B&H Insurance Consulting, s.r.o.

Company financial profile・Company ID 36751961・Mlynské Nivy 10, 821 09 Bratislava - mestská časť Ružinov・Founded 2007

Financial report Financial statements

Active

Turnover 2025

240 K €

+39 %

Company ID: 36751961
Tax ID: 2022360010
VAT ID: SK2022360010, under §4, registered since Saturday, September 1, 2007

Registered office: B&H Insurance Consulting, s.r.o.Mlynské Nivy 10 821 09 Bratislava - mestská časť Ružinov
Established: Wednesday, March 14, 2007
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerMestský súd Bratislava III, Sro/45044/B

Profit 2025

11 K €

+2,234 %Net profit after tax

Assets

171 K €

+37 %Total assets, stated excl. VAT

Equity

34 K €

+47 %Assets less external liabilities

Debt ratio

80.0 %

−1.4 ppLiabilities / total assets

Gross margin

18.7 %

+13 ppGross profit / sales

Coming soon

Andromia score

—

Profit

+2,234 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

−1.4 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

4.6 %

+4.3 pp

Profit / revenue

Profit margin

7.0 %

+6.7 pp

Profit / sales

ROA

6.4 %

+6.0 pp

Return on assets

ROE

32.0 %

+30 pp

Return on equity

Return on costs

4.8 %

+4.5 pp

Profit / (revenue − profit)

Added value to revenue

12.1 %

+6.8 pp

Added value / revenue

Earnings before tax

15 K €

+600 %

Profit + income tax

Effective tax

27.5 %

−51 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2021	2023	2024	2025
Sales of products, services and goods	145 K €	158 K €	158 K €	156 K €
Value added	42 K €	47 K €	9,272 €	29 K €
Operating revenue	147 K €	164 K €	173 K €	240 K €
Profit after tax	−13 K €	12 K €	468 €	11 K €
Income tax	0 €	4,160 €	1,683 €	4,138 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2021	2023	2024	2025
Personnel costs	2,415 €	0 €	0 €	0 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets84 K €
Current assets87 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity34 K €
Liabilities137 K €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2021	2023	2024	2025
Total assets	114 K €	119 K €	125 K €	171 K €
Non-current assets	58 K €	41 K €	76 K €	84 K €
Property, plant and equipment	58 K €	41 K €	76 K €	84 K €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	56 K €	78 K €	49 K €	87 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	28 K €	35 K €	39 K €	36 K €
Financial accounts	27 K €	43 K €	9,625 €	51 K €

Liabilities and equity

Item	2021	2023	2024	2025
Total equity and liabilities	114 K €	119 K €	125 K €	171 K €
Equity	−6,508 €	23 K €	23 K €	34 K €
Share capital	6,640 €	6,640 €	6,640 €	6,640 €
Profit/loss of previous years	−1,147 €	3,813 €	15 K €	16 K €
Profit/loss for the accounting period after tax	−13 K €	12 K €	468 €	11 K €
Liabilities	120 K €	97 K €	101 K €	137 K €
Non-current liabilities	52 €	52 €	52 €	52 €
Current liabilities	110 K €	97 K €	101 K €	104 K €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	10 K €	0 €	0 €	32 K €
Provisions	0 €	0 €	0 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0526Excess deduction for the period0 €Tax liability for the period16,791.15 €No
Tax reliability indexReliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Central Register of Contracts

Contract count1

Total amount0 €

Counterparties1

Latest contractTuesday, March 5, 2019

Largest partners

View all

Slovenský plynárenský priemysel, a.s.1×0 €Tuesday, March 5, 2019

Recent contracts

View all

Rámcová zmluva o poskytovaní poradenstva a konzultačných služieb v oblasti poisteniaInformation only
Slovenský plynárenský priemysel, a.s.0 €Tuesday, March 5, 2019

Zdroj: Centrálny register zmlúv (www.crz.gov.sk), Úrad vlády SR, licencia CC BY 4.0

Business activities

16 registered activities

administratívne službyValid from Friday, May 29, 2020
činnosť podnikateľských, organizačných a ekonomických poradcovValid from Friday, May 29, 2020
počítačové služby a služby súvisiace s počítačovým spracovaním údajovValid from Friday, May 29, 2020
finančné poradenstvo v sektore poistenia a zaistenia,Valid Wednesday, December 22, 2010 – Thursday, May 28, 2020
vykonávanie mimoškolskej vzdelávacej činnosti,Valid from Wednesday, December 22, 2010
sprostredkovanie poistenia ako poisťovací maklér,Valid Wednesday, May 30, 2007 – Tuesday, December 21, 2010
kancelárske a sekretárske práce,Valid from Wednesday, March 14, 2007
kúpa tovaru na účely jeho predaja iným prevádzkovateľom živnosti (veľkoobchod),Valid from Wednesday, March 14, 2007
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod),Valid from Wednesday, March 14, 2007
podnikateľské poradenstvo v rozsahu voľnej živnosti,Valid from Wednesday, March 14, 2007

