Kredit real, s. r. o.

Company financial profile・Company ID 44396449・Jozefa Dekreta Matejovie 549, 03301 Liptovský Hrádok・Founded 2008

Financial report Financial statements

Active

Turnover 2025

0 €

Company ID: 44396449
Tax ID: 2022687106
VAT ID: —

Registered office: Kredit real, s. r. o.Jozefa Dekreta Matejovie 549 03301 Liptovský Hrádok
Established: Wednesday, September 17, 2008
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Žilina, Sro/50138/L

Profit 2025

−448 €

+8.6 %Net profit after tax

Assets

11 K €

−3.8 %Total assets, stated excl. VAT

Equity

11 K €

−3.9 %Assets less external liabilities

Debt ratio

3.0 %

+0.1 ppLiabilities / total assets

Gross margin

—

Not published

Coming soon

Andromia score

—

Profit

+8.6 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

ROA

-3.9 %

+0.2 pp

Return on assets

ROE

-4.1 %

+0.2 pp

Return on equity

Return on costs

-100.0 %

Profit / (revenue − profit)

Earnings before tax

−108 €

+28 %

Profit + income tax

Effective tax

-314.8 %

−88 pp

Income tax / earnings before tax

Current ratio

33.50

−3.8 %

Current assets / current liabilities

Liquidity ratio 1

4.82

−21 %

Financial accounts / (current liabilities + short-term financial assistance + current bank loans + accruals)

Liquidity ratio 2

33.50

−3.8 %

(current receivables + financial accounts + accruals) / (current liabilities + short-term financial assistance + current bank loans + accruals)

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	1,900 €	0 €	0 €	0 €
Value added	1,152 €	0 €	0 €	0 €
Operating revenue	1,900 €	0 €	0 €	0 €
Profit after tax	930 €	−147 €	−490 €	−448 €
Income tax	163 €	0 €	340 €	340 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	0 €	0 €	0 €	0 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets0 €
Current assets11 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity11 K €
Liabilities340 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	12 K €	12 K €	12 K €	11 K €
Non-current assets	0 €	0 €	0 €	0 €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	12 K €	12 K €	12 K €	11 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	9,753 €	9,753 €	9,753 €	9,753 €
Financial accounts	2,605 €	2,236 €	2,086 €	1,638 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	12 K €	12 K €	12 K €	11 K €
Equity	12 K €	12 K €	11 K €	11 K €
Share capital	5,000 €	5,000 €	5,000 €	5,000 €
Profit/loss of previous years	6,042 €	6,926 €	6,779 €	6,289 €
Profit/loss for the accounting period after tax	930 €	−147 €	−490 €	−448 €
Liabilities	222 €	0 €	340 €	340 €
Non-current liabilities	0 €	0 €	0 €	0 €
Current liabilities	222 €	0 €	340 €	340 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexHighly reliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

26 registered activities

Administratívne službyValid from Friday, November 6, 2015
Činnosť podnikateľských, organizačných a ekonomických poradcovValid Friday, November 6, 2015 – Tuesday, September 15, 2026
Dokončovacie stavebné práce pri realizácii exteriérov a interiérovValid from Friday, November 6, 2015
Faktoring a forfaitingValid from Friday, November 6, 2015
Kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi(maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Friday, November 6, 2015
Nákladná cestná doprava vykonávaná vozidlami s celkovou hmotnosťou do 3,5 t vrátane prípojného vozidlaValid from Friday, November 6, 2015
Poskytovanie obslužných služieb pri kultúrnych a iných spoločenských podujatiachValid from Friday, November 6, 2015
Poskytovanie služieb rýchleho občerstvenia v spojení s predajom na priamu konzumáciuValid from Friday, November 6, 2015
Poskytovanie služieb v poľnohospodárstve a záhradníctveValid from Friday, November 6, 2015
Poskytovanie úverov alebo pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôtValid from Friday, November 6, 2015

Statutory bodies and related persons

Statutory body

1 active of 3

Mgr. Emil PinčákActive
Konateľfrom Wednesday, September 17, 2008
Address Jozefa Dekreta Matejovie 549, 03301 Liptovský Hrádok, Slovenská republika
Bc. Emil PinčákEnded
KonateľWednesday, September 17, 2008 – Thursday, November 5, 2015
Address Jozefa Dekreta Matejovie 549, 03301 Liptovský Hrádok, Slovenská republika
Ing. Arch. Tatiana GézeováEnded
KonateľWednesday, September 17, 2008 – Friday, December 17, 2010
Address Kukučínova 1221/3, 03101 Liptovský Mikuláš, Slovenská republika

Related persons

1 active of 4

Mgr. Emil PinčákActive
Spoločník v.o.s. / s.r.o.from Friday, November 6, 2015
Address Jozefa Dekreta Matejovie 549, 03301 Liptovský Hrádok, Slovenská republika
Share100 %Contribution5,000 EUR
Bc. Emil PinčákEnded
Spoločník v.o.s. / s.r.o.Saturday, December 18, 2010 – Thursday, November 5, 2015
Address Jozefa Dekreta Matejovie 549, 03301 Liptovský Hrádok, Slovenská republika
Bc. Emil PinčákEnded
Spoločník v.o.s. / s.r.o.Wednesday, September 17, 2008 – Friday, December 17, 2010
Address Jozefa Dekreta Matejovie 549, 03301 Liptovský Hrádok, Slovenská republika
Share33.33 %Contribution2,500 EUR
Ing. Arch. Tatiana GézeováEnded
Spoločník v.o.s. / s.r.o.Wednesday, September 17, 2008 – Friday, December 17, 2010
Address Kukučínova 1221/3, 03101 Liptovský Mikuláš, Slovenská republika
Share33.33 %Contribution2,500 EUR

Company history

1 change in the register

Registered office
2 records
- Jozefa Dekreta Matejovie 549, 03301 Liptovský Hrádok, Slovenská republikafrom Saturday, December 18, 2010
- Kuzmányho 8, 03101 Liptovský Mikuláš, Slovenská republikaWednesday, September 17, 2008 – Friday, December 17, 2010

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Žilina
Registration number: Sro/50138/L
Main activity: Sprostredkovateľské služby v oblasti nehnuteľností
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active

Kredit real, s. r. o.

Registered office

Kredit real, s. r. o.

Jozefa Dekreta Matejovie 549, 03301 Liptovský Hrádok

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Kredit real, s. r. o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Registered office

Registration

Registered office

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