Active

REAL FIN, spol. s r.o.

Company financial profile・Company ID 36219932・Konštantína Čulena 14/8216, 91701 Trnava・Founded 1997

Financial report Financial statements

Turnover 2025

2.22 M €

+9.7 %

Company ID: 36219932
Tax ID: 2021001378
VAT ID: SK2021001378, under §4, registered since Tuesday, February 1, 2005

Registered office: REAL FIN, spol. s r.o.Konštantína Čulena 14/8216 91701 Trnava
Established: Monday, April 14, 1997
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Trnava, Sro/10195/T

Profit 2025

268 K €

+1.8 %

Assets

685 K €

+20 %

Equity

673 K €

+28 %

Debt ratio

1.9 %

−6.0 pp

Gross margin

19.3 %

−2.2 pp

Coming soon

Andromia score

—

Profit

+1.8 %

Revenue

+9.7 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

12.0 %

−0.9 pp

Profit / revenue

ROA

39.1 %

−7.1 pp

Return on assets

ROE

39.8 %

−10 pp

Return on equity

Current ratio

57.11

+344 %

Current assets / current liabilities

Earnings before tax

340 K €

+1.7 %

Profit + income tax

Effective tax

21.4 %

Income tax / earnings before tax

Net working capital

673 K €

+28 %

Current assets − current liabilities

Revenue CAGR

5.5 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	1.59 M €	1.74 M €	2.02 M €	2.22 M €
Value added	357 K €	265 K €	434 K €	427 K €
Operating revenue	1.6 M €	1.74 M €	2.03 M €	2.22 M €
Profit after tax	217 K €	139 K €	263 K €	268 K €
Income tax	59 K €	38 K €	72 K €	73 K €
Current income tax	59 K €	38 K €	72 K €	73 K €

Assets

Non-current assets0 €
Current assets685 K €
Accruals and deferrals0 €

Liabilities and equity

Equity673 K €
Liabilities13 K €
Accruals and deferrals0 €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	480 K €	405 K €	570 K €	685 K €
Non-current assets	0 €	0 €	0 €	0 €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	480 K €	405 K €	570 K €	685 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	209 K €	196 K €	268 K €	310 K €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	270 K €	209 K €	301 K €	375 K €
Accruals and deferrals	559 €	0 €	0 €	0 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	480 K €	405 K €	570 K €	685 K €
Equity	472 K €	394 K €	525 K €	673 K €
Share capital	6,640 €	6,640 €	14 K €	14 K €
Funds and other equity components	664 €	664 €	664 €	664 €
Profit/loss of previous years	242 K €	242 K €	242 K €	385 K €
Profit/loss for the accounting period after tax	217 K €	139 K €	263 K €	268 K €
Liabilities	7,004 €	11 K €	45 K €	13 K €
Non-current liabilities	0 €	266 €	563 €	794 €
Current liabilities	7,004 €	11 K €	44 K €	12 K €
Short-term financial assistance	0 €	0 €	0 €	0 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €
Accruals and deferrals	989 €	0 €	0 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexHighly reliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

5 registered activities

Činnosť samostatného finančného agenta v sektore poistenia alebo zaisteniaValid from Wednesday, August 27, 2014
Činnosť samostatného finančného agenta v sektore poskytovania úverov a spotrebiteľských úverovValid Wednesday, August 27, 2014 – Tuesday, February 21, 2017
vykonávanie mimoškolskej vzdelávacej činnostiValid from Wednesday, November 10, 2010
sprostredkovanie poistenia ako poisťovací agentValid Thursday, September 17, 2009 – Tuesday, August 26, 2014
sprostredkovanie obchodu a služiebValid from Monday, April 14, 1997

