Company data from Slovak public registers

Andromia Insight
Terminated since Thursday, August 7, 2025

Personal finance, s.r.o.

Company financial profile・Company ID 47068116・Kováčska 7, 93101 Šamorín・Founded 2013

Financial reportFinancial statements

Turnover 2015

30 K €

+55 %
Company ID
47068116
Tax ID
—
VAT ID
—
Registered office
Personal finance, s.r.o.Kováčska 7 93101 Šamorín
Established
Thursday, April 18, 2013
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerOkresný súd Trnava, Sro/31469/T
Dissolution date
Thursday, August 7, 2025

Profit 2015

−535 €

−396 %

Assets

8,031 €

−22 %

Equity

4,394 €

−11 %

Debt ratio

45.3 %

−6.6 pp

Gross margin

8.9 %

−0.3 pp
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Andromia score

—

Profit

−396 %
181 €−535 €20142015

Revenue

+55 %
20 K €30 K €20142015

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

-1.8 %

−2.7 pp

Profit / revenue

ROA

-6.7 %

−8.4 pp

Return on assets

ROE

-12.2 %

−16 pp

Return on equity

Current ratio

9.07

+31 %

Current assets / current liabilities

Earnings before tax

−55 €

−108 %

Profit + income tax

Effective tax

-872.7 %

−945 pp

Income tax / earnings before tax

Net working capital

7,137 €

−18 %

Current assets − current liabilities

Revenue CAGR

55.4 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

20 K €201430 K €2015

Income statement

Item20142015
Sales of products, services and goods20 K €30 K €
Value added1,791 €2,689 €
Operating revenue20 K €30 K €
Profit after tax181 €−535 €
Income tax480 €480 €
Current income tax480 €480 €

Assets

  • Non-current assets0 €
  • Current assets8,021 €
  • Accruals and deferrals10 €

Liabilities and equity

  • Equity4,394 €
  • Liabilities3,637 €
  • Accruals and deferrals0 €

Balance sheet

Assets

Item20142015
Total assets10 K €8,031 €
Non-current assets0 €0 €
Property, plant and equipment0 €0 €
Non-current intangible assets0 €0 €
Non-current financial assets0 €0 €
Current assets10 K €8,021 €
Inventory0 €0 €
Non-current receivables0 €0 €
Current receivables0 €0 €
Current financial assets0 €0 €
Financial accounts10 K €8,021 €
Accruals and deferrals13 €10 €

Liabilities and equity

Item20142015
Total equity and liabilities10 K €8,031 €
Equity4,929 €4,394 €
Share capital5,000 €5,000 €
Funds and other equity components0 €0 €
Profit/loss of previous years−252 €−71 €
Profit/loss for the accounting period after tax181 €−535 €
Liabilities5,313 €3,637 €
Non-current liabilities0 €0 €
Current liabilities1,474 €884 €
Short-term financial assistance0 €0 €
Long-term bank loans3,833 €2,745 €
Short-term bank loans6 €8 €
Provisions0 €0 €
Accruals and deferrals0 €0 €

Income tax

Tax liability trend

480 €480 €20142015
Total taxCurrent tax

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionNo
  • Tax reliability indexNot stated
  • Tax debtNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Business activities

20 registered activities

  • Samostatný finančný agent v sektore kapitálového trhuValid Thursday, June 27, 2013 – Wednesday, August 6, 2025
  • Samostatný finančný agent v sektore poistenia a zaisteniaValid Thursday, June 27, 2013 – Wednesday, August 6, 2025
  • Administratívne službyValid Thursday, April 18, 2013 – Wednesday, August 6, 2025
  • Činnosť organizačných a ekonomických poradcovValid Thursday, April 18, 2013 – Wednesday, August 6, 2025
  • Faktoring a forfaitingValid Thursday, April 18, 2013 – Wednesday, August 6, 2025
  • Kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živností (veľkoobchod)Valid Thursday, April 18, 2013 – Wednesday, August 6, 2025
  • Manažérska činnosťValid Thursday, April 18, 2013 – Wednesday, August 6, 2025
  • Organizovanie kultúrnych a spoločenských podujatí, organizovanie kurzov a seminárovValid Thursday, April 18, 2013 – Wednesday, August 6, 2025
  • Počítačové službyValid Thursday, April 18, 2013 – Wednesday, August 6, 2025
  • Podnikateľské poradenstvoValid Thursday, April 18, 2013 – Wednesday, August 6, 2025

Statutory bodies and related persons

Statutory body

0 active of 2
  • Vladimír LipiakInactive
    KonateľThursday, April 18, 2013 – Monday, June 20, 2016

    Address Klin 247, 02941 Klin, Slovenská republika

  • Vladimír LipiakInactive
    KonateľThursday, April 18, 2013 – Wednesday, August 6, 2025

    Address Kováčska 7, 93101 Šamorín, Slovenská republika

Related persons

0 active of 2
  • Vladimír LipiakInactive
    Spoločník v.o.s. / s.r.o.Tuesday, June 21, 2016 – Wednesday, August 6, 2025

    Address Kováčska 7, 93101 Šamorín, Slovenská republika

    Share100 %Contribution5,000 EUR
  • Vladimír LipiakInactive
    Spoločník v.o.s. / s.r.o.Thursday, April 18, 2013 – Monday, June 20, 2016

    Address Klin 247, 02941 Klin, Slovenská republika

    Share100 %Contribution5,000 EUR

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Trnava
Registration number
Sro/31469/T
Legal status
Iný dôvod zrušenia spoločnosti
Sector (ESA 2010)
Národné súkromné nefinančné korporácie

Legal facts

2 entries from the business register

  • Thursday, August 7, 2025Právny dôvod výmazu zapísanej osoby z obchodného registra: Zapísaná osoba vymazaná z obchodného registra od: 7.8.2025 Právny dôvod výmazu: ex offo výmaz
  • Thursday, August 7, 2025Zrušenie spoločnosti: Spoločnosť zrušená od: 17.3.2025 Právny dôvod zrušenia: Podľa § 61n ods. 6 Exekučného poriadku uplynutím šiestich mesiacov od zverejnenia upovedomenia o zastavení exekúcie v Obchodnom vestníku sa obchodná spoločnosť zrušuje bez likvidácie.
Personal finance, s.r.o.

Registered office

Personal finance, s.r.o.

Kováčska 7, 93101 Šamorín

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