Company data from Slovak public registers

Andromia Insight

Yours Finance s.r.o.

Company financial profile・Company ID 47965657・Popradská 82, 04011 Košice・Founded 2015

Financial reportFinancial statements
Active

Turnover 2025

67 K €

+29 %
Company ID
47965657
Tax ID
2120003149
VAT ID
SK2120003149, under §4, registered since Wednesday, February 24, 2016
Registered office
Yours Finance s.r.o.Popradská 82 04011 Košice
Established
Thursday, January 1, 2015
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerMestský súd Košice, Sro/36576/V

Profit 2025

6,585 €

+199 %Net profit after tax

Assets

58 K €

+59 %Total assets, stated excl. VAT

Equity

38 K €

+21 %Assets less external liabilities

Debt ratio

35.3 %

+20 ppLiabilities / total assets

Gross margin

34.6 %

+1.0 ppGross profit / sales
Coming soon

Andromia score

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Profit

+199 %
5,252 €1,243 €7,631 €5,007 €9,961 €15 K €3,401 €7,302 €1,279 €2,201 €6,585 €2015201620172018201920202021202220232024202520155,252 €20161,243 €20177,631 €20185,007 €20199,961 €202015 K €20213,401 €20227,302 €20231,279 €20242,201 €20256,585 €

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+29 %
55 K €86 K €90 K €137 K €127 K €104 K €87 K €90 K €57 K €52 K €67 K €20152016201720182019202020212022202320242025201555 K €201686 K €201790 K €2018137 K €2019127 K €2020104 K €202187 K €202290 K €202357 K €202452 K €202567 K €

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

1,481 €1,760 €960 €2,069 €2,448 €3,956 €1,103 €1,753 €0 €960 €997 €20152016201720182019202020212022202320242025Total tax · 20151,481 €Total tax · 20161,760 €Total tax · 2017960 €Total tax · 20182,069 €Total tax · 20192,448 €Total tax · 20203,956 €Total tax · 20211,103 €Total tax · 20221,753 €Total tax · 20230 €Total tax · 2024960 €Total tax · 2025997 €Current tax · 20151,481 €Current tax · 20161,760 €Current tax · 2017960 €Current tax · 20182,069 €Current tax · 20192,448 €Current tax · 20203,956 €Current tax · 20211,103 €Current tax · 20221,753 €Current tax · 20230 €Current tax · 2024960 €Current tax · 2025997 €

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

9.9 %

+5.6 pp

Profit / revenue

Profit margin

9.9 %

+5.6 pp

Profit / sales

ROA

11.3 %

+5.3 pp

Return on assets

ROE

17.4 %

+10 pp

Return on equity

Return on costs

11.0 %

+6.5 pp

Profit / (revenue − profit)

Added value to revenue

34.6 %

+1.0 pp

Added value / revenue

Earnings before tax

7,582 €

+140 %

Profit + income tax

Effective tax

13.1 %

−17 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

55 K €201586 K €201690 K €2017137 K €2018127 K €2019104 K €202087 K €202190 K €202257 K €202352 K €202467 K €2025

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item2022202320242025
Sales of products, services and goods90 K €57 K €52 K €67 K €
Value added21 K €15 K €17 K €23 K €
Operating revenue90 K €57 K €52 K €67 K €
Profit after tax7,302 €1,279 €2,201 €6,585 €
Income tax1,753 €0 €960 €997 €
Current income tax1,753 €0 €960 €997 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item2022202320242025
Personnel costs13 K €13 K €14 K €15 K €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

  • Non-current assets15 K €
  • Current assets43 K €
  • Accruals and deferrals697 €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

  • Equity38 K €
  • Liabilities21 K €
  • Accruals and deferrals0 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item2022202320242025
Total assets86 K €31 K €37 K €58 K €
Non-current assets70 K €15 K €15 K €15 K €
Property, plant and equipment0 €0 €0 €0 €
Non-current intangible assets0 €0 €0 €0 €
Non-current financial assets70 K €15 K €15 K €15 K €
Current assets16 K €15 K €21 K €43 K €
Inventory0 €0 €0 €0 €
Non-current receivables0 €0 €0 €0 €
Current receivables8,016 €2,332 €2,484 €5,590 €
Current financial assets0 €0 €0 €0 €
Financial accounts7,617 €13 K €18 K €37 K €
Accruals and deferrals653 €648 €666 €697 €

Liabilities and equity

Item2022202320242025
Total equity and liabilities86 K €31 K €37 K €58 K €
Equity80 K €29 K €31 K €38 K €
Share capital25 K €25 K €25 K €25 K €
Funds and other equity components2,500 €2,500 €2,500 €2,500 €
Profit/loss of previous years45 K €175 €1,454 €3,655 €
Profit/loss for the accounting period after tax7,302 €1,279 €2,201 €6,585 €
Liabilities6,380 €1,973 €5,418 €21 K €
Non-current liabilities73 €98 €127 €158 €
Current liabilities7,357 €1,875 €5,291 €20 K €
Short-term financial assistance−1,050 €0 €0 €0 €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans0 €0 €0 €20 €
Provisions0 €0 €0 €0 €
Accruals and deferrals0 €0 €0 €0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionNo
  • Tax reliability indexReliable
  • Tax debtNo
  • State receivablesNo
  • State court receivablesNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Business activities

10 registered activities

  • Podriadený finančný agent v sektore doplnkového dôchodkového sporeniaValid from Saturday, March 21, 2015
  • Podriadený finančný agent v sektore kapitálového trhuValid from Saturday, March 21, 2015
  • Podriadený finančný agent v sektore poistenia alebo zaisteniaValid from Saturday, March 21, 2015
  • Podriadený finančný agent v sektore poskytovania úverovValid from Saturday, March 21, 2015
  • Podriadený finančný agent v sektore prijímania vkladovValid from Saturday, March 21, 2015
  • Podriadený finančný agent v sektore starobného dôchodkového sporeniaValid from Saturday, March 21, 2015
  • Faktoring a forfaitingValid from Thursday, January 1, 2015
  • Finančný leasingValid from Thursday, January 1, 2015
  • Poskytovanie úverov alebo pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôtValid from Thursday, January 1, 2015
  • Sprostredkovanie poskytovania úverov alebo pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôtValid from Thursday, January 1, 2015

Statutory bodies and related persons

Statutory body

1 active of 1
  • Vratko MichálikActive
    Konateľfrom Thursday, January 1, 2015

    Address Jantárová 8, 04001 Košice-Juh, Slovenská republika

Related persons

1 active of 3
  • Yours Holding, s. r. o.Active
    Spoločník v.o.s. / s.r.o.from Tuesday, September 13, 2022

    Address Popradská 82, 04011 Košice - mestská časť Západ, Slovenská republika

    Share100 %Contribution25,000 EUR
  • Yours Holding, s. r. o.Ended
    Spoločník v.o.s. / s.r.o.Tuesday, May 29, 2018 – Monday, September 12, 2022

    Address Popradská 82, 04011 Košice - mestská časť Západ, Slovenská republika

    Share100 %Contribution25,000 EUR
  • Vratko MichálikEnded
    Spoločník v.o.s. / s.r.o.Thursday, January 1, 2015 – Monday, May 28, 2018

    Address Jantárová 8, 04001 Košice-Juh, Slovenská republika

    Share100 %Contribution25,000 EUR

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Mestský súd Košice
Registration number
Sro/36576/V
Main activity
Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010)
Národné súkromné finančné pomocné inštitúcie
Tax registration
Active
VAT registration
Active
Yours Finance s.r.o.

Registered office

Yours Finance s.r.o.

Popradská 82, 04011 Košice

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