Active

Real finance, s.r.o.

Company financial profile・Company ID 36550833・Farská 35, 94901 Nitra・Founded 2002

Financial report Financial statements

Turnover 2025

430 K €

−7.0 %

Company ID: 36550833
Tax ID: 2021700846
VAT ID: SK2021700846, under §4, registered since Sunday, May 1, 2005

Registered office: Real finance, s.r.o.Farská 35 94901 Nitra
Established: Wednesday, December 18, 2002
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Nitra, Sro/13639/N

Profit 2025

6,001 €

−33 %

Assets

566 K €

+7.1 %

Equity

212 K €

+75 %

Debt ratio

62.4 %

−15 pp

Gross margin

2.7 %

+0.2 pp

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Andromia score

—

Profit

−33 %

Revenue

−7.0 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

1.4 %

−0.5 pp

Profit / revenue

ROA

1.1 %

−0.6 pp

Return on assets

ROE

2.8 %

−4.6 pp

Return on equity

Current ratio

3.02

+17 %

Current assets / current liabilities

Earnings before tax

9,841 €

−23 %

Profit + income tax

Effective tax

39.0 %

+9.1 pp

Income tax / earnings before tax

Net working capital

353 K €

+16 %

Current assets − current liabilities

Revenue CAGR

5.9 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	669 K €	522 K €	462 K €	430 K €
Value added	−13 K €	4,828 €	12 K €	12 K €
Operating revenue	690 K €	523 K €	462 K €	430 K €
Profit after tax	−5,375 €	−7,879 €	8,979 €	6,001 €
Income tax	0 €	0 €	3,840 €	3,840 €
Current income tax	—	—	—	3,840 €

Assets

Non-current assets11 K €
Current assets529 K €
Accruals and deferrals26 K €

Liabilities and equity

Equity212 K €
Liabilities353 K €
Accruals and deferrals1,091 €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	585 K €	481 K €	528 K €	566 K €
Non-current assets	67 K €	49 K €	28 K €	11 K €
Property, plant and equipment	67 K €	49 K €	28 K €	11 K €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	518 K €	432 K €	500 K €	529 K €
Inventory	316 K €	342 K €	394 K €	506 K €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	64 K €	39 K €	58 K €	−15 K €
Current financial assets	—	—	—	0 €
Financial accounts	138 K €	51 K €	48 K €	37 K €
Accruals and deferrals	—	—	—	26 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	585 K €	481 K €	528 K €	566 K €
Equity	−80 K €	112 K €	121 K €	212 K €
Share capital	6,640 €	6,640 €	6,640 €	6,640 €
Funds and other equity components	—	—	—	664 €
Profit/loss of previous years	−192 K €	−198 K €	−205 K €	−196 K €
Profit/loss for the accounting period after tax	−5,375 €	−7,879 €	8,979 €	6,001 €
Liabilities	665 K €	369 K €	408 K €	353 K €
Non-current liabilities	0 €	0 €	0 €	4,478 €
Current liabilities	300 K €	194 K €	194 K €	175 K €
Short-term financial assistance	—	—	—	146 K €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	17 K €	27 K €	27 K €	27 K €
Provisions	200 €	0 €	250 €	250 €
Accruals and deferrals	—	—	—	1,091 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0226Excess deduction for the period0 €Tax liability for the period533.58 €No
Tax reliability indexReliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

11 registered activities

nákladná cestná doprava vykonávaná vozidlami s celkovou hmotnosťou do 3,5 t vrátane prípojného vozidlaValid from Thursday, January 5, 2012
poskytovanie služieb rýchleho občerstvenia v spojení s predajom na priamu konzumáciuValid from Thursday, January 5, 2012
prenájom hnuteľných vecíValid from Thursday, January 5, 2012
ubytovacie služby bez poskytovania pohostinských činnostíValid from Thursday, January 5, 2012
kúpa tovaru na účely jeho predaja iným prevádzkovateľom živnosti (veľkoobchod v rozsahu voľných živností)Valid from Wednesday, December 18, 2002
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod v rozsahu voľných živností)Valid from Wednesday, December 18, 2002
leasingová činnosťValid from Wednesday, December 18, 2002
reklamná a propagačná činnosťValid from Wednesday, December 18, 2002
sprostredkovanie predaja, prenájmu a kúpy nehnuteľností (realitná činnosť)Valid from Wednesday, December 18, 2002
sprostredkovateľská činnosť v oblasti obchodu, služieb a výroby v rozsahu voľnej živnostiValid from Wednesday, December 18, 2002

