BENCONT FINANCE, a. s.

Company financial profile・Company ID 47967692・Twin City Tower, Mlynské Nivy 10, 82109 Bratislava - mestská časť Staré Mesto・Founded 2014

Financial report Financial statements

Active

Turnover 2025

6.26 M €

−26 %

Company ID: 47967692
Tax ID: 2024167266
VAT ID: SK2024167266, under §4, registered since Wednesday, August 7, 2019

Registered office: BENCONT FINANCE, a. s.Twin City Tower, Mlynské Nivy 10 82109 Bratislava - mestská časť Staré Mesto
Established: Saturday, November 29, 2014
Legal form: Akciová spoločnosť
Registered in: Obchodný registerMestský súd Bratislava III, Sa/6058/B

Profit 2025

−223 K €

−13 %Net profit after tax

Assets

41.77 M €

+11 %Total assets, stated excl. VAT

Equity

7.43 M €

+32 %Assets less external liabilities

Debt ratio

82.2 %

−2.8 ppLiabilities / total assets

Gross margin

-733.0 %

+1,349 ppGross profit / sales

Coming soon

Andromia score

—

Profit

−13 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+143 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

-3.6 %

−1.2 pp

Profit / revenue

Profit margin

-90.5 %

+105 pp

Profit / sales

ROA

-0.5 %

Return on assets

ROE

-3.0 %

+0.5 pp

Return on equity

Return on costs

-3.4 %

−1.2 pp

Profit / (revenue − profit)

Added value to revenue

-28.9 %

−3.9 pp

Added value / revenue

Earnings before tax

−168 K €

−482 %

Profit + income tax

Effective tax

-32.8 %

+554 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	0 €	0 €	101 K €	247 K €
Value added	−1.88 M €	−1.98 M €	−2.11 M €	−1.81 M €
Operating revenue	4.5 M €	4.73 M €	8.47 M €	6.26 M €
Profit after tax	−277 K €	−275 K €	−198 K €	−223 K €
Income tax	−70 K €	5,385 €	169 K €	55 K €
Current income tax	37 K €	3 €	90 K €	4,420 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	283 K €	336 K €	767 K €	1.45 M €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets17.25 M €
Current assets24.51 M €
Accruals and deferrals11 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity7.43 M €
Liabilities34.33 M €
Accruals and deferrals6,330 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	29.72 M €	35.76 M €	37.56 M €	41.77 M €
Non-current assets	12.04 M €	20.56 M €	16.41 M €	17.25 M €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	10.87 M €	10.15 M €	12.43 M €	11.86 M €
Non-current financial assets	1.16 M €	10.41 M €	3.98 M €	5.39 M €
Current assets	17.68 M €	15.2 M €	21.08 M €	24.51 M €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	1.08 M €	822 K €	901 K €
Current receivables	17.18 M €	14.09 M €	19.68 M €	22.78 M €
Current financial assets	0 €	0 €	0 €	0 €
Financial accounts	505 K €	30 K €	579 K €	825 K €
Accruals and deferrals	174 €	355 €	64 K €	11 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	29.72 M €	35.76 M €	37.56 M €	41.77 M €
Equity	134 K €	636 K €	5.62 M €	7.43 M €
Share capital	525 K €	525 K €	525 K €	525 K €
Funds and other equity components	108 K €	108 K €	108 K €	108 K €
Profit/loss of previous years	−224 K €	−501 K €	−775 K €	−973 K €
Profit/loss for the accounting period after tax	−277 K €	−275 K €	−198 K €	−223 K €
Liabilities	29.58 M €	35.13 M €	31.93 M €	34.33 M €
Non-current liabilities	15.43 M €	9.06 M €	18.13 M €	6.48 M €
Current liabilities	5.08 M €	20.18 M €	6.15 M €	17.87 M €
Short-term financial assistance	1,000 K €	0 €	26 K €	69 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	8.06 M €	5.86 M €	7.58 M €	9.93 M €
Provisions	20 K €	25 K €	43 K €	53 K €
Accruals and deferrals	0 €	0 €	0 €	6,330 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0526Excess deduction for the period0 €Tax liability for the period13,321.82 €No
Tax reliability indexHighly reliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Central Register of Contracts

Contract count1

Total amount4,800 €

Counterparties1

Latest contractThursday, January 25, 2024

includes 1 record with amendments and cancelled contracts

Largest partners

View all

Centrum spoločných činností Slovenskej akadémie vied, v. v. i., organizačná zložka Výpočtové stredisko SAV1×4,800 €Thursday, January 25, 2024

