Company data from Slovak public registers

Úvery a Bývanie, s. r. o.

Company financial profile・Company ID 46861955・Chemická 20, 83104 Bratislava・Founded 2012

Active

Turnover 2025

49 K €

+30 %
Company ID
46861955
Tax ID
2023627782
VAT ID
—
Registered office
Úvery a Bývanie, s. r. o.Chemická 20 83104 Bratislava
Established
Saturday, October 20, 2012
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerMestský súd Bratislava III, Sro/84839/B

Profit 2025

2,866 €

+122 %Net profit after tax

Assets

28 K €

+12 %Total assets, stated excl. VAT

Equity

27 K €

+12 %Assets less external liabilities

Debt ratio

3.7 %

−0.2 ppLiabilities / total assets

Gross margin

31.5 %

+4.0 ppGross profit / sales
Coming soon

Andromia score

—

Profit

+122 %
1,593 €1,795 €1,744 €1,843 €1,407 €1,948 €2,980 €3,357 €809 €1,270 €1,292 €2,866 €20142015201620172018201920202021202220232024202520141,593 €20151,795 €20161,744 €20171,843 €20181,407 €20191,948 €20202,980 €20213,357 €2022809 €20231,270 €20241,292 €20252,866 €

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+30 %
21 K €21 K €26 K €41 K €45 K €47 K €55 K €101 K €57 K €32 K €37 K €49 K €201420152016201720182019202020212022202320242025201421 K €201521 K €201626 K €201741 K €201845 K €201947 K €202055 K €2021101 K €202257 K €202332 K €202437 K €202549 K €

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

449 €480 €492 €490 €374 €518 €526 €892 €215 €224 €340 €340 €201420152016201720182019202020212022202320242025Total tax · 2014449 €Total tax · 2015480 €Total tax · 2016492 €Total tax · 2017490 €Total tax · 2018374 €Total tax · 2019518 €Total tax · 2020526 €Total tax · 2021892 €Total tax · 2022215 €Total tax · 2023224 €Total tax · 2024340 €Total tax · 2025340 €Current tax · 2014449 €Current tax · 2015480 €Current tax · 2016492 €Current tax · 2017490 €Current tax · 2018374 €Current tax · 2019518 €Current tax · 2020526 €Current tax · 2021892 €Current tax · 2022215 €Current tax · 2023224 €Current tax · 2024340 €Current tax · 2025340 €

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

5.9 %

+2.5 pp

Profit / revenue

Profit margin

5.9 %

+2.5 pp

Profit / sales

ROA

10.3 %

+5.1 pp

Return on assets

ROE

10.7 %

+5.3 pp

Return on equity

Return on costs

6.3 %

+2.7 pp

Profit / (revenue − profit)

Added value to revenue

31.5 %

+4.0 pp

Added value / revenue

Earnings before tax

3,206 €

+96 %

Profit + income tax

Effective tax

10.6 %

−10 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

21 K €201421 K €201526 K €201641 K €201745 K €201847 K €201955 K €2020101 K €202157 K €202232 K €202337 K €202449 K €2025

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item2022202320242025
Sales of products, services and goods57 K €32 K €37 K €49 K €
Value added6,335 €7,488 €10 K €15 K €
Operating revenue57 K €32 K €37 K €49 K €
Profit after tax809 €1,270 €1,292 €2,866 €
Income tax215 €224 €340 €340 €
Current income tax215 €224 €340 €340 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item2022202320242025
Personnel costs5,311 €5,910 €6,510 €6,945 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

  • Non-current assets0 €
  • Current assets28 K €
  • Accruals and deferrals0 €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