Statutory bodies and related persons

Statutory body

2 active of 3

Pavol Joanidis
Konateľfrom Thursday, September 21, 2017
Address Sitnianska 1, 94901 Nitra, Slovenská republika
Ing. Peter Joanidis
Konateľfrom Wednesday, December 18, 2002
Address Štefánikova trieda 82/64, 94901 Nitra, Slovenská republika
Pavol JoanidisInactive
KonateľTuesday, September 27, 2005 – Friday, August 27, 2010
Address Sitnianska 1, 94901 Nitra, Slovenská republika

Related persons

2 active of 9

Ing. Peter Joanidis
Spoločník v.o.s. / s.r.o.from Wednesday, September 27, 2017
Address Štefánikova trieda 82/64, 94901 Nitra, Slovenská republika
Share60 %Contribution3,984 EUR
Pavol Joanidis
Spoločník v.o.s. / s.r.o.from Wednesday, September 27, 2017
Address Sitnianska 1, 94901 Nitra, Slovenská republika
Share40 %Contribution2,656 EUR
Ing. Peter JoanidisInactive
Spoločník v.o.s. / s.r.o.Saturday, August 28, 2010 – Tuesday, September 26, 2017
Address Štefánikova trieda 82/64, 94901 Nitra, Slovenská republika
Share100 %Contribution6,640 EUR
Ing. Peter JoanidisInactive
Spoločník v.o.s. / s.r.o.Thursday, December 3, 2009 – Friday, August 27, 2010
Address Štefánikova trieda 82/64, 94901 Nitra, Slovenská republika
Share50 %Contribution3,320 EUR
Pavol JoanidisInactive
Spoločník v.o.s. / s.r.o.Thursday, December 3, 2009 – Friday, August 27, 2010
Address Sitnianska 1, 94901 Nitra, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Peter JoanidisInactive
Spoločník v.o.s. / s.r.o.Friday, September 30, 2005 – Wednesday, December 2, 2009
Address Štefánikova trieda 82/64, 94901 Nitra, Slovenská republika
Share50 %Contribution100,000 SKK
Pavol JoanidisInactive
Spoločník v.o.s. / s.r.o.Friday, September 30, 2005 – Wednesday, December 2, 2009
Address Sitnianska 1, 94901 Nitra, Slovenská republika
Share50 %Contribution100,000 SKK
Ing. Peter JoanidisInactive
Spoločník v.o.s. / s.r.o.Wednesday, December 18, 2002 – Thursday, September 29, 2005
Address Štefánikova trieda 82/64, 94901 Nitra, Slovenská republika
Share85 %Contribution170,000 SKK
Pavol JoanidisInactive
Spoločník v.o.s. / s.r.o.Wednesday, December 18, 2002 – Thursday, September 29, 2005
Address Sitnianska 1, 94901 Nitra, Slovenská republika
Share15 %Contribution30,000 SKK

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Nitra
Registration number: Sro/13639/N
Main activity: Ostatné poskytovanie úverov
Sector (ESA 2010): Národní súkromní ostatní finanční sprostredkovatelia okrem poisťovacích korporácií a penzijných fondov
Tax registration: Active
VAT registration: Active

Legal facts

1 entry from the business register

Wednesday, December 18, 2002Spoločnosť s ručením obmedzeným bola založená spoločenskou zmluvou dňa 22.11.2002 podľa §§ 56 - 75 a §§ 105 - 153 zák. č. 513/1991 Zb. (Obchodný zákonník) v znení neskorších predpisov.

Real finance, s.r.o.

Registered office

Real finance, s.r.o.

Farská 35, 94901 Nitra

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Real finance, s.r.o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Legal facts

Registered office

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