Company data from Slovak public registers

Andromia Insight

NRF, s.r.o.

Company financial profile・Company ID 46812571・K. Sidora 727/29, 03401 Ružomberok・Founded 2012

Financial reportFinancial statements
Active

Turnover 2025

284 K €

−12 %
Company ID
46812571
Tax ID
2023626517
VAT ID
SK2023626517, under §4, registered since Monday, June 3, 2013
Registered office
NRF, s.r.o.K. Sidora 727/29 03401 Ružomberok
Established
Saturday, October 20, 2012
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerOkresný súd Žilina, Sro/57580/L

Profit 2025

12 K €

+0.0 %Net profit after tax

Assets

78 K €

+6.9 %Total assets, stated excl. VAT

Equity

61 K €

+23 %Assets less external liabilities

Debt ratio

22.0 %

−10 ppLiabilities / total assets

Gross margin

8.5 %

+1.9 ppGross profit / sales
Coming soon

Andromia score

—

Profit

+0.0 %
19 K €23 K €33 K €16 K €19 K €22 K €21 K €11 K €−205 €8,527 €12 K €12 K €201420152016201720182019202020212022202320242025201419 K €201523 K €201633 K €201716 K €201819 K €201922 K €202021 K €202111 K €2022−205 €20238,527 €202412 K €202512 K €

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

−12 %
413 K €425 K €511 K €427 K €426 K €408 K €471 K €376 K €326 K €301 K €321 K €284 K €2014201520162017201820192020202120222023202420252014413 K €2015425 K €2016511 K €2017427 K €2018426 K €2019408 K €2020471 K €2021376 K €2022326 K €2023301 K €2024321 K €2025284 K €

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

5,546 €6,559 €11 K €4,434 €5,359 €6,009 €6,409 €2,786 €87 €2,286 €3,064 €3,064 €201420152016201720182019202020212022202320242025Total tax · 20145,546 €Total tax · 20156,559 €Total tax · 201611 K €Total tax · 20174,434 €Total tax · 20185,359 €Total tax · 20196,009 €Total tax · 20206,409 €Total tax · 20212,786 €Total tax · 202287 €Total tax · 20232,286 €Total tax · 20243,064 €Total tax · 20253,064 €Current tax · 20145,546 €Current tax · 20156,559 €Current tax · 201611 K €

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

4.1 %

+0.5 pp

Profit / revenue

Profit margin

4.1 %

+0.5 pp

Profit / sales

ROA

14.7 %

−1.0 pp

Return on assets

ROE

18.9 %

−4.4 pp

Return on equity

Return on costs

4.2 %

+0.5 pp

Profit / (revenue − profit)

Added value to revenue

8.5 %

+1.9 pp

Added value / revenue

Earnings before tax

15 K €

+0.0 %

Profit + income tax

Effective tax

21.0 %

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

413 K €2014425 K €2015512 K €2016429 K €2017426 K €2018410 K €2019471 K €2020376 K €2021326 K €2022301 K €2023321 K €2024284 K €2025

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item2022202320242025
Sales of products, services and goods326 K €301 K €321 K €284 K €
Value added3,511 €17 K €21 K €24 K €
Operating revenue326 K €301 K €321 K €284 K €
Profit after tax−205 €8,527 €12 K €12 K €
Income tax87 €2,286 €3,064 €3,064 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item2022202320242025
Personnel costs216 €0 €0 €0 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

  • Non-current assets29 K €
  • Current assets49 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

  • Equity61 K €
  • Liabilities17 K €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item2022202320242025
Total assets73 K €92 K €73 K €78 K €
Non-current assets26 K €26 K €27 K €29 K €
Property, plant and equipment0 €0 €0 €0 €
Non-current intangible assets511 €0 €0 €0 €
Non-current financial assets25 K €26 K €27 K €29 K €
Current assets47 K €65 K €46 K €49 K €
Inventory0 €0 €0 €0 €
Non-current receivables0 €0 €0 €0 €
Current receivables28 K €25 K €12 K €17 K €
Financial accounts20 K €40 K €34 K €32 K €

