Company data from Slovak public registers

Credit Genero s.r.o.

Company financial profile・Company ID 45485593・Lazovná 1891/58, 974 01 Banská Bystrica・Founded 2010

Active

Turnover 2025

17 K €

−98 %
Company ID
45485593
Tax ID
2023001585
VAT ID
SK2023001585, under §4, registered since Wednesday, June 1, 2011
Registered office
Credit Genero s.r.o.Lazovná 1891/58 974 01 Banská Bystrica
Established
Tuesday, March 30, 2010
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerOkresný súd Banská Bystrica, Sro/17975/S

Profit 2025

2,629 €

−93 %Net profit after tax

Assets

1.49 M €

−58 %Total assets, stated excl. VAT

Equity

966 K €

−68 %Assets less external liabilities

Debt ratio

34.9 %

+19 ppLiabilities / total assets

Gross margin

-296.8 %

−140 ppGross profit / sales
Coming soon

Andromia score

—

Profit

−93 %
14 K €−12 K €60 K €27 K €16 K €−46 K €−8,067 €−12 K €−479 K €76 K €39 K €2,629 €201420152016201720182019202020212022202320242025201414 K €2015−12 K €201660 K €201727 K €201816 K €2019−46 K €2020−8,067 €2021−12 K €2022−479 K €202376 K €202439 K €20252,629 €

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+314 %
8,390 €13 K €11 K €6,143 €7,044 €4,770 €4,620 €3,300 €3,300 €3,300 €3,300 €14 K €20142015201620172018201920202021202220232024202520148,390 €201513 K €201611 K €20176,143 €20187,044 €20194,770 €20204,620 €20213,300 €20223,300 €20233,300 €20243,300 €202514 K €

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

4,034 €2,153 €17 K €6,457 €4,794 €2,503 €1,691 €9,403 €13 K €21 K €9,446 €960 €201420152016201720182019202020212022202320242025Total tax · 20144,034 €Total tax · 20152,153 €Total tax · 201617 K €Total tax · 20176,457 €Total tax · 20184,794 €Total tax · 20192,503 €Total tax · 20201,691 €Total tax · 20219,403 €Total tax · 202213 K €Total tax · 202321 K €Total tax · 20249,446 €Total tax · 2025960 €Current tax · 20144,034 €Current tax · 20152,153 €Current tax · 201617 K €Current tax · 20176,457 €Current tax · 20184,794 €Current tax · 20192,503 €Current tax · 20201,691 €Current tax · 20219,403 €Current tax · 202213 K €Current tax · 202321 K €Current tax · 20249,446 €Current tax · 2025960 €

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

15.7 %

+12 pp

Profit / revenue

Profit margin

19.3 %

−1,148 pp

Profit / sales

ROA

0.2 %

−0.9 pp

Return on assets

ROE

0.3 %

−1.0 pp

Return on equity

Return on costs

18.6 %

+15 pp

Profit / (revenue − profit)

Added value to revenue

-241.2 %

−241 pp

Added value / revenue

Earnings before tax

3,589 €

−93 %

Profit + income tax

Effective tax

26.7 %

+7.1 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

124 K €2014196 K €2015201 K €2016153 K €20171.71 M €201810 K €20198,296 €20207,481 €202159 K €202244 K €20231.11 M €202417 K €2025

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item2022202320242025
Sales of products, services and goods3,300 €3,300 €3,300 €14 K €
Value added−12 K €−1,807 €−5,166 €−41 K €
Operating revenue59 K €44 K €1.11 M €17 K €
Profit after tax−479 K €76 K €39 K €2,629 €
Income tax13 K €21 K €9,446 €960 €
Current income tax13 K €21 K €9,446 €960 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item2022202320242025
Personnel costs16 K €0 €0 €0 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

  • Non-current assets0 €
  • Current assets1.48 M €
  • Accruals and deferrals42 €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

  • Equity966 K €
  • Liabilities519 K €
  • Accruals and deferrals0 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item2022202320242025
Total assets5.74 M €6.04 M €3.55 M €1.49 M €
Non-current assets−751 €1,276 €0 €0 €
Property, plant and equipment0 €1,276 €0 €0 €
Non-current intangible assets0 €0 €0 €0 €
Non-current financial assets−751 €0 €0 €0 €
Current assets5.74 M €6.04 M €3.55 M €1.48 M €
Inventory0 €0 €0 €0 €
Non-current receivables0 €0 €0 €0 €
Current receivables5.74 M €6.04 M €3.55 M €1.48 M €
Current financial assets0 €0 €0 €0 €
Financial accounts564 €568 €2,243 €1,441 €
Accruals and deferrals1 €30 €6 €42 €

Liabilities and equity

Item2022202320242025
Total equity and liabilities5.74 M €6.04 M €3.55 M €1.49 M €
Equity2.87 M €2.95 M €2.98 M €966 K €
Share capital3.01 M €3.01 M €3.01 M €985 K €
Funds and other equity components1,296 €1,296 €5,092 €7,018 €
Profit/loss of previous years342 K €−137 K €−65 K €−28 K €
Profit/loss for the accounting period after tax−479 K €76 K €39 K €2,629 €
Liabilities2.87 M €3.1 M €565 K €519 K €
Non-current liabilities40 €160 K €103 K €40 €
Current liabilities2.78 M €2.79 M €335 K €363 K €
Short-term financial assistance89 K €152 K €128 K €156 K €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans0 €0 €0 €0 €
Provisions200 €200 €200 €200 €
Accruals and deferrals0 €0 €0 €0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionLatest taxable periodQ126Excess deduction for the period48.9 €Tax liability for the period0 €Yes
  • Tax reliability indexReliable
  • Tax debtNo
  • State receivablesNo
  • State court receivablesNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Central Register of Contracts

