Company data from Slovak public registers

Andromia Insight

MS KREDIT, s. r. o.

Company financial profile・Company ID 44019939・Hliny 1392/215, 01707 Považská Bystrica・Founded 2008

Financial reportFinancial statements
Active

Turnover 2025

36 K €

+88 %
Company ID
44019939
Tax ID
2022549529
VAT ID
SK2022549529, under §4, registered since Tuesday, March 25, 2008
Registered office
MS KREDIT, s. r. o.Hliny 1392/215 01707 Považská Bystrica
Established
Wednesday, February 27, 2008
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerOkresný súd Trenčín, Sro/19847/R

Profit 2025

5,031 €

+265 %Net profit after tax

Assets

218 K €

−6.0 %Total assets, stated excl. VAT

Equity

45 K €

+13 %Assets less external liabilities

Debt ratio

79.3 %

−3.4 ppLiabilities / total assets

Gross margin

63.5 %

+34 ppGross profit / sales
Coming soon

Andromia score

—

Profit

+265 %
96 €204 €4,121 €3,778 €194 €389 €−580 €1,445 €1,624 €1,235 €−3,058 €5,031 €201420152016201720182019202020212022202320242025201496 €2015204 €20164,121 €20173,778 €2018194 €2019389 €2020−580 €20211,445 €20221,624 €20231,235 €2024−3,058 €20255,031 €

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+87 %
11 K €12 K €22 K €30 K €31 K €37 K €67 K €47 K €26 K €18 K €19 K €36 K €201420152016201720182019202020212022202320242025201411 K €201512 K €201622 K €201730 K €201831 K €201937 K €202067 K €202147 K €202226 K €202318 K €202419 K €202536 K €

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

960 €960 €1,163 €1,004 €65 €103 €0 €255 €317 €218 €0 €340 €201420152016201720182019202020212022202320242025Total tax · 2014960 €Total tax · 2015960 €Total tax · 20161,163 €Total tax · 20171,004 €Total tax · 201865 €Total tax · 2019103 €Total tax · 20200 €Total tax · 2021255 €Total tax · 2022317 €Total tax · 2023218 €Total tax · 20240 €Total tax · 2025340 €Current tax · 2014960 €Current tax · 2015960 €Current tax · 20161,163 €Current tax · 20171,004 €Current tax · 201865 €Current tax · 2019103 €Current tax · 20200 €Current tax · 2021255 €Current tax · 2022317 €Current tax · 2023218 €Current tax · 20240 €Current tax · 2025340 €

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

14.0 %

+30 pp

Profit / revenue

Profit margin

14.1 %

+30 pp

Profit / sales

ROA

2.3 %

+3.6 pp

Return on assets

ROE

11.2 %

+19 pp

Return on equity

Return on costs

16.3 %

+30 pp

Profit / (revenue − profit)

Added value to revenue

63.1 %

+34 pp

Added value / revenue

Earnings before tax

5,371 €

+276 %

Profit + income tax

Effective tax

6.3 %

+6.3 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

12 K €201412 K €201522 K €201630 K €201731 K €201837 K €201967 K €202047 K €202126 K €202222 K €202319 K €202436 K €2025

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item2022202320242025
Sales of products, services and goods26 K €18 K €19 K €36 K €
Value added4,114 €4,758 €5,578 €23 K €
Operating revenue26 K €22 K €19 K €36 K €
Profit after tax1,624 €1,235 €−3,058 €5,031 €
Income tax317 €218 €0 €340 €
Current income tax317 €218 €0 €340 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item2022202320242025
Personnel costs0 €218 €0 €0 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

  • Non-current assets204 K €
  • Current assets13 K €
  • Accruals and deferrals1,038 €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

  • Equity45 K €
  • Liabilities173 K €
  • Accruals and deferrals0 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item2022202320242025
Total assets222 K €229 K €232 K €218 K €
Non-current assets166 K €209 K €220 K €204 K €
Property, plant and equipment166 K €209 K €220 K €204 K €
Non-current intangible assets0 €0 €0 €0 €
Non-current financial assets0 €0 €0 €0 €
Current assets55 K €20 K €11 K €13 K €
Inventory0 €0 €0 €0 €
Non-current receivables0 €0 €0 €0 €
Current receivables52 K €16 K €8,872 €12 K €
Current financial assets0 €0 €0 €0 €
Financial accounts3,180 €3,402 €2,074 €889 €
Accruals and deferrals688 €688 €1,038 €1,038 €

