Company data from Slovak public registers

Andromia Insight

FINANZ SERVIS, spol. s r.o.

Company financial profile・Company ID 36031798・Zvolenská cesta 20, 97401 Banská Bystrica・Founded 1998

Financial reportFinancial statements
Active

Turnover 2025

465 K €

−10 %
Company ID
36031798
Tax ID
2020087278
VAT ID
SK2020087278, under §4, registered since Tuesday, September 1, 1998
Registered office
FINANZ SERVIS, spol. s r.o.Zvolenská cesta 20 97401 Banská Bystrica
Established
Monday, July 20, 1998
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerOkresný súd Banská Bystrica, Sro/5535/S

Profit 2025

3,550 €

−60 %Net profit after tax

Assets

841 K €

+6.3 %Total assets, stated excl. VAT

Equity

317 K €

−1.5 %Assets less external liabilities

Debt ratio

62.3 %

+3.3 ppLiabilities / total assets

Gross margin

3.2 %

+2.9 ppGross profit / sales
Coming soon

Andromia score

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Profit

−60 %
1,961 €1,085 €2,487 €3,112 €11 K €10 K €1,481 €8,987 €56 K €511 €8,928 €3,550 €20142015201620172018201920202021202220232024202520141,961 €20151,085 €20162,487 €20173,112 €201811 K €201910 K €20201,481 €20218,987 €202256 K €2023511 €20248,928 €20253,550 €

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

−11 %
573 K €607 K €677 K €561 K €590 K €666 K €552 K €399 K €675 K €443 K €494 K €440 K €2014201520162017201820192020202120222023202420252014573 K €2015607 K €2016677 K €2017561 K €2018590 K €2019666 K €2020552 K €2021399 K €2022675 K €2023443 K €2024494 K €2025440 K €

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

2,889 €2,882 €2,880 €2,880 €2,473 €2,880 €971 €2,835 €15 K €972 €3,867 €3,840 €201420152016201720182019202020212022202320242025Total tax · 20142,889 €Total tax · 20152,882 €Total tax · 20162,880 €Total tax · 20172,880 €Total tax · 20182,473 €Total tax · 20192,880 €Total tax · 2020971 €Total tax · 20212,835 €Total tax · 202215 K €Total tax · 2023972 €Total tax · 20243,867 €Total tax · 20253,840 €Current tax · 20142,881 €Current tax · 20152,881 €Current tax · 20162,880 €Current tax · 20172,880 €Current tax · 20182,473 €Current tax · 20192,880 €Current tax · 2020971 €Current tax · 20212,835 €Current tax · 202215 K €Current tax · 2023972 €Current tax · 20243,867 €Current tax · 20253,840 €

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

0.8 %

−1.0 pp

Profit / revenue

Profit margin

0.8 %

−1.0 pp

Profit / sales

ROA

0.4 %

−0.7 pp

Return on assets

ROE

1.1 %

−1.7 pp

Return on equity

Return on costs

0.8 %

−1.0 pp

Profit / (revenue − profit)

Added value to revenue

3.0 %

+2.7 pp

Added value / revenue

Earnings before tax

7,390 €

−42 %

Profit + income tax

Effective tax

52.0 %

+22 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

593 K €2014657 K €2015706 K €2016606 K €2017621 K €2018708 K €2019620 K €2020493 K €2021755 K €2022492 K €2023518 K €2024465 K €2025

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item2022202320242025
Sales of products, services and goods675 K €443 K €494 K €440 K €
Value added39 K €−26 K €1,438 €14 K €
Operating revenue755 K €492 K €518 K €465 K €
Profit after tax56 K €511 €8,928 €3,550 €
Income tax15 K €972 €3,867 €3,840 €
Current income tax15 K €972 €3,867 €3,840 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item2022202320242025
Personnel costs22 K €20 K €25 K €30 K €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

  • Non-current assets0 €
  • Current assets840 K €
  • Accruals and deferrals274 €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

  • Equity317 K €
  • Liabilities523 K €
  • Accruals and deferrals641 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item2022202320242025
Total assets821 K €727 K €791 K €841 K €
Non-current assets0 €0 €0 €0 €
Property, plant and equipment0 €0 €0 €0 €
Non-current intangible assets0 €0 €0 €0 €
Non-current financial assets0 €0 €0 €0 €
Current assets821 K €727 K €791 K €840 K €
Inventory6,039 €62 €21 €53 €
Non-current receivables305 K €375 K €397 K €414 K €
Current receivables247 K €248 K €314 K €365 K €
Current financial assets0 €0 €0 €0 €
Financial accounts263 K €104 K €80 K €61 K €
Accruals and deferrals0 €0 €266 €274 €