Liabilities and equity

Item2022202320242025
Total equity and liabilities73 K €92 K €73 K €78 K €
Equity50 K €59 K €49 K €61 K €
Share capital5,000 €5,000 €5,000 €5,000 €
Profit/loss of previous years45 K €45 K €32 K €44 K €
Profit/loss for the accounting period after tax−205 €8,527 €12 K €12 K €
Liabilities23 K €33 K €24 K €17 K €
Non-current liabilities0 €0 €0 €0 €
Current liabilities23 K €33 K €24 K €17 K €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans0 €0 €0 €0 €
Provisions0 €0 €0 €0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionNo
  • Tax reliability indexReliable
  • Tax debtNo
  • State receivablesNo
  • State court receivablesNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Business activities

5 registered activities

  • výkon činnosti samostatného finančného agenta v sektore: 1. poistenia alebo zaistenia, 2. kapitálového trhu, 3. doplnkového dôchodkového sporenia, 4. prijímania vkladov, 5. poskytovania úverov a spotrebiteľských úverov, 6. starobného dôchodkového sporeniaValid from Tuesday, December 10, 2013
  • výkon činnosti samostatného finančného agenta v sektore: 1. poistenia a zaistenia, 2. kapitálového trhu, 3 . prijímania vkladov, 4. poskytovania úverov a spotrebiteľských úverovValid Wednesday, February 20, 2013 – Monday, December 9, 2013
  • kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Saturday, October 20, 2012
  • sprostredkovateľská činnosť v oblasti služiebValid from Saturday, October 20, 2012
  • vykonávanie mimoškolskej vzdelávacej činnostiValid from Saturday, October 20, 2012

Statutory bodies and related persons

Statutory body

2 active of 5
  • Ján ValárikActive
    Konateľfrom Monday, June 23, 2014

    Address Raková 1789, 02351 Raková, Slovenská republika

  • Tomáš HanusActive
    Konateľfrom Monday, June 23, 2014

    Address K.Sidora 727/29, 03401 Ružomberok, Slovenská republika

  • Ján ValárikEnded
    KonateľMonday, June 23, 2014 – Friday, August 23, 2019

    Address Okružná 112/22, 02204 Čadca, Slovenská republika

  • Gabriela ValárikováEnded
    KonateľTuesday, April 30, 2013 – Tuesday, July 8, 2014

    Address Okružná 112/22, 02204 Čadca, Slovenská republika

  • Ing. Milan PodolákEnded
    KonateľSaturday, October 20, 2012 – Thursday, June 13, 2013

    Address Nám. A. Hlinku 1121/51, 03401 Ružomberok, Slovenská republika

Related persons

2 active of 4
  • Ján ValárikActive
    Spoločník v.o.s. / s.r.o.from Wednesday, July 9, 2014

    Address Raková 1789, 02351 Raková, Slovenská republika

    Share50 %Contribution2,500 EUR
  • Tomáš HanusActive
    Spoločník v.o.s. / s.r.o.from Wednesday, July 9, 2014

    Address K.Sidora 727/29, 03401 Ružomberok, Slovenská republika

    Share50 %Contribution2,500 EUR
  • Gabriela ValárikováEnded
    Spoločník v.o.s. / s.r.o.Friday, June 14, 2013 – Tuesday, July 8, 2014

    Address Okružná 112/22, 02204 Čadca, Slovenská republika

    Share100 %Contribution5,000 EUR
  • Ing. Milan PodolákEnded
    Spoločník v.o.s. / s.r.o.Saturday, October 20, 2012 – Thursday, June 13, 2013

    Address Nám. A. Hlinku 1121/51, 03401 Ružomberok, Slovenská republika

    Share100 %Contribution5,000 EUR

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Žilina
Registration number
Sro/57580/L
Main activity
Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010)
Národné súkromné finančné pomocné inštitúcie
Tax registration
Active
VAT registration
Active
NRF, s.r.o.

Registered office

NRF, s.r.o.

K. Sidora 727/29, 03401 Ružomberok

Open in Google Maps

Start monitoring the market today

Contact us and get platform access. No commitment.

Contact us