Company data from Slovak public registers

Andromia Insight

Financie Complet a.s.

Company financial profile・Company ID 36567418・Továrenská 994/11, 95301 Zlaté Moravce・Founded 2005

Financial reportFinancial statements
Active

Turnover 2025

214 K €

+8.0 %
Company ID
36567418
Tax ID
2021940393
VAT ID
SK2021940393, under §4, registered since Friday, April 1, 2005
Registered office
Financie Complet a.s.Továrenská 994/11 95301 Zlaté Moravce
Established
Thursday, January 13, 2005
Legal form
Akciová spoločnosť
Registered in
Obchodný registerOkresný súd Nitra, Sro/16102/N

Profit 2025

11 K €

+36 %Net profit after tax

Assets

481 K €

+0.9 %Total assets, stated excl. VAT

Equity

469 K €

+2.3 %Assets less external liabilities

Debt ratio

2.6 %

−1.4 ppLiabilities / total assets

Gross margin

30.4 %

+0.2 ppGross profit / sales
Coming soon

Andromia score

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Profit

+36 %
5,901 €30 K €22 K €4,832 €−520 €−887 €−10 K €−6,273 €8,722 €14 K €7,906 €11 K €20142015201620172018201920202021202220232024202520145,901 €201530 K €201622 K €20174,832 €2018−520 €2019−887 €2020−10 K €2021−6,273 €20228,722 €202314 K €20247,906 €202511 K €

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+1.6 %
236 K €237 K €246 K €253 K €241 K €264 K €228 K €228 K €226 K €234 K €197 K €200 K €2014201520162017201820192020202120222023202420252014236 K €2015237 K €2016246 K €2017253 K €2018241 K €2019264 K €2020228 K €2021228 K €2022226 K €2023234 K €2024197 K €2025200 K €

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

2,005 €5,215 €6,872 €4,178 €4,561 €4,404 €1,816 €2,924 €4,337 €4,529 €3,272 €2,119 €201420152016201720182019202020212022202320242025Total tax · 20142,005 €Total tax · 20155,215 €Total tax · 20166,872 €Total tax · 20174,178 €Total tax · 20184,561 €Total tax · 20194,404 €Total tax · 20201,816 €Total tax · 20212,924 €Total tax · 20224,337 €Total tax · 20234,529 €Total tax · 20243,272 €Total tax · 20252,119 €

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

5.0 %

+1.0 pp

Profit / revenue

Profit margin

5.4 %

+1.3 pp

Profit / sales

ROA

2.2 %

+0.6 pp

Return on assets

ROE

2.3 %

+0.6 pp

Return on equity

Return on costs

5.3 %

+1.1 pp

Profit / (revenue − profit)

Added value to revenue

28.4 %

−1.6 pp

Added value / revenue

Earnings before tax

13 K €

+15 %

Profit + income tax

Effective tax

16.5 %

−13 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

237 K €2014248 K €2015251 K €2016256 K €2017250 K €2018274 K €2019236 K €2020231 K €2021227 K €2022238 K €2023198 K €2024214 K €2025

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item2022202320242025
Sales of products, services and goods226 K €234 K €197 K €200 K €
Value added61 K €72 K €60 K €61 K €
Operating revenue227 K €238 K €198 K €214 K €
Profit after tax8,722 €14 K €7,906 €11 K €
Income tax4,337 €4,529 €3,272 €2,119 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item2022202320242025
Personnel costs40 K €44 K €35 K €49 K €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

  • Non-current assets107 K €
  • Current assets374 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

  • Equity469 K €
  • Liabilities13 K €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item2022202320242025
Total assets452 K €474 K €477 K €481 K €
Non-current assets111 K €127 K €117 K €107 K €
Property, plant and equipment111 K €127 K €117 K €107 K €
Non-current intangible assets0 €0 €0 €0 €
Non-current financial assets0 €0 €0 €0 €
Current assets340 K €347 K €360 K €374 K €
Inventory0 €0 €88 €0 €
Non-current receivables0 €0 €0 €0 €
Current receivables19 K €17 K €15 K €16 K €
Financial accounts321 K €330 K €345 K €359 K €

Liabilities and equity

Item2022202320242025
Total equity and liabilities452 K €474 K €477 K €481 K €
Equity436 K €450 K €458 K €469 K €
Share capital293 K €293 K €293 K €293 K €
Profit/loss of previous years90 K €99 K €111 K €118 K €
Profit/loss for the accounting period after tax8,722 €14 K €7,906 €11 K €
Liabilities16 K €24 K €19 K €13 K €
Non-current liabilities427 €554 €639 €816 €
Current liabilities16 K €23 K €18 K €10 K €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans0 €0 €0 €0 €
Provisions49 €209 €316 €1,571 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionNo
  • Tax reliability indexReliable
  • Tax debtNo
  • State receivablesNo
  • State court receivablesNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Business activities

