Company data from Slovak public registers

Andromia Insight

AFinance, s.r.o.

Company financial profile・Company ID 47102853・Severná 19, 974 01 Banská Bystrica・Founded 2013

Financial reportFinancial statements
Active

Turnover 2025

79 K €

−0.6 %
Company ID
47102853
Tax ID
2023748001
VAT ID
SK2023748001, under §4, registered since Friday, April 1, 2016
Registered office
AFinance, s.r.o.Severná 19 974 01 Banská Bystrica
Established
Thursday, April 11, 2013
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerOkresný súd Banská Bystrica, Sro/24015/S

Profit 2025

6,045 €

+20 %Net profit after tax

Assets

22 K €

+36 %Total assets, stated excl. VAT

Equity

12 K €

+98 %Assets less external liabilities

Debt ratio

43.7 %

−18 ppLiabilities / total assets

Gross margin

11.2 %

+0.9 ppGross profit / sales
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Andromia score

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Profit

+20 %
−235 €1,849 €187 €3,390 €−1,798 €−1,955 €−2,227 €−5,372 €436 €194 €5,026 €6,045 €2014201520162017201820192020202120222023202420252014−235 €20151,849 €2016187 €20173,390 €2018−1,798 €2019−1,955 €2020−2,227 €2021−5,372 €2022436 €2023194 €20245,026 €20256,045 €

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

−0.3 %
1,400 €43 K €48 K €41 K €49 K €66 K €80 K €66 K €79 K €105 K €80 K €79 K €20142015201620172018201920202021202220232024202520141,400 €201543 K €201648 K €201741 K €201849 K €201966 K €202080 K €202166 K €202279 K €2023105 K €202480 K €202579 K €

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

480 €521 €960 €1,158 €85 €510 €0 €0 €0 €67 €1,360 €960 €201420152016201720182019202020212022202320242025Total tax · 2014480 €Total tax · 2015521 €Total tax · 2016960 €Total tax · 20171,158 €Total tax · 201885 €Total tax · 2019510 €Total tax · 20200 €Total tax · 20210 €Total tax · 20220 €Total tax · 202367 €Total tax · 20241,360 €Total tax · 2025960 €Current tax · 2014480 €Current tax · 2015521 €Current tax · 2016960 €Current tax · 20171,158 €

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

7.6 %

+1.3 pp

Profit / revenue

Profit margin

7.6 %

+1.3 pp

Profit / sales

ROA

27.9 %

−3.7 pp

Return on assets

ROE

49.6 %

−32 pp

Return on equity

Return on costs

8.2 %

+1.5 pp

Profit / (revenue − profit)

Added value to revenue

11.2 %

+0.9 pp

Added value / revenue

Earnings before tax

7,005 €

+9.7 %

Profit + income tax

Effective tax

13.7 %

−7.6 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

1,400 €201443 K €201548 K €201641 K €201749 K €201866 K €201980 K €202066 K €202179 K €2022105 K €202380 K €202479 K €2025

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item2022202320242025
Sales of products, services and goods79 K €105 K €80 K €79 K €
Value added1,484 €1,756 €8,204 €8,906 €
Operating revenue79 K €105 K €80 K €79 K €
Profit after tax436 €194 €5,026 €6,045 €
Income tax0 €67 €1,360 €960 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item2022202320242025
Personnel costs0 €0 €559 €1,485 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

  • Non-current assets0 €
  • Current assets22 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

  • Equity12 K €
  • Liabilities9,466 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item2022202320242025
Total assets11 K €13 K €16 K €22 K €
Non-current assets0 €0 €0 €0 €
Property, plant and equipment0 €0 €0 €0 €
Non-current intangible assets0 €0 €0 €0 €
Non-current financial assets0 €0 €0 €0 €
Current assets11 K €13 K €16 K €22 K €
Inventory0 €0 €0 €0 €
Non-current receivables7,756 €7,756 €7,756 €7,556 €
Current receivables2,847 €4,064 €3,880 €14 K €
Financial accounts305 €709 €4,261 €498 €

