CREDO AL, spol. s r.o.

Company financial profile・Company ID 36012327・Palárikova 1158/13, 02201 Čadca・Founded 1996

Financial report Financial statements

Active

Turnover 2025

2.64 M €

+67 %

Company ID: 36012327
Tax ID: 2020422987
VAT ID: SK7120001933, under §4b, registered since Tuesday, November 12, 1996

Registered office: CREDO AL, spol. s r.o.Palárikova 1158/13 02201 Čadca
Established: Tuesday, October 29, 1996
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Žilina, Sro/3913/L

Profit 2025

87 K €

+44 %Net profit after tax

Assets

4.43 M €

+5.0 %Total assets, stated excl. VAT

Equity

2.96 M €

+16 %Assets less external liabilities

Debt ratio

28.8 %

−5.6 ppLiabilities / total assets

Gross margin

12.8 %

−6.1 ppGross profit / sales

Coming soon

Andromia score

—

Profit

+44 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+69 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

3.3 %

−0.5 pp

Profit / revenue

Profit margin

3.3 %

−0.6 pp

Profit / sales

ROA

2.0 %

+0.5 pp

Return on assets

ROE

2.9 %

+0.6 pp

Return on equity

Return on costs

3.4 %

−0.6 pp

Profit / (revenue − profit)

Added value to revenue

12.7 %

−5.7 pp

Added value / revenue

Earnings before tax

90 K €

+29 %

Profit + income tax

Effective tax

4.2 %

−9.7 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	695 K €	2.08 M €	1.55 M €	2.62 M €
Value added	159 K €	1.18 M €	292 K €	336 K €
Operating revenue	706 K €	2.17 M €	1.58 M €	2.64 M €
Profit after tax	75 K €	869 K €	60 K €	87 K €
Income tax	22 K €	246 K €	9,760 €	3,840 €
Current income tax	22 K €	246 K €	9,760 €	3,840 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	41 K €	69 K €	113 K €	121 K €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets3.52 M €
Current assets910 K €
Accruals and deferrals4,699 €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity2.96 M €
Liabilities1.28 M €
Accruals and deferrals201 K €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	661 K €	4.18 M €	4.22 M €	4.43 M €
Non-current assets	16 K €	3.28 M €	3.25 M €	3.52 M €
Property, plant and equipment	16 K €	568 K €	526 K €	470 K €
Non-current intangible assets	0 €	7,302 €	5,817 €	4,331 €
Non-current financial assets	0 €	2.7 M €	2.72 M €	3.05 M €
Current assets	644 K €	897 K €	968 K €	910 K €
Inventory	55 K €	66 K €	100 K €	98 K €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	483 K €	670 K €	698 K €	597 K €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	105 K €	162 K €	170 K €	215 K €
Accruals and deferrals	533 €	3,998 €	4,193 €	4,699 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	661 K €	4.18 M €	4.22 M €	4.43 M €
Equity	319 K €	2.47 M €	2.54 M €	2.96 M €
Share capital	6,640 €	6,640 €	6,640 €	6,640 €
Funds and other equity components	664 €	664 €	664 €	664 €
Profit/loss of previous years	235 K €	310 K €	1.18 M €	1.24 M €
Profit/loss for the accounting period after tax	75 K €	869 K €	60 K €	87 K €
Liabilities	342 K €	1.46 M €	1.45 M €	1.28 M €
Non-current liabilities	48 K €	652 K €	325 K €	268 K €
Current liabilities	62 K €	533 K €	878 K €	792 K €
Short-term financial assistance	0 €	0 €	0 €	0 €
Long-term bank loans	23 K €	16 K €	10 K €	4,104 €
Short-term bank loans	208 K €	251 K €	234 K €	207 K €
Provisions	895 €	2,350 €	3,954 €	4,071 €
Accruals and deferrals	0 €	253 K €	227 K €	201 K €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerReason year2014Published onSaturday, November 29, 2014Removed from the list onThursday, September 24, 2015Yes
Excess VAT deductionNo
Tax reliability indexReliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Central Register of Contracts

Contract count13

Total amount1,093,460.58 €

Counterparties5

Latest contractWednesday, April 3, 2024

Largest partners

View all

Ministerstvo dopravy Slovenskej republiky v zastúpení Ministerstvo hospodárstva Slovenskej republiky4×783,943.57 €Wednesday, April 3, 2024
Detect s. r. o.1×155,398.8 €Tuesday, October 24, 2017
Správa štátnych hmotných rezerv SR6×154,118.21 €Wednesday, December 3, 2014
Ministerstvo práce, sociálnych vecí a rodiny SR1×0 €Thursday, January 19, 2023
Úrad práce, sociálnych vecí a rodiny Čadca1×0 €Monday, October 19, 2015

