Active

FACTORIAL CREDIT s. r. o.

Company financial profile・Company ID 44756216・Strojárska 2742, 06901 Snina・Founded 2009

Financial report Financial statements

Turnover 2025

74 K €

+293 %

Company ID: 44756216
Tax ID: 2022859817
VAT ID: SK7020000185, under §4b, registered since Friday, January 1, 2010

Registered office: FACTORIAL CREDIT s. r. o.Strojárska 2742 06901 Snina
Established: Tuesday, July 28, 2009
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Prešov, Sro/21865/P

Profit 2025

−21 K €

+49 %

Assets

393 K €

−2.6 %

Equity

370 K €

−5.4 %

Debt ratio

6.0 %

+2.7 pp

Gross margin

63.7 %

+134 pp

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Andromia score

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Profit

+49 %

Revenue

+293 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

-28.3 %

+190 pp

Profit / revenue

ROA

-5.3 %

+4.9 pp

Return on assets

ROE

-5.7 %

+4.9 pp

Return on equity

Current ratio

8.29

−60 %

Current assets / current liabilities

Earnings before tax

−20 K €

+50 %

Profit + income tax

Effective tax

-2.7 %

−1.7 pp

Income tax / earnings before tax

Net working capital

126 K €

−4.8 %

Current assets − current liabilities

Revenue CAGR

2.0 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	16 K €	18 K €	19 K €	74 K €
Value added	14 K €	7,283 €	−13 K €	47 K €
Operating revenue	108 K €	18 K €	19 K €	74 K €
Profit after tax	43 K €	−19 K €	−41 K €	−21 K €
Income tax	10 K €	−498 €	433 €	555 €
Current income tax	9,407 €	0 €	340 €	1,047 €

Assets

Non-current assets250 K €
Current assets143 K €
Accruals and deferrals140 €

Liabilities and equity

Equity370 K €
Liabilities24 K €
Accruals and deferrals0 €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	480 K €	449 K €	404 K €	393 K €
Non-current assets	295 K €	280 K €	265 K €	250 K €
Property, plant and equipment	295 K €	280 K €	265 K €	250 K €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	185 K €	169 K €	139 K €	143 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	32 K €	25 K €	25 K €	20 K €
Current receivables	134 K €	125 K €	83 K €	81 K €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	19 K €	20 K €	31 K €	42 K €
Accruals and deferrals	140 €	140 €	140 €	140 €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	480 K €	449 K €	404 K €	393 K €
Equity	451 K €	432 K €	391 K €	370 K €
Share capital	405 K €	405 K €	405 K €	405 K €
Funds and other equity components	1,185 €	3,352 €	3,352 €	3,352 €
Profit/loss of previous years	−2,724 €	38 K €	20 K €	−22 K €
Profit/loss for the accounting period after tax	43 K €	−19 K €	−41 K €	−21 K €
Liabilities	30 K €	18 K €	13 K €	24 K €
Non-current liabilities	4,255 €	4,262 €	4,581 €	4,420 €
Current liabilities	23 K €	11 K €	6,618 €	17 K €
Short-term financial assistance	0 €	0 €	0 €	0 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	2,609 €	2,503 €	2,151 €	1,939 €
Accruals and deferrals	0 €	0 €	0 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexHighly reliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

14 registered activities

ubytovacie služby bez poskytovania pohostinských činnostíValid from Saturday, April 4, 2020
ubytovacie služby s poskytovaním prípravy a predaja jedál, nápojov a polotovarov ubytovaným hosťom v ubytovacích zariadeniach s kapacitou do 10 lôžokValid from Saturday, April 4, 2020
čistiace a upratovacie službyValid from Tuesday, July 28, 2009
dokončovacie stavebné práce pri realizácii exteriérov a interiérovValid from Tuesday, July 28, 2009
faktoring a forfaitingValid from Tuesday, July 28, 2009
finančný leasingValid from Tuesday, July 28, 2009
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Tuesday, July 28, 2009
prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmomValid from Tuesday, July 28, 2009
prípravné práce k realizácii stavbyValid from Tuesday, July 28, 2009
správa nebytového fonduValid from Tuesday, July 28, 2009

Statutory bodies and related persons

Statutory body

1 active of 1

Jozef Harmaňoš
Konateľfrom Tuesday, July 28, 2009
Address Strojárska 1832/93, 06901 Snina, Slovenská republika

Related persons

1 active of 2

Jozef Harmaňoš
Spoločník v.o.s. / s.r.o.from Wednesday, December 8, 2010
Address Strojárska 1832/93, 06901 Snina, Slovenská republika
Share100 %Contribution405,000 EUR
Jozef HarmaňošInactive
Spoločník v.o.s. / s.r.o.Tuesday, July 28, 2009 – Tuesday, December 7, 2010
Address Strojárska 1832/93, 06901 Snina, Slovenská republika
Share100 %Contribution5,000 EUR

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Prešov
Registration number: Sro/21865/P
Main activity: Prenájom a prevádzkovanie vlastných alebo prenajatých nehnuteľností
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active
VAT registration: Active

FACTORIAL CREDIT s. r. o.

Registered office

FACTORIAL CREDIT s. r. o.

Strojárska 2742, 06901 Snina

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FACTORIAL CREDIT s. r. o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Registered office

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