Union Kredit, spol. s r.o.

Company financial profile・Company ID 36529435・Hornočermánska 797/59, 94901 Nitra・Founded 1998

Financial report Financial statements

Active

Turnover 2025

0 €

Company ID: 36529435
Tax ID: 2020147954
VAT ID: —

Registered office: Union Kredit, spol. s r.o.Hornočermánska 797/59 94901 Nitra
Established: Monday, October 12, 1998
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Nitra, Sro/11179/N

Profit 2025

−1,529 €

−6.1 %Net profit after tax

Assets

20 K €

−30 %Total assets, stated excl. VAT

Equity

19 K €

−7.4 %Assets less external liabilities

Debt ratio

2.8 %

−23 ppLiabilities / total assets

Gross margin

—

Not published

Coming soon

Andromia score

—

Profit

−6.1 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

ROA

-7.8 %

−2.6 pp

Return on assets

ROE

-8.0 %

−1.0 pp

Return on equity

Return on costs

-100.0 %

Profit / (revenue − profit)

Earnings before tax

−1,189 €

−8.0 %

Profit + income tax

Effective tax

-28.6 %

+2.3 pp

Income tax / earnings before tax

Current ratio

24.74

−44 %

Current assets / current liabilities

Liquidity ratio 1

23.57

+713 %

Financial accounts / (current liabilities + short-term financial assistance + current bank loans + accruals)

Liquidity ratio 2

23.66

+714 %

(current receivables + financial accounts + accruals) / (current liabilities + short-term financial assistance + current bank loans + accruals)

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	0 €	0 €	0 €	0 €
Value added	−766 €	−860 €	−869 €	−908 €
Operating revenue	0 €	0 €	0 €	0 €
Profit after tax	−923 €	−1,065 €	−1,441 €	−1,529 €
Income tax	0 €	0 €	340 €	340 €
Current income tax	0 €	0 €	340 €	340 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	0 €	0 €	0 €	0 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets6,638 €
Current assets13 K €
Accruals and deferrals0 €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity19 K €
Liabilities550 €
Accruals and deferrals0 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	30 K €	29 K €	28 K €	20 K €
Non-current assets	6,638 €	6,638 €	6,638 €	6,638 €
Property, plant and equipment	−1 €	−1 €	−1 €	−1 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	6,639 €	6,639 €	6,639 €	6,639 €
Current assets	23 K €	22 K €	21 K €	13 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	29 €	46 €	45 €	52 €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	23 K €	22 K €	21 K €	13 K €
Accruals and deferrals	0 €	0 €	0 €	0 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	30 K €	29 K €	28 K €	20 K €
Equity	23 K €	22 K €	21 K €	19 K €
Share capital	6,639 €	6,639 €	6,639 €	6,639 €
Funds and other equity components	332 €	332 €	332 €	332 €
Profit/loss of previous years	17 K €	16 K €	15 K €	14 K €
Profit/loss for the accounting period after tax	−923 €	−1,065 €	−1,441 €	−1,529 €
Liabilities	6,988 €	6,991 €	7,343 €	550 €
Non-current liabilities	0 €	0 €	0 €	0 €
Current liabilities	126 €	129 €	481 €	526 €
Short-term financial assistance	6,862 €	6,862 €	6,862 €	24 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €
Accruals and deferrals	0 €	0 €	0 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexHighly reliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

14 registered activities

Faktoring a forfaitingValid from Wednesday, April 15, 2026
Prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmomValid from Wednesday, April 15, 2026
Prenájom, úschova a požičiavanie hnuteľných vecíValid from Wednesday, April 15, 2026
Sprostredkovanie predaja, prenájmu a kúpy nehnuteľností (realitná činnosť)Valid from Wednesday, April 15, 2026
činnosť podnikateľských, organizačných a ekonomických poradcovValid from Wednesday, June 13, 2012
prieskum trhu a verejnej mienkyValid Wednesday, June 13, 2012 – Tuesday, April 14, 2026
reklamné a marketingové službyValid Wednesday, June 13, 2012 – Tuesday, April 14, 2026
- automatizované spracovanie dátValid Tuesday, February 19, 2002 – Tuesday, April 14, 2026
- poskytovanie software-predaj hotových programov na základe zmluvy s autoromValid Tuesday, February 19, 2002 – Tuesday, April 14, 2026
- inžinierska činnosťValid from Monday, October 12, 1998

