Active

M - KREDIT, s.r.o.

Company financial profile・Company ID 36046485・Cesta k nemocnici 1B, 974 01 Banská Bystrica・Founded 2001

Financial report Financial statements

Turnover 2025

0 €

−100 %

Company ID: 36046485
Tax ID: 2021560805
VAT ID: —

Registered office: M - KREDIT, s.r.o.Cesta k nemocnici 1B 974 01 Banská Bystrica
Established: Friday, February 9, 2001
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Banská Bystrica, Sro/6914/S

Profit 2025

3,824 €

−48 %

Assets

313 K €

+0.6 %

Equity

313 K €

+1.2 %

Debt ratio

0.1 %

−0.6 pp

Gross margin

—

Not published

Coming soon

Andromia score

—

Profit

−48 %

Revenue

−100 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

ROA

1.2 %

−1.1 pp

Return on assets

ROE

1.2 %

−1.2 pp

Return on equity

Current ratio

733.63

+545 %

Current assets / current liabilities

Earnings before tax

4,174 €

−52 %

Profit + income tax

Effective tax

8.4 %

−7.5 pp

Income tax / earnings before tax

Net working capital

256 K €

+1.5 %

Current assets − current liabilities

Revenue CAGR

-12.0 %

Average annual revenue growth

Interest-bearing debt

0 €

Long-term bank loans + short-term bank loans + short-term financial assistance

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	1,454 €	0 €	2,000 €	0 €
Value added	1,304 €	−150 €	1,471 €	−75 €
Operating revenue	1,454 €	0 €	2,000 €	0 €
Profit after tax	2,566 €	6,506 €	7,355 €	3,824 €
Income tax	438 €	1,170 €	1,391 €	350 €
Current income tax	438 €	1,170 €	1,391 €	350 €

Assets

Non-current assets56 K €
Current assets257 K €
Accruals and deferrals0 €

Liabilities and equity

Equity313 K €
Liabilities350 €
Accruals and deferrals0 €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	296 K €	303 K €	311 K €	313 K €
Non-current assets	56 K €	56 K €	56 K €	56 K €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	56 K €	56 K €	56 K €	56 K €
Current assets	239 K €	247 K €	255 K €	257 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	231 K €	230 K €	230 K €	230 K €
Current receivables	0 €	9,814 €	19 K €	22 K €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	7,732 €	7,157 €	5,988 €	5,261 €
Accruals and deferrals	0 €	0 €	0 €	0 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	296 K €	303 K €	311 K €	313 K €
Equity	295 K €	302 K €	309 K €	313 K €
Share capital	6,639 €	6,639 €	6,639 €	6,639 €
Funds and other equity components	556 €	664 €	664 €	664 €
Profit/loss of previous years	−468 K €	−465 K €	−459 K €	−451 K €
Profit/loss for the accounting period after tax	2,566 €	6,506 €	7,355 €	3,824 €
Liabilities	438 €	1,321 €	2,240 €	350 €
Non-current liabilities	0 €	0 €	0 €	0 €
Current liabilities	438 €	1,321 €	2,240 €	350 €
Short-term financial assistance	0 €	0 €	0 €	0 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €
Accruals and deferrals	0 €	0 €	0 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexHighly reliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

4 registered activities

- kúpa tovaru za účelom jeho predaja iným prevádzkovateľom živnosti v rozsahu voľnej živnostiValid from Friday, February 9, 2001
- kúpa tovaru za účelom jeho predaja konečnému spotrebiteľovi v rozsahu voľnej živnostiValid from Friday, February 9, 2001
- reklamná činnosťValid from Friday, February 9, 2001
- sprostredkovanie obchodu a služiebValid from Friday, February 9, 2001

Statutory bodies and related persons

Statutory body

1 active of 4

Ing. Bc. Ľudmila Svätojánska Kiňová, MBA
Konateľfrom Wednesday, April 10, 2002
Address Veterná 642/8, 81103 Bratislava - mestská časť Staré mesto, Slovenská republika
Ing. Bc. Ľudmila KiňováInactive
KonateľWednesday, April 10, 2002 – Tuesday, June 30, 2009
Address Kalinčiakova 15, Banská Bystrica, Slovenská republika
Ing. Bc. Ľudmila Svätojánska Kiňová, MBAInactive
KonateľWednesday, April 10, 2002 – Thursday, June 15, 2017
Address M. Hattalu 421/8, 97401 Banská Bystrica, Slovenská republika
Ing. Viera BabjakováInactive
KonateľFriday, February 9, 2001 – Wednesday, April 10, 2002
Address Horné Pršany 5, Horné Pršany, Slovenská republika

Related persons

1 active of 3

SEZAM Consulting, spol. s r.o.
Spoločník v.o.s. / s.r.o.from Thursday, September 26, 2019
Address Cesta k nemocnici 1B, 97401 Banská Bystrica, Slovenská republika
Share100 %Contribution6,639 EUR
SEZAM, spol. s r.o.Inactive
Spoločník v.o.s. / s.r.o.Wednesday, July 1, 2009 – Wednesday, September 25, 2019
Address M.M. Hodžu 3, Banská Bystrica, Slovenská republika
SEZAM, spol. s r.o.Inactive
Spoločník v.o.s. / s.r.o.Friday, February 9, 2001 – Tuesday, June 30, 2009
Address M.M. Hodžu 3, Banská Bystrica, Slovenská republika
Share100 %Contribution200,000 SKK

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Banská Bystrica
Registration number: Sro/6914/S
Main activity: Činnosti reklamných agentúr
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active

Legal facts

2 entries from the business register

Wednesday, August 21, 2002Na valnom zhromaždení konanom dňa 10.04.2002 bolo schválené úplné znenie zakladateľskej listiny.
Friday, February 9, 2001Spoločnosť s ručením obmedzeným bola založená zakladateľskou listinou vyhotovenou vo forme notárskej zápisnice č. NZ 229/00 zo dňa 17.10.2000 podľa §§ 57, 105 a nasl. zák. č. 513/91 Zb.

M - KREDIT, s.r.o.

Registered office

M - KREDIT, s.r.o.

Cesta k nemocnici 1B, 974 01 Banská Bystrica

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M - KREDIT, s.r.o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Legal facts

Registered office

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