K+K Kredit s. r. o.

Company financial profile・Company ID 46367331・Kukučínova 22, 97401 Banská Bystrica・Founded 2011

Financial report Financial statements

Active

Turnover 2024

59 K €

+16 %

Company ID: 46367331
Tax ID: 2023337613
VAT ID: —

Registered office: K+K Kredit s. r. o.Kukučínova 22 97401 Banská Bystrica
Established: Wednesday, September 21, 2011
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Banská Bystrica, Sro/54114/S

Profit 2024

4,017 €

+438 %Net profit after tax

Assets

48 K €

−8.6 %Total assets, stated excl. VAT

Equity

25 K €

+19 %Assets less external liabilities

Debt ratio

48.8 %

−12 ppLiabilities / total assets

Gross margin

39.3 %

+3.3 ppGross profit / sales

Coming soon

Andromia score

—

Profit

+438 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+16 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

6.8 %

+5.3 pp

Profit / revenue

Profit margin

6.8 %

+5.3 pp

Profit / sales

ROA

8.3 %

+6.9 pp

Return on assets

ROE

16.2 %

+13 pp

Return on equity

Return on costs

7.3 %

+5.8 pp

Profit / (revenue − profit)

Added value to revenue

39.3 %

+3.3 pp

Added value / revenue

Earnings before tax

4,978 €

+373 %

Profit + income tax

Effective tax

19.3 %

−9.7 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2021	2022	2023	2024
Sales of products, services and goods	37 K €	35 K €	51 K €	59 K €
Value added	20 K €	20 K €	18 K €	23 K €
Operating revenue	42 K €	38 K €	51 K €	59 K €
Profit after tax	1,133 €	812 €	747 €	4,017 €
Income tax	222 €	350 €	305 €	961 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2021	2022	2023	2024
Personnel costs	20 K €	14 K €	3,372 €	0 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets36 K €
Current assets12 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity25 K €
Liabilities24 K €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2021	2022	2023	2024
Total assets	33 K €	48 K €	53 K €	48 K €
Non-current assets	14 K €	39 K €	42 K €	36 K €
Property, plant and equipment	14 K €	39 K €	42 K €	36 K €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	19 K €	8,325 €	11 K €	12 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	3,075 €	3,353 €	5,953 €	9,472 €
Financial accounts	16 K €	4,972 €	4,940 €	2,453 €

Liabilities and equity

Item	2021	2022	2023	2024
Total equity and liabilities	33 K €	48 K €	53 K €	48 K €
Equity	19 K €	20 K €	21 K €	25 K €
Share capital	5,000 €	5,000 €	5,000 €	5,000 €
Profit/loss of previous years	13 K €	14 K €	15 K €	15 K €
Profit/loss for the accounting period after tax	1,133 €	812 €	747 €	4,017 €
Liabilities	14 K €	28 K €	32 K €	24 K €
Non-current liabilities	0 €	0 €	0 €	0 €
Current liabilities	14 K €	28 K €	32 K €	24 K €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexLess reliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Central Register of Contracts

Contract count2

Total amount13,003.56 €

Counterparties1

Latest contractThursday, October 22, 2020

Largest partners

View all

Úrad práce, sociálnych vecí a rodiny Považská Bystrica2×13,003.56 €Thursday, October 22, 2020

Recent contracts

View all

Dohoda č. 20/11/54X/6
Úrad práce, sociálnych vecí a rodiny Považská Bystrica7,336.44 €Thursday, October 22, 2020
Dohoda č. 10 /2016/§ 54 – CzKN
Úrad práce, sociálnych vecí a rodiny Považská Bystrica5,667.12 €Wednesday, February 24, 2016

Zdroj: Centrálny register zmlúv (www.crz.gov.sk), Úrad vlády SR, licencia CC BY 4.0

Business activities

9 registered activities

administratívne službyValid from Wednesday, September 21, 2011
činnosť podnikateľských, organizačných a ekonomických poradcovValid from Wednesday, September 21, 2011
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi /maloobchod/ alebo iným prevádzkovateľom živnosti /veľkoobchod/Valid from Wednesday, September 21, 2011
reklamné a marketingové službyValid from Wednesday, September 21, 2011
sprostredkovanie predaja, prenájmu a kúpy nehnuteľností /realitná činnosť/Valid Wednesday, September 21, 2011 – Monday, February 6, 2023
sprostredkovateľská činnosť v oblasti obchoduValid from Wednesday, September 21, 2011
sprostredkovateľská činnosť v oblasti služiebValid from Wednesday, September 21, 2011
vedenie účtovníctvaValid from Wednesday, September 21, 2011
vykonávanie mimoškolskej vzdelávacej činnostiValid from Wednesday, September 21, 2011

Statutory bodies and related persons

Statutory body

1 active of 3

Ing. Štefan KepštaActive
Konateľfrom Tuesday, October 28, 2025
Address Doležalova 3424/15C, 82104 Bratislava - mestská časť Ružinov, Slovenská republika
Ing. Jaromír GabrišEnded
KonateľThursday, December 15, 2022 – Tuesday, November 11, 2025
Address A. Sládkoviča 638/109, 01861 Beluša, Slovenská republika
Ing. Viera GabrišováEnded
KonateľWednesday, September 21, 2011 – Monday, February 6, 2023
Address A. Sládkoviča 638/109, 01861 Beluša, Slovenská republika

Related persons

1 active of 3

Streetwear word s. r. o.Active
Spoločník v.o.s. / s.r.o.from Wednesday, November 12, 2025
Address Kukučínova 22, 97401 Banská Bystrica, Slovenská republika
Share100 %Contribution5,000 EUR
Ing. Jaromír GabrišEnded
Spoločník v.o.s. / s.r.o.Tuesday, February 7, 2023 – Tuesday, November 11, 2025
Address A. Sládkoviča 638/109, 01861 Beluša, Slovenská republika
Share100 %Contribution5,000 EUR
Ing. Viera GabrišováEnded
Spoločník v.o.s. / s.r.o.Wednesday, September 21, 2011 – Monday, February 6, 2023
Address A. Sládkoviča 638/109, 01861 Beluša, Slovenská republika
Share100 %Contribution5,000 EUR

Company history

3 changes in the register

Names
2 records
- K+K Kredit s. r. o.from Wednesday, November 12, 2025
- EKA KREDIT, s. r. o.Wednesday, September 21, 2011 – Tuesday, November 11, 2025
Registered office
3 records
- Kukučínova 22, 97401 Banská Bystrica, Slovenská republikafrom Wednesday, November 12, 2025
- Moravská 1884, 02001 Púchov, Slovenská republikaTuesday, February 7, 2023 – Tuesday, November 11, 2025
- Moravská 4312, 02001 Púchov, Slovenská republikaWednesday, September 21, 2011 – Monday, February 6, 2023

Companies in which this company is a shareholder

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Banská Bystrica
Registration number: Sro/54114/S
Main activity: Poradenské služby v oblasti podnikania a riadenia
Sector (ESA 2010): Nefinančné korporácie pod zahraničnou kontrolou
Tax registration: Active

K+K Kredit s. r. o.

Registered office

K+K Kredit s. r. o.

Kukučínova 22, 97401 Banská Bystrica

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K+K Kredit s. r. o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Central Register of Contracts

Largest partners

Recent contracts

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Names

Registered office

Companies in which this company is a shareholder

Companies in which this company is a shareholder

Registration

Registered office

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Companies in which this company is a shareholder