Company data from Slovak public registers

Andromia Insight

RIS Finance s.r.o.

Company financial profile・Company ID 50195221・Bakossova 14464/3E, 97401 Banská Bystrica・Founded 2016

Financial reportFinancial statements
Active

Turnover 2025

23 K €

+79 %
Company ID
50195221
Tax ID
2120203162
VAT ID
—
Registered office
RIS Finance s.r.o.Bakossova 14464/3E 97401 Banská Bystrica
Established
Wednesday, February 24, 2016
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerOkresný súd Banská Bystrica, Sro/52171/S

Profit 2025

18 K €

+251 %Net profit after tax

Assets

40 K €

+49 %Total assets, stated excl. VAT

Equity

34 K €

+101 %Assets less external liabilities

Debt ratio

14.1 %

−22 ppLiabilities / total assets

Gross margin

97.3 %

+3.4 ppGross profit / sales
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Andromia score

—

Profit

+251 %
−5,671 €2,915 €−3,489 €1,313 €2,044 €1,667 €5,603 €−788 €5,245 €18 K €20162017201820192020202120222023202420252016−5,671 €20172,915 €2018−3,489 €20191,313 €20202,044 €20211,667 €20225,603 €2023−788 €20245,245 €202518 K €

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+79 %
17 K €52 K €29 K €30 K €26 K €22 K €40 K €26 K €13 K €23 K €2016201720182019202020212022202320242025201617 K €201752 K €201829 K €201930 K €202026 K €202122 K €202240 K €202326 K €202413 K €202523 K €

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

0 €480 €0 €0 €14 €0 €1,044 €0 €−581 €2,050 €2016201720182019202020212022202320242025Total tax · 20160 €Total tax · 2017480 €Total tax · 20180 €Total tax · 20190 €Total tax · 202014 €Total tax · 20210 €Total tax · 20221,044 €Total tax · 20230 €Total tax · 2024−581 €Total tax · 20252,050 €

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

81.7 %

+40 pp

Profit / revenue

Profit margin

81.7 %

+40 pp

Profit / sales

ROA

46.0 %

+27 pp

Return on assets

ROE

53.6 %

+23 pp

Return on equity

Return on costs

445.3 %

+374 pp

Profit / (revenue − profit)

Added value to revenue

97.3 %

+3.4 pp

Added value / revenue

Earnings before tax

20 K €

+339 %

Profit + income tax

Effective tax

10.0 %

+22 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

17 K €201652 K €201729 K €201831 K €201926 K €202022 K €202140 K €202226 K €202313 K €202423 K €2025

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item2022202320242025
Sales of products, services and goods40 K €26 K €13 K €23 K €
Value added20 K €18 K €12 K €22 K €
Operating revenue40 K €26 K €13 K €23 K €
Profit after tax5,603 €−788 €5,245 €18 K €
Income tax1,044 €0 €−581 €2,050 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item2022202320242025
Personnel costs1,696 €11 K €0 €0 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

  • Non-current assets0 €
  • Current assets40 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

  • Equity34 K €
  • Liabilities5,664 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item2022202320242025
Total assets31 K €25 K €27 K €40 K €
Non-current assets6,296 €0 €−5,519 €0 €
Property, plant and equipment6,296 €0 €−5,519 €0 €
Non-current intangible assets0 €0 €0 €0 €
Non-current financial assets0 €0 €0 €0 €
Current assets24 K €25 K €32 K €40 K €
Inventory0 €0 €0 €0 €
Non-current receivables0 €0 €0 €0 €
Current receivables1,789 €557 €5,118 €3,566 €
Financial accounts22 K €24 K €27 K €37 K €

Liabilities and equity

Item2022202320242025
Total equity and liabilities31 K €25 K €27 K €40 K €
Equity13 K €12 K €17 K €34 K €
Share capital5,000 €5,000 €5,000 €5,000 €
Profit/loss of previous years2,078 €7,553 €6,765 €11 K €
Profit/loss for the accounting period after tax5,603 €−788 €5,245 €18 K €
Liabilities18 K €13 K €9,769 €5,664 €
Non-current liabilities60 €60 €60 €60 €
Current liabilities1,542 €617 €1,858 €2,180 €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans16 K €12 K €7,851 €3,424 €
Provisions0 €0 €0 €0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionNo
  • Tax reliability indexHighly reliable
  • Tax debtNo
  • State receivablesNo
  • State court receivablesNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Business activities

