Active

NRF, s.r.o.

Company financial profile・Company ID 46812571・K. Sidora 727/29, 03401 Ružomberok・Founded 2012

Financial report Financial statements

Turnover 2025

284 K €

−12 %

Company ID: 46812571
Tax ID: 2023626517
VAT ID: SK2023626517, under §4, registered since Monday, June 3, 2013

Registered office: NRF, s.r.o.K. Sidora 727/29 03401 Ružomberok
Established: Saturday, October 20, 2012
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Žilina, Sro/57580/L

Profit 2025

12 K €

+0.0 %

Assets

78 K €

+6.9 %

Equity

61 K €

+23 %

Debt ratio

22.0 %

−10 pp

Gross margin

8.5 %

+1.9 pp

Coming soon

Andromia score

—

Profit

+0.0 %

Revenue

−12 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

4.1 %

+0.5 pp

Profit / revenue

ROA

14.7 %

−1.0 pp

Return on assets

ROE

18.9 %

−4.4 pp

Return on equity

Current ratio

2.88

+49 %

Current assets / current liabilities

Earnings before tax

15 K €

+0.0 %

Profit + income tax

Effective tax

21.0 %

Income tax / earnings before tax

Net working capital

32 K €

+46 %

Current assets − current liabilities

Revenue CAGR

-3.4 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	326 K €	301 K €	321 K €	284 K €
Value added	3,511 €	17 K €	21 K €	24 K €
Operating revenue	326 K €	301 K €	321 K €	284 K €
Profit after tax	−205 €	8,527 €	12 K €	12 K €
Income tax	87 €	2,286 €	3,064 €	3,064 €

Assets

Non-current assets29 K €
Current assets49 K €

Liabilities and equity

Equity61 K €
Liabilities17 K €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	73 K €	92 K €	73 K €	78 K €
Non-current assets	26 K €	26 K €	27 K €	29 K €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	511 €	0 €	0 €	0 €
Non-current financial assets	25 K €	26 K €	27 K €	29 K €
Current assets	47 K €	65 K €	46 K €	49 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	28 K €	25 K €	12 K €	17 K €
Financial accounts	20 K €	40 K €	34 K €	32 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	73 K €	92 K €	73 K €	78 K €
Equity	50 K €	59 K €	49 K €	61 K €
Share capital	5,000 €	5,000 €	5,000 €	5,000 €
Profit/loss of previous years	45 K €	45 K €	32 K €	44 K €
Profit/loss for the accounting period after tax	−205 €	8,527 €	12 K €	12 K €
Liabilities	23 K €	33 K €	24 K €	17 K €
Non-current liabilities	0 €	0 €	0 €	0 €
Current liabilities	23 K €	33 K €	24 K €	17 K €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexReliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

5 registered activities

výkon činnosti samostatného finančného agenta v sektore: 1. poistenia alebo zaistenia, 2. kapitálového trhu, 3. doplnkového dôchodkového sporenia, 4. prijímania vkladov, 5. poskytovania úverov a spotrebiteľských úverov, 6. starobného dôchodkového sporeniaValid from Tuesday, December 10, 2013
výkon činnosti samostatného finančného agenta v sektore: 1. poistenia a zaistenia, 2. kapitálového trhu, 3 . prijímania vkladov, 4. poskytovania úverov a spotrebiteľských úverovValid Wednesday, February 20, 2013 – Monday, December 9, 2013
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Saturday, October 20, 2012
sprostredkovateľská činnosť v oblasti služiebValid from Saturday, October 20, 2012
vykonávanie mimoškolskej vzdelávacej činnostiValid from Saturday, October 20, 2012

Statutory bodies and related persons

Statutory body

2 active of 5

Ján Valárik
Konateľfrom Monday, June 23, 2014
Address Raková 1789, 02351 Raková, Slovenská republika
Tomáš Hanus
Konateľfrom Monday, June 23, 2014
Address K.Sidora 727/29, 03401 Ružomberok, Slovenská republika
Ján ValárikInactive
KonateľMonday, June 23, 2014 – Friday, August 23, 2019
Address Okružná 112/22, 02204 Čadca, Slovenská republika
Gabriela ValárikováInactive
KonateľTuesday, April 30, 2013 – Tuesday, July 8, 2014
Address Okružná 112/22, 02204 Čadca, Slovenská republika
Ing. Milan PodolákInactive
KonateľSaturday, October 20, 2012 – Thursday, June 13, 2013
Address Nám. A. Hlinku 1121/51, 03401 Ružomberok, Slovenská republika

Related persons

2 active of 4

Ján Valárik
Spoločník v.o.s. / s.r.o.from Wednesday, July 9, 2014
Address Raková 1789, 02351 Raková, Slovenská republika
Share50 %Contribution2,500 EUR
Tomáš Hanus
Spoločník v.o.s. / s.r.o.from Wednesday, July 9, 2014
Address K.Sidora 727/29, 03401 Ružomberok, Slovenská republika
Share50 %Contribution2,500 EUR
Gabriela ValárikováInactive
Spoločník v.o.s. / s.r.o.Friday, June 14, 2013 – Tuesday, July 8, 2014
Address Okružná 112/22, 02204 Čadca, Slovenská republika
Share100 %Contribution5,000 EUR
Ing. Milan PodolákInactive
Spoločník v.o.s. / s.r.o.Saturday, October 20, 2012 – Thursday, June 13, 2013
Address Nám. A. Hlinku 1121/51, 03401 Ružomberok, Slovenská republika
Share100 %Contribution5,000 EUR

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Žilina
Registration number: Sro/57580/L
Main activity: Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010): Národné súkromné finančné pomocné inštitúcie
Tax registration: Active
VAT registration: Active

NRF, s.r.o.

Registered office

NRF, s.r.o.

K. Sidora 727/29, 03401 Ružomberok

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NRF, s.r.o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Registered office

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