Active

L+M CONSULTING, s.r.o.

Company financial profile・Company ID 36628468・Vršacká ulica 15009/16, 97404 Banská Bystrica・Founded 2004

Financial report Financial statements

Turnover 2025

39 K €

+16 %

Company ID: 36628468
Tax ID: 2021894688
VAT ID: —

Registered office: L+M CONSULTING, s.r.o.Vršacká ulica 15009/16 97404 Banská Bystrica
Established: Tuesday, August 3, 2004
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Banská Bystrica, Sro/9514/S

Profit 2025

422 €

−85 %

Assets

32 K €

−58 %

Equity

77 K €

+0.6 %

Debt ratio

-139.8 %

−140 pp

Gross margin

8.3 %

−7.0 pp

Coming soon

Andromia score

—

Profit

−85 %

Revenue

+16 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

1.1 %

−7.1 pp

Profit / revenue

ROA

1.3 %

−2.3 pp

Return on assets

ROE

0.6 %

−3.1 pp

Return on equity

Current ratio

81.64

−46 %

Current assets / current liabilities

Earnings before tax

762 €

−76 %

Profit + income tax

Effective tax

44.6 %

+30 pp

Income tax / earnings before tax

Net working capital

32 K €

−59 %

Current assets − current liabilities

Revenue CAGR

3.1 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	30 K €	33 K €	33 K €	39 K €
Value added	2,637 €	4,694 €	5,114 €	3,196 €
Operating revenue	30 K €	33 K €	33 K €	39 K €
Profit after tax	222 €	3,122 €	2,751 €	422 €
Income tax	39 €	868 €	486 €	340 €

Assets

Non-current assets0 €
Current assets32 K €

Liabilities and equity

Equity77 K €
Liabilities−45 K €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	70 K €	74 K €	77 K €	32 K €
Non-current assets	0 €	0 €	0 €	0 €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	70 K €	74 K €	77 K €	32 K €
Inventory	0 €	0 €	0 €	−345 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	113 €	114 €	1,842 €	1,842 €
Financial accounts	70 K €	74 K €	75 K €	30 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	70 K €	74 K €	77 K €	32 K €
Equity	70 K €	73 K €	76 K €	77 K €
Share capital	6,639 €	6,639 €	6,639 €	6,639 €
Profit/loss of previous years	40 K €	40 K €	43 K €	46 K €
Profit/loss for the accounting period after tax	222 €	3,122 €	2,751 €	422 €
Liabilities	214 €	623 €	506 €	−45 K €
Non-current liabilities	0 €	0 €	0 €	0 €
Current liabilities	214 €	623 €	506 €	391 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexReliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

4 registered activities

- vykonávanie finančného sprostredkovania v sektore poistenia alebo zaisteniaValid from Friday, April 1, 2011
- kúpa tovaru na účely jeho predaja iným prevádzkovateľom živnosti (veľkoobchod) v rozsahu voľnej živnostiValid from Tuesday, August 3, 2004
- kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) v rozssahu voľnej živnostiValid from Tuesday, August 3, 2004
- sprostredkovanie obchodu a služieb v rozsahu voľnej živnostiValid from Tuesday, August 3, 2004

Statutory bodies and related persons

Statutory body

2 active of 5

Ing.et Ing. Lukáš Lovás, MBA
Konateľfrom Monday, June 8, 2026
Address Vršacká ulica 15009/16, 97404 Banská Bystrica, Slovenská republika
Ivan Lovás
Konateľfrom Tuesday, August 3, 2004
Address Vršacká ulica 15009/16, 97404 Banská Bystrica, Slovenská republika
Ivan LovásInactive
KonateľTuesday, August 3, 2004 – Friday, May 4, 2018
Address Tulská 7, 97404 Banská Bystrica, Slovenská republika
Kamila LovásováInactive
KonateľTuesday, August 3, 2004 – Friday, June 16, 2017
Address Tulská 7, 97404 Banská Bystrica, Slovenská republika
Kamila LovásováInactive
KonateľTuesday, August 3, 2004 – Thursday, June 11, 2026
Address Vršacká ulica 15009/16, 97404 Banská Bystrica, Slovenská republika

Related persons

2 active of 4

Ivan Lovás
Spoločník v.o.s. / s.r.o.from Wednesday, January 13, 2010
Address Vršacká ulica 15009/16, 97404 Banská Bystrica, Slovenská republika
Share50 %Contribution3,320 EUR
Kamila Lovásová
Spoločník v.o.s. / s.r.o.from Wednesday, January 13, 2010
Address Vršacká ulica 15009/16, 97404 Banská Bystrica, Slovenská republika
Share50 %Contribution3,320 EUR
Ivan LovásInactive
Spoločník v.o.s. / s.r.o.Tuesday, August 3, 2004 – Tuesday, January 12, 2010
Address Vršacká ulica 15009/16, 97404 Banská Bystrica, Slovenská republika
Share50 %Contribution100,000 SKK
Kamila LovásováInactive
Spoločník v.o.s. / s.r.o.Tuesday, August 3, 2004 – Tuesday, January 12, 2010
Address Vršacká ulica 15009/16, 97404 Banská Bystrica, Slovenská republika
Share50 %Contribution100,000 SKK

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Banská Bystrica
Registration number: Sro/9514/S
Main activity: Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010): Národné súkromné finančné pomocné inštitúcie
Tax registration: Active

L+M CONSULTING, s.r.o.

Registered office

L+M CONSULTING, s.r.o.

Vršacká ulica 15009/16, 97404 Banská Bystrica

Open in Google Maps

L+M CONSULTING, s.r.o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Registered office

Start monitoring the market today