Recent contracts

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Dodatok č. 1 k Rámcovej zmluve o spolupráci a poskytnutí pomoci_HOPERO_BENCONT COLLECTIONAmendment
Centrum spoločných činností Slovenskej akadémie vied, v. v. i., organizačná zložka Výpočtové stredisko SAV0 €Friday, August 22, 2025
Rámcová zmluva o spolupráci a poskytnutí pomoci
Centrum spoločných činností Slovenskej akadémie vied, v. v. i., organizačná zložka Výpočtové stredisko SAV4,800 €Thursday, January 25, 2024

Zdroj: Centrálny register zmlúv (www.crz.gov.sk), Úrad vlády SR, licencia CC BY 4.0

Public sector partner

Registered since

Wednesday, March 8, 2017

Beneficial owners

Registration status

Active

Beneficial-owner verification valid (Thursday, January 29, 2026)Verified by: Advokátska kancelária JUDr. Veronika Doláková, PhD., s.r.o., Advokátska kancelária JUDr. Veronika Doláková, PhD., s.r.o., Advokátska kancelária JUDr. Veronika Kubriková, PhD., s.r.o., ASP Legal, s.r.o.

Beneficial owners

Ing. Martin NebesníkOkružná 11, 90041 Rovinka
from Saturday, April 12, 2025
Ing. Zlatica MinarovjechováTrinásta 25, 83101 Bratislava - mestská časť Nové Mesto
from Thursday, February 13, 2025

Business activities

29 registered activities

Administratívne službyValid from Tuesday, September 29, 2026
Faktoring a forfaitingValid from Tuesday, September 29, 2026
Finančný leasingValid from Tuesday, September 29, 2026
Kúpy tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Tuesday, September 29, 2026
Poskytovanie spotrebiteľských úverov bez obmedzenia rozsahu poskytovania spotrebiteľských úverov.Valid from Tuesday, September 29, 2026
Prenájom hnuteľných vecíValid from Tuesday, September 29, 2026
Prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmomValid from Tuesday, September 29, 2026
Prieskum trhu a verejnej mienkyValid from Tuesday, September 29, 2026
Reklamné a marketingové službyValid from Tuesday, September 29, 2026
Správa nesplácaných úverov bez oprávnenia prijímať a držať finančné prostriedky od dlžníkovValid from Tuesday, September 29, 2026

Statutory bodies and related persons

Statutory body

2 active of 6

Ing. Martin NebesníkActive
Predstavenstvofrom Monday, December 2, 2024
Člen predstavenstva
Address Okružná 116/11, 90041 Rovinka, Slovenská republika
Ing. Zlatica MinarovjechováActive
Predstavenstvofrom Tuesday, November 10, 2020
Člen predstavenstva
Address Trinásta 25, 83101 Bratislava - mestská časť Nové Mesto, Slovenská republika
Ing. Martin NebesníkEnded
PredstavenstvoMonday, December 2, 2024 – Tuesday, April 8, 2025
Člen predstavenstva
Address Fialová 2B, 85107 Bratislava - mestská časť Petržalka, Slovenská republika
Ing. Juraj MinarovjechEnded
PredstavenstvoSaturday, November 29, 2014 – Saturday, January 30, 2016
člen predstavenstva
Address Jesenského 12, 81102 Bratislava, Slovenská republika
Ing. Marek ReguliEnded
PredstavenstvoSaturday, November 29, 2014 – Sunday, December 1, 2024
člen predstavestva
Address Palkovičova 245/13, 82108 Bratislava, Slovenská republika
Ing. Peter HuňorEnded
PredstavenstvoSaturday, November 29, 2014 – Saturday, January 30, 2016
predseda predstavenstva
Address Beniakova 3136/5A, 84105 Bratislava, Slovenská republika