Statutory bodies and related persons

Statutory body

2 active of 7

Ing. Vladimír GašparíkActive
Konateľfrom Wednesday, April 15, 2026
Address Cabanova 3, 94901 Nitra, Slovenská republika
Mgr. Vladimír GašparíkActive
Konateľfrom Wednesday, March 11, 2026
Address Podjavorinskej 101/16, 94901 Nitra, Slovenská republika
Mgr. Vladimír GašparíkEnded
KonateľTuesday, December 11, 2007 – Thursday, June 5, 2008
Address Cabanova 3, 94901 Nitra, Slovenská republika
Ing. Peter SochorEnded
KonateľTuesday, February 19, 2002 – Tuesday, December 11, 2007
Address Rišňovce 376, Rišňovce, Slovenská republika
Ing. Vladimír GašparíkEnded
KonateľTuesday, February 19, 2002 – Tuesday, April 14, 2026
Address Cabanova 3, Nitra, Slovenská republika
Ing. Ján SusedíkEnded
KonateľMonday, October 12, 1998 – Monday, February 18, 2002
Address Perecká 2965/8, Levice, Slovenská republika
Ing. Vladimír GašparíkEnded
KonateľMonday, October 12, 1998 – Monday, February 18, 2002
Address Schurmannova 5, Nitra, Slovenská republika

Related persons

2 active of 9

Ing. Vladimír GašparíkActive
Spoločník v.o.s. / s.r.o.from Wednesday, April 15, 2026
Address Cabanova 3, 94901 Nitra, Slovenská republika
Share60 %Contribution3,984 EUR
Mgr. Vladimír GašparíkActive
Spoločník v.o.s. / s.r.o.from Wednesday, April 15, 2026
Address Podjavorinskej 101/16, 94901 Nitra, Slovenská republika
Share40 %Contribution2,656 EUR
Ing. Vladimír GašparíkEnded
Spoločník v.o.s. / s.r.o.Saturday, April 10, 2010 – Tuesday, April 14, 2026
Address Cabanova 3, Nitra, Slovenská republika
Share100 %Contribution6,638.78 EUR
Ing. Vladimír GašparíkEnded
Spoločník v.o.s. / s.r.o.Thursday, June 5, 2008 – Friday, April 9, 2010
Address Cabanova 3, Nitra, Slovenská republika
Share100 %Contribution200,000 SKK
Mgr. Vladimír GašparíkEnded
Spoločník v.o.s. / s.r.o.Tuesday, December 11, 2007 – Wednesday, June 4, 2008
Address Cabanova 3, 94901 Nitra, Slovenská republika
Share40 %Contribution80,000 SKK
Ing. Peter SochorEnded
Spoločník v.o.s. / s.r.o.Tuesday, February 19, 2002 – Monday, December 10, 2007
Address Rišňovce 376, Rišňovce, Slovenská republika
Share40 %Contribution80,000 SKK
Ing. Vladimír GašparíkEnded
Spoločník v.o.s. / s.r.o.Tuesday, February 19, 2002 – Wednesday, June 4, 2008
Address Cabanova 3, Nitra, Slovenská republika
Share60 %Contribution120,000 SKK
Ing. Ján SusedíkEnded
Spoločník v.o.s. / s.r.o.Monday, October 12, 1998 – Monday, February 18, 2002
Address Perecká 2965/8, Levice, Slovenská republika
Share50 %Contribution100,000 SKK
Ing. Vladimír GašparíkEnded
Spoločník v.o.s. / s.r.o.Monday, October 12, 1998 – Monday, February 18, 2002
Address Schurmannova 5, Nitra, Slovenská republika
Share50 %Contribution100,000 SKK

Company history

3 changes in the register

Names
2 records
- Union Kredit, spol. s r.o.from Tuesday, February 19, 2002
- SG Stav, spol. s r.o.Monday, October 12, 1998 – Monday, February 18, 2002
Registered office
3 records
- Hornočermánska 797/59, 94901 Nitra, Slovenská republikafrom Saturday, April 10, 2010
- Murgašova 2/a, 94901 Nitra, Slovenská republikaTuesday, February 19, 2002 – Friday, April 9, 2010
- Golianova 20, 94901 Nitra, Slovenská republikaMonday, October 12, 1998 – Monday, February 18, 2002

Companies in which this company is a shareholder

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Nitra
Registration number: Sro/11179/N
Main activity: Inžinierske činnosti a súvisiace technické poradenstvo
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active

Legal facts

2 entries from the business register

Tuesday, February 19, 2002Spoločenská zmluva bola zmenená Dodatkom č. 2 zo dňa 17.07.2001. Obchodné meno spoločnosti bolo zmenené z SG Stav, spol. s r.o. na Union Kredit, spol. s r.o., sídlo spoločnosti bolo zmenené z Nitra, Golianova 20 na Nitra, Murgašova 2/a.
Monday, October 12, 1998Spoločnosť bola založená spoločenskou zmluvou zo dňa 29.8.1998 a jej dodatkom č. 1 zo dňa 7.10.1998 podľa §§ 56-75 a 105-153 zák. č. 513/1991 Zb. Obchodný zákonník v znení neskorších predpisov.

Union Kredit, spol. s r.o.

Registered office

Union Kredit, spol. s r.o.

Hornočermánska 797/59, 94901 Nitra

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Union Kredit, spol. s r.o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Names

Registered office

Companies in which this company is a shareholder

Companies in which this company is a shareholder

Registration

Legal facts

Registered office

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Companies in which this company is a shareholder