24 registered activities

  • Administratívne službyValid from Wednesday, June 12, 2019
  • Špecialista na prevenciu závažných priemyselných haváriíValid from Wednesday, June 12, 2019
  • Vykonávanie hodnotenia rizík, vypracúvanie a aktualizovanie bezpečnostnej správy a havarijného plánu a konzultačná a poradenská činnosť v určených oblastiach na úseku prevencie závažných priemyselných haváriíValid from Wednesday, June 12, 2019
  • výkon činnosti podriadeného finančného agenta v sektore poistenia alebo zaistenia, prijímania vkladov, poskytovania úverovValid from Tuesday, May 6, 2014
  • organizovanie kultúrnych a iných spoločenských podujatíValid from Friday, July 30, 2010
  • prevádzkovanie športových zariadeníValid from Friday, July 30, 2010
  • kúpa tovaru na účely jeho predaja iným prevádzkovateľom živností v rozsahu voľných ohlasovacích živností - maloobchodValid from Friday, June 26, 2009
  • kúpa tovaru na účely jeho predaja iným prevádzkovateľom živností v rozsahu voľných ohlasovacích živností - veľkoobchodValid from Friday, June 26, 2009
  • podnikateľské poradenstvo v rozsahu voľných živnostíValid from Friday, June 26, 2009
  • prenájom kancelárskeho zariadeniaValid from Friday, June 26, 2009

Statutory bodies and related persons

Statutory body

1 active of 4
  • Ing. Ján ŽilovecActive
    Predstavenstvofrom Friday, June 26, 2009

    predseda

    Address Na Gremenici 1647/60, 96681 Žarnovica, Slovenská republika

  • Ján ŽilovecEnded
    PredstavenstvoFriday, June 26, 2009 – Tuesday, June 11, 2019

    predseda

    Address Továrenská 994/11, 95301 Zlaté Moravce, Slovenská republika

  • Ján ŽilovecEnded
    PredstavenstvoFriday, June 26, 2009 – Wednesday, May 25, 2022

    predseda

    Address Na Gremenici 1647/60, 96681 Žarnovica, Slovenská republika

  • Ján ŽilovecEnded
    KonateľThursday, January 13, 2005 – Thursday, June 25, 2009

    Address Kňažická 35/5, 95197 Žitavany, Slovenská republika

Related persons

4 active of 15
  • Bibiána ValachováActive
    Člen dozorného orgánufrom Thursday, July 21, 2022

    Address Na Gremenici 1647/60, 96681 Žarnovica, Slovenská republika

  • Ing. Matej ValachActive
    Člen dozorného orgánufrom Thursday, July 21, 2022

    Address Tekovská 363/28, 96654 Tekovské Nemce, Slovenská republika

  • Ing. Ján ŽilovecActive
    Jediný akcionár a.s.from Thursday, May 26, 2022

    Address Na Gremenici 1647/60, 96681 Žarnovica, Slovenská republika

  • Ján ŽilovecActive
    Člen dozorného orgánufrom Wednesday, April 2, 2014

    Address Kňažická 35, 95197 Žitavany, Slovenská republika

  • Róbert GazdíkEnded
    Člen dozorného orgánuWednesday, April 2, 2014 – Monday, August 8, 2022

    Address ul. Nad Mlynom 21, 96681 Žarnovica, Slovenská republika

  • Štefan ŽilovecEnded
    Člen dozorného orgánuMonday, December 12, 2011 – Monday, May 5, 2014

    Address Prosné 172, 01801 Udiča, Slovenská republika

  • Rastislav GazdíkEnded
    Člen dozorného orgánuWednesday, January 26, 2011 – Monday, August 8, 2022

    Address Slobody 140, 96681 Žarnovica, Slovenská republika

  • Ing. Andrej HarmadaEnded
    Člen dozorného orgánuThursday, June 10, 2010 – Monday, January 2, 2012

    Address 8. mája 491/3, 08901 Svidník, Slovenská republika

  • Ing. Tomáš MarčokEnded
    Člen dozorného orgánuThursday, June 10, 2010 – Monday, May 5, 2014

    Address Nad Plážou 4290/12, 97401 Banská Bystrica, Slovenská republika

  • Ján ŽilovecEnded
    Jediný akcionár a.s.Friday, June 26, 2009 – Wednesday, May 25, 2022

    Address Na Gremenici 1647/60, 96681 Žarnovica, Slovenská republika

Company history

6 changes in the register

  • Names

    3 records
    • Financie Complet a.s.from Friday, June 26, 2009
    • Financie Complet s.r.o.Monday, January 1, 2007 – Thursday, June 25, 2009
    • Ján Žilovec, s.r.o.Thursday, January 13, 2005 – Sunday, December 31, 2006

  • Registered office

    3 records
    • Továrenská 994/11, 95301 Zlaté Moravce, Slovenská republikafrom Friday, July 30, 2010
    • Kňažická 35/5, 95197 Žitavany, Slovenská republikaFriday, June 26, 2009 – Thursday, July 29, 2010
    • Kňažická 35/5, 95197 Žitavany, Slovenská republikaThursday, January 13, 2005 – Thursday, June 25, 2009

  • Legal form

    2 records
    • Akciová spoločnosťfrom Friday, June 26, 2009
    • Spoločnosť s ručením obmedzenýmThursday, January 13, 2005 – Thursday, June 25, 2009

  • ID number

    2 records
    • 36567418from Friday, June 26, 2009
    • 36567418Thursday, January 13, 2005 – Thursday, June 25, 2009

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Nitra
Registration number
Sro/16102/N
Main activity
Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010)
Národné súkromné finančné pomocné inštitúcie
Tax registration
Active
VAT registration
Active
Financie Complet a.s.

Registered office

Financie Complet a.s.

Továrenská 994/11, 95301 Zlaté Moravce

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