R KREDIT, spol. s r.o.

Company financial profile・Company ID 36404845・Vysokoškolákov 41, 01008 Žilina・Founded 2002

Financial report Financial statements

Active

Turnover 2025

292 K €

+15 %

Company ID: 36404845
Tax ID: 2021644174
VAT ID: —

Registered office: R KREDIT, spol. s r.o.Vysokoškolákov 41 01008 Žilina
Established: Tuesday, April 9, 2002
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Žilina, Sro/13505/L

Profit 2025

23 K €

−21 %Net profit after tax

Assets

71 K €

−22 %Total assets, stated excl. VAT

Equity

55 K €

−9.8 %Assets less external liabilities

Debt ratio

23.1 %

−10 ppLiabilities / total assets

Gross margin

32.5 %

−5.2 ppGross profit / sales

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Andromia score

—

Profit

−21 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+15 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

8.0 %

−3.6 pp

Profit / revenue

Profit margin

8.0 %

−3.7 pp

Profit / sales

ROA

32.8 %

+0.3 pp

Return on assets

ROE

42.7 %

−6.1 pp

Return on equity

Return on costs

8.7 %

−4.5 pp

Profit / (revenue − profit)

Added value to revenue

32.5 %

−5.2 pp

Added value / revenue

Earnings before tax

27 K €

−32 %

Profit + income tax

Effective tax

13.7 %

−12 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	228 K €	248 K €	254 K €	292 K €
Value added	106 K €	102 K €	96 K €	95 K €
Operating revenue	228 K €	248 K €	254 K €	292 K €
Profit after tax	36 K €	39 K €	30 K €	23 K €
Income tax	10 K €	10 K €	11 K €	3,717 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	56 K €	49 K €	53 K €	64 K €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets42 K €
Current assets29 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity55 K €
Liabilities17 K €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	99 K €	102 K €	91 K €	71 K €
Non-current assets	50 K €	47 K €	45 K €	42 K €
Property, plant and equipment	50 K €	47 K €	45 K €	42 K €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	49 K €	54 K €	47 K €	29 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	−689 €	4,344 €	−144 €	3,331 €
Financial accounts	50 K €	50 K €	47 K €	26 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	99 K €	102 K €	91 K €	71 K €
Equity	67 K €	71 K €	61 K €	55 K €
Share capital	6,640 €	6,640 €	6,640 €	6,640 €
Profit/loss of previous years	24 K €	24 K €	24 K €	24 K €
Profit/loss for the accounting period after tax	36 K €	39 K €	30 K €	23 K €
Liabilities	32 K €	31 K €	30 K €	17 K €
Non-current liabilities	27 €	232 €	463 €	755 €
Current liabilities	22 K €	27 K €	26 K €	16 K €
Long-term bank loans	5,813 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	3,616 €	3,616 €	3,616 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexHighly reliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

10 registered activities

- špecialista požiarnej ochranyValid from Wednesday, May 18, 2005
- činnosť poisťovacieho makléraValid from Tuesday, February 10, 2004
- prieskum trhu a verejnej mienkyValid from Tuesday, February 10, 2004
- sprostredkovanie predaja, prenájmu a kúpy nehnuteľností (realitná činnosť)Valid from Tuesday, February 10, 2004
- obchodná činnosť v rozsahu voľných živnostíValid from Tuesday, April 9, 2002
- organizovanie kurzov, školení a seminárovValid from Tuesday, April 9, 2002
- podnikateľské poradenstvoValid from Tuesday, April 9, 2002
- reklamná a propagačná činnosťValid from Tuesday, April 9, 2002
- sprostredkovateľská činnosť v rozsahu voľnej živnostiValid from Tuesday, April 9, 2002
- vedenie účtovníctvaValid from Tuesday, April 9, 2002

Statutory bodies and related persons

Statutory body

2 active of 3

Ing. Anton RepkovskýActive
Konateľfrom Tuesday, January 20, 2004
Address Brezany 145, Brezany, Slovenská republika
Ing. Ladislav RočiakActive
Konateľfrom Tuesday, April 9, 2002
Address Jaseňová 3224/44, Žilina, Slovenská republika
Ing. Anton RepkovskýEnded
KonateľTuesday, January 20, 2004 – Thursday, January 17, 2008
Address B. S. Timravy 948/6, Žilina, Slovenská republika

Related persons

2 active of 7

Ing. Anton RepkovskýActive
Spoločník v.o.s. / s.r.o.from Friday, May 1, 2009
Address Brezany 145, Brezany, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Ladislav RočiakActive
Spoločník v.o.s. / s.r.o.from Friday, May 1, 2009
Address Jaseňová 3224/44, Žilina, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Anton RepkovskýEnded
Spoločník v.o.s. / s.r.o.Friday, January 18, 2008 – Thursday, April 30, 2009
Address Brezany 145, Brezany, Slovenská republika
Share50 %Contribution100,000 SKK
Ing. Anton RepkovskýEnded
Spoločník v.o.s. / s.r.o.Tuesday, February 10, 2004 – Thursday, January 17, 2008
Address B. S. Timravy 948/6, Žilina, Slovenská republika
Share50 %Contribution100,000 SKK
Ing. Ladislav RočiakEnded
Spoločník v.o.s. / s.r.o.Tuesday, February 10, 2004 – Thursday, April 30, 2009
Address Jaseňová 3224/44, Žilina, Slovenská republika
Share50 %Contribution100,000 SKK
Ing. Ladislav RočiakEnded
Spoločník v.o.s. / s.r.o.Tuesday, April 9, 2002 – Monday, February 9, 2004
Address Jaseňová 3224/44, Žilina, Slovenská republika
Share51 %Contribution102,000 SKK
Ing. Silvia RepkovskáEnded
Spoločník v.o.s. / s.r.o.Tuesday, April 9, 2002 – Monday, February 9, 2004
Address B.S.Timravy 948/6, Žilina, Slovenská republika
Share49 %Contribution98,000 SKK

Company history

1 change in the register

Registered office
2 records
- Vysokoškolákov 41, 01008 Žilina, Slovenská republikafrom Wednesday, December 17, 2008
- A. Rudnaya 21, 01001 Žilina, Slovenská republikaTuesday, April 9, 2002 – Tuesday, December 16, 2008

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Žilina
Registration number: Sro/13505/L
Main activity: Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010): Národné súkromné finančné pomocné inštitúcie
Tax registration: Active

Legal facts

2 entries from the business register

Tuesday, February 10, 2004Na valnom zhromaždení dňa 20.1.2004 bola schválená zmena spoločenskej zmluvy.
Tuesday, April 9, 2002Spoločnosť s ručením obmedzeným bola založená spoločenskou zmluvou zo dňa 26.03.2002 podľa par. 105 a nasl. Zák č. 513/91 Zb.

R KREDIT, spol. s r.o.

Registered office

R KREDIT, spol. s r.o.

Vysokoškolákov 41, 01008 Žilina

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R KREDIT, spol. s r.o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Registered office

Registration

Legal facts

Registered office

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