Liabilities and equity

Item2022202320242025
Total equity and liabilities222 K €229 K €232 K €218 K €
Equity42 K €43 K €40 K €45 K €
Share capital6,639 €6,639 €6,639 €6,639 €
Funds and other equity components0 €0 €0 €0 €
Profit/loss of previous years3,642 €5,266 €6,500 €3,442 €
Profit/loss for the accounting period after tax1,624 €1,235 €−3,058 €5,031 €
Liabilities180 K €186 K €192 K €173 K €
Non-current liabilities9,900 €7,702 €4,802 €1,902 €
Current liabilities168 K €179 K €187 K €168 K €
Short-term financial assistance0 €0 €0 €0 €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans1,519 €0 €954 €3,675 €
Provisions0 €0 €0 €0 €
Accruals and deferrals0 €0 €0 €0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionLatest taxable periodQ126Excess deduction for the period0 €Tax liability for the period265.27 €No
  • Tax reliability indexReliable
  • Tax debtNo
  • State receivablesNo
  • State court receivablesNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Business activities

8 registered activities

  • podnikanie v oblasti nakladania s iným ako nebezpečným odpadomValid from Tuesday, June 23, 2020
  • dokončovacie stavebné práce pri realizácii exteriérov a interiérovValid from Wednesday, February 27, 2008
  • kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živností (veľkoobchod)Valid from Wednesday, February 27, 2008
  • prípravné práce k realizácii stavbyValid from Wednesday, February 27, 2008
  • sprostredkovanie predaja, prenájmu a kúpy nehnuteľností (realitná činnosť)Valid from Wednesday, February 27, 2008
  • sprostredkovateľská činnosť v oblasti obchoduValid from Wednesday, February 27, 2008
  • uskutočňovanie stavieb a ich zmienValid from Wednesday, February 27, 2008
  • vedenie účtovníctvaValid from Wednesday, February 27, 2008

Statutory bodies and related persons

Statutory body

1 active of 5
  • Ing. Marian SičákActive
    Konateľfrom Friday, March 10, 2023

    Address Hliny 1392/215, 01707 Považská Bystrica, Slovenská republika

  • Ing. Zuzana ValkoEnded
    KonateľFriday, August 12, 2022 – Tuesday, March 21, 2023

    Address Hliny 1392/215, 01707 Považská Bystrica, Slovenská republika

  • Danuša SičákováEnded
    KonateľWednesday, May 3, 2017 – Monday, September 5, 2022

    Address Hliny 1392/215, 01707 Považská Bystrica, Slovenská republika

  • Andrea SičákováEnded
    KonateľTuesday, March 31, 2009 – Friday, May 5, 2017

    Address Hliny 1392/215, 01707 Považská Bystrica, Slovenská republika

  • Ing. Marian SičákEnded
    KonateľWednesday, February 27, 2008 – Tuesday, March 31, 2009

    Address Hliny 1392/215, 01707 Považská Bystrica, Slovenská republika

Related persons

2 active of 7
  • Ing. Marian SičákActive
    Spoločník v.o.s. / s.r.o.from Wednesday, March 22, 2023

    Address Hliny 1392/215, 01707 Považská Bystrica, Slovenská republika

    Share50 %Contribution3,320 EUR
  • Ing. Zuzana ValkoActive
    Spoločník v.o.s. / s.r.o.from Wednesday, March 22, 2023

    Address Hliny 1392/215, 01707 Považská Bystrica, Slovenská republika

    Share50 %Contribution3,320 EUR
  • Ing. Zuzana ValkoEnded
    Spoločník v.o.s. / s.r.o.Tuesday, September 6, 2022 – Tuesday, March 21, 2023

    Address Hliny 1392/215, 01707 Považská Bystrica, Slovenská republika

    Share100 %Contribution6,640 EUR
  • Danuša SičákováEnded
    Spoločník v.o.s. / s.r.o.Thursday, February 11, 2021 – Monday, September 5, 2022

    Address Hliny 1392/215, 01707 Považská Bystrica, Slovenská republika

    Share100 %Contribution6,640 EUR
  • Ing. Marian SičákEnded
    Spoločník v.o.s. / s.r.o.Saturday, May 6, 2017 – Wednesday, February 10, 2021

    Address Hliny 1392/215, 01707 Považská Bystrica, Slovenská republika

    Share100 %Contribution6,640 EUR
  • Ing. Marian SičákEnded
    Spoločník v.o.s. / s.r.o.Wednesday, April 1, 2009 – Friday, May 5, 2017

    Address Hliny 1392/215, 01707 Považská Bystrica, Slovenská republika

    Share100 %Contribution6,638.78 EUR
  • Ing. Marian SičákEnded
    Spoločník v.o.s. / s.r.o.Wednesday, February 27, 2008 – Tuesday, March 31, 2009

    Address Hliny 1392/215, 01707 Považská Bystrica, Slovenská republika

    Share100 %Contribution200,000 SKK

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Trenčín
Registration number
Sro/19847/R
Main activity
Výstavba obytných a neobytných budov
Sector (ESA 2010)
Národné súkromné nefinančné korporácie
Tax registration
Active
VAT registration
Active
MS KREDIT, s. r. o.

Registered office

MS KREDIT, s. r. o.

Hliny 1392/215, 01707 Považská Bystrica

Open in Google Maps

Start monitoring the market today

Contact us and get platform access. No commitment.

Contact us