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FINANZ SERVIS, spol. s r.o.

Company financial profile・Company ID 36031798・Zvolenská cesta 20, 97401 Banská Bystrica・Founded 1998

Financial report Financial statements

Turnover 2025

465 K €

−10 %

Company ID: 36031798
Tax ID: 2020087278
VAT ID: SK2020087278, under §4, registered since Tuesday, September 1, 1998

Registered office: FINANZ SERVIS, spol. s r.o.Zvolenská cesta 20 97401 Banská Bystrica
Established: Monday, July 20, 1998
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Banská Bystrica, Sro/5535/S

Profit 2025

3,550 €

−60 %

Assets

841 K €

+6.3 %

Equity

317 K €

−1.5 %

Debt ratio

62.3 %

+3.3 pp

Gross margin

3.2 %

+2.9 pp

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Andromia score

—

Profit

−60 %

Revenue

−11 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

0.8 %

−1.0 pp

Profit / revenue

ROA

0.4 %

−0.7 pp

Return on assets

ROE

1.1 %

−1.7 pp

Return on equity

Current ratio

7.11

+1.6 %

Current assets / current liabilities

Earnings before tax

7,390 €

−42 %

Profit + income tax

Effective tax

52.0 %

+22 pp

Income tax / earnings before tax

Net working capital

722 K €

+6.6 %

Current assets − current liabilities

Revenue CAGR

-2.4 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	675 K €	443 K €	494 K €	440 K €
Value added	39 K €	−26 K €	1,438 €	14 K €
Operating revenue	755 K €	492 K €	518 K €	465 K €
Profit after tax	56 K €	511 €	8,928 €	3,550 €
Income tax	15 K €	972 €	3,867 €	3,840 €
Current income tax	15 K €	972 €	3,867 €	3,840 €

Assets

Non-current assets0 €
Current assets840 K €
Accruals and deferrals274 €

Liabilities and equity

Equity317 K €
Liabilities523 K €
Accruals and deferrals641 €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	821 K €	727 K €	791 K €	841 K €
Non-current assets	0 €	0 €	0 €	0 €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	821 K €	727 K €	791 K €	840 K €
Inventory	6,039 €	62 €	21 €	53 €
Non-current receivables	305 K €	375 K €	397 K €	414 K €
Current receivables	247 K €	248 K €	314 K €	365 K €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	263 K €	104 K €	80 K €	61 K €
Accruals and deferrals	0 €	0 €	266 €	274 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	821 K €	727 K €	791 K €	841 K €
Equity	332 K €	313 K €	322 K €	317 K €
Share capital	183 K €	183 K €	183 K €	183 K €
Funds and other equity components	11 K €	14 K €	14 K €	15 K €
Profit/loss of previous years	82 K €	115 K €	116 K €	116 K €
Profit/loss for the accounting period after tax	56 K €	511 €	8,928 €	3,550 €
Liabilities	486 K €	411 K €	466 K €	523 K €
Non-current liabilities	203 K €	274 K €	275 K €	263 K €
Current liabilities	196 K €	98 K €	113 K €	118 K €
Short-term financial assistance	0 €	0 €	0 €	0 €
Long-term bank loans	39 K €	0 €	44 K €	75 K €
Short-term bank loans	47 K €	39 K €	33 K €	67 K €
Provisions	665 €	410 €	360 €	235 €
Accruals and deferrals	2,953 €	3,456 €	2,806 €	641 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0226Excess deduction for the period0 €Tax liability for the period3,147.61 €No
Tax reliability indexReliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

10 registered activities

Prenájom hnuteľných vecíValid from Tuesday, January 26, 2021
Prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmomValid from Tuesday, January 26, 2021
poskytovanie úverov a/alebo pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôtValid from Wednesday, May 6, 2009
- kúpa tovaru za účelom jeho predaja iným prevádzkovateľom živnosti v rozsahu voľnej živnostiValid from Monday, July 20, 1998
- kúpa tovaru za účelom jeho predaja konečnému spotrebiteľovi v rozsahu voľnej živnostiValid from Monday, July 20, 1998
- poskytovanie leasingových služiebValid from Monday, July 20, 1998
- prenájom reklamných plôchValid from Monday, July 20, 1998
- reklamná činnosťValid from Monday, July 20, 1998
- sprostredkovanie kúpy a predaja nehnuteľnostíValid from Monday, July 20, 1998
- sprostredkovanie obchodu a služieb v rozsahu voľnej živnostiValid from Monday, July 20, 1998