Related persons

3 active of 10

Ing. Marek ReguliActive
Člen dozorného orgánufrom Monday, December 2, 2024
Address Rulandská 1787/33, 90021 Svätý Jur, Slovenská republika
Pavol JakubovActive
Člen dozorného orgánufrom Friday, March 11, 2016
Address Hervartov 23, 08622 Bardejov, Slovenská republika
Ing. Ivan BoledovičActive
Člen dozorného orgánufrom Thursday, December 17, 2015
Address Líščie údolie 196A, 84104 Bratislava - Karlova Ves, Slovenská republika
Ing. Marek ReguliEnded
Člen dozorného orgánuMonday, December 2, 2024 – Wednesday, July 22, 2026
Address Palkovičova 13, 82108 Bratislava - mestská časť Ružinov, Slovenská republika
Ing. Peter HuňorEnded
Člen dozorného orgánuThursday, December 17, 2015 – Monday, April 4, 2016
Address Hájniky 1254/9, 90021 Svätý Jur, Slovenská republika
Pavol PrekopEnded
Člen dozorného orgánuThursday, December 17, 2015 – Sunday, December 1, 2024
Address Ľ. Štúra 923/2, 01303 Varín, Slovenská republika
Ing. Štefánia HuňorováEnded
Člen dozorného orgánuSaturday, November 29, 2014 – Saturday, January 30, 2016
Address Hájniky 1254/9, 90021 Svätý Jur, Slovenská republika
Mgr. Ján HuňorEnded
Člen dozorného orgánuSaturday, November 29, 2014 – Monday, February 15, 2016
Address Hájniky 1254/9, 90021 Svätý Jur, Slovenská republika
Mgr. Ján HuňorEnded
Člen dozorného orgánuSaturday, November 29, 2014 – Saturday, January 30, 2016
Address Tramínová 1694/8, 90021 Svätý Jur, Slovenská republika
MVDr. Pavol HuňorEnded
Člen dozorného orgánuSaturday, November 29, 2014 – Saturday, January 30, 2016
Address Majerná 23, 03601 Martin, Slovenská republika

Company history

4 changes in the register

Names
2 records
- BENCONT FINANCE, a. s.from Monday, December 1, 2025
- BENCONT COLLECTION, a. s.Saturday, November 29, 2014 – Sunday, November 30, 2025
Registered office
2 records
- Twin City Tower, Mlynské Nivy 10, 82109 Bratislava - mestská časť Staré Mesto, Slovenská republikafrom Thursday, July 23, 2026
- Vajnorská 100/A, 83104 Bratislava, Slovenská republikaSaturday, November 29, 2014 – Wednesday, July 22, 2026

Legal predecessor

BENCONT INVESTMENTS POHĽADÁVKY, s.r.o.
ID No.: 56337931from Friday, July 12, 2024
Vajnorská 100/A, Bratislava - mestská časť Nové Mesto, Slovenská republika
PRO CIVITAS s. r. o.
ID No.: 45869464from Wednesday, August 9, 2017
Vajnorská 100/A, Bratislava - mestská časť Nové Mesto, Slovenská republika

Legal successor

No legal successor

Companies in which this company is a shareholder

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Mestský súd Bratislava III
Registration number: Sa/6058/B
Main activity: Ostatné poskytovanie úverov
Sector (ESA 2010): Národní súkromní ostatní finanční sprostredkovatelia okrem poisťovacích korporácií a penzijných fondov
Tax registration: Active
VAT registration: Active

Legal facts

6 entries from the business register

Tuesday, July 30, 2019Osvedčenie o priebehu časti riadneho valného zhromaždenia vo forme notárskej zápisnice N 261/2019, Nz 19602/2019, NCRls 20052/2019 zo dňa 20.06.2019.
Wednesday, August 9, 2017Zmluva o zlúčení.
Tuesday, April 5, 2016rozhodnutie zo dňa 11.3.2016
Sunday, January 31, 2016Rozhodnutie jediného akcionára zo dňa 17.12.2015.
Saturday, November 29, 2014Obchodná spoločnosť bola založená ako súkromná akciová spoločnosť zakladateľskou listinou zo dňa 29.10.2014 vo forme notárskej zápisnice č. N 695/2014, Nz 40973/2014, NCRls 41761/2014 v zmysle ust. § 154 a nasl. zák. č. 513/1991 Zb. Obchodný zákonník.
Wednesday, August 9, 2017Zlúčenie, splynutie, rozdelenie spoločnosti: Spoločnosť je právnym nástupcom v dôsledku zlúčenia

BENCONT FINANCE, a. s.

Registered office

BENCONT FINANCE, a. s.

Twin City Tower, Mlynské Nivy 10, 82109 Bratislava - mestská časť Staré Mesto

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BENCONT FINANCE, a. s.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Central Register of Contracts

Largest partners

Recent contracts

Public sector partner

Beneficial owners

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Names

Registered office

Legal predecessor

Legal successor

Companies in which this company is a shareholder

Companies in which this company is a shareholder

Registration

Legal facts

Registered office

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Companies in which this company is a shareholder