OT kredit Slovakia, a.s.

Company financial profile・Company ID 36660850・Mostová 2, 81102 Bratislava - mestská časť Staré Mesto・Founded 2006

Financial report Financial statements

Active

Turnover 2025

750 K €

+119 %

Company ID: 36660850
Tax ID: 2022228626
VAT ID: SK2022228626, under §4, registered since Monday, May 28, 2007

Registered office: OT kredit Slovakia, a.s.Mostová 2 81102 Bratislava - mestská časť Staré Mesto
Established: Thursday, August 3, 2006
Legal form: Akciová spoločnosť
Registered in: Obchodný registerMestský súd Bratislava III, Sa/3935/B

Profit 2025

10 K €

−18 %Net profit after tax

Assets

2.16 M €

−3.0 %Total assets, stated excl. VAT

Equity

115 K €

+60 %Assets less external liabilities

Debt ratio

94.7 %

−2.1 ppLiabilities / total assets

Gross margin

-172.8 %

+3,777 ppGross profit / sales

Coming soon

Andromia score

—

Profit

−18 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+2,333 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

1.3 %

−2.2 pp

Profit / revenue

Profit margin

3.4 %

−97 pp

Profit / sales

ROA

0.5 %

−0.1 pp

Return on assets

ROE

8.7 %

−8.3 pp

Return on equity

Return on costs

1.4 %

−2.4 pp

Profit / (revenue − profit)

Added value to revenue

-68.1 %

+72 pp

Added value / revenue

Earnings before tax

14 K €

−14 %

Profit + income tax

Effective tax

27.7 %

+3.8 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	20 K €	16 K €	12 K €	296 K €
Value added	−426 K €	−434 K €	−480 K €	−511 K €
Operating revenue	523 K €	750 K €	342 K €	750 K €
Profit after tax	−13 K €	−10 K €	12 K €	10 K €
Income tax	0 €	0 €	3,840 €	3,840 €
Current income tax	0 €	0 €	3,840 €	3,840 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	15 K €	4,124 €	6,174 €	5,746 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets1.11 M €
Current assets1.05 M €
Accruals and deferrals2,962 €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity115 K €
Liabilities2.05 M €
Accruals and deferrals0 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	2.32 M €	1.89 M €	2.23 M €	2.16 M €
Non-current assets	2.17 M €	1.61 M €	1.97 M €	1.11 M €
Property, plant and equipment	790 K €	265 K €	240 K €	74 K €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	1.38 M €	1.34 M €	1.73 M €	1.04 M €
Current assets	138 K €	283 K €	252 K €	1.05 M €
Inventory	86 €	0 €	0 €	858 K €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	132 K €	245 K €	236 K €	181 K €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	5,869 €	38 K €	17 K €	8,897 €
Accruals and deferrals	3,831 €	1,023 €	2,283 €	2,962 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	2.32 M €	1.89 M €	2.23 M €	2.16 M €
Equity	70 K €	60 K €	72 K €	115 K €
Share capital	33 K €	33 K €	33 K €	66 K €
Funds and other equity components	4,801 €	4,801 €	4,801 €	4,801 €
Profit/loss of previous years	45 K €	32 K €	22 K €	34 K €
Profit/loss for the accounting period after tax	−13 K €	−10 K €	12 K €	10 K €
Liabilities	2.25 M €	1.83 M €	2.16 M €	2.05 M €
Non-current liabilities	1.24 M €	1.1 M €	1.1 M €	1.08 M €
Current liabilities	123 K €	86 K €	101 K €	136 K €
Short-term financial assistance	882 K €	645 K €	957 K €	835 K €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	479 €	0 €	0 €	0 €
Accruals and deferrals	0 €	0 €	0 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerReason year2025Published onSaturday, September 5, 2026Yes
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0526Excess deduction for the period0 €Tax liability for the period29.33 €No
Tax reliability indexReliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

