CREDIT REALITY s.r.o.

Company financial profile・Company ID 47506202・Garbiarska 5, 04001 Košice・Founded 2013

Financial report Financial statements

Active

Turnover 2025

222 K €

−34 %

Company ID: 47506202
Tax ID: 2023918325
VAT ID: SK2023918325, under §4, registered since Tuesday, April 1, 2014

Registered office: CREDIT REALITY s.r.o.Garbiarska 5 04001 Košice
Established: Tuesday, October 22, 2013
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerMestský súd Košice, Sro/33966/V

Profit 2025

−35 K €

−199 %Net profit after tax

Assets

1.82 M €

+41 %Total assets, stated excl. VAT

Equity

187 K €

−16 %Assets less external liabilities

Debt ratio

89.7 %

+6.9 ppLiabilities / total assets

Gross margin

47.2 %

−11 ppGross profit / sales

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Andromia score

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Profit

−199 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

−29 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

-15.7 %

−26 pp

Profit / revenue

Profit margin

-15.8 %

−27 pp

Profit / sales

ROA

-1.9 %

−4.6 pp

Return on assets

ROE

-18.6 %

−34 pp

Return on equity

Return on costs

-13.5 %

−25 pp

Profit / (revenue − profit)

Added value to revenue

46.8 %

−6.0 pp

Added value / revenue

Earnings before tax

−34 K €

−191 %

Profit + income tax

Effective tax

-2.8 %

−8.0 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	267 K €	321 K €	309 K €	220 K €
Value added	108 K €	176 K €	178 K €	104 K €
Operating revenue	468 K €	429 K €	338 K €	222 K €
Profit after tax	13 K €	−133 K €	35 K €	−35 K €
Income tax	0 €	0 €	1,920 €	960 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	16 K €	16 K €	19 K €	19 K €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets1.66 M €
Current assets156 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity187 K €
Liabilities1.63 M €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	1.67 M €	1.35 M €	1.29 M €	1.82 M €
Non-current assets	1.56 M €	1.25 M €	1.15 M €	1.66 M €
Property, plant and equipment	1.56 M €	1.25 M €	1.15 M €	1.66 M €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	110 K €	98 K €	141 K €	156 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	110 K €	98 K €	138 K €	144 K €
Financial accounts	725 €	84 €	2,756 €	12 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	1.67 M €	1.35 M €	1.29 M €	1.82 M €
Equity	230 K €	97 K €	222 K €	187 K €
Share capital	100 K €	100 K €	100 K €	100 K €
Profit/loss of previous years	−118 K €	−106 K €	−239 K €	−204 K €
Profit/loss for the accounting period after tax	13 K €	−133 K €	35 K €	−35 K €
Liabilities	1.44 M €	1.25 M €	1.07 M €	1.63 M €
Non-current liabilities	723 K €	633 K €	588 K €	493 K €
Current liabilities	364 K €	355 K €	239 K €	914 K €
Long-term bank loans	151 K €	143 K €	119 K €	94 K €
Short-term bank loans	7,842 €	7,842 €	10 K €	20 K €
Provisions	0 €	225 €	280 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexLess reliable
Tax debtNo
State receivablesNumber of receivables7Total amount926 €Yes
State court receivablesNo
Debt with VšZPDebt amount401.81 €Yes
Debt with UnionNo
Debt with Social Insurance AgencyDebt amount424.79 €Yes

Business activities

11 registered activities

Skladovanie a pomocné činnosti v dopraveValid from Tuesday, December 22, 2020
Výroba potravinárskych výrobkovValid from Tuesday, December 22, 2020
administratívne službyValid from Tuesday, October 22, 2013
činnosť podnikateľských, organizačných a ekonomických poradcovValid from Tuesday, October 22, 2013
faktoring a forfaitingValid from Tuesday, October 22, 2013
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Tuesday, October 22, 2013
prenájom hnuteľných vecíValid from Tuesday, October 22, 2013
prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmomValid from Tuesday, October 22, 2013
reklamné a marketingové službyValid from Tuesday, October 22, 2013
sprostredkovateľská činnosť v oblasti obchoduValid from Tuesday, October 22, 2013

Statutory bodies and related persons

Statutory body

1 active of 3

Marko GallikActive
Konateľfrom Wednesday, July 1, 2026
Address Rastislavova 746/1, 04001 Košice - mestská časť Juh, Slovenská republika
Martin JakubkoEnded
KonateľWednesday, December 11, 2019 – Wednesday, July 8, 2026
Address Sabinovská 13945/125A, 08001 Prešov, Slovenská republika
Ing. Michaela KlobušníkováEnded
KonateľTuesday, October 22, 2013 – Wednesday, December 18, 2019
Address Jantárová 10, 04001 Košice, Slovenská republika

Related persons

1 active of 4

Marko GallikActive
Spoločník v.o.s. / s.r.o.from Thursday, July 9, 2026
Address Rastislavova 746/1, 04001 Košice - mestská časť Juh, Slovenská republika
Share100 %Contribution100,000 EUR
Martin JakubkoEnded
Spoločník v.o.s. / s.r.o.Thursday, December 19, 2019 – Wednesday, July 8, 2026
Address Sabinovská 13945/125A, 08001 Prešov, Slovenská republika
Share100 %Contribution100,000 EUR
Ing. Michaela KlobušníkováEnded
Spoločník v.o.s. / s.r.o.Saturday, February 2, 2019 – Wednesday, December 18, 2019
Address Jantárová 10, 04001 Košice, Slovenská republika
Share100 %Contribution100,000 EUR
Ing. Michaela KlobušníkováEnded
Spoločník v.o.s. / s.r.o.Tuesday, October 22, 2013 – Friday, February 1, 2019
Address Jantárová 10, 04001 Košice, Slovenská republika
Share100 %Contribution5,000 EUR

Company history

2 changes in the register

Registered office
3 records
- Garbiarska 5, 04001 Košice, Slovenská republikafrom Wednesday, February 19, 2020
- Ploské 158, 04444 Ploské, Slovenská republikaThursday, December 19, 2019 – Tuesday, February 18, 2020
- Garbiarska 5, 04001 Košice, Slovenská republikaTuesday, October 22, 2013 – Wednesday, December 18, 2019

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Mestský súd Košice
Registration number: Sro/33966/V
Main activity: Poradenské služby v oblasti podnikania a riadenia
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active
VAT registration: Active

CREDIT REALITY s.r.o.

Registered office

CREDIT REALITY s.r.o.

Garbiarska 5, 04001 Košice

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CREDIT REALITY s.r.o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Registered office

Registration

Registered office

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