Company data from Slovak public registers

Andromia Insight

M&D Finančné služby, s. r. o.

Company financial profile・Company ID 53350669・Hurbanova 1410/5, 03101 Liptovský Mikuláš・Founded 2020

Financial reportFinancial statements
Active

Turnover 2025

9,089 €

−26 %
Company ID
53350669
Tax ID
2121375179
VAT ID
—
Registered office
M&D Finančné služby, s. r. o.Hurbanova 1410/5 03101 Liptovský Mikuláš
Established
Tuesday, October 6, 2020
Legal form
Spoločnosť s ručením obmedzeným
Registered in
Obchodný registerOkresný súd Žilina, Sro/75709/L

Profit 2025

1,239 €

−61 %Net profit after tax

Assets

10 K €

+12 %Total assets, stated excl. VAT

Equity

9,310 €

+15 %Assets less external liabilities

Debt ratio

9.5 %

−3.0 ppLiabilities / total assets

Gross margin

58.4 %

+2.7 ppGross profit / sales
Coming soon

Andromia score

—

Profit

−61 %
448 €−596 €444 €−402 €3,178 €1,239 €2020202120222023202420252020448 €2021−596 €2022444 €2023−402 €20243,178 €20251,239 €

Profit after tax as reported in each year's financial statements. A negative value is a loss.

Revenue

−24 %
2,423 €6,906 €8,899 €9,309 €12 K €8,774 €20202021202220232024202520202,423 €20216,906 €20228,899 €20239,309 €202412 K €20258,774 €

Sales of products, services and goods, i.e. income from the company's core business, without other revenue.

Income tax

Tax liability trend

85 €0 €53 €0 €478 €340 €202020212022202320242025Total tax · 202085 €Total tax · 20210 €Total tax · 202253 €Total tax · 20230 €Total tax · 2024478 €Total tax · 2025340 €

Total tax is the income tax reported in the income statement. Payable tax is the part the company pays to the state for that year.

Financial indicators

Calculated from accounting statements using standard financial formulas.

Net margin

13.6 %

−12 pp

Profit / revenue

Profit margin

14.1 %

−13 pp

Profit / sales

ROA

12.0 %

−22 pp

Return on assets

ROE

13.3 %

−26 pp

Return on equity

Return on costs

15.8 %

−19 pp

Profit / (revenue − profit)

Added value to revenue

56.3 %

+4.5 pp

Added value / revenue

Earnings before tax

1,579 €

−57 %

Profit + income tax

Effective tax

21.5 %

+8.5 pp

Income tax / earnings before tax

Total revenue

Sales + other operating + financial income

2,423 €20207,320 €20219,393 €202211 K €202312 K €20249,089 €2025

All of the company's revenue for the year. Unlike sales, it also includes asset sales, financial and other revenue.

Income statement

Item2022202320242025
Sales of products, services and goods8,899 €9,309 €12 K €8,774 €
Value added69 €1,664 €6,407 €5,120 €
Operating revenue9,393 €11 K €12 K €9,089 €
Profit after tax444 €−402 €3,178 €1,239 €
Income tax53 €0 €478 €340 €

Revenue, costs and profit for each year, from the published financial statements.

Non-profit resources and costs

Item2022202320242025
Personnel costs0 €3,318 €3,554 €3,832 €

The main activity is untaxed, the business activity taxed. Figures from the published financial statements.

Assetsexcl. VAT

  • Non-current assets0 €
  • Current assets10 K €

What the company holds at year end: non-current and current assets, stated excl. VAT.

Liabilities and equity

  • Equity9,310 €
  • Liabilities976 €

How those assets are financed: equity and external liabilities. Equity and liabilities always equal assets.

Balance sheet

Assets (excl. VAT)

Item2022202320242025
Total assets5,517 €5,362 €9,223 €10 K €
Non-current assets0 €0 €0 €0 €
Property, plant and equipment0 €0 €0 €0 €
Non-current intangible assets0 €0 €0 €0 €
Non-current financial assets0 €0 €0 €0 €
Current assets5,517 €5,362 €9,223 €10 K €
Inventory0 €0 €0 €0 €
Non-current receivables0 €0 €0 €0 €
Current receivables0 €0 €0 €75 €
Financial accounts5,517 €5,362 €9,223 €10 K €

Liabilities and equity

Item2022202320242025
Total equity and liabilities5,517 €5,362 €9,223 €10 K €
Equity5,296 €4,893 €8,072 €9,310 €
Share capital5,000 €5,000 €5,000 €5,000 €
Profit/loss of previous years−170 €251 €−151 €2,868 €
Profit/loss for the accounting period after tax444 €−402 €3,178 €1,239 €
Liabilities221 €469 €1,151 €976 €
Non-current liabilities0 €13 €27 €43 €
Current liabilities221 €456 €1,124 €933 €
Long-term bank loans0 €0 €0 €0 €
Short-term bank loans0 €0 €0 €0 €
Provisions0 €0 €0 €0 €

Assets and how they are financed at the end of each year. Assets are stated excl. VAT.