14 registered activities

vykonávanie činnosti samostatného finančného agenta v sektore poskytovania úverov a spotrebiteľských úverov,Valid Tuesday, June 14, 2011 – Thursday, March 15, 2012
poskytovanie úverov a pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôt,Valid from Thursday, October 30, 2008
sprostredkovanie poskytovania úverov a pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôt,Valid from Thursday, October 30, 2008
sprostredkovanie kúpy, predaja a prenájmu nehnuteľností (realitná činnosť),Valid from Saturday, July 14, 2007
ekonomické a účtovné poradenstvo,Valid from Thursday, August 3, 2006
faktoring a forfaiting v rozsahu voľnej živnosti,Valid from Thursday, August 3, 2006
kúpa tovaru na účely jeho predaja iným prevádzkovateľom živnosti (veľkoobchod) v rozsahu voľnej živnosti,Valid from Thursday, August 3, 2006
kúpa tovaru na účely jeho predaja konenčnému spotrebiteľovi (maloobchod) v rozsahu voľnej živnosti,Valid from Thursday, August 3, 2006
leasingová činnosť v rozsahu voľnej živnosti,Valid from Thursday, August 3, 2006
obstarávanie služieb spojených so správou bytového a nebytového fondu,Valid from Thursday, August 3, 2006

Statutory bodies and related persons

Statutory body

1 active of 6

Ing. Martin KopáčActive
Predstavenstvofrom Monday, July 31, 2017
Predseda predstavenstva
Address Veľkomoravská 2491/2, 90901 Skalica, Slovenská republika
Mgr. Martin KopáčEnded
PredstavenstvoTuesday, January 28, 2025 – Wednesday, February 26, 2025
Predseda predstavenstva
Address Veľkomoravská 2491/2, 90901 Skalica, Slovenská republika
Ing. Martin KopáčEnded
PredstavenstvoMonday, July 31, 2017 – Tuesday, August 10, 2021
predseda predstavenstva
Address Veľkomoravská 2491/2, 90901 Skalica, Slovenská republika
Ing. Martin KopáčEnded
PredstavenstvoMonday, July 30, 2007 – Friday, November 3, 2017
predseda predstavenstva
Address Veľkomoravská 2, 90901 Skalica, Slovenská republika
Linda ObertováEnded
PredstavenstvoMonday, August 7, 2006 – Tuesday, August 14, 2007
predseda predstavenstva
Address Jesenná 3229/4, 82102 Bratislava, Slovenská republika
Viera GábršováEnded
PredstavenstvoThursday, August 3, 2006 – Wednesday, August 16, 2006
predseda predstavenstva
Address M.R.Štefánika 2, 93401 Levice, Slovenská republika

Related persons

3 active of 13

Henrich BukovskýActive
Člen dozorného orgánufrom Friday, January 17, 2025
Address Rohatecká 2262/21, 90901 Skalica, Slovenská republika
Martin KopáčActive
Člen dozorného orgánufrom Friday, July 16, 2021
Address Veľkomoravská 2491/2, 90901 Skalica, Slovenská republika
Ing. Ivan HránekActive
Člen dozorného orgánufrom Monday, January 21, 2019
Address Zlatnícka 2509/3, 90901 Skalica, Slovenská republika
Mgr. Ingrid ObertováEnded
Člen dozorného orgánuFriday, July 16, 2021 – Friday, February 14, 2025
Address Jesenná 4, 82102 Bratislava - mestská časť Ružinov, Slovenská republika
Ing. Marián HodákEnded
Člen dozorného orgánuMonday, October 7, 2019 – Tuesday, August 10, 2021
Address Ľanová 3171/68, 90025 Chorvátsky Grob, Slovenská republika
Ing. Ladislav HumeníkEnded
Člen dozorného orgánuWednesday, December 22, 2010 – Monday, October 7, 2019
Address Sibírska 1501/29, 90851 Holíč, Slovenská republika
Ing. Marián HodákEnded
Člen dozorného orgánuMonday, October 5, 2009 – Wednesday, October 7, 2020
Address Michalská 2334/6, 92001 Hlohovec, Slovenská republika
Ing. Peter ĎuricaEnded
Člen dozorného orgánuMonday, October 5, 2009 – Tuesday, January 4, 2011
Address Šafárikovo Nám. 75/2, 81102 Bratislava, Slovenská republika
Imrich HarsányiEnded
Člen dozorného orgánuWednesday, April 18, 2007 – Wednesday, October 28, 2009
Address Zochova 16, 81103 Bratislava, Slovenská republika
Ing. Róbert ĎurčekEnded
Člen dozorného orgánuThursday, August 3, 2006 – Friday, July 13, 2007
Address Kozmonautická 5, 82102 Bratislava, Slovenská republika

