FIN4YOU s. r. o.

Company financial profile・Company ID 47133597・Námestie slobody 999/170, 09301 Vranov nad Topľou・Founded 2013

Financial report Financial statements

Active

Turnover 2025

70 K €

+5.8 %

Company ID: 47133597
Tax ID: 2023772520
VAT ID: —

Registered office: FIN4YOU s. r. o.Námestie slobody 999/170 09301 Vranov nad Topľou
Established: Tuesday, May 14, 2013
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Prešov, Sro/37282/P

Profit 2025

39 K €

+183 %Net profit after tax

Assets

126 K €

+61 %Total assets, stated excl. VAT

Equity

50 K €

+358 %Assets less external liabilities

Debt ratio

60.1 %

−26 ppLiabilities / total assets

Gross margin

66.6 %

+91 ppGross profit / sales

Coming soon

Andromia score

—

Profit

+183 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+48 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

56.3 %

+128 pp

Profit / revenue

Profit margin

56.3 %

+157 pp

Profit / sales

ROA

31.2 %

+92 pp

Return on assets

ROE

78.2 %

+511 pp

Return on equity

Return on costs

128.8 %

+171 pp

Profit / (revenue − profit)

Added value to revenue

66.6 %

+84 pp

Added value / revenue

Earnings before tax

40 K €

+186 %

Profit + income tax

Effective tax

2.4 %

+4.4 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	158 K €	196 K €	47 K €	70 K €
Value added	37 K €	30 K €	−12 K €	47 K €
Operating revenue	160 K €	206 K €	66 K €	70 K €
Profit after tax	−40 K €	−6,498 €	−48 K €	39 K €
Income tax	0 €	0 €	960 €	960 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	31 K €	2,966 €	17 K €	5,431 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets313 €
Current assets126 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity50 K €
Liabilities76 K €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	124 K €	201 K €	78 K €	126 K €
Non-current assets	54 K €	27 K €	0 €	313 €
Property, plant and equipment	54 K €	27 K €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	313 €
Current assets	71 K €	174 K €	78 K €	126 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	67 K €	158 K €	67 K €	89 K €
Financial accounts	3,556 €	16 K €	11 K €	37 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	124 K €	201 K €	78 K €	126 K €
Equity	−152 K €	−158 K €	11 K €	50 K €
Share capital	15 K €	15 K €	15 K €	15 K €
Profit/loss of previous years	−128 K €	−168 K €	−175 K €	−222 K €
Profit/loss for the accounting period after tax	−40 K €	−6,498 €	−48 K €	39 K €
Liabilities	276 K €	359 K €	67 K €	76 K €
Non-current liabilities	31 K €	454 €	18 K €	18 K €
Current liabilities	246 K €	359 K €	50 K €	58 K €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	6 €	0 €
Provisions	0 €	0 €	0 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerReason year2025Published onThursday, December 4, 2025Removed from the list onSaturday, January 3, 2026Yes
Excess VAT deductionNo
Tax reliability indexLess reliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

17 registered activities

Vykonávanie činnosti samostatného finančného agenta v sektore: 1. Kapitálového trhu 2. Doplnkového dôchodkového sporenia 3. Prijímania vkladov 4. Poskytovania úverov a spotrebiteľských úverov 5. Starobného dôchodkového sporenia.Valid from Saturday, October 4, 2014
Vykonávanie činnosti samostatného finančného agenta v sektore poistenia a zaisteniaValid from Friday, March 28, 2014
Administratívne službyValid from Tuesday, May 14, 2013
Činnosť podnikateľských, organizačných a ekonomických poradcovValid from Tuesday, May 14, 2013
Faktoring a forfaitingValid from Tuesday, May 14, 2013
Kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živností (veľkoobchod)Valid from Tuesday, May 14, 2013
Organizovanie kultúrnych a iných spoločenských podujatíValid from Tuesday, May 14, 2013
Počítačové službyValid from Tuesday, May 14, 2013
Prenájom hnuteľných vecíValid from Tuesday, May 14, 2013
Prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmomValid from Tuesday, May 14, 2013

Statutory bodies and related persons

Statutory body

2 active of 7

Ing. Ľuboš ŠnircActive
Konateľfrom Thursday, November 21, 2019
Address Poruba 451, 97211 Poruba, Slovenská republika
Bc. Dorota PoliakováActive
Konateľfrom Thursday, September 12, 2019
Address Bernolákova 1108/4, 09301 Vranov nad Topľou, Slovenská republika
Rastislav ŠvarbalíkEnded
KonateľThursday, June 28, 2018 – Friday, October 8, 2021
Address Sídlisko 1. Mája 60/37, 09301 Vranov nad Topľou, Slovenská republika
Mgr. Ľubomír ŠulekEnded
KonateľTuesday, March 4, 2014 – Wednesday, December 14, 2022
Address Sídlisko 1. Mája 60/37, 09301 Vranov nad Topľou, Slovenská republika
Mgr. Ľubomír ŠulekEnded
KonateľTuesday, March 4, 2014 – Thursday, September 19, 2019
Address Bocianova 205/11, 09434 Bystré, Slovenská republika
Mgr. Ľubomír ŠulekEnded
KonateľTuesday, March 4, 2014 – Tuesday, August 14, 2018
Address Bystré 205, 09434 Bystré, Slovenská republika
Vanda KučerováEnded
KonateľTuesday, May 14, 2013 – Friday, November 7, 2014
Address Pivovarská 1590/26, 46601 Jablonec nad Nisou, Česká republika

