TER FINANC s.r.o.

Company financial profile・Company ID 51423553・Poničanová 653/16, 04017 Košice - mestská časť Barca・Founded 2018

Financial report Financial statements

Active

Turnover 2025

76 K €

+55 %

Company ID: 51423553
Tax ID: 2120703310
VAT ID: SK2120703310, under §4, registered since Monday, November 3, 2025

Registered office: TER FINANC s.r.o.Poničanová 653/16 04017 Košice - mestská časť Barca
Established: Tuesday, February 27, 2018
Legal form: Spoločnosť s ručením obmedzeným
Registered in: Obchodný registerMestský súd Košice, Sro/43341/V

Profit 2025

3,384 €

+77 %Net profit after tax

Assets

31 K €

+18 %Total assets, stated excl. VAT

Equity

27 K €

+14 %Assets less external liabilities

Debt ratio

13.1 %

+2.5 ppLiabilities / total assets

Gross margin

22.0 %

+1.8 ppGross profit / sales

Coming soon

Andromia score

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Profit

+77 %

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

+55 %

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

4.5 %

+0.5 pp

Profit / revenue

Profit margin

4.5 %

+0.5 pp

Profit / sales

ROA

10.9 %

+3.6 pp

Return on assets

ROE

12.5 %

+4.4 pp

Return on equity

Return on costs

4.7 %

+0.6 pp

Profit / (revenue − profit)

Added value to revenue

22.0 %

+1.8 pp

Added value / revenue

Earnings before tax

4,344 €

+93 %

Profit + income tax

Effective tax

22.1 %

+7.0 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item	2022	2023	2024	2025
Sales of products, services and goods	34 K €	43 K €	49 K €	76 K €
Value added	7,760 €	7,599 €	9,883 €	17 K €
Operating revenue	34 K €	44 K €	49 K €	76 K €
Profit after tax	705 €	572 €	1,916 €	3,384 €
Income tax	124 €	135 €	340 €	960 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item	2022	2023	2024	2025
Personnel costs	6,736 €	6,587 €	7,240 €	9,753 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

Non-current assets0 €
Current assets31 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

Equity27 K €
Liabilities4,064 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item	2022	2023	2024	2025
Total assets	23 K €	24 K €	26 K €	31 K €
Non-current assets	0 €	0 €	0 €	0 €
Property, plant and equipment	0 €	0 €	0 €	0 €
Non-current intangible assets	0 €	0 €	0 €	0 €
Non-current financial assets	0 €	0 €	0 €	0 €
Current assets	23 K €	24 K €	26 K €	31 K €
Inventory	0 €	0 €	0 €	0 €
Non-current receivables	0 €	0 €	0 €	0 €
Current receivables	6,270 €	7,816 €	19 K €	19 K €
Financial accounts	17 K €	16 K €	7,379 €	12 K €

Liabilities and equity

Item	2022	2023	2024	2025
Total equity and liabilities	23 K €	24 K €	26 K €	31 K €
Equity	22 K €	22 K €	24 K €	27 K €
Share capital	5,000 €	5,000 €	5,000 €	5,000 €
Profit/loss of previous years	15 K €	16 K €	16 K €	18 K €
Profit/loss for the accounting period after tax	705 €	572 €	1,916 €	3,384 €
Liabilities	1,543 €	1,469 €	2,783 €	4,064 €
Non-current liabilities	0 €	0 €	0 €	0 €
Current liabilities	1,000 €	1,095 €	2,113 €	3,156 €
Long-term bank loans	0 €	0 €	0 €	0 €
Short-term bank loans	0 €	0 €	0 €	0 €
Provisions	543 €	374 €	670 €	908 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

The entity is listed as an unreliable VAT payerNo
Former unreliable VAT payerNo
Excess VAT deductionLatest taxable period0526Excess deduction for the period0 €Tax liability for the period15.98 €No
Tax reliability indexReliable
Tax debtNo
State receivablesNo
State court receivablesNo
Debt with VšZPNo
Debt with UnionNo
Debt with Social Insurance AgencyNo

Business activities

12 registered activities

podriadený finančný agent v sektore poistenia a zaistenia, kapitálového trhu, prijímania vkladov, poskytovania úverov, starobného dôchodkového sporenia a doplnkového dôchodkového sporeniaValid from Saturday, August 11, 2018
administratívne službyValid from Tuesday, February 27, 2018
činnosť podnikateľských, organizačných a ekonomických poradcovValid from Tuesday, February 27, 2018
kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Tuesday, February 27, 2018
organizovanie kultúrnych a iných spoločenských podujatíValid from Tuesday, February 27, 2018
prenájom hnuteľných vecíValid from Tuesday, February 27, 2018
prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmomValid from Tuesday, February 27, 2018
reklamné a marketingové službyValid from Tuesday, February 27, 2018
služby súvisiace s počítačovým spracovaním údajovValid from Tuesday, February 27, 2018
sprostredkovanie poskytovania úverov alebo pôžičiek z peňažných zdrojov získaných výlučne bez verejnej výzvy a bez verejnej ponuky majetkových hodnôtValid from Tuesday, February 27, 2018

Statutory bodies and related persons

Statutory body

1 active of 2

Terézia DrangováActive
Konateľfrom Tuesday, February 27, 2018
Address Poničanová 653/16, 04017 Košice - mestská časť Barca, Slovenská republika
Milan DrangaEnded
KonateľTuesday, June 5, 2018 – Friday, May 26, 2023
Address Poničanová 653/16, 04017 Košice - mestská časť Barca, Slovenská republika

Related persons

1 active of 2

Terézia DrangováActive
Spoločník v.o.s. / s.r.o.from Tuesday, August 2, 2022
Address Poničanová 653/16, 04017 Košice - mestská časť Barca, Slovenská republika
Share100 %Contribution5,000 EUR
Terézia DrangováEnded
Spoločník v.o.s. / s.r.o.Tuesday, February 27, 2018 – Monday, August 1, 2022
Address Poničanová 653/16, 04017 Košice - mestská časť Barca, Slovenská republika
Share100 %Contribution5,000 EUR

Registration

Registered in Business Register

Register: Obchodný register
Registration court: Mestský súd Košice
Registration number: Sro/43341/V
Main activity: Ostatné vzdelávanie i. n.
Sector (ESA 2010): Národné súkromné nefinančné korporácie
Tax registration: Active
VAT registration: Active

TER FINANC s.r.o.

Registered office

TER FINANC s.r.o.

Poničanová 653/16, 04017 Košice - mestská časť Barca

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TER FINANC s.r.o.

Profit

Revenue

Income tax

Financial indicators

Total revenue

Income statement

Non-profit resources and costs

Assetsexcl. VAT

Liabilities and equity

Balance sheet

Assets (excl. VAT)

Liabilities and equity

Company reliability

Business activities

Statutory bodies and related persons

Statutory body

Related persons

Registration

Registered office

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