Active

BS Faktoring, spol. s r.o.

Company financial profile・Company ID 36043192・Horná 67, 97401 Banská Bystrica・Founded 2000

Financial report Financial statements

Turnover 2025

69 K €

−1.4 %

Company ID: 36043192
Tax ID: 2021509281
VAT ID: SK2021509281, under §4, registered since Friday, April 1, 2005

Registered office: BS Faktoring, spol. s r.o.Horná 67 97401 Banská Bystrica
Established: Friday, August 11, 2000
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Banská Bystrica, Sro/6593/S

Profit 2025

20 K €

+24 %

Assets

167 K €

−5.6 %

Equity

164 K €

−5.5 %

Debt ratio

1.4 %

−0.1 pp

Gross margin

76.8 %

−0.7 pp

Coming soon

Andromia score

—

Profit

+24 %

Revenue

−0.2 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

28.7 %

+5.9 pp

Profit / revenue

ROA

11.9 %

+2.9 pp

Return on assets

ROE

12.1 %

+2.9 pp

Return on equity

Current ratio

72.34

+3.9 %

Current assets / current liabilities

Earnings before tax

22 K €

+7.7 %

Profit + income tax

Effective tax

10.5 %

−12 pp

Income tax / earnings before tax

Net working capital

165 K €

−5.5 %

Current assets − current liabilities

Revenue CAGR

-2.3 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	86 K €	91 K €	69 K €	69 K €
Value added	67 K €	70 K €	54 K €	53 K €
Operating revenue	86 K €	95 K €	70 K €	69 K €
Profit after tax	29 K €	33 K €	16 K €	20 K €
Income tax	8,247 €	9,070 €	4,621 €	2,329 €

Assets

Non-current assets0 €
Current assets167 K €

Liabilities and equity

Equity164 K €
Liabilities2,361 €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	171 K €	197 K €	177 K €	167 K €
Non-current assets	7,926 €	2,331 €	0 €	0 €
Property, plant and equipment	7,926 €	2,331 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	163 K €	195 K €	177 K €	167 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	74 K €	109 K €	92 K €	80 K €
Financial accounts	89 K €	87 K €	85 K €	87 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	171 K €	197 K €	177 K €	167 K €
Equity	157 K €	190 K €	174 K €	164 K €
Share capital	7,000 €	7,000 €	7,000 €	7,000 €
Profit/loss of previous years	120 K €	149 K €	150 K €	137 K €
Profit/loss for the accounting period after tax	29 K €	33 K €	16 K €	20 K €
Liabilities	14 K €	7,779 €	2,677 €	2,361 €
Non-current liabilities	8,938 €	4,637 €	140 €	55 €
Current liabilities	4,986 €	3,142 €	2,537 €	2,306 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexHighly reliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

13 registered activities

Vykonávanie činnosti podriadeného finančného agenta v sektore poistenia alebo zaistenia.Valid from Tuesday, October 23, 2018
samostatný finančný agent v sektore poistenia alebo zaisteniaValid Saturday, February 16, 2013 – Monday, October 22, 2018
administratívne službyValid from Wednesday, November 4, 2009
prieskum trhu a verejnej mienkyValid from Wednesday, November 4, 2009
sprostredkovanie poskytovania úverov alebo pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôtValid Wednesday, November 4, 2009 – Wednesday, May 18, 2016
- vykonávanie činnosti poisťovacieho makléraValid Thursday, January 15, 2004 – Friday, February 15, 2013
- faktoringValid Friday, August 11, 2000 – Wednesday, May 18, 2016
- forfaitingValid Friday, August 11, 2000 – Wednesday, May 18, 2016
- kúpa tovaru za účelom jeho predaja iným prevádzkovateľom živnosti v rozsahu voľnej živnostiValid from Friday, August 11, 2000
- kúpa tovaru za účelom jeho predaja konečnému spotrebiteľovi v rozsahu voľnej živnostiValid from Friday, August 11, 2000

Statutory bodies and related persons

Statutory body

2 active of 3

Peter Baláž
Konateľfrom Monday, February 4, 2013
Address Tatranská 28, 97411 Banská Bystrica, Slovenská republika
Slavomír Baláž
Konateľfrom Friday, August 11, 2000
Address Tatranská 28, Banská Bystrica, Slovenská republika
JUDr. Jozef SojkaInactive
KonateľMonday, May 9, 2005 – Tuesday, November 3, 2009
Address Tulská 24, 97401 Banská Bystrica, Slovenská republika

Related persons

2 active of 9

Peter Baláž
Spoločník v.o.s. / s.r.o.from Wednesday, November 4, 2009
Address Tatranská 28, 97411 Banská Bystrica, Slovenská republika
Share20 %Contribution1,400 EUR
Slavomír Baláž
Spoločník v.o.s. / s.r.o.from Wednesday, November 4, 2009
Address Tatranská 28, Banská Bystrica, Slovenská republika
Share80 %Contribution5,600 EUR
Jozef SojkaInactive
Spoločník v.o.s. / s.r.o.Friday, May 13, 2005 – Tuesday, November 3, 2009
Address Tulská 24, Banská Bystrica, Slovenská republika
Share50 %Contribution100,000 SKK
Slavomír BalážInactive
Spoločník v.o.s. / s.r.o.Friday, May 13, 2005 – Tuesday, November 3, 2009
Address Tatranská 28, Banská Bystrica, Slovenská republika
Share50 %Contribution100,000 SKK
Igor VeselýInactive
Spoločník v.o.s. / s.r.o.Friday, November 30, 2001 – Thursday, May 12, 2005
Address Sadová 16, Banská Bystrica, Slovenská republika
Share16 %Contribution32,000 SKK
Jozef SojkaInactive
Spoločník v.o.s. / s.r.o.Friday, November 30, 2001 – Thursday, May 12, 2005
Address Tulská 24, Banská Bystrica, Slovenská republika
Share42 %Contribution84,000 SKK
Slavomír BalážInactive
Spoločník v.o.s. / s.r.o.Friday, November 30, 2001 – Thursday, May 12, 2005
Address Tatranská 28, Banská Bystrica, Slovenská republika
Share42 %Contribution84,000 SKK
Jozef SojkaInactive
Spoločník v.o.s. / s.r.o.Friday, August 11, 2000 – Thursday, November 29, 2001
Address Tulská 24, Banská Bystrica, Slovenská republika
Share50 %Contribution100,000 SKK
Slavomír BalážInactive
Spoločník v.o.s. / s.r.o.Friday, August 11, 2000 – Thursday, November 29, 2001
Address Tatranská 28, Banská Bystrica, Slovenská republika
Share50 %Contribution100,000 SKK

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Banská Bystrica
Registration number: Sro/6593/S
Main activity: Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010): Národné súkromné finančné pomocné inštitúcie
Tax registration: Active
VAT registration: Active

Legal facts

3 entries from the business register

Thursday, January 15, 2004. Valné zhromaždenie dňa 02.12.2003 schválilo zmeny spoločenskej zmluvy a jej úplné znenie.
Friday, November 30, 2001. Uznesením valného zhromaždenia konaného 8.11.2001 bol schválený Dodatok č. 1 k spoločenskej zmluve.
Friday, August 11, 2000Spoločnosť s ručením obmedzeným bola založená spoločenskou zmluvou, zo dňa 5.4.2000, podľa § 105 a nasl. zák. č. 513/91 Zb.

BS Faktoring, spol. s r.o.

Registered office

BS Faktoring, spol. s r.o.

Horná 67, 97401 Banská Bystrica

Open in Google Maps

BS Faktoring, spol. s r.o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Legal facts

Registered office

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