B&H Insurance, s.r.o.

Company financial profile・Company ID 36789429・Mlynské Nivy 10, 821 09 Bratislava - mestská časť Ružinov・Founded 2007

Financial report Financial statements

Active

Turnover 2025

1.02 M €

+8.5 %

Company ID: 36789429
Tax ID: 2022405022
VAT ID: SK2022405022, under §4, registered since Monday, June 23, 2008

Registered office: B&H Insurance, s.r.o.Mlynské Nivy 10 821 09 Bratislava - mestská časť Ružinov
Established: Tuesday, June 12, 2007
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerMestský súd Bratislava III, Sro/46381/B

Profit 2025

220 K €

−6.0 %Net profit after tax

Assets

303 K €

−6.4 %Total assets, stated excl. VAT

Equity

252 K €

−5.3 %Assets less external liabilities

Debt ratio

16.9 %

−0.9 ppLiabilities / total assets

Gross margin

53.4 %

−2.2 ppGross profit / sales

Coming soon

Andromia score

—

Profit

−6.0 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+8.8 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

21.5 %

−3.3 pp

Profit / revenue

Profit margin

21.5 %

−3.4 pp

Profit / sales

ROA

72.9 %

+0.3 pp

Return on assets

ROE

87.6 %

−0.7 pp

Return on equity

Return on costs

27.5 %

−5.6 pp

Profit / (revenue − profit)

Added value to revenue

53.4 %

−2.1 pp

Added value / revenue

Earnings before tax

295 K €

−4.7 %

Profit + income tax

Effective tax

25.2 %

+1.0 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	701 K €	808 K €	940 K €	1.02 M €
Value added	369 K €	475 K €	523 K €	546 K €
Operating revenue	701 K €	810 K €	943 K €	1.02 M €
Profit after tax	140 K €	220 K €	235 K €	220 K €
Income tax	51 K €	66 K €	75 K €	74 K €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	127 K €	144 K €	152 K €	184 K €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets29 K €
Current assets274 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity252 K €
Liabilities51 K €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	225 K €	437 K €	323 K €	303 K €
Non-current assets	7,463 €	2,481 €	8,133 €	29 K €
Property, plant and equipment	2,153 €	711 €	8,133 €	29 K €
Non-current intangible assets	5,310 €	1,770 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	217 K €	434 K €	315 K €	274 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	55 K €	41 K €	54 K €	54 K €
Financial accounts	163 K €	394 K €	261 K €	220 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	225 K €	437 K €	323 K €	303 K €
Equity	171 K €	252 K €	266 K €	252 K €
Share capital	6,640 €	6,640 €	6,640 €	6,640 €
Profit/loss of previous years	24 K €	24 K €	24 K €	24 K €
Profit/loss for the accounting period after tax	140 K €	220 K €	235 K €	220 K €
Liabilities	53 K €	185 K €	57 K €	51 K €
Non-current liabilities	739 €	1,289 €	1,866 €	2,563 €
Current liabilities	46 K €	174 K €	47 K €	40 K €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	4 €	0 €	0 €	0 €
Provisions	6,750 €	9,598 €	9,074 €	8,117 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0526Excess deduction for the period0 €Tax liability for the period35.71 €No
Tax reliability indexHighly reliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

14 registered activities

vykonávanie činnosti samostatného finančného agenta v sektoroch: 1. poistenia alebo zaistenia, 2. poskytovania úverov a spotrebiteľských úverov,Valid from Friday, September 5, 2014
finančné sprostredkovanie v sektore poistenia a zaistenia,Valid Tuesday, December 28, 2010 – Thursday, September 4, 2014
vykonávanie mimoškolskej vzdelávacej činnosti,Valid from Tuesday, December 28, 2010
sprostredkovanie poistenia ako poisťovací agent,Valid Friday, September 7, 2007 – Monday, December 27, 2010
kancelárske a sekretárske práce,Valid from Tuesday, June 12, 2007
kúpa tovaru na účely jeho predaja iným prevádzkovateľom živnosti (veľkoobchod),Valid from Tuesday, June 12, 2007
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod),Valid from Tuesday, June 12, 2007
podnikateľské poradenstvo v oblasti obchodu v rozsahu voľnej živnosti,Valid from Tuesday, June 12, 2007
prenájom hnuteľných vecí v rozsahu voľnej živnosti,Valid from Tuesday, June 12, 2007
prieskum trhu a verejnej mienky,Valid from Tuesday, June 12, 2007