Liabilities and equity

Item2022202320242025
Total equity and liabilities821 K €727 K €791 K €841 K €
Equity332 K €313 K €322 K €317 K €
Share capital183 K €183 K €183 K €183 K €
Funds and other equity components11 K €14 K €14 K €15 K €
Profit/loss of previous years82 K €115 K €116 K €116 K €
Profit/loss for the accounting period after tax56 K €511 €8,928 €3,550 €
Liabilities486 K €411 K €466 K €523 K €
Non-current liabilities203 K €274 K €275 K €263 K €
Current liabilities196 K €98 K €113 K €118 K €
Short-term financial assistance0 €0 €0 €0 €
Long-term bank loans39 K €0 €44 K €75 K €
Short-term bank loans47 K €39 K €33 K €67 K €
Provisions665 €410 €360 €235 €
Accruals and deferrals2,953 €3,456 €2,806 €641 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionLatest taxable period0526Excess deduction for the period0 €Tax liability for the period2,415.89 €No
  • Tax reliability indexReliable
  • Tax debtNo
  • State receivablesNo
  • State court receivablesNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Central Register of Contracts

Contract count1
Total amount0 €
Counterparties1
Latest contractWednesday, May 6, 2020

Largest partners

View all

Recent contracts

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Zdroj: Centrálny register zmlúv (www.crz.gov.sk), Úrad vlády SR, licencia CC BY 4.0

Business activities

10 registered activities

  • Prenájom hnuteľných vecíValid from Tuesday, January 26, 2021
  • Prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmomValid from Tuesday, January 26, 2021
  • poskytovanie úverov a/alebo pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôtValid from Wednesday, May 6, 2009
  • - kúpa tovaru za účelom jeho predaja iným prevádzkovateľom živnosti v rozsahu voľnej živnostiValid from Monday, July 20, 1998
  • - kúpa tovaru za účelom jeho predaja konečnému spotrebiteľovi v rozsahu voľnej živnostiValid from Monday, July 20, 1998
  • - poskytovanie leasingových služiebValid from Monday, July 20, 1998
  • - prenájom reklamných plôchValid from Monday, July 20, 1998
  • - reklamná činnosťValid from Monday, July 20, 1998
  • - sprostredkovanie kúpy a predaja nehnuteľnostíValid from Monday, July 20, 1998
  • - sprostredkovanie obchodu a služieb v rozsahu voľnej živnostiValid from Monday, July 20, 1998

Statutory bodies and related persons

Statutory body

1 active of 8
  • Ing. Svetozár KudroňActive
    Konateľfrom Tuesday, February 2, 1999

    Address Kvetinová 5752/15, 97401 Banská Bystrica, Slovenská republika

  • Ing. Ľubica KudroňováEnded
    KonateľFriday, April 5, 2019 – Monday, August 17, 2020

    Address Kvetinová 5752/15, 97404 Banská Bystrica, Slovenská republika

  • Ing. Svetozár KudroňEnded
    KonateľTuesday, February 2, 1999 – Friday, April 16, 2004

    Address Radvanská 9, Banská Bystrica, Slovenská republika

  • Ivan KozákEnded
    KonateľMonday, July 20, 1998 – Tuesday, February 4, 2003

    Address Beskydská 24, Banská Bystrica, Slovenská republika

  • Ivan KozákEnded
    KonateľMonday, July 20, 1998 – Tuesday, September 2, 2008

    Address THK 4, Banská Bystrica, Slovenská republika

  • Mgr. Jaroslav HrušovskýEnded
    KonateľMonday, July 20, 1998 – Monday, April 15, 2019

    Address Rubínová 5815/5, 97405 Banská Bystrica, Slovenská republika

  • Mgr. Jaroslav HrušovskýEnded
    KonateľMonday, July 20, 1998 – Thursday, May 4, 2017

    Address Kvetinová 5756/7, 97401 Banská Bystrica, Slovenská republika

  • Mgr. Jaroslav HrušovskýEnded
    KonateľMonday, July 20, 1998 – Friday, April 16, 2004

    Address Švermova 53, Banská Bystrica, Slovenská republika

Related persons

1 active of 15
  • Ing. Svetozár KudroňActive
    Spoločník v.o.s. / s.r.o.from Tuesday, January 26, 2021

