Active

L & F Services, spol.s r.o.

Company financial profile・Company ID 36622087・Oblačná 15772/10, 97405 Banská Bystrica・Founded 2003

Financial report Financial statements

Turnover 2025

5,788 €

−32 %

Company ID: 36622087
Tax ID: 2021315098
VAT ID: —

Registered office: L & F Services, spol.s r.o.Oblačná 15772/10 97405 Banská Bystrica
Established: Tuesday, December 9, 2003
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Banská Bystrica, Sro/8780/S

Profit 2025

4,480 €

+49,878 %

Assets

3,745 €

+164 %

Equity

3,005 €

+304 %

Debt ratio

19.8 %

−184 pp

Gross margin

84.9 %

+50 pp

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Andromia score

—

Profit

+49,878 %

Revenue

−32 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

77.4 %

+78 pp

Profit / revenue

ROA

119.6 %

+120 pp

Return on assets

ROE

149.1 %

+148 pp

Return on equity

Current ratio

5.46

+936 %

Current assets / current liabilities

Earnings before tax

4,820 €

+1,356 %

Profit + income tax

Effective tax

7.1 %

−96 pp

Income tax / earnings before tax

Net working capital

3,059 €

+341 %

Current assets − current liabilities

Revenue CAGR

-20.3 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	37 K €	14 K €	8,546 €	5,788 €
Value added	21 K €	−11 K €	3,003 €	4,911 €
Operating revenue	41 K €	14 K €	8,546 €	5,788 €
Profit after tax	3,033 €	−18 K €	−9 €	4,480 €
Income tax	2,040 €	0 €	340 €	340 €
Current income tax	2,040 €	0 €	340 €	340 €

Assets

Non-current assets0 €
Current assets3,745 €
Accruals and deferrals0 €

Liabilities and equity

Equity3,005 €
Liabilities740 €
Accruals and deferrals0 €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	20 K €	1,218 €	1,417 €	3,745 €
Non-current assets	0 €	0 €	0 €	0 €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	20 K €	1,114 €	1,417 €	3,745 €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	8,598 €	29 €	0 €	1,090 €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	12 K €	1,085 €	1,417 €	2,655 €
Accruals and deferrals	109 €	104 €	0 €	0 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	20 K €	1,218 €	1,417 €	3,745 €
Equity	16 K €	−1,477 €	−1,475 €	3,005 €
Share capital	6,639 €	6,639 €	6,650 €	6,650 €
Funds and other equity components	332 €	332 €	332 €	332 €
Profit/loss of previous years	6,463 €	9,496 €	−8,448 €	−8,457 €
Profit/loss for the accounting period after tax	3,033 €	−18 K €	−9 €	4,480 €
Liabilities	4,012 €	2,695 €	2,892 €	740 €
Non-current liabilities	26 €	47 €	54 €	54 €
Current liabilities	3,826 €	2,488 €	2,688 €	686 €
Short-term financial assistance	0 €	0 €	0 €	0 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	160 €	160 €	150 €	0 €
Accruals and deferrals	0 €	0 €	0 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexHighly reliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

29 registered activities

- vykonávanie činnosti samostatného finančného agenta v sektore poskytovania úverov a spotrebiteľských úverovValid Tuesday, December 21, 2010 – Monday, August 19, 2024
- činnosť organizačných a ekonomických poradcovValid from Tuesday, December 9, 2003
- činnosť účtovných poradcovValid from Tuesday, December 9, 2003
- faktoring a forfaitingValid from Tuesday, December 9, 2003
- inzertná činnosťValid from Tuesday, December 9, 2003
- konzultačná činnosť v oblasti zvyšovnia efektivity činnosti organizáciíValid from Tuesday, December 9, 2003
- kúpa tovaru na účely jeho predaja iným prevádzkovateľom živnosti (veľkoobchod) v rozsahu voľnej živnostiValid from Tuesday, December 9, 2003
- kúpa tovaru na účely jeho predaja konečnému soptrebiteľovi (maloobchod) v rozsahu voľnej živnostiValid from Tuesday, December 9, 2003
- obstarávanie prác a dodávok v stavebníctveValid from Tuesday, December 9, 2003
- organizovanie školení a kurzov v rozsahu voľnej živnostiValid from Tuesday, December 9, 2003

Statutory bodies and related persons

Statutory body

1 active of 4

Mgr. Ingrid Lukáčová
Konateľfrom Tuesday, August 13, 2024
Address Oblačná 15772/10, 97405 Banská Bystrica, Slovenská republika
Ingrid LukáčováInactive
KonateľMonday, July 25, 2005 – Thursday, September 6, 2007
Address Slnečná 3802/11, 97401 Banská Bystrica, Slovenská republika
Ing. Ľubomír LukáčInactive
KonateľTuesday, December 9, 2003 – Tuesday, August 13, 2024
Address Slnečná 3802/11, Banská Bystrica, Slovenská republika
Ing. Ľubomír LukáčInactive
KonateľTuesday, December 9, 2003 – Monday, August 19, 2024
Address Oblačná 15772/10, 97405 Banská Bystrica, Slovenská republika

Related persons

1 active of 5

Ing. Ľubomír Lukáč
Spoločník v.o.s. / s.r.o.from Wednesday, August 14, 2024
Address Oblačná 15772/10, 97405 Banská Bystrica, Slovenská republika
Share100 %Contribution6,650 EUR
Ing. Ľubomír LukáčInactive
Spoločník v.o.s. / s.r.o.Friday, March 13, 2009 – Tuesday, August 13, 2024
Address Slnečná 3802/11, Banská Bystrica, Slovenská republika
Share100 %Contribution6,638.78 EUR
Ing. Ľubomír LukáčInactive
Spoločník v.o.s. / s.r.o.Friday, September 7, 2007 – Thursday, March 12, 2009
Address Slnečná 3802/11, Banská Bystrica, Slovenská republika
Share100 %Contribution200,000 SKK
Ing. Ľubomír LukáčInactive
Spoločník v.o.s. / s.r.o.Tuesday, December 9, 2003 – Thursday, September 6, 2007
Address Slnečná 3802/11, Banská Bystrica, Slovenská republika
Share80 %Contribution160,000 SKK
Ingrid LukáčováInactive
Spoločník v.o.s. / s.r.o.Tuesday, December 9, 2003 – Thursday, September 6, 2007
Address Slnečná 3802/11, Banská Bystrica, Slovenská republika
Share20 %Contribution40,000 SKK

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Banská Bystrica
Registration number: Sro/8780/S
Main activity: Ostatné pomocné činnosti finančných služieb okrem poistenia a dôchodkového zabezpečenia
Sector (ESA 2010): Národné súkromné finančné pomocné inštitúcie
Tax registration: Active

Legal facts

1 entry from the business register

Tuesday, December 9, 2003Spoločnosť s ručením obmedzeným bola založená spolo- čenskou zmluvou, zo dňa 29.11.2003, podľa §§ 28, 105 a nasl. Obchod. zák..

L & F Services, spol.s r.o.

Registered office

L & F Services, spol.s r.o.

Oblačná 15772/10, 97405 Banská Bystrica

Open in Google Maps

L & F Services, spol.s r.o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Legal facts

Registered office

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