Statutory bodies and related persons

Statutory body

1 active of 8

Ing. Svetozár Kudroň
Konateľfrom Tuesday, February 2, 1999
Address Kvetinová 5752/15, 97401 Banská Bystrica, Slovenská republika
Ing. Ľubica KudroňováInactive
KonateľFriday, April 5, 2019 – Monday, August 17, 2020
Address Kvetinová 5752/15, 97404 Banská Bystrica, Slovenská republika
Ing. Svetozár KudroňInactive
KonateľTuesday, February 2, 1999 – Friday, April 16, 2004
Address Radvanská 9, Banská Bystrica, Slovenská republika
Ivan KozákInactive
KonateľMonday, July 20, 1998 – Tuesday, February 4, 2003
Address Beskydská 24, Banská Bystrica, Slovenská republika
Ivan KozákInactive
KonateľMonday, July 20, 1998 – Tuesday, September 2, 2008
Address THK 4, Banská Bystrica, Slovenská republika
Mgr. Jaroslav HrušovskýInactive
KonateľMonday, July 20, 1998 – Monday, April 15, 2019
Address Rubínová 5815/5, 97405 Banská Bystrica, Slovenská republika
Mgr. Jaroslav HrušovskýInactive
KonateľMonday, July 20, 1998 – Thursday, May 4, 2017
Address Kvetinová 5756/7, 97401 Banská Bystrica, Slovenská republika
Mgr. Jaroslav HrušovskýInactive
KonateľMonday, July 20, 1998 – Friday, April 16, 2004
Address Švermova 53, Banská Bystrica, Slovenská republika

Related persons

1 active of 15

Ing. Svetozár Kudroň
Spoločník v.o.s. / s.r.o.from Tuesday, January 26, 2021
Address Kvetinová 5752/15, 97401 Banská Bystrica, Slovenská republika
Share100 %Contribution183,000 EUR
Ing. Ľubica KudroňováInactive
Spoločník v.o.s. / s.r.o.Tuesday, April 16, 2019 – Monday, January 25, 2021
Address Kvetinová 5752/15, 97404 Banská Bystrica, Slovenská republika
Share33.33 %Contribution61,000 EUR
Ing. Svetozár KudroňInactive
Spoločník v.o.s. / s.r.o.Wednesday, April 15, 2009 – Monday, January 25, 2021
Address Kvetinová 5752/15, 97401 Banská Bystrica, Slovenská republika
Share66.67 %Contribution122,000 EUR
Mgr. Jaroslav HrušovskýInactive
Spoločník v.o.s. / s.r.o.Wednesday, April 15, 2009 – Monday, April 15, 2019
Address Rubínová 5815/5, 97405 Banská Bystrica, Slovenská republika
Share33.33 %Contribution61,000 EUR
Ing. Svetozár KudroňInactive
Spoločník v.o.s. / s.r.o.Wednesday, September 3, 2008 – Tuesday, April 14, 2009
Address Kvetinová 5752/15, 97401 Banská Bystrica, Slovenská republika
Share66.67 %Contribution3,674,000 SKK
Ing. Svetozár KudroňInactive
Spoločník v.o.s. / s.r.o.Thursday, September 9, 2004 – Tuesday, September 2, 2008
Address Kvetinová 5752/15, 97401 Banská Bystrica, Slovenská republika
Share33.33 %Contribution1,837,000 SKK
Ivan KozákInactive
Spoločník v.o.s. / s.r.o.Thursday, September 9, 2004 – Tuesday, September 2, 2008
Address THK 4, 97401 Banská Bystrica, Slovenská republika
Share33.33 %Contribution1,837,000 SKK
Mgr. Jaroslav HrušovskýInactive
Spoločník v.o.s. / s.r.o.Thursday, September 9, 2004 – Tuesday, April 14, 2009
Address Rubínová 5815/5, 97405 Banská Bystrica, Slovenská republika
Share33.33 %Contribution1,837,000 SKK
Ing. Svetozár KudroňInactive
Spoločník v.o.s. / s.r.o.Thursday, July 15, 1999 – Wednesday, September 8, 2004
Address Kvetinová 5752/15, 97401 Banská Bystrica, Slovenská republika
Share33.33 %Contribution337,000 SKK
Ivan KozákInactive
Spoločník v.o.s. / s.r.o.Thursday, July 15, 1999 – Wednesday, September 8, 2004
Address THK 4, Banská Bystrica, Slovenská republika
Share33.33 %Contribution337,000 SKK

Companies in which this company is a shareholder

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Banská Bystrica
Registration number: Sro/5535/S
Main activity: Finančný lízing
Sector (ESA 2010): Národní súkromní ostatní finanční sprostredkovatelia okrem poisťovacích korporácií a penzijných fondov
Tax registration: Active
VAT registration: Active

Legal facts

4 entries from the business register

Wednesday, February 5, 2003. Valné zhromaždenie dňa 19.12.2002 rozhodlo o zmene spoločenskej zmluvy.
Thursday, July 15, 1999. Zapisuje sa zmena v zmysle uznesenia Valného zhromaž- denia, zo dňa 30.06.1999.
Thursday, March 4, 1999. Zapisuje sa zmena v zmysle uznesenia Valného zhromaž- denia, zo dňa 02.02.1999.
Monday, July 20, 1998Spoločnosť s ručením obmedzeným bola založená spoločenskou zmluvou zo dňa 17.6.1998 podľa § 105 a nasl. zák.č. 513/91 Zb. . Starý spis: S.r.o. 5535

FINANZ SERVIS, spol. s r.o.

Registered office

FINANZ SERVIS, spol. s r.o.

Zvolenská cesta 20, 97401 Banská Bystrica

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FINANZ SERVIS, spol. s r.o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Companies in which this company is a shareholder

Registration

Legal facts

Registered office

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