Recent contracts

View all

Zmluva o zriadení záložného práva na hnuteľné veci
Ministerstvo dopravy Slovenskej republiky v zastúpení Ministerstvo hospodárstva Slovenskej republiky260,240 €Wednesday, April 3, 2024
ZMLUVA O POSKYTNUTÍ NENÁVRATNÉHO FINANČNÉHO PRÍSPEVKU č. Z312081CIM2
Ministerstvo práce, sociálnych vecí a rodiny SR0 €Thursday, January 19, 2023
Zmluva o poskytnutí nenávratného finančného príspevku
Ministerstvo dopravy a výstavby Slovenskej republiky v zastúpení Ministerstvo hospodárstva Slovenskej republiky297,483.33 €Thursday, May 12, 2022
Rámcová dohoda
Detect s. r. o.155,398.8 €Tuesday, October 24, 2017
Dohoda o zabezpečení podmienok vykonávania absolventskej praxe absolventa školy, vedeného v evidencii uchádzačov o zamestnanie
Úrad práce, sociálnych vecí a rodiny Čadca0 €Monday, October 19, 2015

Zdroj: Centrálny register zmlúv (www.crz.gov.sk), Úrad vlády SR, licencia CC BY 4.0

EU funds drawn

View all

Projects

Paid out

552 K €

Contracted

554 K €

Last payment

5/21/2024

Project	Status	Paid out	Last payment
Inovácia výrobného procesu CREDO AL, spol. s r.o.313012AWZ6	Projekt riadne ukončený (K)	520,480 €	5/21/2024
Profesijný rozvoj nových zručností zamestnancov CREDO AL, spol. s r.o.312081CIM2	Projekt riadne ukončený (K)	31,916.38 €	3/1/2024

Public sector partner

Registered since

Wednesday, April 3, 2019

Beneficial owners

Registration status

Active

Beneficial-owner verification valid (Wednesday, February 18, 2026)Verified by: JUDr. Jozef Zemko, Mgr. Marek Chromjak, MÚDRY advokátska kancelária s. r. o., KRION Partners s. r. o.

Beneficial owners

Ing. Jozef Vahančík, PhD., MBAPodvysoká 209, 02357 Podvysoká
from Thursday, March 27, 2025

Business activities

17 registered activities

Dokončovacie stavebné práce pri realizácii exteriérov a interiérovValid from Tuesday, April 21, 2026
Inžinierska činnosť, stavebné cenárstvo, projektovanie a konštruovanie elektrických zariadeníValid from Tuesday, April 21, 2026
Prípravné práce k realizácii stavbyValid from Tuesday, April 21, 2026
Uskutočňovanie stavieb a ich zmienValid from Tuesday, April 21, 2026
Vŕtanie studní s dĺžkou do 30 mValid from Tuesday, April 21, 2026
stolárstvoValid Wednesday, October 3, 2012 – Monday, April 20, 2026
výroba okien a dverí z hliníkaValid from Wednesday, October 3, 2012
prenájom hnuteľných vecíValid from Wednesday, July 15, 2009
prenájom nehnuteľností spojených s poskytovaním iných než základných služieb spojených s prenájmomValid from Wednesday, July 15, 2009
- výroba výrobkov z plastov pre stavebníctvoValid from Thursday, March 3, 2005

Statutory bodies and related persons

Statutory body

3 active of 8

Ing. Jozef VahančíkActive
Konateľfrom Tuesday, October 19, 2021
Address Podvysoká 347, 02357 Podvysoká, Slovenská republika
Ing. Tibor VahančíkActive
Konateľfrom Tuesday, October 19, 2021
Address Zákopčie 505, 02311 Zákopčie, Slovenská republika
Ing. Jozef Vahančík, MBAActive
Konateľfrom Wednesday, August 25, 2021
Address Podvysoká 209, 02357 Podvysoká, Slovenská republika
Ing. Tibor VahančíkEnded
KonateľFriday, September 25, 2015 – Tuesday, September 14, 2021
Address Zákopčie 505, 02311 Zákopčie, Slovenská republika
Ing. Jozef VahančíkEnded
KonateľWednesday, July 15, 2009 – Tuesday, September 14, 2021
Address Podvysoká 347, Podvysoká, Slovenská republika
Ing. Marián JurgaEnded
KonateľThursday, January 11, 2007 – Tuesday, October 27, 2015
Address Podvysoká 129, Podvysoká, Slovenská republika
Ing. Marián JurgaEnded
KonateľTuesday, October 29, 1996 – Wednesday, December 27, 2006
Address Podvysoká 129, Staškov, Slovenská republika
Jozef VahančíkEnded
KonateľTuesday, October 29, 1996 – Tuesday, July 14, 2009
Address Podvysoká 347, Staškov, Slovenská republika

