Active

CREDIT REALITY s.r.o.

Company financial profile・Company ID 47506202・Garbiarska 5, 04001 Košice・Founded 2013

Financial report Financial statements

Turnover 2025

222 K €

−34 %

Company ID: 47506202
Tax ID: 2023918325
VAT ID: SK2023918325, under §4, registered since Tuesday, April 1, 2014

Registered office: CREDIT REALITY s.r.o.Garbiarska 5 04001 Košice
Established: Tuesday, October 22, 2013
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerMestský súd Košice, Sro/33966/V

Profit 2025

−35 K €

−199 %

Assets

1.82 M €

+41 %

Equity

187 K €

−16 %

Debt ratio

89.7 %

+6.9 pp

Gross margin

47.2 %

−11 pp

Coming soon

Andromia score

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Profit

−199 %

Revenue

−29 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

-15.7 %

−26 pp

Profit / revenue

ROA

-1.9 %

−4.6 pp

Return on assets

ROE

-18.6 %

−34 pp

Return on equity

Current ratio

0.17

−71 %

Current assets / current liabilities

Earnings before tax

−34 K €

−191 %

Profit + income tax

Effective tax

-2.8 %

−8.0 pp

Income tax / earnings before tax

Net working capital

−758 K €

−671 %

Current assets − current liabilities

Revenue CAGR

-9.5 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	267 K €	321 K €	309 K €	220 K €
Value added	108 K €	176 K €	178 K €	104 K €
Operating revenue	468 K €	429 K €	338 K €	222 K €
Profit after tax	13 K €	−133 K €	35 K €	−35 K €
Income tax	0 €	0 €	1,920 €	960 €

Assets

Non-current assets1.66 M €
Current assets156 K €

Liabilities and equity

Equity187 K €
Liabilities1.63 M €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	1.67 M €	1.35 M €	1.29 M €	1.82 M €
Non-current assets	1.56 M €	1.25 M €	1.15 M €	1.66 M €
Property, plant and equipment	1.56 M €	1.25 M €	1.15 M €	1.66 M €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	110 K €	98 K €	141 K €	156 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	110 K €	98 K €	138 K €	144 K €
Financial accounts	725 €	84 €	2,756 €	12 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	1.67 M €	1.35 M €	1.29 M €	1.82 M €
Equity	230 K €	97 K €	222 K €	187 K €
Share capital	100 K €	100 K €	100 K €	100 K €
Profit/loss of previous years	−118 K €	−106 K €	−239 K €	−204 K €
Profit/loss for the accounting period after tax	13 K €	−133 K €	35 K €	−35 K €
Liabilities	1.44 M €	1.25 M €	1.07 M €	1.63 M €
Non-current liabilities	723 K €	633 K €	588 K €	493 K €
Current liabilities	364 K €	355 K €	239 K €	914 K €
Long-term bank loans	151 K €	143 K €	119 K €	94 K €
Short-term bank loans	7,842 €	7,842 €	10 K €	20 K €
Provisions	0 €	225 €	280 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0226Excess deduction for the period129,285.62 €Tax liability for the period0 €Yes
Tax reliability indexLess reliable
Tax debtNo
Debt with VšZPDebt amount401.81 €Yes
Debt with UnionNo
Debt with Social Insurance AgencyDebt amount424.79 €Yes

Business activities

11 registered activities

Skladovanie a pomocné činnosti v dopraveValid from Tuesday, December 22, 2020
Výroba potravinárskych výrobkovValid from Tuesday, December 22, 2020
administratívne službyValid from Tuesday, October 22, 2013
činnosť podnikateľských, organizačných a ekonomických poradcovValid from Tuesday, October 22, 2013
faktoring a forfaitingValid from Tuesday, October 22, 2013
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Tuesday, October 22, 2013
prenájom hnuteľných vecíValid from Tuesday, October 22, 2013
prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmomValid from Tuesday, October 22, 2013
reklamné a marketingové službyValid from Tuesday, October 22, 2013
sprostredkovateľská činnosť v oblasti obchoduValid from Tuesday, October 22, 2013

Statutory bodies and related persons

Statutory body

1 active of 3

Marko Gallik
Konateľfrom Wednesday, July 1, 2026
Address Rastislavova 746/1, 04001 Košice - mestská časť Juh, Slovenská republika
Martin JakubkoInactive
KonateľWednesday, December 11, 2019 – Wednesday, July 8, 2026
Address Sabinovská 13945/125A, 08001 Prešov, Slovenská republika
Ing. Michaela KlobušníkováInactive
KonateľTuesday, October 22, 2013 – Wednesday, December 18, 2019
Address Jantárová 10, 04001 Košice, Slovenská republika

Related persons

1 active of 4

Marko Gallik
Spoločník v.o.s. / s.r.o.from Thursday, July 9, 2026
Address Rastislavova 746/1, 04001 Košice - mestská časť Juh, Slovenská republika
Share100 %Contribution100,000 EUR
Martin JakubkoInactive
Spoločník v.o.s. / s.r.o.Thursday, December 19, 2019 – Wednesday, July 8, 2026
Address Sabinovská 13945/125A, 08001 Prešov, Slovenská republika
Share100 %Contribution100,000 EUR
Ing. Michaela KlobušníkováInactive
Spoločník v.o.s. / s.r.o.Saturday, February 2, 2019 – Wednesday, December 18, 2019
Address Jantárová 10, 04001 Košice, Slovenská republika
Share100 %Contribution100,000 EUR
Ing. Michaela KlobušníkováInactive
Spoločník v.o.s. / s.r.o.Tuesday, October 22, 2013 – Friday, February 1, 2019
Address Jantárová 10, 04001 Košice, Slovenská republika
Share100 %Contribution5,000 EUR

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Mestský súd Košice
Registration number: Sro/33966/V
Main activity: Poradenské služby v oblasti podnikania a riadenia
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active
VAT registration: Active

CREDIT REALITY s.r.o.

Registered office

CREDIT REALITY s.r.o.

Garbiarska 5, 04001 Košice

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CREDIT REALITY s.r.o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Registered office

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