Active

M - INSURANCE GROUP s.r.o.

Company financial profile・Company ID 36248681・Pri Kalvárii 20/5897, 91701 Trnava・Founded 2002

Financial report Financial statements

Turnover 2025

22 K €

−37 %

Company ID: 36248681
Tax ID: 2020167149
VAT ID: SK2020167149, under §4, registered since Wednesday, May 1, 2002

Registered office: M - INSURANCE GROUP s.r.o.Pri Kalvárii 20/5897 91701 Trnava
Established: Friday, April 5, 2002
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Trnava, Sro/13411/T

Profit 2025

3,057 €

+160 %

Assets

4,947 €

+43 %

Equity

−6,480 €

+32 %

Debt ratio

231.0 %

−145 pp

Gross margin

28.1 %

−14 pp

Coming soon

Andromia score

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Profit

+160 %

Revenue

−35 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

14.0 %

+29 pp

Profit / revenue

ROA

61.8 %

+209 pp

Return on assets

ROE

-47.2 %

−100 pp

Return on equity

Current ratio

0.44

+63 %

Current assets / current liabilities

Earnings before tax

3,397 €

+172 %

Profit + income tax

Effective tax

10.0 %

+17 pp

Income tax / earnings before tax

Net working capital

−6,383 €

+32 %

Current assets − current liabilities

Revenue CAGR

-8.2 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	34 K €	33 K €	33 K €	22 K €
Value added	15 K €	14 K €	14 K €	6,047 €
Operating revenue	34 K €	33 K €	34 K €	22 K €
Profit after tax	13 K €	−3,547 €	−5,074 €	3,057 €
Income tax	370 €	0 €	340 €	340 €

Assets

Non-current assets0 €
Current assets4,947 €

Liabilities and equity

Equity−6,480 €
Liabilities11 K €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	9,872 €	14 K €	3,454 €	4,947 €
Non-current assets	0 €	0 €	0 €	0 €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	9,872 €	14 K €	3,454 €	4,947 €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	1,028 €	933 €	1,622 €	368 €
Financial accounts	8,844 €	13 K €	1,832 €	4,579 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	9,872 €	14 K €	3,454 €	4,947 €
Equity	−916 €	−4,463 €	−9,537 €	−6,480 €
Share capital	6,639 €	6,639 €	6,639 €	6,639 €
Profit/loss of previous years	−28 K €	−15 K €	−18 K €	−23 K €
Profit/loss for the accounting period after tax	13 K €	−3,547 €	−5,074 €	3,057 €
Liabilities	11 K €	18 K €	13 K €	11 K €
Non-current liabilities	0 €	24 €	89 €	97 €
Current liabilities	11 K €	14 K €	13 K €	11 K €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	4,798 €	0 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0226Excess deduction for the period104.58 €Tax liability for the period0 €Yes
Tax reliability indexReliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

14 registered activities

vykonávanie činnosti podriadeného finančného agenta v sektore poistenia, zaistenia a starobného dôchodkového sporeniaValid from Thursday, June 5, 2025
administratívna činnosťValid from Friday, July 15, 2016
činnosť podnikateľských, organizačných a ekonomických poradcovValid from Friday, July 15, 2016
reklamné a marketingové službyValid from Friday, July 15, 2016
sprostredkovateľská činnosť v oblasti obchoduValid from Friday, July 15, 2016
sprostredkovateľská činnosť v oblasti služiebValid from Friday, July 15, 2016
vykonávanie činnosti samostatného finančného agenta v sektore poistenia, zaistenia a starobného dôchodkového sporeniaValid Friday, July 15, 2016 – Wednesday, June 4, 2025
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Thursday, November 20, 2008
autoumyváreňValid from Friday, October 24, 2003
čistenie a tepovanie interiérov motorových vozidielValid from Friday, October 24, 2003

