M - KREDIT, s.r.o.

Company financial profile・Company ID 36046485・Cesta k nemocnici 1B, 974 01 Banská Bystrica・Founded 2001

Financial report Financial statements

Active

Turnover 2025

0 €

−100 %

Company ID: 36046485
Tax ID: 2021560805
VAT ID: —

Registered office: M - KREDIT, s.r.o.Cesta k nemocnici 1B 974 01 Banská Bystrica
Established: Friday, February 9, 2001
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Banská Bystrica, Sro/6914/S

Profit 2025

3,824 €

−48 %Net profit after tax

Assets

313 K €

+0.6 %Total assets, stated excl. VAT

Equity

313 K €

+1.2 %Assets less external liabilities

Debt ratio

0.1 %

−0.6 ppLiabilities / total assets

Gross margin

—

Not published

Coming soon

Andromia score

—

Profit

−48 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

−100 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

ROA

1.2 %

−1.1 pp

Return on assets

ROE

1.2 %

−1.2 pp

Return on equity

Return on costs

-100.0 %

+37 pp

Profit / (revenue − profit)

Earnings before tax

4,174 €

−52 %

Profit + income tax

Effective tax

8.4 %

−7.5 pp

Income tax / earnings before tax

Current ratio

733.63

+545 %

Current assets / current liabilities

Liquidity ratio 1

15.03

+462 %

Financial accounts / (current liabilities + short-term financial assistance + current bank loans + accruals)

Liquidity ratio 2

77.65

+589 %

(current receivables + financial accounts + accruals) / (current liabilities + short-term financial assistance + current bank loans + accruals)

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	1,454 €	0 €	2,000 €	0 €
Value added	1,304 €	−150 €	1,471 €	−75 €
Operating revenue	1,454 €	0 €	2,000 €	0 €
Profit after tax	2,566 €	6,506 €	7,355 €	3,824 €
Income tax	438 €	1,170 €	1,391 €	350 €
Current income tax	438 €	1,170 €	1,391 €	350 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	0 €	0 €	0 €	0 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets56 K €
Current assets257 K €
Accruals and deferrals0 €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity313 K €
Liabilities350 €
Accruals and deferrals0 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	296 K €	303 K €	311 K €	313 K €
Non-current assets	56 K €	56 K €	56 K €	56 K €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	56 K €	56 K €	56 K €	56 K €
Current assets	239 K €	247 K €	255 K €	257 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	231 K €	230 K €	230 K €	230 K €
Current receivables	0 €	9,814 €	19 K €	22 K €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	7,732 €	7,157 €	5,988 €	5,261 €
Accruals and deferrals	0 €	0 €	0 €	0 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	296 K €	303 K €	311 K €	313 K €
Equity	295 K €	302 K €	309 K €	313 K €
Share capital	6,639 €	6,639 €	6,639 €	6,639 €
Funds and other equity components	556 €	664 €	664 €	664 €
Profit/loss of previous years	−468 K €	−465 K €	−459 K €	−451 K €
Profit/loss for the accounting period after tax	2,566 €	6,506 €	7,355 €	3,824 €
Liabilities	438 €	1,321 €	2,240 €	350 €
Non-current liabilities	0 €	0 €	0 €	0 €
Current liabilities	438 €	1,321 €	2,240 €	350 €
Short-term financial assistance	0 €	0 €	0 €	0 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €
Accruals and deferrals	0 €	0 €	0 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexHighly reliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

4 registered activities

- kúpa tovaru za účelom jeho predaja iným prevádzkovateľom živnosti v rozsahu voľnej živnostiValid from Friday, February 9, 2001
- kúpa tovaru za účelom jeho predaja konečnému spotrebiteľovi v rozsahu voľnej živnostiValid from Friday, February 9, 2001
- reklamná činnosťValid from Friday, February 9, 2001
- sprostredkovanie obchodu a služiebValid from Friday, February 9, 2001

Statutory bodies and related persons

Statutory body

1 active of 4

Ing. Bc. Ľudmila Svätojánska Kiňová, MBAActive
Konateľfrom Wednesday, April 10, 2002
Address Veterná 642/8, 81103 Bratislava - mestská časť Staré mesto, Slovenská republika
Ing. Bc. Ľudmila KiňováEnded
KonateľWednesday, April 10, 2002 – Tuesday, June 30, 2009
Address Kalinčiakova 15, Banská Bystrica, Slovenská republika
Ing. Bc. Ľudmila Svätojánska Kiňová, MBAEnded
KonateľWednesday, April 10, 2002 – Thursday, June 15, 2017
Address M. Hattalu 421/8, 97401 Banská Bystrica, Slovenská republika
Ing. Viera BabjakováEnded
KonateľFriday, February 9, 2001 – Wednesday, April 10, 2002
Address Horné Pršany 5, Horné Pršany, Slovenská republika

Related persons

1 active of 3

SEZAM Consulting, spol. s r.o.Active
Spoločník v.o.s. / s.r.o.from Thursday, September 26, 2019
Address Cesta k nemocnici 1B, 97401 Banská Bystrica, Slovenská republika
Share100 %Contribution6,639 EUR
SEZAM, spol. s r.o.Ended
Spoločník v.o.s. / s.r.o.Wednesday, July 1, 2009 – Wednesday, September 25, 2019
Address M.M. Hodžu 3, Banská Bystrica, Slovenská republika
SEZAM, spol. s r.o.Ended
Spoločník v.o.s. / s.r.o.Friday, February 9, 2001 – Tuesday, June 30, 2009
Address M.M. Hodžu 3, Banská Bystrica, Slovenská republika
Share100 %Contribution200,000 SKK

Company history

1 change in the register

Registered office
2 records
- Cesta k nemocnici 1B, 97401 Banská Bystrica, Slovenská republikafrom Wednesday, September 18, 2024
- M.M.Hodžu 3, 97401 Banská Bystrica, Slovenská republikaFriday, February 9, 2001 – Tuesday, September 17, 2024

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Banská Bystrica
Registration number: Sro/6914/S
Main activity: Činnosti reklamných agentúr
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active

Legal facts

2 entries from the business register

Wednesday, August 21, 2002Na valnom zhromaždení konanom dňa 10.04.2002 bolo schválené úplné znenie zakladateľskej listiny.
Friday, February 9, 2001Spoločnosť s ručením obmedzeným bola založená zakladateľskou listinou vyhotovenou vo forme notárskej zápisnice č. NZ 229/00 zo dňa 17.10.2000 podľa §§ 57, 105 a nasl. zák. č. 513/91 Zb.

M - KREDIT, s.r.o.

Registered office

M - KREDIT, s.r.o.

Cesta k nemocnici 1B, 974 01 Banská Bystrica

Open in Google Maps

M - KREDIT, s.r.o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Registered office

Registration

Legal facts

Registered office

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