Company data from Slovak public registers

Active

Smart Loans s. r. o.

Company financial profileCompany ID 53108388Medovková ulica 989/4, 93041 HviezdoslavovFounded 2020

Turnover 2025

172 K €

+197 %
Company ID
53108388
Tax ID
2121267621
VAT ID
SK2121267621, under §4, registered since Wednesday, June 25, 2025
Registered office
Smart Loans s. r. o.Medovková ulica 989/4 93041 Hviezdoslavov
Established
Saturday, June 13, 2020
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerOkresný súd Trnava, Sro/46928/T

Profit 2025

7,563 €

+146 %

Assets

101 K €

+97 %

Equity

31 K €

+32 %

Debt ratio

68.9 %

+16 pp

Gross margin

16.0 %

−27 pp
Coming soon

Andromia score

Profit

+146 %
6,619 €2,433 €2,650 €4,128 €3,080 €7,563 €202020212022202320242025

Revenue

+158 %
48 K €105 K €108 K €30 K €57 K €147 K €202020212022202320242025

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

4.4 %

−0.9 pp

Profit / revenue

ROA

7.5 %

+1.5 pp

Return on assets

ROE

24.0 %

+11 pp

Return on equity

Current ratio

0.72

−58 %

Current assets / current liabilities

Earnings before tax

9,061 €

+124 %

Profit + income tax

Effective tax

16.5 %

−7.2 pp

Income tax / earnings before tax

Net working capital

−13 K €

−260 %

Current assets − current liabilities

Revenue CAGR

25.0 %

Average annual revenue growth

Total revenue

Sales + other operating + financial income

48 K €2020105 K €2021108 K €202230 K €202358 K €2024172 K €2025

Income statement

Item2022202320242025
Sales of products, services and goods108 K €30 K €57 K €147 K €
Value added21 K €16 K €25 K €24 K €
Operating revenue108 K €30 K €58 K €172 K €
Profit after tax2,650 €4,128 €3,080 €7,563 €
Income tax924 €879 €960 €1,498 €

Assets

  • Non-current assets68 K €
  • Current assets33 K €

Liabilities and equity

  • Equity31 K €
  • Liabilities70 K €

Balance sheet

Assets

Item2022202320242025
Total assets47 K €36 K €51 K €101 K €
Non-current assets23 K €15 K €33 K €68 K €
Property, plant and equipment15 K €8,785 €33 K €68 K €
Non-current intangible assets0 €0 €0 €0 €
Non-current financial assets8,246 €6,410 €0 €0 €
Current assets24 K €21 K €19 K €33 K €
Inventory0 €0 €0 €0 €
Non-current receivables0 €321 €321 €975 €
Current receivables7,027 €7,469 €8,177 €23 K €
Financial accounts16 K €13 K €10 K €9,234 €

Liabilities and equity

Item2022202320242025
Total equity and liabilities47 K €36 K €51 K €101 K €
Equity17 K €21 K €24 K €31 K €
Share capital5,000 €5,000 €5,000 €5,000 €
Profit/loss of previous years8,599 €11 K €15 K €18 K €
Profit/loss for the accounting period after tax2,650 €4,128 €3,080 €7,563 €
Liabilities30 K €15 K €27 K €70 K €
Non-current liabilities19 K €12 K €17 K €21 K €
Current liabilities11 K €1,271 €11 K €46 K €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans0 €1,694 €0 €0 €
Provisions129 €0 €0 €500 €

Income tax

Tax liability trend

1,173 €821 €924 €879 €960 €1,498 €202020212022202320242025
Total taxCurrent tax

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionLatest taxable period0226Excess deduction for the period4.79 €Tax liability for the period0 €Yes
  • Tax reliability indexReliable
  • Tax debtNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Business activities

14 registered activities

  • Činnosť podriadeného finančného agenta v sektore poskytovania úverov, úverov na bývanie a spotrebiteľských úverovValid from Tuesday, July 21, 2020
  • Činnosť podriadeného finančného agenta v sektore prijímania vkladovValid from Tuesday, July 21, 2020
  • Administratívne službyValid from Saturday, June 13, 2020
  • Činnosť podnikateľských, organizačných a ekonomických poradcovValid from Saturday, June 13, 2020
  • Kúpa tovaru na účely jeho predaja konečnému spotrebiteľovi (maloobchod) alebo iným prevádzkovateľom živnosti (veľkoobchod)Valid from Saturday, June 13, 2020
  • Organizovanie športových, kultúrnych a iných spoločenských podujatíValid from Saturday, June 13, 2020
  • Počítačové služby a služby súvisiace s počítačovým spracovaním údajovValid from Saturday, June 13, 2020
  • Prenájom hnuteľných vecíValid from Saturday, June 13, 2020
  • Prenájom nehnuteľností spojený s poskytovaním iných než základných služieb spojených s prenájmomValid from Saturday, June 13, 2020
  • Reklamné a marketingové služby, prieskum trhu a verejnej mienkyValid from Saturday, June 13, 2020

Statutory bodies and related persons

Statutory body

1 active of 1
  • Konateľfrom Saturday, June 13, 2020

    Address Medovková ulica 989/4, 93041 Hviezdoslavov, Slovenská republika

Related persons

1 active of 2
  • Spoločník v.o.s. / s.r.o.from Friday, August 13, 2021

    Address Medovková ulica 989/4, 93041 Hviezdoslavov, Slovenská republika

    Share100 %Contribution5,000 EUR
  • Spoločník v.o.s. / s.r.o.Saturday, June 13, 2020 – Thursday, August 12, 2021

    Address Hviezdoslavov 989, 93041 Hviezdoslavov, Slovenská republika

    Share100 %Contribution5,000 EUR

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Trnava
Registration number
Sro/46928/T
Main activity
Ostatné pomocné činnosti finančných služieb okrem poistenia a dôchodkového zabezpečenia
Sector (ESA 2010)
Národné súkromné finančné pomocné inštitúcie
Tax registration
Active
VAT registration
Active
Smart Loans s. r. o.

Registered office

Smart Loans s. r. o.

Medovková ulica 989/4, 93041 Hviezdoslavov

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