Statutory bodies and related persons

Statutory body

3 active of 9

Mgr. Lenka Kollárová
Konateľfrom Monday, May 30, 2022
Address Ulica Seredská 8710/136A, 91705 Trnava, Slovenská republika
Róbert Bachratý
Konateľfrom Wednesday, May 14, 2008
Address Paulínska 18/7432, 91701 Trnava, Slovenská republika
Ing. Ján Hilkovič
Konateľfrom Tuesday, February 28, 2006
Address Palárikova 10043/37, 91701 Trnava, Slovenská republika
Lenka KollárováInactive
KonateľMonday, May 30, 2022 – Tuesday, February 18, 2025
Address Ulica Seredská 8710/136A, 91705 Trnava, Slovenská republika
Ing. Ján HilkovičInactive
KonateľTuesday, February 28, 2006 – Tuesday, February 18, 2025
Address Paulínska 18, 91701 Trnava, Slovenská republika
Miloš LopatkaInactive
KonateľTuesday, February 28, 2006 – Tuesday, April 20, 2021
Address Konštantína Čulena 15/8141, 91701 Trnava, Slovenská republika
JUDr. Daniel PavelkaInactive
KonateľMonday, April 14, 1997 – Monday, March 6, 2006
Address Michalská 5, 92001 Hlohovec, Slovenská republika
JUDr. Daniel PavelkaInactive
KonateľMonday, April 14, 1997 – Wednesday, February 6, 2013
Address Jilemnického 32, 92001 Hlohovec, Slovenská republika
Karol LopatkaInactive
KonateľMonday, April 14, 1997 – Monday, March 6, 2006
Address M. Benku 28, 91700 Trnava, Slovenská republika

Related persons

4 active of 24

Ing. Ján Hilkovič
Spoločník v.o.s. / s.r.o.from Wednesday, February 19, 2025
Address Palárikova 10043/37, 91701 Trnava, Slovenská republika
Share16.34 %Contribution2,214 EUR
Mgr. Lenka Kollárová
Spoločník v.o.s. / s.r.o.from Wednesday, February 19, 2025
Address Ulica Seredská 8710/136A, 91705 Trnava, Slovenská republika
Share16.33 %Contribution2,213 EUR
Róbert Bachratý
Spoločník v.o.s. / s.r.o.from Wednesday, February 19, 2025
Address Paulínska 7432/18, 91701 Trnava, Slovenská republika
Share16.33 %Contribution2,213 EUR
REALITY FIN, s.r.o.
Spoločník v.o.s. / s.r.o.from Wednesday, February 19, 2025
Address Konštantína Čulena 8216/14, 91701 Trnava, Slovenská republika
Share51 %Contribution6,911 EUR
Lenka KollárováInactive
Spoločník v.o.s. / s.r.o.Friday, July 1, 2022 – Tuesday, February 18, 2025
Address Ulica Seredská 8710/136A, 91705 Trnava, Slovenská republika
Share33.33 %Contribution2,213 EUR
Ing. Ján HilkovičInactive
Spoločník v.o.s. / s.r.o.Tuesday, June 21, 2022 – Tuesday, February 18, 2025
Address Paulínska 18, 91701 Trnava, Slovenská republika
Share33.34 %Contribution2,214 EUR
Róbert BachratýInactive
Spoločník v.o.s. / s.r.o.Tuesday, June 21, 2022 – Tuesday, February 18, 2025
Address Paulínska 7432/18, 91701 Trnava, Slovenská republika
Share33.33 %Contribution2,213 EUR
Mária LopatkováInactive
Spoločník v.o.s. / s.r.o.Friday, March 5, 2021 – Thursday, June 30, 2022
Address Konštantína Čulena 8141/15, 91701 Trnava, Slovenská republika
Ing. Ján HilkovičInactive
Spoločník v.o.s. / s.r.o.Thursday, February 7, 2013 – Monday, June 20, 2022
Address Paulínska 18, 91701 Trnava, Slovenská republika
Share33.34 %Contribution2,214 EUR
Miloš LopatkaInactive
Spoločník v.o.s. / s.r.o.Thursday, February 7, 2013 – Thursday, March 4, 2021
Address Konštantína Čulena 15/8141, 91701 Trnava, Slovenská republika

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Trnava
Registration number: Sro/10195/T
Main activity: Sprostredkovanie veľkoobchodu s iným špecifickým tovarom
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active
VAT registration: Active

Legal facts

3 entries from the business register

Thursday, September 21, 2000Prispôsobenie spoločenskej zmluvy zákonu č. 11/98 Z.z. dodatkom č. 1 zo dňa 04.09.2000.
Monday, April 14, 1997Spoločnosť bola založená spoločenskou zmluvou zo dňa 05.03.1997 podľa slovenského práva.
Sunday, December 31, 2017Zlúčenie, splynutie, rozdelenie spoločnosti: Spoločnosť je právnym nástupcom v dôsledku zlúčenia

REAL FIN, spol. s r.o.

Registered office

REAL FIN, spol. s r.o.

Konštantína Čulena 14/8216, 91701 Trnava

Open in Google Maps

REAL FIN, spol. s r.o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Legal facts

Registered office

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