Company data from Slovak public registers

Andromia Insight
Active

REFINANCE CREDIT s.r.o.

Company financial profile・Company ID 46719822・Na Sihoti 1159/19, 026 01 Dolný Kubín・Founded 2012

Financial reportFinancial statements

Turnover 2025

1,342 €

−93 %
Company ID
46719822
Tax ID
2023542763
VAT ID
—
Registered office
REFINANCE CREDIT s.r.o.Na Sihoti 1159/19 026 01 Dolný Kubín
Established
Friday, June 22, 2012
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerOkresný súd Žilina, Sro/56912/L

Profit 2025

−5,494 €

−154 %

Assets

28 K €

−9.3 %

Equity

13 K €

−29 %

Debt ratio

53.1 %

+13 pp

Gross margin

-151.6 %

−234 pp
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Andromia score

—

Profit

−154 %
1,713 €−165 €822 €58 €48 €−2,001 €1,075 €8,864 €−122 €−5,786 €10 K €−5,494 €201420152016201720182019202020212022202320242025

Revenue

−93 %
2,870 €3,633 €2,091 €2,256 €2,516 €617 €4,948 €45 K €9,565 €2,029 €20 K €1,342 €201420152016201720182019202020212022202320242025

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

-409.4 %

−460 pp

Profit / revenue

ROA

-19.4 %

−52 pp

Return on assets

ROE

-41.3 %

−96 pp

Return on equity

Current ratio

1.90

−24 %

Current assets / current liabilities

Earnings before tax

−5,154 €

−145 %

Profit + income tax

Effective tax

-6.6 %

−17 pp

Income tax / earnings before tax

Net working capital

13 K €

−29 %

Current assets − current liabilities

Revenue CAGR

-6.7 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

2,870 €20143,633 €20152,091 €20162,263 €20172,516 €2018617 €20194,948 €202045 K €20219,565 €20222,029 €202320 K €20241,342 €2025

Income statement

Item2022202320242025
Sales of products, services and goods9,565 €2,029 €20 K €1,342 €
Value added2,799 €−2,585 €17 K €−2,034 €
Operating revenue9,565 €2,029 €20 K €1,342 €
Profit after tax−122 €−5,786 €10 K €−5,494 €
Income tax0 €0 €1,146 €340 €

Assets

  • Non-current assets0 €
  • Current assets28 K €

Liabilities and equity

  • Equity13 K €
  • Liabilities15 K €

Balance sheet

Assets

Item2022202320242025
Total assets22 K €17 K €31 K €28 K €
Non-current assets0 €0 €0 €0 €
Property, plant and equipment0 €0 €0 €0 €
Non-current intangible assets0 €0 €0 €0 €
Non-current financial assets0 €0 €0 €0 €
Current assets22 K €17 K €31 K €28 K €
Inventory0 €0 €0 €0 €
Non-current receivables0 €0 €0 €0 €
Current receivables22 K €27 K €30 K €28 K €
Financial accounts189 €−9,905 €1,161 €181 €

Liabilities and equity

Item2022202320242025
Total equity and liabilities22 K €17 K €31 K €28 K €
Equity14 K €8,551 €19 K €13 K €
Share capital5,000 €5,000 €5,000 €5,000 €
Profit/loss of previous years9,459 €9,337 €3,551 €14 K €
Profit/loss for the accounting period after tax−122 €−5,786 €10 K €−5,494 €
Liabilities7,901 €8,559 €12 K €15 K €
Non-current liabilities0 €0 €0 €0 €
Current liabilities7,899 €8,559 €12 K €15 K €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans2 €0 €7 €114 €
Provisions0 €0 €0 €0 €

Income tax

Tax liability trend

483 €480 €480 €480 €45 €0 €128 €1,513 €0 €0 €1,146 €340 €201420152016201720182019202020212022202320242025
Total taxCurrent tax

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionNo
  • Tax reliability indexLess reliable
  • Tax debtNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyDebt amount451.3 €Yes

Business activities

30 registered activities

  • administratívne službyValid from Friday, June 22, 2012
  • činnosť podnikateľských, organizačných a ekonomických poradcovValid from Friday, June 22, 2012
  • dokončovacie stavebné práce pri realizácii exteriérov a interiérovValid from Friday, June 22, 2012
  • finančný lízingValid from Friday, June 22, 2012
  • interiérový dizajnValid from Friday, June 22, 2012
  • kúpa, sprostredkovanie predaja a predaj nových a ojazdených motorových vozidielValid from Friday, June 22, 2012
  • kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Friday, June 22, 2012
  • nákladná cestná doprava vykonávaná vozidlami s celkovou hmotnosťou do 3,5 t vrátane prípojného vozidlaValid from Friday, June 22, 2012
  • organizovanie kultúrnych a iných spoločenských podujatíValid from Friday, June 22, 2012
  • počítačové službyValid from Friday, June 22, 2012

Statutory bodies and related persons

Statutory body

2 active of 3
  • Lenka Furindová
    Konateľfrom Thursday, October 17, 2024

    Address Na Sihoti 1159/19, 02601 Dolný Kubín, Slovenská republika

  • Monika Furindová
    Konateľfrom Friday, June 22, 2012

    Address Na Sihoti 1159/19, Dolný Kubín - Veľký Bysterec, Slovenská republika

  • Peter FurindaInactive
    KonateľFriday, June 22, 2012 – Thursday, November 13, 2025

    Address Na Sihoti 1159/19, Dolný Kubín - Veľký Bysterec, Slovenská republika

Related persons

1 active of 3
  • Lenka Furindová
    Spoločník v.o.s. / s.r.o.from Friday, November 14, 2025

    Address Na Sihoti 1159/19, 02601 Dolný Kubín, Slovenská republika

    Share100 %Contribution5,000 EUR
  • Vlasta FurindováInactive
    Spoločník v.o.s. / s.r.o.Friday, February 12, 2021 – Thursday, November 13, 2025

    Address Na Sihoti 1159/19, 02601 Dolný Kubín, Slovenská republika

    Share100 %Contribution5,000 EUR
  • Ing. Jozef FurindaInactive
    Spoločník v.o.s. / s.r.o.Friday, June 22, 2012 – Thursday, February 11, 2021

    Address Na Sihoti 1159/19, Dolný Kubín-Veľký Bysterec, Slovenská republika

    Share100 %Contribution5,000 EUR

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Žilina
Registration number
Sro/56912/L
Main activity
Ostatný nešpecializovaný maloobchod
Sector (ESA 2010)
Národné súkromné nefinančné korporácie
Tax registration
Active
REFINANCE CREDIT s.r.o.

Registered office

REFINANCE CREDIT s.r.o.

Na Sihoti 1159/19, 026 01 Dolný Kubín

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