Company data from Slovak public registers

Andromia Insight

Credit Solution, s.r.o.

Company financial profile・Company ID 36645346・Mladých budovateľov 2, 97411 Banská Bystrica・Founded 2006

Financial reportFinancial statements
Active

Turnover 2025

73 K €

+21 %
Company ID
36645346
Tax ID
2022131991
VAT ID
SK2022131991, under §4, registered since Saturday, December 1, 2007
Registered office
Credit Solution, s.r.o.Mladých budovateľov 2 97411 Banská Bystrica
Established
Saturday, January 28, 2006
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerOkresný súd Banská Bystrica, Sro/11245/S

Profit 2025

342 €

+117 %Net profit after tax

Assets

116 K €

+7.1 %Total assets, stated excl. VAT

Equity

84 K €

+0.4 %Assets less external liabilities

Debt ratio

28.0 %

+4.8 ppLiabilities / total assets

Gross margin

73.5 %

+6.7 ppGross profit / sales
Coming soon

Andromia score

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Profit

+117 %
26 K €21 K €15 K €5,375 €−9,337 €−7,919 €−4,717 €3,562 €11 K €−663 €−2,035 €342 €201420152016201720182019202020212022202320242025201426 K €201521 K €201615 K €20175,375 €2018−9,337 €2019−7,919 €2020−4,717 €20213,562 €202211 K €2023−663 €2024−2,035 €2025342 €

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+28 %
289 K €416 K €313 K €136 K €62 K €61 K €58 K €56 K €53 K €50 K €57 K €73 K €2014201520162017201820192020202120222023202420252014289 K €2015416 K €2016313 K €2017136 K €201862 K €201961 K €202058 K €202156 K €202253 K €202350 K €202457 K €202573 K €

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

7,414 €9,408 €8,613 €960 €0 €0 €0 €0 €3,567 €0 €960 €960 €201420152016201720182019202020212022202320242025Total tax · 20147,414 €Total tax · 20159,408 €Total tax · 20168,613 €Total tax · 2017960 €Total tax · 20180 €Total tax · 20190 €Total tax · 20200 €Total tax · 20210 €Total tax · 20223,567 €Total tax · 20230 €Total tax · 2024960 €Total tax · 2025960 €

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

0.5 %

+3.9 pp

Profit / revenue

Profit margin

0.5 %

+4.0 pp

Profit / sales

ROA

0.3 %

+2.2 pp

Return on assets

ROE

0.4 %

+2.9 pp

Return on equity

Return on costs

0.5 %

+3.7 pp

Profit / (revenue − profit)

Added value to revenue

73.4 %

+10 pp

Added value / revenue

Earnings before tax

1,302 €

+221 %

Profit + income tax

Effective tax

73.7 %

+163 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

350 K €2014450 K €2015326 K €2016141 K €201762 K €201865 K €201958 K €202065 K €202199 K €202261 K €202360 K €202473 K €2025

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item2022202320242025
Sales of products, services and goods53 K €50 K €57 K €73 K €
Value added7,555 €27 K €38 K €53 K €
Operating revenue99 K €61 K €60 K €73 K €
Profit after tax11 K €−663 €−2,035 €342 €
Income tax3,567 €0 €960 €960 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item2022202320242025
Personnel costs28 K €34 K €37 K €48 K €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

  • Non-current assets60 K €
  • Current assets56 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

  • Equity84 K €
  • Liabilities33 K €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item2022202320242025
Total assets126 K €111 K €108 K €116 K €
Non-current assets67 K €65 K €62 K €60 K €
Property, plant and equipment67 K €65 K €62 K €60 K €
Non-current intangible assets0 €0 €0 €0 €
Non-current financial assets0 €0 €0 €0 €
Current assets58 K €46 K €47 K €56 K €
Inventory41 €46 €0 €0 €
Non-current receivables0 €0 €0 €0 €
Current receivables33 K €31 K €31 K €36 K €
Financial accounts25 K €15 K €15 K €20 K €

Liabilities and equity

Item2022202320242025
Total equity and liabilities126 K €111 K €108 K €116 K €
Equity86 K €85 K €83 K €84 K €
Share capital2,125 €2,125 €2,125 €2,125 €
Profit/loss of previous years66 K €76 K €76 K €74 K €
Profit/loss for the accounting period after tax11 K €−663 €−2,035 €342 €
Liabilities40 K €25 K €25 K €33 K €
Non-current liabilities164 €200 €249 €354 €
Current liabilities40 K €24 K €24 K €31 K €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans0 €0 €0 €0 €
Provisions0 €755 €782 €1,456 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionLatest taxable period0526Excess deduction for the period0 €Tax liability for the period996.51 €No
  • Tax reliability indexReliable
  • Tax debtNo
  • State receivablesNo
  • State court receivablesNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Central Register of Contracts

Contract count2
Total amount5,000 €
Counterparties1
Latest contractWednesday, April 4, 2012

includes 1 record with amendments and cancelled contracts

Largest partners

View all

Recent contracts

View all

Zdroj: Centrálny register zmlúv (www.crz.gov.sk), Úrad vlády SR, licencia CC BY 4.0

Public sector partner

Registered since

Tuesday, February 28, 2017

Beneficial owners

0

Registration status

Deleted

Registration deleted Thursday, January 14, 2021 (voluntarily)

Beneficial-owner verification valid (Monday, January 13, 2020)Verified by: KUBINEC & PARTNERS advokátska kancelária, s.r.o., KUBINEC & PARTNERS advokátska kancelária, s.r.o.