    Address Kvetinová 5752/15, 97401 Banská Bystrica, Slovenská republika

    Share100 %Contribution183,000 EUR
  • Ing. Ľubica KudroňováEnded
    Spoločník v.o.s. / s.r.o.Tuesday, April 16, 2019 – Monday, January 25, 2021

    Address Kvetinová 5752/15, 97404 Banská Bystrica, Slovenská republika

    Share33.33 %Contribution61,000 EUR
  • Ing. Svetozár KudroňEnded
    Spoločník v.o.s. / s.r.o.Wednesday, April 15, 2009 – Monday, January 25, 2021

    Address Kvetinová 5752/15, 97401 Banská Bystrica, Slovenská republika

    Share66.67 %Contribution122,000 EUR
  • Mgr. Jaroslav HrušovskýEnded
    Spoločník v.o.s. / s.r.o.Wednesday, April 15, 2009 – Monday, April 15, 2019

    Address Rubínová 5815/5, 97405 Banská Bystrica, Slovenská republika

    Share33.33 %Contribution61,000 EUR
  • Ing. Svetozár KudroňEnded
    Spoločník v.o.s. / s.r.o.Wednesday, September 3, 2008 – Tuesday, April 14, 2009

    Address Kvetinová 5752/15, 97401 Banská Bystrica, Slovenská republika

    Share66.67 %Contribution3,674,000 SKK
  • Ing. Svetozár KudroňEnded
    Spoločník v.o.s. / s.r.o.Thursday, September 9, 2004 – Tuesday, September 2, 2008

    Address Kvetinová 5752/15, 97401 Banská Bystrica, Slovenská republika

    Share33.33 %Contribution1,837,000 SKK
  • Ivan KozákEnded
    Spoločník v.o.s. / s.r.o.Thursday, September 9, 2004 – Tuesday, September 2, 2008

    Address THK 4, 97401 Banská Bystrica, Slovenská republika

    Share33.33 %Contribution1,837,000 SKK
  • Mgr. Jaroslav HrušovskýEnded
    Spoločník v.o.s. / s.r.o.Thursday, September 9, 2004 – Tuesday, April 14, 2009

    Address Rubínová 5815/5, 97405 Banská Bystrica, Slovenská republika

    Share33.33 %Contribution1,837,000 SKK
  • Ing. Svetozár KudroňEnded
    Spoločník v.o.s. / s.r.o.Thursday, July 15, 1999 – Wednesday, September 8, 2004

    Address Kvetinová 5752/15, 97401 Banská Bystrica, Slovenská republika

    Share33.33 %Contribution337,000 SKK
  • Ivan KozákEnded
    Spoločník v.o.s. / s.r.o.Thursday, July 15, 1999 – Wednesday, September 8, 2004

    Address THK 4, Banská Bystrica, Slovenská republika

    Share33.33 %Contribution337,000 SKK

Company history

1 change in the register

  • Registered office

    2 records
    • Zvolenská cesta 20, 97401 Banská Bystrica, Slovenská republikafrom Wednesday, February 5, 2003
    • Švermova 53, 97401 Banská Bystrica, Slovenská republikaMonday, July 20, 1998 – Tuesday, February 4, 2003

Companies in which this company is a shareholder

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Banská Bystrica
Registration number
Sro/5535/S
Main activity
Finančný lízing
Sector (ESA 2010)
Národní súkromní ostatní finanční sprostredkovatelia okrem poisťovacích korporácií a penzijných fondov
Tax registration
Active
VAT registration
Active

Legal facts

4 entries from the business register

  • Wednesday, February 5, 2003. Valné zhromaždenie dňa 19.12.2002 rozhodlo o zmene spoločenskej zmluvy.
  • Thursday, July 15, 1999. Zapisuje sa zmena v zmysle uznesenia Valného zhromaž- denia, zo dňa 30.06.1999.
  • Thursday, March 4, 1999. Zapisuje sa zmena v zmysle uznesenia Valného zhromaž- denia, zo dňa 02.02.1999.
  • Monday, July 20, 1998Spoločnosť s ručením obmedzeným bola založená spoločenskou zmluvou zo dňa 17.6.1998 podľa § 105 a nasl. zák.č. 513/91 Zb. . Starý spis: S.r.o. 5535
FINANZ SERVIS, spol. s r.o.

Registered office

FINANZ SERVIS, spol. s r.o.

Zvolenská cesta 20, 97401 Banská Bystrica

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