Active

Z + M Finance SK, spol. s r. o.

Company financial profile・Company ID 36845566・Pribinova 13, 02201 Čadca・Founded 2007

Financial report Financial statements

Turnover 2025

205 K €

+16 %

Company ID: 36845566
Tax ID: 2022473695
VAT ID: SK2022473695, under §4, registered since Sunday, November 25, 2007

Registered office: Z + M Finance SK, spol. s r. o.Pribinova 13 02201 Čadca
Established: Wednesday, October 10, 2007
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Žilina, Sro/52772/L

Profit 2025

2,867 €

+130 %

Assets

69 K €

+43 %

Equity

23 K €

+14 %

Debt ratio

67.1 %

+8.1 pp

Gross margin

54.1 %

+13 pp

Coming soon

Andromia score

—

Profit

+130 %

Revenue

+18 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

1.4 %

+6.8 pp

Profit / revenue

ROA

4.2 %

+24 pp

Return on assets

ROE

12.6 %

+60 pp

Return on equity

Current ratio

1.52

−13 %

Current assets / current liabilities

Earnings before tax

2,867 €

+130 %

Profit + income tax

Effective tax

0.0 %

Income tax / earnings before tax

Net working capital

23 K €

+14 %

Current assets − current liabilities

Revenue CAGR

-0.0 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	1.03 M €	285 K €	144 K €	169 K €
Value added	57 K €	63 K €	58 K €	92 K €
Operating revenue	1.06 M €	319 K €	176 K €	205 K €
Profit after tax	−3,625 €	540 €	−9,507 €	2,867 €
Income tax	0 €	0 €	0 €	0 €

Assets

Non-current assets364 €
Current assets69 K €

Liabilities and equity

Equity23 K €
Liabilities46 K €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	53 K €	44 K €	48 K €	69 K €
Non-current assets	492 €	492 €	364 €	364 €
Property, plant and equipment	492 €	492 €	364 €	364 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	53 K €	43 K €	48 K €	69 K €
Inventory	14 K €	13 K €	13 K €	15 K €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	25 K €	18 K €	24 K €	38 K €
Financial accounts	13 K €	12 K €	11 K €	15 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	53 K €	44 K €	48 K €	69 K €
Equity	29 K €	29 K €	20 K €	23 K €
Share capital	6,639 €	6,639 €	6,639 €	6,639 €
Profit/loss of previous years	25 K €	22 K €	22 K €	13 K €
Profit/loss for the accounting period after tax	−3,625 €	540 €	−9,507 €	2,867 €
Liabilities	24 K €	14 K €	29 K €	46 K €
Non-current liabilities	767 €	901 €	1,086 €	1,136 €
Current liabilities	20 K €	12 K €	27 K €	45 K €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	3,690 €	2,000 €	0 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexReliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

14 registered activities

faktoring a forfaiting,Valid from Wednesday, June 4, 2008
leasingová činnosť v rozsahu voľnej živnosti,Valid from Wednesday, June 4, 2008
poskytovanie úverov zo zdrojov, na ktoré sa nevyžaduje povolenie banky,Valid from Wednesday, June 4, 2008
kopírovacie práce,Valid from Wednesday, October 10, 2007
kúpa tovaru na účely jeho predaja iným prevádzakovateľom živnosti (veľkoobchod),Valid from Wednesday, October 10, 2007
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod),Valid from Wednesday, October 10, 2007
marketingová činnosť,Valid from Wednesday, October 10, 2007
opravy kancelárskych strojov v rozsahu bezpečného napätia (servis tlačiarní a kopírovacích strojov),Valid from Wednesday, October 10, 2007
prenájom hnuteľných vecí v rozsahu voľnej živnosti,Valid from Wednesday, October 10, 2007
prieskum trhu a verejnej mienky,Valid from Wednesday, October 10, 2007

Statutory bodies and related persons

Statutory body

2 active of 4

Peter Holáčik
Konateľfrom Monday, March 3, 2025
Address Snežnica 194, 02332 Snežnica, Slovenská republika
Dávid Ševčík
Konateľfrom Wednesday, October 10, 2007
Address Na výsluní 1392, 73934 Šenov, Česká republika
David ŠevčíkInactive
KonateľWednesday, October 10, 2007 – Wednesday, June 28, 2017
Address Na výsluní 1392, 73934 Šenov, Česká republika
Radim KopecInactive
KonateľWednesday, October 10, 2007 – Wednesday, November 21, 2012
Address Na výsluní 1347, 73934 Šenov, Česká republika

Related persons

1 active of 4

Z + M PROPERTY a.s.
Spoločník v.o.s. / s.r.o.from Wednesday, November 16, 2011
Address Valchařská 3261/17, 70200 Ostrava, Česká republika
Share100 %Contribution6,639 EUR
Z + M servis, spol. s r.o.Inactive
Spoločník v.o.s. / s.r.o.Tuesday, February 16, 2010 – Tuesday, November 15, 2011
Address Valchařská 3261/17, 70200 Ostrava, Česká republika
Share100 %Contribution6,639 EUR
Ing. Kateřina ProchorentováInactive
ProkuristaWednesday, April 30, 2008 – Thursday, March 10, 2011
Address Guty 16E, 73955 Třinec, Česká republika
Z + M servis, spol. s r.o.Inactive
Spoločník v.o.s. / s.r.o.Wednesday, October 10, 2007 – Monday, February 15, 2010
Address Valchařská 3261/17, 70200 Ostrava, Česká republika
Share100 %Contribution200,000 SKK

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Žilina
Registration number: Sro/52772/L
Main activity: Veľkoobchod so zariadeniami pre informatiku a komunikácie – IKT
Sector (ESA 2010): Nefinančné korporácie pod zahraničnou kontrolou
Tax registration: Active
VAT registration: Active

Legal facts

4 entries from the business register

Friday, February 19, 2010Rozhodnutie jediného spoločníka zo dňa 7.12.2009 - zmena sídla.
Wednesday, June 4, 2008Rozhodnutie jediného spoločníka zo dňa 15.5.2008.
Wednesday, April 30, 2008Rozhodnutie jediného spoločníka zo dňa 21.4.2008 a 22.4.2008 o zmene obchodného mena z Z + M servis, spol. s r.o. na nové Z + M Finance SK, spol. s r.o..
Wednesday, October 10, 2007Spoločnosť bola založená spoločenskou zmluvou dňa 13.09.2007 v zmysle príslušných ustanovení z.č. 513/1991 Zb. Obchodný zákonník.

Z + M Finance SK, spol. s r. o.

Registered office

Z + M Finance SK, spol. s r. o.

Pribinova 13, 02201 Čadca

Open in Google Maps

Z + M Finance SK, spol. s r. o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Legal facts

Registered office

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