Liabilities and equity

Item2022202320242025
Total equity and liabilities11 K €13 K €16 K €22 K €
Equity920 €1,114 €6,140 €12 K €
Share capital5,000 €5,000 €5,000 €5,000 €
Profit/loss of previous years−4,791 €−4,355 €−4,161 €865 €
Profit/loss for the accounting period after tax436 €194 €5,026 €6,045 €
Liabilities9,988 €11 K €9,757 €9,466 €
Non-current liabilities6,292 €6,376 €7,000 €7,000 €
Current liabilities3,696 €5,039 €2,757 €2,466 €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans0 €0 €0 €0 €
Provisions0 €0 €0 €0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionLatest taxable period0526Excess deduction for the period0.6 €Tax liability for the period0 €Yes
  • Tax reliability indexReliable
  • Tax debtNo
  • State receivablesNo
  • State court receivablesNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Business activities

29 registered activities

  • Podriadený finančný agent v sektore kapitálový trhValid from Tuesday, February 10, 2026
  • Sprostredkovanie predaja, prenájmu a kúpy nehnuteľností (realitná činnosť)Valid from Thursday, January 19, 2023
  • Podriadený finančný agent v sektore poskytovania úverov a spotrebiteľských úverovValid from Saturday, February 20, 2016
  • Podriadený finančný agent v sektore prijímania vkladovValid from Saturday, February 20, 2016
  • Samostatný finančný agent v sektore poistenia alebo zaisteniaValid from Friday, April 3, 2015
  • Administratívne službyValid from Thursday, April 11, 2013
  • CenárValid from Thursday, April 11, 2013
  • Činnosť podnikateľských, organizačných a ekonomických poradcovValid from Thursday, April 11, 2013
  • Dokončovacie stavebné práce pri realizácii exteriérov a interiérovValid from Thursday, April 11, 2013
  • Faktoring a forfaitingValid from Thursday, April 11, 2013

Statutory bodies and related persons

Statutory body

1 active of 2
  • Bc. Andrej FindraActive
    Konateľfrom Thursday, April 11, 2013

    Address M. Rázusa 1482/13, 97401 Banská Bystrica, Slovenská republika

  • Bc. Andrej FindraEnded
    KonateľThursday, April 11, 2013 – Tuesday, April 1, 2025

    Address Hviezdoslavova 13, 97251 Handlová, Slovenská republika

Related persons

1 active of 4
  • Mgr. Peter LalíkActive
    Spoločník v.o.s. / s.r.o.from Wednesday, October 16, 2024

    Address Na Barinách 207/16, 96221 Lieskovec, Slovenská republika

    Share100 %Contribution5,000 EUR
  • PELAX Investment s.r.o.Ended
    Spoločník v.o.s. / s.r.o.Thursday, July 21, 2022 – Tuesday, October 15, 2024

    Address Na Barinách 207/16, 96221 Lieskovec, Slovenská republika

    Share100 %Contribution5,000 EUR
  • PELAX Investment s.r.o.Ended
    Spoločník v.o.s. / s.r.o.Saturday, February 20, 2016 – Wednesday, July 20, 2022

    Address Na Barinách 207/16, 96221 Lieskovec, Slovenská republika

    Share100 %Contribution5,000 EUR
  • Bc. Andrej FindraEnded
    Spoločník v.o.s. / s.r.o.Thursday, April 11, 2013 – Friday, February 19, 2016

    Address Hviezdoslavova 13, 97251 Handlová, Slovenská republika

    Share100 %Contribution5,000 EUR

Company history

2 changes in the register

  • Registered office

    3 records
    • Severná 19, 97401 Banská Bystrica, Slovenská republikafrom Friday, October 23, 2015
    • Krivec 1882, 96205 Hriňová, Slovenská republikaFriday, October 31, 2014 – Thursday, October 22, 2015
    • Rudohorská 33, 97411 Banská Bystrica, Slovenská republikaThursday, April 11, 2013 – Thursday, October 30, 2014

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Banská Bystrica
Registration number
Sro/24015/S
Main activity
Výstavba obytných a neobytných budov
Sector (ESA 2010)
Národné súkromné nefinančné korporácie
Tax registration
Active
VAT registration
Active
AFinance, s.r.o.

Registered office

AFinance, s.r.o.

Severná 19, 974 01 Banská Bystrica

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