Related persons

1 active of 12

Teraz a. sActive
Spoločník v.o.s. / s.r.o.from Wednesday, September 15, 2021
Address Predmestská 9011/29, 01001 Žilina, Slovenská republika
Share100 %Contribution6,640 EUR
Ing. Jozef VahančíkEnded
Spoločník v.o.s. / s.r.o.Wednesday, October 28, 2015 – Tuesday, September 14, 2021
Address Podvysoká 347, Podvysoká, Slovenská republika
Share70 %Contribution4,648 EUR
Ing. Tibor VahančíkEnded
Spoločník v.o.s. / s.r.o.Wednesday, October 28, 2015 – Tuesday, September 14, 2021
Address Zákopčie 505, 02311 Zákopčie, Slovenská republika
Share30 %Contribution1,992 EUR
Ing. Jozef VahančíkEnded
Spoločník v.o.s. / s.r.o.Wednesday, July 15, 2009 – Tuesday, October 27, 2015
Address Podvysoká 347, Podvysoká, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Marián JurgaEnded
Spoločník v.o.s. / s.r.o.Wednesday, July 15, 2009 – Tuesday, October 27, 2015
Address Podvysoká 129, Podvysoká, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Marián JurgaEnded
Spoločník v.o.s. / s.r.o.Wednesday, January 24, 2007 – Tuesday, July 14, 2009
Address Podvysoká 129, Podvysoká, Slovenská republika
Share33.33 %Contribution100,000 SKK
Jozef VahančíkEnded
Spoločník v.o.s. / s.r.o.Wednesday, January 24, 2007 – Tuesday, July 14, 2009
Address Podvysoká 347, Staškov, Slovenská republika
Share33.33 %Contribution100,000 SKK
Jozef VahančíkEnded
Spoločník v.o.s. / s.r.o.Thursday, December 28, 2006 – Tuesday, January 23, 2007
Address Podvysoká 347, Staškov, Slovenská republika
Share50 %Contribution200,000 SKK
Ing. Marián JurgaEnded
Spoločník v.o.s. / s.r.o.Tuesday, January 12, 1999 – Wednesday, December 27, 2006
Address Podvysoká 129, Staškov, Slovenská republika
Share33.33 %Contribution100,000 SKK
Jozef VahančíkEnded
Spoločník v.o.s. / s.r.o.Tuesday, January 12, 1999 – Wednesday, December 27, 2006
Address Podvysoká 347, Staškov, Slovenská republika
Share33.33 %Contribution100,000 SKK

Company history

6 changes in the register

Names
3 records
- CREDO AL, spol. s r.o.from Wednesday, October 28, 2015
- Stavebno - projekčná spoločnosť CREDO, spol s.r.o.Friday, December 12, 1997 – Tuesday, October 27, 2015
- Credo V. - J., spol. s r.o.Tuesday, October 29, 1996 – Thursday, December 11, 1997
Registered office
5 records
- Palárikova 1158/13, 02201 Čadca, Slovenská republikafrom Tuesday, April 1, 2025
- Palárikova 48, 02201 Čadca, Slovenská republikaFriday, March 22, 2019 – Monday, March 31, 2025
- Moyzesova 1380/34, 02201 Čadca, Slovenská republikaWednesday, July 15, 2009 – Thursday, March 21, 2019
- Podvysoká 18, 02357 Podvysoká, Slovenská republikaWednesday, January 24, 2007 – Tuesday, July 14, 2009
- Podvysoká 347, 02353 Podvysoká, Slovenská republikaTuesday, October 29, 1996 – Tuesday, January 23, 2007

Companies in which this company is a shareholder

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Žilina
Registration number: Sro/3913/L
Main activity: Výroba výrobkov z plastu pre stavebníctvo
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active
VAT registration: Active

Legal facts

4 entries from the business register

Monday, July 21, 2003Na valnom zhromaždení dňa 14.4.2003 bola schválená zmena spoločenskej zmluvy.
Tuesday, January 12, 1999Na zasadnutí valného zhromaždenia konanom dňa 10.7.1998 bol schválený dodatok č. 2/ k spoločenskej zmluve.
Friday, December 12, 1997Na Valnom zhromaždení konanom dňa 9.9.1997 bol schválený dodatok č. 1 k Spoločenskej zmluve.
Tuesday, October 29, 1996Spoločnosť s ručením obmedzeným bola založená spoločenskou zmluvou zo dňa 15.10.1996 podľa § 105 a nasl. zák. č. 513/91 Zb. Stary spis: S.r.o. 10100

CREDO AL, spol. s r.o.

Registered office

CREDO AL, spol. s r.o.

Palárikova 1158/13, 02201 Čadca

Open in Google Maps

CREDO AL, spol. s r.o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Central Register of Contracts

Largest partners

Recent contracts

EU funds drawn

Public sector partner

Beneficial owners

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Names

Registered office

Companies in which this company is a shareholder

Companies in which this company is a shareholder

Registration

Legal facts

Registered office

Start monitoring the market today

Companies in which this company is a shareholder