Related persons

2 active of 16

ROUND 120 s. r. o.Active
Spoločník v.o.s. / s.r.o.from Tuesday, September 26, 2023
Address Duklianskych hrdinov 1004/9, 09301 Vranov nad Topľou, Slovenská republika
Share90 %Contribution13,500 EUR
Bc. Dorota PoliakováActive
Spoločník v.o.s. / s.r.o.from Thursday, September 24, 2020
Address Bernolákova 1108/4, 09301 Vranov nad Topľou, Slovenská republika
Share10 %Contribution1,500 EUR
ROUND 120 s. r. o.Ended
Spoločník v.o.s. / s.r.o.Thursday, December 15, 2022 – Monday, September 25, 2023
Address Duklianskych hrdinov 1004/9, 09301 Vranov nad Topľou, Slovenská republika
Share80 %Contribution12,000 EUR
Trading Holders, s. r. o.Ended
Spoločník v.o.s. / s.r.o.Thursday, December 15, 2022 – Monday, September 25, 2023
Address Ľubochnianska 4, 83104 Bratislava - mestská časť Nové Mesto, Slovenská republika
Share10 %Contribution1,500 EUR
ROUND 120 s. r. o.Ended
Spoločník v.o.s. / s.r.o.Tuesday, November 30, 2021 – Wednesday, December 14, 2022
Address Duklianskych hrdinov 1004/9, 09301 Vranov nad Topľou, Slovenská republika
Share90 %Contribution13,500 EUR
ROUND 120 s.r.o.Ended
Spoločník v.o.s. / s.r.o.Thursday, October 21, 2021 – Monday, November 29, 2021
Address Duklianskych hrdinov 1004/9, 09301 Vranov nad Topľou, Slovenská republika
Share80 %Contribution12,000 EUR
Mgr. Ľubomír ŠulekEnded
Spoločník v.o.s. / s.r.o.Thursday, September 24, 2020 – Wednesday, October 20, 2021
Address Sídlisko 1. Mája 60/37, 09301 Vranov nad Topľou, Slovenská republika
Share10 %Contribution1,500 EUR
Rastislav ŠvarbalíkEnded
Spoločník v.o.s. / s.r.o.Thursday, September 24, 2020 – Monday, November 29, 2021
Address Sídlisko 1. Mája 60/37, 09301 Vranov nad Topľou, Slovenská republika
Share10 %Contribution1,500 EUR
ROUND 120 s.r.o.Ended
Spoločník v.o.s. / s.r.o.Thursday, September 24, 2020 – Wednesday, October 20, 2021
Address Hronského 1115, 09301 Vranov nad Topľou, Slovenská republika
Share70 %Contribution10,500 EUR
Rastislav ŠvarbalíkEnded
Spoločník v.o.s. / s.r.o.Wednesday, August 15, 2018 – Wednesday, September 23, 2020
Address Sídlisko 1. Mája 60/37, 09301 Vranov nad Topľou, Slovenská republika
Share100 %Contribution15,000 EUR

Company history

5 changes in the register

Registered office
6 records
- Námestie slobody 999/170, 09301 Vranov nad Topľou, Slovenská republikafrom Saturday, October 21, 2023
- Duklianskych hrdinov 1004/9, 09301 Vranov nad Topľou, Slovenská republikaThursday, September 24, 2020 – Friday, October 20, 2023
- Hronského 1115, 09303 Vranov nad Topľou, Slovenská republikaTuesday, October 2, 2018 – Wednesday, September 23, 2020
- Hronského 1115, 09434 Bystré, Slovenská republikaWednesday, August 15, 2018 – Monday, October 1, 2018
- Kopčianska 10, 85101 Bratislava, Slovenská republikaTuesday, December 3, 2013 – Tuesday, August 14, 2018
- Karpatské nám. 7770/10, 83106 Bratislava - Nové Mesto, Slovenská republikaTuesday, May 14, 2013 – Monday, December 2, 2013

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Prešov
Registration number: Sro/37282/P
Main activity: Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010): Národné súkromné finančné pomocné inštitúcie
Tax registration: Active

Legal facts

5 entries from the business register

Saturday, November 8, 2014Zápisnica z valného zhromaždenia zo dňa 30.10.2014.
Saturday, October 4, 2014Zápisnica z valného zhromaždenia zo dňa 11.08.2014.
Friday, March 28, 2014Rozhodnutie jediného spoločník zo dňa 04.03.2014.
Tuesday, December 3, 2013Rozhodnutie jediného spoločníka zo dňa 20.11.2013
Tuesday, May 14, 2013Obchodná spoločnosť bola založená zakladateľskou listinou zo dňa 28.03.2013 podľa § 57, §§ 105-153 Obchodného zákonníka č. 513/1991 Zb. v znení neskorších predpisov.

FIN4YOU s. r. o.

Registered office

FIN4YOU s. r. o.

Námestie slobody 999/170, 09301 Vranov nad Topľou

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FIN4YOU s. r. o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Registered office

Registration

Legal facts

Registered office

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