, August 10, 2010
Address Jakubov 255, 90063 Jakubov, Slovenská republika

Related persons

1 active of 7

Mária DzureňováActive
Spoločník v.o.s. / s.r.o.from Wednesday, August 11, 2010
Address Nováčany 170, 04421 Šemša, Slovenská republika
Share100 %Contribution6,640 EUR
Ing. Oliver BorkoEnded
Spoločník v.o.s. / s.r.o.Tuesday, July 20, 2010 – Tuesday, August 10, 2010
Address Nábrežie Andreja Kmeťa 155/30, 97101 Prievidza, Slovenská republika
Share50 %Contribution3,320 EUR
Jaroslav MikuličEnded
Spoločník v.o.s. / s.r.o.Tuesday, July 20, 2010 – Tuesday, August 10, 2010
Address Jakubov 255, 90063 Jakubov, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Oliver BorkoEnded
Spoločník v.o.s. / s.r.o.Thursday, October 22, 2009 – Monday, July 19, 2010
Address Nábrežie Andreja Kmeťa 155/30, 97101 Prievidza, Slovenská republika
Share50 %Contribution3,319.39 EUR
Jaroslav MikuličEnded
Spoločník v.o.s. / s.r.o.Thursday, October 22, 2009 – Monday, July 19, 2010
Address Jakubov 255, 90063 Jakubov, Slovenská republika
Share50 %Contribution3,319.39 EUR
Ing. Oliver BorkoEnded
Spoločník v.o.s. / s.r.o.Wednesday, November 3, 2004 – Wednesday, October 21, 2009
Address Nábrežie Andreja Kmeťa 155/30, 97101 Prievidza, Slovenská republika
Share50 %Contribution100,000 SKK
Jaroslav MikuličEnded
Spoločník v.o.s. / s.r.o.Wednesday, November 3, 2004 – Wednesday, October 21, 2009
Address Jakubov 255, 90063 Jakubov, Slovenská republika
Share50 %Contribution100,000 SKK

Company history

3 changes in the register

Names
2 records
- InsureCredit s.r.o.from Saturday, May 20, 2006
- Assure Life s.r.o.Wednesday, November 3, 2004 – Friday, May 19, 2006
Registered office
3 records
- Gemerská 3, 04011 Košice - mestská časť Západ, Slovenská republikafrom Wednesday, April 8, 2026
- Gemerská 3, 04011 Košice, Slovenská republikaWednesday, August 11, 2010 – Tuesday, April 7, 2026
- Jakubov 255, 90063 Jakubov, Slovenská republikaWednesday, November 3, 2004 – Tuesday, August 10, 2010

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Mestský súd Košice
Registration number: Sro/26485/V
Main activity: Sprostredkovanie nešpecializovaného veľkoobchodu
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active
VAT registration: Active

Legal facts

5 entries from the business register

Saturday, April 25, 2026Zápisnica - Rozhodnutie jediného spoločníka zo dňa 20.4.2026
Wednesday, August 11, 2010Zápisnica z mimoriadného valného zhromaždenia zo dňa 07.06.2010
Tuesday, July 20, 2010Zápisnica z mimoriadneho valného zhromaždenia spoločnosti konaného dňa 2.6.2010 - zvýšenie záklaného imania.
Saturday, May 20, 2006Zápisnica z valného zhromaždenia zo dňa 12.05.2006. Dodatok č. 1 k spoločenskej zmluve zo dňa 12.05.2006. Zmena obchodného mena z pôvodného Assure Life s.r.o. na nové InsureCredit s.r.o.
Wednesday, November 3, 2004Spoločnosť bola založená spoločenskou zmluvou dňa 06.10.2004 v zmysle príslušných ustanovení z.č. 513/1991 Zb. Obchodný zákonník.

InsureCredit s.r.o.

Registered office

InsureCredit s.r.o.

Gemerská 3, 04011 Košice - mestská časť Západ

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InsureCredit s.r.o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Names

Registered office

Registration

Legal facts

Registered office

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