Company history

7 changes in the register

Names
3 records
- OT kredit Slovakia, a.s.from Friday, December 23, 2011
- Tatra kredit Slovakia, a.s.Saturday, July 14, 2007 – Thursday, December 22, 2011
- Real Finance Slovakia, a.s.Thursday, August 3, 2006 – Friday, July 13, 2007
Registered office
6 records
- Mostová 2, 81102 Bratislava - mestská časť Staré Mesto, Slovenská republikafrom Tuesday, March 14, 2023
- Galandova 3, 81106 Bratislava - mestská časť Staré Mesto, Slovenská republikaWednesday, August 11, 2021 – Monday, March 13, 2023
- Mostová 2, 81102 Bratislava, Slovenská republikaTuesday, January 29, 2013 – Tuesday, August 10, 2021
- Červeňova 20, 81103 Bratislava, Slovenská republikaThursday, October 29, 2009 – Monday, January 28, 2013
- Tolstého 7, 81106 Bratislava, Slovenská republikaWednesday, August 15, 2007 – Wednesday, October 28, 2009
- Zámocká 30, 81101 Bratislava, Slovenská republikaThursday, August 3, 2006 – Tuesday, August 14, 2007

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Mestský súd Bratislava III
Registration number: Sa/3935/B
Main activity: Ostatné poskytovanie úverov
Sector (ESA 2010): Národní súkromní ostatní finanční sprostredkovatelia okrem poisťovacích korporácií a penzijných fondov
Tax registration: Active
VAT registration: Active

Legal facts

10 entries from the business register

Tuesday, January 29, 2013Zápisnica zo zasadnutia valného zhromaždenia vo forme notárskej zápisnice zo dňa 18.01.2013
Friday, March 16, 2012Zápisnica z valného zhromaždenia vo forme notárskej zápisnice N 130/2012 Nz 8060/2012 zo dňa 6.3.2012
Friday, December 23, 2011Zápisnica z valného zhromaždenia vo forme notárskej zápisnice N 649/2009, Nz 54122/2011 zo dňa 12.12.2011, zmena obchodného mena na OT kredit Slovakia, a.s.
Wednesday, January 5, 2011Zápisnica z valného zhromaždenia zo dňa 22.12.2010.
Thursday, October 29, 2009Zápisnica z valného zhromaždenia vo forme notárskej zápisnice N 446/2009, Nz 33855/2009 zo dňa 5.10.2009.
Thursday, October 30, 2008Zápisnica z valného zhromaždenia vo forme notárskej zápisnice N 290/2008, Nz 37416/2008 zo dňa 08.9.2008.
Wednesday, August 15, 2007Notárska zápisnica N 259/2007, Nz 29820/2007, NCRls 29621//2007 zo dňa 30.7.2007. Zápisnica z rokovania dozornej rady zo dňa 30.7.2007.
Saturday, July 14, 2007Zápisnica z valného zhromaždenia zo dňa 18.04.2007. Zápisnica z valného zhromaždenia konaného dňa 29.06.2007 osvedčená do notárskej zápisnice č. N 237/2007, Nz 27038/2007, NCRls 26858/2007 spísanej dňa 10.07.2007. Zmena obchodného mena z pôvodného Real Finance Slovakia, a.s. na nové Tatra kredit Slovakia, a.s.
Thursday, August 17, 2006Zápisnica z valného zhromaždenia zo dňa 07.08.2006.
Thursday, August 3, 2006Spoločnosť bola založená zakladateľskou zmluvou spísanou vo forme notárskej zápisnice N 194/2006, Nz 28107/2006, NCRls XXXXXX/XXXX dňa 17.07.2006 v zmysle príslušných ustanovení z.č. 513/1991 Zb. Obchodný zákonník.

OT kredit Slovakia, a.s.

Registered office

OT kredit Slovakia, a.s.

Mostová 2, 81102 Bratislava - mestská časť Staré Mesto

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OT kredit Slovakia, a.s.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Names

Registered office

Registration

Legal facts

Registered office

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