Statutory bodies and related persons

Statutory body

2 active of 4

Ina Mruškovičová
Konateľfrom Tuesday, June 21, 2016
Address Ulica Vajanského 6728/18, 91701 Trnava, Slovenská republika
Ing. Ján Mruškovič
Konateľfrom Friday, April 5, 2002
Address Jána Hajdóczyho 107/7504, 91701 Trnava, Slovenská republika
Ina MruškovičováInactive
KonateľTuesday, June 21, 2016 – Wednesday, June 4, 2025
Address Vajanského 18/6728, 91701 Trnava, Slovenská republika
Ing. Ján MruškovičInactive
KonateľFriday, April 5, 2002 – Thursday, September 16, 2004
Address Palárikova 219/14, Zeleneč, Slovenská republika

Related persons

3 active of 10

Nora Šálka Mruškovičová
Spoločník v.o.s. / s.r.o.from Thursday, June 5, 2025
Address Tomášikova 13912/41, 83104 Bratislava - mestská časť Nové Mesto, Slovenská republika
Share25 %Contribution1,660 EUR
Ina Mruškovičová
Spoločník v.o.s. / s.r.o.from Wednesday, August 17, 2022
Address Ulica Vajanského 6728/18, 91701 Trnava, Slovenská republika
Share25 %Contribution1,660 EUR
Ing. Ján Mruškovič
Spoločník v.o.s. / s.r.o.from Friday, July 15, 2016
Address Jána Hajdóczyho 107/7504, 91701 Trnava, Slovenská republika
Share50 %Contribution3,320 EUR
Ina MruškovičováInactive
Spoločník v.o.s. / s.r.o.Friday, July 15, 2016 – Tuesday, August 16, 2022
Address Vajanského 18/6728, 91701 Trnava, Slovenská republika
Share25 %Contribution1,660 EUR
Nora MruškovičováInactive
Spoločník v.o.s. / s.r.o.Friday, July 15, 2016 – Wednesday, June 4, 2025
Address Vajanského 18/6728, 91701 Trnava, Slovenská republika
Ing. Ján MruškovičInactive
Spoločník v.o.s. / s.r.o.Friday, August 21, 2009 – Thursday, July 14, 2016
Address Jána Hajdóczyho 107/7504, 91701 Trnava, Slovenská republika
Share100 %Contribution6,639 EUR
Ing. Ján MruškovičInactive
Spoločník v.o.s. / s.r.o.Friday, September 17, 2004 – Thursday, August 20, 2009
Address Jána Hajdóczyho 107/7504, 91701 Trnava, Slovenská republika
Share100 %Contribution200,000 SKK
Ing. Ján MruškovičInactive
Spoločník v.o.s. / s.r.o.Monday, May 27, 2002 – Thursday, September 16, 2004
Address Palárikova 219/14, Zeleneč, Slovenská republika
Share100 %Contribution200,000 SKK
Ing. Ján MruškovičInactive
Spoločník v.o.s. / s.r.o.Friday, April 5, 2002 – Sunday, May 26, 2002
Address Palárikova 219/14, Zeleneč, Slovenská republika
Share85 %Contribution170,000 SKK
Silvia DrimajováInactive
Spoločník v.o.s. / s.r.o.Friday, April 5, 2002 – Sunday, May 26, 2002
Address Na hlinách 61, Trnava, Slovenská republika
Share15 %Contribution30,000 SKK

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Trnava
Registration number: Sro/13411/T
Main activity: Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010): Národné súkromné finančné pomocné inštitúcie
Tax registration: Active
VAT registration: Active

Legal facts

3 entries from the business register

Friday, October 24, 2003Úplné znenie spoločenskej zmluvy zo dňa 10.10.2003.
Monday, May 27, 2002Zmluva o prevode obchodného podielu zo dňa 25.04.2002. Úplné znenie spoločenskej zmluvy zo dňa 25.04.2002.
Friday, April 5, 2002Spoločnosť bola založená spoločenskou zmluvou zo dňa 31.01.2002 podľa slovenského práva.

M - INSURANCE GROUP s.r.o.

Registered office

M - INSURANCE GROUP s.r.o.

Pri Kalvárii 20/5897, 91701 Trnava

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M - INSURANCE GROUP s.r.o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Legal facts

Registered office

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