V FIN, s.r.o.

Company financial profile・Company ID 44170386・Partizánska cesta 83, 97401 Banská Bystrica・Founded 2008

Financial report Financial statements

Active

Turnover 2025

73 K €

+21 %

Company ID: 44170386
Tax ID: 2022616915
VAT ID: SK2022616915, under §4, registered since Thursday, May 1, 2025

Registered office: V FIN, s.r.o.Partizánska cesta 83 97401 Banská Bystrica
Established: Wednesday, May 21, 2008
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Banská Bystrica, Sro/14828/S

Profit 2025

8,155 €

+209 %Net profit after tax

Assets

331 K €

+1.6 %Total assets, stated excl. VAT

Equity

63 K €

+15 %Assets less external liabilities

Debt ratio

80.9 %

−2.2 ppLiabilities / total assets

Gross margin

5.4 %

+8.1 ppGross profit / sales

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Andromia score

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Profit

+209 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+21 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

11.1 %

+6.8 pp

Profit / revenue

Profit margin

11.1 %

+6.8 pp

Profit / sales

ROA

2.5 %

+1.7 pp

Return on assets

ROE

12.9 %

+8.1 pp

Return on equity

Return on costs

12.5 %

+8.0 pp

Profit / (revenue − profit)

Added value to revenue

5.4 %

+8.1 pp

Added value / revenue

Earnings before tax

9,115 €

+153 %

Profit + income tax

Effective tax

10.5 %

−16 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	51 K €	54 K €	61 K €	73 K €
Value added	−914 €	−1,651 €	−1,623 €	3,981 €
Operating revenue	51 K €	54 K €	61 K €	73 K €
Profit after tax	3,063 €	2,888 €	2,638 €	8,155 €
Income tax	814 €	768 €	960 €	960 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	0 €	0 €	0 €	0 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets0 €
Current assets331 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity63 K €
Liabilities268 K €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	310 K €	319 K €	326 K €	331 K €
Non-current assets	5,000 €	5,000 €	0 €	0 €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	5,000 €	5,000 €	0 €	0 €
Current assets	305 K €	314 K €	326 K €	331 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	299 K €	307 K €	314 K €	322 K €
Current receivables	4,710 €	6,493 €	5,176 €	3,564 €
Financial accounts	1,671 €	1,294 €	6,541 €	5,729 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	310 K €	319 K €	326 K €	331 K €
Equity	50 K €	52 K €	55 K €	63 K €
Share capital	6,639 €	6,639 €	6,639 €	6,639 €
Profit/loss of previous years	39 K €	42 K €	45 K €	48 K €
Profit/loss for the accounting period after tax	3,063 €	2,888 €	2,638 €	8,155 €
Liabilities	261 K €	267 K €	271 K €	268 K €
Non-current liabilities	255 K €	265 K €	265 K €	265 K €
Current liabilities	5,832 €	2,086 €	6,115 €	3,271 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexReliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

15 registered activities

činnosť samostatného finančného agenta v sektore poskytovania úverov a spotrebiteľských úverovValid from Tuesday, June 19, 2012
činnosť samostatného finančného agenta pri vykonávaní finančného sprostredkovania v sektore poistenia a zasiteniaValid from Wednesday, December 21, 2011
sprostredkovanie poistenia poisťovacím agentomValid Friday, February 4, 2011 – Tuesday, December 20, 2011
administratívne službyValid from Wednesday, June 2, 2010
činnosť podnikateľských, organizačných a ekonomických poradcovValid from Wednesday, June 2, 2010
prieskum trhu a verejnej mienkyValid from Wednesday, June 2, 2010
reklamné a marketingové službyValid from Wednesday, June 2, 2010
sprostredkovanie predaja, prenájmu a kúpy nehnuteľností (realitná činnosť)Valid from Wednesday, June 2, 2010
sprostredkovateľská činnosť v oblasti služiebValid from Wednesday, June 2, 2010
sprostredkovateľská činnosť v oblasti výrobyValid from Wednesday, June 2, 2010

Statutory bodies and related persons

Statutory body

1 active of 2

Ing. Jozef VyšnýActive
Konateľfrom Wednesday, December 21, 2011
Address Pod Stráňou 18, 97401 Banská Bystrica, Slovenská republika
Ing. Janka VyšnáEnded
KonateľWednesday, May 21, 2008 – Tuesday, December 20, 2011
Address Veterná 2010/21, 03401 Ružomberok, Slovenská republika

Related persons

1 active of 7

Ing. Jozef VyšnýActive
Spoločník v.o.s. / s.r.o.from Friday, September 18, 2026
Address Pod Stráňou 18, 97401 Banská Bystrica, Slovenská republika
Share100 %Contribution6,639 EUR
Ing. Janka VyšnáEnded
Spoločník v.o.s. / s.r.o.Tuesday, April 23, 2024 – Thursday, September 17, 2026
Address Bronzová 15741/3, 97405 Banská Bystrica, Slovenská republika
Share11.3 %Contribution750 EUR
Ing. Janka VyšnáEnded
Spoločník v.o.s. / s.r.o.Wednesday, June 23, 2021 – Monday, April 22, 2024
Address Mládežnícka 3757/10, 97404 Banská Bystrica, Slovenská republika
Share11.3 %Contribution750 EUR
Ing. Janka VyšnáEnded
Spoločník v.o.s. / s.r.o.Wednesday, December 21, 2011 – Tuesday, June 22, 2021
Address Veterná 2010/21, 03401 Ružomberok, Slovenská republika
Share11.3 %Contribution750 EUR
Ing. Jozef VyšnýEnded
Spoločník v.o.s. / s.r.o.Wednesday, December 21, 2011 – Thursday, September 17, 2026
Address Pod Stráňou 18, 97401 Banská Bystrica, Slovenská republika
Share88.7 %Contribution5,889 EUR
Ing. Janka VyšnáEnded
Spoločník v.o.s. / s.r.o.Tuesday, February 23, 2010 – Tuesday, December 20, 2011
Address Veterná 2010/21, 03401 Ružomberok, Slovenská republika
Share100 %Contribution6,639 EUR
Ing. Janka VyšnáEnded
Spoločník v.o.s. / s.r.o.Wednesday, May 21, 2008 – Monday, February 22, 2010
Address Veterná 2010/21, 03401 Ružomberok, Slovenská republika
Share100 %Contribution200,000 SKK

Company history

1 change in the register

Registered office
2 records
- Partizánska cesta 83, 97401 Banská Bystrica, Slovenská republikafrom Wednesday, June 18, 2008
- Partizánska cesta 8, 97401 Banská Bystrica, Slovenská republikaWednesday, May 21, 2008 – Tuesday, June 17, 2008

Companies in which this company is a shareholder

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Banská Bystrica
Registration number: Sro/14828/S
Main activity: Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010): Národné súkromné finančné pomocné inštitúcie
Tax registration: Active
VAT registration: Active

V FIN, s.r.o.

Registered office

V FIN, s.r.o.

Partizánska cesta 83, 97401 Banská Bystrica

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V FIN, s.r.o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Registered office

Companies in which this company is a shareholder

Companies in which this company is a shareholder

Registration

Registered office

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Companies in which this company is a shareholder