Active

Moderný úver s. r. o.

Company financial profile・Company ID 47801662・Nám. sv Anny 360/10, 91101 Trenčín・Founded 2014

Financial report Financial statements

Turnover 2025

50 K €

+13 %

Company ID: 47801662
Tax ID: 2024115808
VAT ID: SK2024115808, under §4, registered since Monday, April 8, 2019

Registered office: Moderný úver s. r. o.Nám. sv Anny 360/10 91101 Trenčín
Established: Tuesday, July 8, 2014
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerOkresný súd Trenčín, Sro/30684/R

Profit 2025

3,416 €

−45 %

Assets

33 K €

−8.6 %

Equity

17 K €

+24 %

Debt ratio

47.6 %

−14 pp

Gross margin

89.0 %

+49 pp

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Andromia score

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Profit

−45 %

Revenue

+13 %

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

6.9 %

−7.2 pp

Profit / revenue

ROA

10.3 %

−6.7 pp

Return on assets

ROE

19.6 %

−24 pp

Return on equity

Current ratio

51.27

+561 %

Current assets / current liabilities

Earnings before tax

3,832 €

−50 %

Profit + income tax

Effective tax

10.9 %

−9.2 pp

Income tax / earnings before tax

Net working capital

33 K €

+2.9 %

Current assets − current liabilities

Revenue CAGR

3.3 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	80 K €	69 K €	44 K €	50 K €
Value added	8,644 €	2,383 €	18 K €	44 K €
Operating revenue	96 K €	69 K €	44 K €	50 K €
Profit after tax	688 €	1,010 €	6,179 €	3,416 €
Income tax	431 €	336 €	1,548 €	416 €

Assets

Non-current assets0 €
Current assets33 K €

Liabilities and equity

Equity17 K €
Liabilities16 K €

Balance sheet

Assets

Item	2022	2023	2024	2025
Total assets	12 K €	37 K €	36 K €	33 K €
Non-current assets	0 €	0 €	0 €	0 €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	12 K €	37 K €	36 K €	33 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	0 €	0 €	0 €	0 €
Financial accounts	12 K €	37 K €	36 K €	33 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	12 K €	37 K €	36 K €	33 K €
Equity	8,434 €	9,388 €	14 K €	17 K €
Share capital	5,000 €	5,000 €	5,000 €	5,000 €
Profit/loss of previous years	2,246 €	2,878 €	2,355 €	8,534 €
Profit/loss for the accounting period after tax	688 €	1,010 €	6,179 €	3,416 €
Liabilities	3,543 €	28 K €	22 K €	16 K €
Non-current liabilities	0 €	0 €	42 €	226 €
Current liabilities	3,543 €	562 €	4,700 €	650 €
Long-term bank loans	0 €	27 K €	18 K €	15 K €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €

Income tax

Tax liability trend

Total taxCurrent tax

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionNo
Tax reliability indexHighly reliable
Tax debtNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

15 registered activities

Administratívne službyValid from Tuesday, July 8, 2014
Činnosť podnikateľských, organizačných a ekonomických poradcovValid from Tuesday, July 8, 2014
Činnosť podriadeného finančného agenta v sektoroch a) poistenia alebo zaistenia, b) kapitálového trhu, c) prijímania vkladov, d) poskytovania úverovValid from Tuesday, July 8, 2014
Kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Tuesday, July 8, 2014
Organizovanie kultúrnych a iných spoločenských podujatíValid from Tuesday, July 8, 2014
Poskytovanie služieb rýchleho občerstvenia v spojení s predajom na priamu konzumáciuValid from Tuesday, July 8, 2014
Poskytovanie úverov alebo pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôtValid from Tuesday, July 8, 2014
Reklamné a marketingové službyValid from Tuesday, July 8, 2014
Sprostredkovanie poskytovania úverov alebo pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôtValid from Tuesday, July 8, 2014
Sprostredkovateľská činnosť v oblasti obchoduValid from Tuesday, July 8, 2014

Statutory bodies and related persons

Statutory body

1 active of 3

Silvia Rakus
Konateľfrom Tuesday, July 8, 2014
Address Zlatovská 2472/22K, 91105 Trenčín, Slovenská republika
Silvia GrünwaldováInactive
KonateľTuesday, July 8, 2014 – Tuesday, June 27, 2017
Address Hurbanova 1596/54, 91101 Trenčín, Slovenská republika
Silvia GrűnwaldováInactive
KonateľTuesday, July 8, 2014 – Wednesday, December 21, 2022
Address Zlatovská 2410/22C, 91105 Trenčín, Slovenská republika

Related persons

1 active of 3

Silvia Rakus
Spoločník v.o.s. / s.r.o.from Thursday, December 22, 2022
Address Zlatovská 2472/22K, 91105 Trenčín, Slovenská republika
Share100 %Contribution5,000 EUR
Silvia GrünwaldováInactive
Spoločník v.o.s. / s.r.o.Saturday, July 27, 2019 – Wednesday, December 21, 2022
Address Zlatovská 2410/22C, 91105 Trenčín, Slovenská republika
Silvia GrünwaldováInactive
Spoločník v.o.s. / s.r.o.Tuesday, July 8, 2014 – Friday, July 26, 2019
Address Hurbanova 1596/54, 91101 Trenčín, Slovenská republika

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Okresný súd Trenčín
Registration number: Sro/30684/R
Main activity: Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010): Národné súkromné finančné pomocné inštitúcie
Tax registration: Active
VAT registration: Active

Moderný úver s. r. o.

Registered office

Moderný úver s. r. o.

Nám. sv Anny 360/10, 91101 Trenčín

Open in Google Maps

Moderný úver s. r. o.

Profit

Revenue

Financial indicators

Total revenue

Income statement

Assets

Liabilities and equity

Balance sheet

Assets

Liabilities and equity

Income tax

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Registered office

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