Statutory bodies and related persons

Statutory body

1 active of 3

Ing. Ľubomír HrehovčíkActive
Konateľfrom Wednesday, March 14, 2007
Address Stredná 8, 82104 Bratislava, Slovenská republika
Ing. Marcela BolekováEnded
KonateľMonday, October 19, 2009 – Tuesday, December 21, 2010
Address Pečnianska 1215/5, 85101 Bratislava, Slovenská republika
Ing. Zdena LitvajováEnded
KonateľWednesday, March 14, 2007 – Thursday, November 19, 2009
Address Stará vinárska 33, 81104 Bratislava, Slovenská republika

Related persons

2 active of 7

Ing. Jozef BolekActive
Spoločník v.o.s. / s.r.o.from Saturday, August 13, 2022
Address Pečnianska 1215/5, 85101 Bratislava - mestská časť Petržalka, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Ľubomír HrehovčíkActive
Spoločník v.o.s. / s.r.o.from Thursday, July 18, 2019
Address Stredná 8A, 82104 Bratislava - mestská časť Ružinov, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Jozef BolekEnded
Spoločník v.o.s. / s.r.o.Thursday, January 30, 2014 – Friday, August 12, 2022
Address Pečnianska 5/1215, 85101 Bratislava, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Ľubomír HrehovčíkEnded
Spoločník v.o.s. / s.r.o.Friday, November 20, 2009 – Wednesday, July 17, 2019
Address Zakarpatská 7, 07101 Michalovce, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Zdena LitvajováEnded
Spoločník v.o.s. / s.r.o.Friday, November 20, 2009 – Wednesday, January 29, 2014
Address Stará vinárska 33, 81104 Bratislava, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Ľubomír HrehovčíkEnded
Spoločník v.o.s. / s.r.o.Wednesday, March 14, 2007 – Thursday, November 19, 2009
Address Zakarpatská 7, 07101 Michalovce, Slovenská republika
Share50 %Contribution100,000 SKK
Ing. Zdena LitvajováEnded
Spoločník v.o.s. / s.r.o.Wednesday, March 14, 2007 – Thursday, November 19, 2009
Address Stará vinárska 33, 81104 Bratislava, Slovenská republika
Share50 %Contribution100,000 SKK

Company history

3 changes in the register

Registered office
4 records
- Mlynské Nivy 10, 82109 Bratislava - mestská časť Ružinov, Slovenská republikafrom Thursday, July 18, 2019
- Karadžičova 8, 82108 Bratislava, Slovenská republikaWednesday, September 10, 2014 – Wednesday, July 17, 2019
- Riazanská 32, 83103 Bratislava, Slovenská republikaWednesday, May 30, 2007 – Tuesday, September 9, 2014
- Riazanská 32, 83101 Bratislava, Slovenská republikaWednesday, March 14, 2007 – Tuesday, May 29, 2007

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Mestský súd Bratislava III
Registration number: Sro/45044/B
Main activity: Poradenské služby v oblasti podnikania a riadenia
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active
VAT registration: Active

Legal facts

5 entries from the business register

Wednesday, September 10, 2014Zápisnica zo zasadnutia mimoriadneho valného zhromaždenia zo dňa 25.08.2014.
Thursday, January 30, 2014Zápisnica zo zasadnutia mimoriadneho valného zhromaždenia zo dňa 22.01.2014.
Wednesday, December 22, 2010Zápisnica z mimoriadneho valného zhromaždenia zo dňa 22.11.2010.
Friday, November 20, 2009Zápisnica z mimoriadneho valného zhromaždenia zo dňa 19.10.2009 a 11.11.2009.
Wednesday, March 14, 2007Spoločnosť bola založená spoločenskou zmluvou dňa 23.02.2007 v zmysle príslušných ustanovení z.č. 513/1991 Zb. Obchodný zákonník.

B&H Insurance Consulting, s.r.o.

Registered office

B&H Insurance Consulting, s.r.o.

Mlynské Nivy 10, 821 09 Bratislava - mestská časť Ružinov

Open in Google Maps

B&H Insurance Consulting, s.r.o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Central Register of Contracts

Largest partners

Recent contracts

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Registered office

Registration

Legal facts

Registered office

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