Contract count31
Total amount1,454,663.22 €
Counterparties3
Latest contractWednesday, November 24, 2021

includes 1 record with amendments and cancelled contracts

Largest partners

View all

Recent contracts

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Zdroj: Centrálny register zmlúv (www.crz.gov.sk), Úrad vlády SR, licencia CC BY 4.0

Business activities

26 registered activities

  • čistiace a upratovacie službyValid from Tuesday, October 18, 2016
  • dokončovacie stavebné práce pri realizácii exteriérov a interiérovValid from Tuesday, October 18, 2016
  • finančný lízingValid from Tuesday, October 18, 2016
  • kuriérske službyValid from Tuesday, October 18, 2016
  • oprava osobných potrieb a potrieb pre domácnosťValid from Tuesday, October 18, 2016
  • organizovanie športových, kultúrnych a iných spoločenských podujatíValid from Tuesday, October 18, 2016
  • počítačové služby a služby súvisiace s počítačovým spracovaním údajovValid from Tuesday, October 18, 2016
  • poskytovanie úverov alebo pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôtValid from Tuesday, October 18, 2016
  • prenájom hnuteľných vecíValid from Tuesday, October 18, 2016
  • prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmomValid from Tuesday, October 18, 2016

Statutory bodies and related persons

Statutory body

1 active of 2
  • Konateľfrom Saturday, August 1, 2015

    Address Lazovná 1891/58, 97401 Banská Bystrica, Slovenská republika

  • KonateľTuesday, March 30, 2010 – Friday, July 31, 2015

    Address Krivánska 6142/7, 97411 Banská Bystrica, Slovenská republika

Related persons

2 active of 7
  • Spoločník v.o.s. / s.r.o.from Thursday, September 25, 2025

    Address Lazovná 1891/58, 97401 Banská Bystrica, Slovenská republika

    Share0.08 %Contribution750 EUR
  • CORDELIA INVEST Ltd.Active
    Spoločník v.o.s. / s.r.o.from Thursday, September 25, 2025

    Address 9.17 6b Capital Tower, Waterloo Road 91, SE1 8RT Londýn, Spojené kráľovstvo Veľkej Británie a Severného Írska

    Share99.92 %Contribution984,250 EUR
  • Spoločník v.o.s. / s.r.o.Wednesday, September 21, 2022 – Wednesday, September 24, 2025

    Address 9.17 6b Capital Tower, 91 Waterloo Road, SE1 8RT Londýn, Spojené kráľovstvo Veľkej Británie a Severného Írska

    Share99.98 %Contribution3,004,250 EUR
  • Spoločník v.o.s. / s.r.o.Friday, February 15, 2019 – Wednesday, September 24, 2025

    Address Lazovná 1891/58, 97401 Banská Bystrica, Slovenská republika

    Share0.03 %Contribution750 EUR
  • CORDELIA INVEST Ltd.Ended
    Spoločník v.o.s. / s.r.o.Friday, February 15, 2019 – Tuesday, September 20, 2022

    Address Flat 11, Prentice Court, 1 Great Strand, NW9 5YJ Londýn, Spojené kráľovstvo Veľkej Británie a Severného Írska

    Share99.98 %Contribution3,004,250 EUR
  • CORDELIA INVEST Ltd.Ended
    Spoločník v.o.s. / s.r.o.Thursday, May 26, 2011 – Thursday, February 14, 2019

    Address Flat 11, Prentice Court, 1 Great Strand, NW9 5YJ Londýn, Spojené kráľovstvo Veľkej Británie a Severného Írska

    Share100 %Contribution5,000 EUR
  • Spoločník v.o.s. / s.r.o.Tuesday, March 30, 2010 – Wednesday, May 25, 2011

    Address Krivánska 6142/7, 97411 Banská Bystrica, Slovenská republika

    Share100 %Contribution5,000 EUR

Company history

4 changes in the register

  • Registered office

    4 records
    • Lazovná 1891/58, 97401 Banská Bystrica, Slovenská republikafrom Thursday, November 1, 2018
    • Horná 23, 97401 Banská Bystrica, Slovenská republikaWednesday, May 3, 2017 – Wednesday, October 31, 2018
    • Horná 37, 97401 Banská Bystrica, Slovenská republikaThursday, March 29, 2012 – Tuesday, May 2, 2017
    • Kapitulská 8, 97401 Banská Bystrica, Slovenská republikaTuesday, March 30, 2010 – Wednesday, March 28, 2012

Legal predecessor

  • ID No.: 46604944from Sunday, August 31, 2014

    Horná 37, Banská Bystrica, Slovenská republika

Legal successor

No legal successor

Companies in which this company is a shareholder

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Banská Bystrica
Registration number
Sro/17975/S
Main activity
Ostatné poskytovanie úverov
Sector (ESA 2010)
Ostatní finanční sprostredkovatelia pod zahraničnou kontrolou okrem poisťovacích korporácií a penzijných fondov
Tax registration
Active
VAT registration
Active

Legal facts

3 entries from the business register

  • Friday, March 22, 2024Zlúčenie, splynutie, rozdelenie spoločnosti: Spoločnosť vznikla v dôsledku zlúčenia
  • Sunday, August 31, 2014Zlúčenie, splynutie, rozdelenie spoločnosti: Spoločnosť je právnym nástupcom v dôsledku zlúčenia
  • Sunday, August 31, 2014Zlúčenie, splynutie, rozdelenie spoločnosti: Spoločnosť vznikla v dôsledku zlúčenia
Credit Genero s.r.o.

Registered office

Credit Genero s.r.o.

Lazovná 1891/58, 974 01 Banská Bystrica

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