Company reliability

  • The entity is listed as an unreliable VAT payerNo
  • Former unreliable VAT payerNo
  • Excess VAT deductionNo
  • Tax reliability indexHighly reliable
  • Tax debtNo
  • State receivablesNo
  • State court receivablesNo
  • Debt with VšZPNo
  • Debt with UnionNo
  • Debt with Social Insurance AgencyNo

Central Register of Contracts

Contract count4
Total amount0 €
Counterparties2
Latest contractFriday, September 25, 2026

Largest partners

View all

Recent contracts

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Zdroj: Centrálny register zmlúv (www.crz.gov.sk), Úrad vlády SR, licencia CC BY 4.0

Business activities

27 registered activities

  • Činnosť podriadeného finančného agenta v sektore doplnkového dôchodkového sporeniaValid from Friday, August 6, 2021
  • Činnosť podriadeného finančného agenta v sektore kapitálového trhuValid from Friday, August 6, 2021
  • Činnosť podriadeného finančného agenta v sektore poistenia alebo zaisteniaValid from Friday, August 6, 2021
  • Činnosť podriadeného finančného agenta v sektore poskytovania úverov, úverov na bývanie a spotrebiteľských úverovValid from Friday, August 6, 2021
  • Činnosť podriadeného finančného agenta v sektore prijímania vkladovValid from Friday, August 6, 2021
  • Činnosť podriadeného finančného agenta v sektore starobného dôchodkového sporeniaValid from Friday, August 6, 2021
  • Činnosť samostatného finančného agenta v sektore doplnkového dôchodkového sporeniaValid Wednesday, November 25, 2020 – Thursday, August 5, 2021
  • Činnosť samostatného finančného agenta v sektore kapitálového trhuValid Wednesday, November 25, 2020 – Thursday, August 5, 2021
  • Činnosť samostatného finančného agenta v sektore poistenia alebo zaisteniaValid Wednesday, November 25, 2020 – Thursday, August 5, 2021
  • Činnosť samostatného finančného agenta v sektore poskytovania úverov, úverov na bývanie a spotrebiteľských úverovValid Wednesday, November 25, 2020 – Thursday, August 5, 2021

Statutory bodies and related persons

Statutory body

2 active of 2
  • Edita MišíkováActive
    Konateľfrom Tuesday, October 6, 2020

    Address Hurbanova 1410/5, 03101 Liptovský Mikuláš, Slovenská republika

  • Lucia DidováActive
    Konateľfrom Tuesday, October 6, 2020

    Address Bellova 4329/15, 03101 Liptovský Mikuláš, Slovenská republika

Related persons

2 active of 2
  • Edita MišíkováActive
    Spoločník v.o.s. / s.r.o.from Tuesday, October 6, 2020

    Address Hurbanova 1410/5, 03101 Liptovský Mikuláš, Slovenská republika

    Share50 %Contribution2,500 EUR
  • Lucia DidováActive
    Spoločník v.o.s. / s.r.o.from Tuesday, October 6, 2020

    Address Bellova 4329/15, 03101 Liptovský Mikuláš, Slovenská republika

    Share50 %Contribution2,500 EUR

Company history

1 change in the register

  • Names

    2 records
    • M&D Finančné služby, s. r. o.from Friday, August 6, 2021
    • M&D Finančné poradenstvo, s. r. o.Tuesday, October 6, 2020 – Thursday, August 5, 2021

Registration

Registered in Business Register

Register
Obchodný register
Registration court
Okresný súd Žilina
Registration number
Sro/75709/L
Main activity
Činnosti poisťovacích agentov a maklérov
Sector (ESA 2010)
Národné súkromné finančné pomocné inštitúcie
Tax registration
Active
M&D Finančné služby, s. r. o.

Registered office

M&D Finančné služby, s. r. o.

Hurbanova 1410/5, 03101 Liptovský Mikuláš

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