Statutory bodies and related persons

Statutory body

1 active of 3

Ing. Marcela BolekováActive
Konateľfrom Monday, October 19, 2009
Address Pečnianska 1215/5, 85101 Bratislava, Slovenská republika
Ing. Ľubomír HrehovčíkEnded
KonateľTuesday, June 12, 2007 – Monday, December 27, 2010
Address Zakarpatská 7, 07101 Michalovce, Slovenská republika
Ing. Zdena LitvajováEnded
KonateľTuesday, June 12, 2007 – Thursday, November 19, 2009
Address Stará vinárska 33, 81104 Bratislava, Slovenská republika

Related persons

2 active of 10

Ing. Marcela BolekováActive
Spoločník v.o.s. / s.r.o.from Wednesday, August 17, 2022
Address Pečnianska 1215/5, 85101 Bratislava, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Ľubomír HrehovčíkActive
Spoločník v.o.s. / s.r.o.from Wednesday, February 2, 2022
Address Stredná 8A, 82104 Bratislava - mestská časť Ružinov, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Ľubica HrehovčíkováEnded
Spoločník v.o.s. / s.r.o.Thursday, July 18, 2019 – Tuesday, February 1, 2022
Address Stredná 8A, 82104 Bratislava - mestská časť Ružinov, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Ľubica HrehovčíkováEnded
Spoločník v.o.s. / s.r.o.Wednesday, December 2, 2015 – Wednesday, July 17, 2019
Address Stredná 8, 82104 Bratislava - mestská časť Ružinov, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Marcela BolekováEnded
Spoločník v.o.s. / s.r.o.Tuesday, December 28, 2010 – Tuesday, August 16, 2022
Address Pečnianska 5, 85101 Bratislava, Slovenská republika
Share50 %Contribution3,320 EUR
Mgr. Daniela SekáčováEnded
Spoločník v.o.s. / s.r.o.Tuesday, December 28, 2010 – Tuesday, December 1, 2015
Address Špačinska cesta 50, 91701 Trnava, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Ľubomír HrehovčíkEnded
Spoločník v.o.s. / s.r.o.Friday, November 20, 2009 – Monday, December 27, 2010
Address Zakarpatská 7, 07101 Michalovce, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Zdena LitvajováEnded
Spoločník v.o.s. / s.r.o.Friday, November 20, 2009 – Monday, December 27, 2010
Address Stará vinárska 33, 81104 Bratislava, Slovenská republika
Share50 %Contribution3,320 EUR
Ing. Ľubomír HrehovčíkEnded
Spoločník v.o.s. / s.r.o.Tuesday, June 12, 2007 – Thursday, November 19, 2009
Address Zakarpatská 7, 07101 Michalovce, Slovenská republika
Share50 %Contribution100,000 SKK
Ing. Zdena LitvajováEnded
Spoločník v.o.s. / s.r.o.Tuesday, June 12, 2007 – Thursday, November 19, 2009
Address Stará vinárska 33, 81104 Bratislava, Slovenská republika
Share50 %Contribution100,000 SKK

Company history

2 changes in the register

Registered office
3 records
- Mlynské Nivy 10, 82109 Bratislava - mestská časť Ružinov, Slovenská republikafrom Thursday, July 18, 2019
- Karadžičova 8, 82108 Bratislava, Slovenská republikaFriday, September 5, 2014 – Wednesday, July 17, 2019
- Riazanská 32, 83103 Bratislava, Slovenská republikaTuesday, June 12, 2007 – Thursday, September 4, 2014

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Mestský súd Bratislava III
Registration number: Sro/46381/B
Main activity: Prekladateľské a tlmočnícke činnosti
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active
VAT registration: Active

Legal facts

5 entries from the business register

Wednesday, December 2, 2015Zápisnica z valného zhromaždeni zo dňa 28.10. 2015.
Friday, September 5, 2014Zápisnica z mimoriadneho valného zhromaždenia konaného dňa 25.08.2014.
Tuesday, December 28, 2010Zápisnica z mimoriadneho valného zhromaždenia zo dňa 22.11.2010.
Friday, November 20, 2009Zápisnica z mimoriadneho valného zhromaždenia zo dňa 19.10.2009 a 11.11.2009.
Tuesday, June 12, 2007Spoločnosť bola založená spoločenskou zmluvou zo dňa 23.05.2007 v zmysle príslušných ustanovení z. č. 513/91 Zb. Obchodný zákonník.

B&H Insurance, s.r.o.

Registered office

B&H Insurance, s.r.o.

Mlynské Nivy 10, 821 09 Bratislava - mestská časť Ružinov

Open in Google Maps

B&H Insurance, s.r.o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Registered office

Registration

Legal facts

Registered office

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