Euro Credit, s. r. o.

Company financial profile・Company ID 50937642・Mierová 18718/171A, 82105 Bratislava - mestská časť Ružinov・Founded 2017

Financial report Financial statements

Active

Turnover 2025

7.91 M €

+1,076 %

Company ID: 50937642
Tax ID: 2120537727
VAT ID: SK2120537727, under §4, registered since Wednesday, March 1, 2023

Registered office: Euro Credit, s. r. o.Mierová 18718/171A 82105 Bratislava - mestská časť Ružinov
Established: Wednesday, June 21, 2017
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerMestský súd Bratislava III, Sro/120645/B

Profit 2025

12 K €

+8,294 %Net profit after tax

Assets

1.71 M €

+1,099 %Total assets, stated excl. VAT

Equity

15 K €

+357 %Assets less external liabilities

Debt ratio

99.1 %

+1.4 ppLiabilities / total assets

Gross margin

1.8 %

+1.2 ppGross profit / sales

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Andromia score

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Profit

+8,294 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+1,076 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

0.2 %

+0.2 pp

Profit / revenue

Profit margin

0.2 %

+0.2 pp

Profit / sales

ROA

0.7 %

+0.8 pp

Return on assets

ROE

78.2 %

+83 pp

Return on equity

Return on costs

0.2 %

+0.2 pp

Profit / (revenue − profit)

Added value to revenue

1.8 %

+1.2 pp

Added value / revenue

Earnings before tax

16 K €

+325 %

Profit + income tax

Effective tax

24.4 %

−79 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	78 K €	409 K €	672 K €	7.91 M €
Value added	24 K €	3,809 €	4,249 €	145 K €
Operating revenue	78 K €	414 K €	672 K €	7.91 M €
Profit after tax	358 €	−1,294 €	−145 €	12 K €
Income tax	112 €	134 €	3,840 €	3,840 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	11 K €	9,112 €	0 €	57 K €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets441 K €
Current assets1.27 M €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity15 K €
Liabilities1.69 M €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	20 K €	121 K €	142 K €	1.71 M €
Non-current assets	0 €	0 €	0 €	441 K €
Property, plant and equipment	0 €	0 €	0 €	441 K €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	20 K €	121 K €	142 K €	1.27 M €
Inventory	0 €	0 €	0 €	61 K €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	4,800 €	51 K €	50 K €	773 K €
Financial accounts	15 K €	70 K €	93 K €	431 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	20 K €	121 K €	142 K €	1.71 M €
Equity	4,760 €	3,466 €	3,323 €	15 K €
Share capital	5,000 €	5,000 €	5,000 €	5,000 €
Profit/loss of previous years	−654 €	−314 €	−1,606 €	−1,753 €
Profit/loss for the accounting period after tax	358 €	−1,294 €	−145 €	12 K €
Liabilities	15 K €	117 K €	139 K €	1.69 M €
Non-current liabilities	55 €	54 €	54 €	126 €
Current liabilities	15 K €	117 K €	139 K €	1.69 M €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	0 €	0 €	0 €	0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0526Excess deduction for the period56,648.04 €Tax liability for the period0 €Yes
Tax reliability indexReliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

16 registered activities

Činnosť podriadeného finančného agenta v sektore poistenia alebo zaisteniaValid from Friday, February 2, 2018
Činnosť samostatného finančného agenta v sektore poskytovania úverov a spotrebiteľských úverovValid from Thursday, January 4, 2018
Administratívne službyValid from Wednesday, June 21, 2017
Činnosť podnikateľských, organizačných a ekonomických poradcovValid from Wednesday, June 21, 2017
Faktoring a forfaitingValid from Wednesday, June 21, 2017
Finančný lízingValid from Wednesday, June 21, 2017
Kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Wednesday, June 21, 2017
Počítačové služby a služby súvisiace s počítačovým spracovaním údajovValid from Wednesday, June 21, 2017
Poskytovanie úverov alebo pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôtValid from Wednesday, June 21, 2017
Prenájom hnuteľných vecíValid from Wednesday, June 21, 2017

Statutory bodies and related persons

Statutory body

2 active of 3

Jozef IvančoActive
Konateľfrom Wednesday, June 21, 2017
Address Mierová 18718/171A, 82105 Bratislava - mestská časť Ružinov, Slovenská republika
Mgr. Petr PlevačActive
Konateľfrom Wednesday, June 21, 2017
Address Dunajská 31, 62500 Brno, Česká republika
Jozef IvančoEnded
KonateľWednesday, June 21, 2017 – Friday, March 31, 2023
Address Medveďovej 1556/32, 85104 Bratislava - mestská časť Petržalka, Slovenská republika

Related persons

2 active of 3

Jozef IvančoActive
Spoločník v.o.s. / s.r.o.from Saturday, April 1, 2023
Address Mierová 18718/171A, 82105 Bratislava - mestská časť Ružinov, Slovenská republika
Share50 %Contribution2,500 EUR
Mgr. Petr PlevačActive
Spoločník v.o.s. / s.r.o.from Wednesday, June 21, 2017
Address Dunajská 31, 62500 Brno, Česká republika
Share50 %Contribution2,500 EUR
Jozef IvančoEnded
Spoločník v.o.s. / s.r.o.Wednesday, June 21, 2017 – Friday, March 31, 2023
Address Medveďovej 1556/32, 85104 Bratislava - mestská časť Petržalka, Slovenská republika
Share50 %Contribution2,500 EUR

Company history

3 changes in the register

Names
3 records
- Euro Credit, s. r. o.from Tuesday, June 25, 2024
- Financial and Insurance Services, s.r.o.; skrátený názov: FIS, s.r.o.Saturday, April 1, 2023 – Monday, June 24, 2024
- Financial and Insurance Services, s.r.o.Wednesday, June 21, 2017 – Friday, March 31, 2023
Registered office
2 records
- Mierová 18718/171A, 82105 Bratislava - mestská časť Ružinov, Slovenská republikafrom Saturday, April 1, 2023
- Šalviová 1015/11, 90046 Most pri Bratislave, Slovenská republikaWednesday, June 21, 2017 – Friday, March 31, 2023

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Mestský súd Bratislava III
Registration number: Sro/120645/B
Main activity: Počítačová infraštruktúra, spracovanie dát, poskytovanie serverového priestoru a súvisiace činnosti
Sector (ESA 2010): Nefinančné korporácie pod zahraničnou kontrolou
Tax registration: Active
VAT registration: Active

Legal facts

1 entry from the business register

Wednesday, June 21, 2017Spoločnosť bola založená spoločenskou zmluvou zo dňa 23.05.2017 v zmysle príslušných ustanovení z. č. 513/1991 Zb. v znení neskorších predpisov – Obchodného zákonníka v platnom znení.

Euro Credit, s. r. o.

Registered office

Euro Credit, s. r. o.

Mierová 18718/171A, 82105 Bratislava - mestská časť Ružinov

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Euro Credit, s. r. o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Company history

Names

Registered office

Registration

Legal facts

Registered office

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