  • Equity27 K €
  • Liabilities1,035 €
  • Accruals and deferrals0 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item2022202320242025
Total assets23 K €23 K €25 K €28 K €
Non-current assets0 €0 €0 €0 €
Property, plant and equipment0 €0 €0 €0 €
Non-current intangible assets0 €0 €0 €0 €
Non-current financial assets0 €0 €0 €0 €
Current assets23 K €23 K €25 K €28 K €
Inventory0 €0 €0 €0 €
Non-current receivables0 €0 €0 €0 €
Current receivables0 €2,228 €7,732 €13 K €
Current financial assets0 €0 €0 €0 €
Financial accounts23 K €21 K €17 K €15 K €
Accruals and deferrals0 €0 €0 €0 €

Liabilities and equity

Item2022202320242025
Total equity and liabilities23 K €23 K €25 K €28 K €
Equity21 K €23 K €24 K €27 K €
Share capital5,000 €5,000 €5,000 €5,000 €
Funds and other equity components500 €500 €500 €500 €
Profit/loss of previous years15 K €16 K €17 K €18 K €
Profit/loss for the accounting period after tax809 €1,270 €1,292 €2,866 €
Liabilities1,311 €828 €973 €1,035 €
Non-current liabilities112 €124 €124 €131 €
Current liabilities616 €704 €849 €904 €
Short-term financial assistance0 €0 €0 €0 €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans0 €0 €0 €0 €
Provisions583 €0 €0 €0 €
Accruals and deferrals0 €0 €0 €0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionNo
  • Tax reliability indexReliable
  • Tax debtNo
  • State receivablesNo
  • State court receivablesNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Business activities

31 registered activities

  • dokončovacie stavebné práce pri realizácii interiérov a exteriérovValid from Friday, November 9, 2018
  • murárstvoValid from Friday, November 9, 2018
  • nákladná cestná doprava vykonávaná vozidlami s celkovou hmotnosťou do 3,5 t vrátane prípojného vozidlaValid from Friday, November 9, 2018
  • opracovanie drevenej hmoty a výroba komponentov z drevaValid from Friday, November 9, 2018
  • prípravné práce k realizácii stavbyValid from Friday, November 9, 2018
  • sprostredkovanie poskytovania úverov alebo pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôtValid from Friday, November 9, 2018
  • uskutočňovanie stavieb a ich zmienValid from Friday, November 9, 2018
  • výroba jednoduchých drevárskych výrobkov, zostavovanie stolárskych dielcov alebo súčastí z dreva do finálnych produktov a ich údržbaValid from Friday, November 9, 2018
  • výroba ventilov a armatúrValid from Friday, November 9, 2018
  • podriadený finančný agent v sektore doplnkového dôchodkového sporeniaValid from Saturday, December 10, 2016

Statutory bodies and related persons

Statutory body

2 active of 2
  • Konateľfrom Saturday, October 20, 2012

    Address Chemická 20, 83104 Bratislava, Slovenská republika

  • Konateľfrom Saturday, October 20, 2012

    Address Chemická 20, 83104 Bratislava, Slovenská republika

Related persons

2 active of 2
  • Spoločník v.o.s. / s.r.o.from Saturday, October 20, 2012

    Address Chemická 20, 83104 Bratislava, Slovenská republika

    Share50 %Contribution2,500 EUR
  • Spoločník v.o.s. / s.r.o.from Saturday, October 20, 2012

    Address Chemická 20, 83104 Bratislava, Slovenská republika

    Share50 %Contribution2,500 EUR

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Mestský súd Bratislava III
Registration number
Sro/84839/B
Main activity
Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010)
Národné súkromné finančné pomocné inštitúcie
Tax registration
Active

Legal facts

2 entries from the business register

  • Saturday, December 12, 2015Zápisnica z valného zhromaždenia zo dňa 07.12. 2015.
  • Saturday, October 20, 2012Obchodná spoločnosť bola založená spoločenskou zmluvou zo dňa 17.09.2012 v súlade s ust. § 57, § 105 – § 153 zák. č. 513/1991 Zb. Obchodný zákonník.
Úvery a Bývanie, s. r. o.

Registered office

Úvery a Bývanie, s. r. o.

Chemická 20, 83104 Bratislava

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