13 registered activities

  • Činnosť podriadeného finančného agenta v podregistri doplnkového dôchodkového sporeniaValid from Thursday, March 31, 2022
  • Činnosť podriadeného finančného agenta v podregistri starobného dôchodkového sporeniaValid from Thursday, March 31, 2022
  • Činnosť podriadeného finančného agenta v podregistri Kapitálový trhValid from Wednesday, February 22, 2017
  • činnosť podriadeného finančného agenta v oblasti poistenie a zaistenieValid from Friday, October 28, 2016
  • činnosť podriadeného finančného agenta v oblasti poskytovanie úverov a spotrebiteľských úverovValid from Friday, October 28, 2016
  • činnosť podnikateľských, organizačných a ekonomických poradcovValid Wednesday, February 24, 2016 – Wednesday, December 12, 2018
  • kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Wednesday, February 24, 2016
  • reklamné a marketingové službyValid from Wednesday, February 24, 2016
  • sprostredkovanie predaja, prenájmu a kúpy nehnuteľnosti (realitná činnosť)Valid Wednesday, February 24, 2016 – Wednesday, December 12, 2018
  • sprostredkovateľská činnosť v oblasti obchoduValid from Wednesday, February 24, 2016

Statutory bodies and related persons

Statutory body

1 active of 4
  • Ing. Lucia RiskováActive
    Konateľfrom Tuesday, October 23, 2018

    Address Bakossova 14464/3E, 97401 Banská Bystrica, Slovenská republika

  • Ing. Lucia RiskováEnded
    KonateľTuesday, October 23, 2018 – Wednesday, March 30, 2022

    Address Čajakova 2171/10, 01001 Žilina, Slovenská republika

  • Ing. Lucia RiskováEnded
    KonateľTuesday, October 23, 2018 – Tuesday, April 15, 2025

    Address Mateja Bela 5325/7, 97411 Banská Bystrica, Slovenská republika

  • Ing, Tomáš RiskaEnded
    KonateľWednesday, February 24, 2016 – Wednesday, December 12, 2018

    Address Čajakova 2171/10, 01001 Žilina, Slovenská republika

Related persons

1 active of 4
  • Ing. Lucia RiskováActive
    Spoločník v.o.s. / s.r.o.from Thursday, March 31, 2022

    Address Bakossova 14464/3E, 97401 Banská Bystrica, Slovenská republika

    Share100 %Contribution5,000 EUR
  • Ing. Lucia RiskováEnded
    Spoločník v.o.s. / s.r.o.Wednesday, July 1, 2020 – Wednesday, March 30, 2022

    Address Čajakova 2171/10, 01001 Žilina, Slovenská republika

    Share100 %Contribution5,000 EUR
  • RIS Company s.r.o.Ended
    Spoločník v.o.s. / s.r.o.Thursday, December 13, 2018 – Tuesday, June 30, 2020

    Address Čajakova 2171/10, 01001 Žilina, Slovenská republika

    Share100 %Contribution5,000 EUR
  • Ing. Tomáš RiskaEnded
    Spoločník v.o.s. / s.r.o.Wednesday, February 24, 2016 – Wednesday, December 12, 2018

    Address Čajakova 2171/10, 01001 Žilina, Slovenská republika

    Share100 %Contribution5,000 EUR

Company history

3 changes in the register

  • Names

    2 records
    • RIS Finance s.r.o.from Thursday, December 13, 2018
    • Vision Reality s.r.o.Wednesday, February 24, 2016 – Wednesday, December 12, 2018

  • Registered office

    3 records
    • Bakossova 14464/3E, 97401 Banská Bystrica, Slovenská republikafrom Wednesday, April 16, 2025
    • Národná 5, 01001 Žilina, Slovenská republikaThursday, March 31, 2022 – Tuesday, April 15, 2025
    • Čajakova 2171/10, 01001 Žilina, Slovenská republikaWednesday, February 24, 2016 – Wednesday, March 30, 2022

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Banská Bystrica
Registration number
Sro/52171/S
Main activity
Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010)
Národné súkromné finančné pomocné inštitúcie
Tax registration
Active
RIS Finance s.r.o.

Registered office

RIS Finance s.r.o.

Bakossova 14464/3E, 97401 Banská Bystrica

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