Business activities

14 registered activities

  • prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmomValid from Friday, May 15, 2015
  • prenájom hnuteľných vecíValid from Friday, February 17, 2012
  • správa registratúrnych záznamov bez trvalej dokumentárnej hodnotyValid from Friday, February 17, 2012
  • dokončovacie stavebné práce pri realizácii exteriérov a interiérovValid from Wednesday, October 27, 2010
  • prípravné práce k realizácii stavbyValid from Wednesday, October 27, 2010
  • uskutočňovanie stavieb a ich zmienValid from Wednesday, October 27, 2010
  • ekonomické poradenstvoValid from Saturday, January 28, 2006
  • faktoring a forfaitingValid from Saturday, January 28, 2006
  • kúpa tovaru za účelom jeho predaja iným prevádzkovateľom živnosti (veľkoobchod) v rozsahu voľnej živnostiValid from Saturday, January 28, 2006
  • kúpa tovaru za účelom jeho predaja konečnému spotrebiteľovi (maloobchod) v rozsahu voľnej živnostiValid from Saturday, January 28, 2006

Statutory bodies and related persons

Statutory body

2 active of 3
  • Ing. Daniel PinkaActive
    Konateľfrom Saturday, January 28, 2006

    Address Štúrova 908/31, 97701 Brezno, Slovenská republika

  • Ing. Juraj MusilActive
    Konateľfrom Saturday, January 28, 2006

    Address Tatranská 24, 97411 Banská Bystrica, Slovenská republika

  • Ing. Daniel PinkaEnded
    KonateľSaturday, January 28, 2006 – Tuesday, June 7, 2016

    Address Partizánska 1521/109, 97652 Čierny Balog - Medveďov, Slovenská republika

Related persons

2 active of 6
  • Ing. Daniel PinkaActive
    Spoločník v.o.s. / s.r.o.from Tuesday, December 1, 2009

    Address Štúrova 908/31, 97701 Brezno, Slovenská republika

    Share50 %Contribution3,320 EUR
  • Ing. Juraj MusilActive
    Spoločník v.o.s. / s.r.o.from Tuesday, December 1, 2009

    Address Tatranská 24, 97411 Banská Bystrica, Slovenská republika

    Share50 %Contribution3,320 EUR
  • Ing. Daniel PinkaEnded
    Spoločník v.o.s. / s.r.o.Tuesday, October 28, 2008 – Monday, November 30, 2009

    Address Štúrova 908/31, 97701 Brezno, Slovenská republika

    Share50 %Contribution100,000 SKK
  • Ing. Juraj MusilEnded
    Spoločník v.o.s. / s.r.o.Tuesday, October 28, 2008 – Monday, November 30, 2009

    Address Tatranská 24, 97411 Banská Bystrica, Slovenská republika

    Share50 %Contribution100,000 SKK
  • Ing. Daniel PinkaEnded
    Spoločník v.o.s. / s.r.o.Saturday, January 28, 2006 – Monday, October 27, 2008

    Address Štúrova 908/31, 97701 Brezno, Slovenská republika

    Share33.5 %Contribution67,000 SKK
  • Ing. Juraj MusilEnded
    Spoločník v.o.s. / s.r.o.Saturday, January 28, 2006 – Monday, October 27, 2008

    Address Tatranská 24, 97411 Banská Bystrica, Slovenská republika

    Share66.5 %Contribution133,000 SKK

Company history

3 changes in the register

  • Names

    2 records
    • Credit Solution, s.r.o.from Saturday, July 20, 2013
    • Credit Solution. s.r.o.Saturday, January 28, 2006 – Friday, July 19, 2013

  • Registered office

    3 records
    • Mladých budovateľov 2, 97411 Banská Bystrica, Slovenská republikafrom Saturday, February 12, 2011
    • Rudohorská 33, 97411 Banská Bystrica, Slovenská republikaFriday, April 14, 2006 – Friday, February 11, 2011
    • T.G.Masaryka 6, 96001 Zvolen, Slovenská republikaSaturday, January 28, 2006 – Thursday, April 13, 2006

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Banská Bystrica
Registration number
Sro/11245/S
Main activity
Ostatné poskytovanie úverov
Sector (ESA 2010)
Národní súkromní ostatní finanční sprostredkovatelia okrem poisťovacích korporácií a penzijných fondov
Tax registration
Active
VAT registration
Active
Credit Solution, s.r.o.

Registered office

Credit Solution, s.r.o.

Mladých budovateľov 2, 97411 Banská Bystrica

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